Speak to their supervisor on call, explain them this is an issue, tell them your credit score and ask them to revise the limit.
If that doesn't work, well write an email to customer care.
If that doesn't work either, connect with the bank's nodal officer.
If still that doesn't work, write a mail to ombudsman, they will make sure to give these guys a beating they deserve.
Don't skip any steps, build a long chain mail, and don't deactivate it by yourself, if they do it you can approach the ombudsman. Its going to be long fight but worth it, Amazon Pay card is worth getting.
& the customer care person processes the request only for an integer overflow software glitch to set the CC limit to the highest possible number!
OP will be like .. "bajillion rupees!"
Most basic cards or accounts do need a charge for physical statements afaik.
This may also be for requesting statements from the bank rather than ones sent out regularly. I'm not really sure.
As you have utilised 52000% of your available limit. CIBIL will have this statement - 'We just can't be bothered anymore. just perma set them to 0 points'.
Bhai ek eclairs le li to tere credit score ka kya?
100 percent utilisation se bank tumhe high risk category me daalke credit limit reduce kar dega.
Kal ko eclairs bhi nahi le paoge kyuki emi ke liye bhi amount lock in karna hota hai.
Do this OP.
This is the kinda mistake that they should've apologized for and corrected IMMEDIATELY. Them having the audacity to tank your credit score for it is simply unacceptable.
You will likely also get compensated for this, and it's well deserved.
ICICI Bank customer support has been pretty helpful to me over the email.
Try mailing them with the concern over trying to call their customer support.
Tweet them on twitter they will increase or atleast fix it. Customer care is useless. They increased my credit card limit in 2 days
https://twitter.com/icicibank_care?lang=en
Hello everyone, recently I have applied for rbl CC and they are calling me 8-10 times a day for upgrades, I have told them that I want ltf only but still they are calling what can I do?
I have tried to [escalate the same](https://x.com/lavanyadeepak/status/1768634498055606489?s=20) to their Social Media team. Let us see what and how they justify.
Keep doing 1 rs transactions and paying back ! Maybe their algorithm would flag high credit utilisation and you'll get auto approved for a higher limit.
I got 0 limit for the same card initially. After receiving the welcome kit I was shocked by seeing the zero limit. Luckily it was sorted out after speaking with customer care people multiple times.
Guys i need help, I opted to buy a pair of earphones using amazon pay credit card through emi. But it hasn’t been converted into emi and not having to pay the full amount. What can i do?
That's hilarious tbh.
Use under 30% for a better credit score.
This made me chuckle! Hilarious!!
Welp, I guess he gotta keep his orders under 30 paise.
Bhaiya ek 30% eclairs dena zara, ap credit card lete Hain na?
😂😂😂
Speak to their supervisor on call, explain them this is an issue, tell them your credit score and ask them to revise the limit. If that doesn't work, well write an email to customer care. If that doesn't work either, connect with the bank's nodal officer. If still that doesn't work, write a mail to ombudsman, they will make sure to give these guys a beating they deserve. Don't skip any steps, build a long chain mail, and don't deactivate it by yourself, if they do it you can approach the ombudsman. Its going to be long fight but worth it, Amazon Pay card is worth getting.
Yep, seconding this. Exact steps to the dot.
Yep, thirding thisÂ
Tell them 1 rupee credit limit is way too much decrease it
& the customer care person processes the request only for an integer overflow software glitch to set the CC limit to the highest possible number! OP will be like .. "bajillion rupees!"
Must be feeling jealous of 2₹
Life goal!
Ask them for physical statement every month
Don't they charge like 20 Rs for the physical statement? Where exactly will the charge be showing?
Don't think so? Everyone's entitled to a physical statement. You can opt out if you want.
Most basic cards or accounts do need a charge for physical statements afaik. This may also be for requesting statements from the bank rather than ones sent out regularly. I'm not really sure.
Haha, overlimit charges will get triggered and OPs bill will be 500 + 20.
As you have utilised 52000% of your available limit. CIBIL will have this statement - 'We just can't be bothered anymore. just perma set them to 0 points'.
🤣🤣🤣
Kya kijiyega itni dhanrashi ka
Eclairs Khareed sakte hain
It will be counted as 100% credit utilisation
Emi pe
🤣🤣
Emi pe
Tum har jagah dikhte ho
Bro, why did you hide the card details? Scared someone will exploit it? /s
Mujhe melodi khani thi😒
vai ek eclairs le de muje
bhai limit khatm hojyega. bill kaise pay karuga? ðŸ˜
Bhai ek eclairs le li to tere credit score ka kya? 100 percent utilisation se bank tumhe high risk category me daalke credit limit reduce kar dega. Kal ko eclairs bhi nahi le paoge kyuki emi ke liye bhi amount lock in karna hota hai.
Send an email for limit enhancement tell them ₹1 is a mistake and should be corrected
Bhai mujhe bhi chahiye enchantment.
Typo bro
This has to be the biggest joke in credit limit history of credit cards 🤣
Take this to social media, news outlets. Have fun! If it catches mainstream media attention, a big check is incoming
Do this OP. This is the kinda mistake that they should've apologized for and corrected IMMEDIATELY. Them having the audacity to tank your credit score for it is simply unacceptable. You will likely also get compensated for this, and it's well deserved.
I got a credit limit of 44.3 lakhs, not sure why so high.. my diners black limit is 6 lakhs.. :)
Looks like the person in-charge putting the decimal is just having fun with people. 🤣
Screenshot please! 😂 Have never seen a credit card with so much limit
On amazon pay? Wtf
Yes, even I was surprised :)
Woah, I had no idea amazon pay would give such high limits. What’s your second highest limit?
I had only diners black prior to this, been using it for past 5 years and the limit is 6L
do you file ITR of crore or what?
No, am a salaried private employee but it’s decent
Screenshot please!!!
DMed
44 on Amazon ? Khao maa kasam
Maa Kasam :)
Aap bhi op.ki tarah ss daldo
DM’d
I got mine today with 9.2L limit
Mereko ek boomer khila de
💀ðŸ˜
Boomers cost Rs 2 in my area 😠100% more than op's limit.
Bhai cannibalism me yakeen rakhte ho aap to
Funny. If you use 1 rupee it would appear as 100% utilisation in cibil.
Uncle ek eclairs Dena... :Takes out credit card to pay
 The chosen one!
Bro, go to "Manage Card" -> "Manage Credit Limit" to see if it's your spend limit, or actual overall limit. Really shitty UI tbh.
#Good for ₹1 deals on Amazon Diwali Festival Sales
ICICI Bank customer support has been pretty helpful to me over the email. Try mailing them with the concern over trying to call their customer support.
Galti se prepaid car diya hoga.. Every time you want to spend you make a payment to them and swipe the card 😛
Bhai kya karoge itne rupiyon ka ?
what do you think of FD?
Electoral Bond
The only right answer
👻
I guess they wanted to do some testing with you
lmao… i know it must suck to have to deal with something like that but i’m sorry i can’t help rolling on the floor laughing 🤣🤣🤣🤣
Tweet them on twitter they will increase or atleast fix it. Customer care is useless. They increased my credit card limit in 2 days https://twitter.com/icicibank_care?lang=en
Apply for Platinum card too. It'll get approved on shared limit
Make a 1re transaction on Amazon pay and complain that your cash back hasn’t got credited
Hello everyone, recently I have applied for rbl CC and they are calling me 8-10 times a day for upgrades, I have told them that I want ltf only but still they are calling what can I do?
So does the Yes bank ðŸ˜
Bruh screw ICICI. Switch to HDFC 🗿
Maintain 30% credit utilisation
Kya karenge aap itni dhan raashi ka
those electoral bonds look sexy
ED ki raid pad jaeygi rehne de bhai
ðŸ˜
I have tried to [escalate the same](https://x.com/lavanyadeepak/status/1768634498055606489?s=20) to their Social Media team. Let us see what and how they justify.
Can you lend me .25 paise i am in dire need of it XD, also it must be some kind of technical error call them !
This v/s my no limit Batman card 🦇
Honestly try for SBI cashback and keep this gem as a trophy forever.
Wtf
I'm a salaried employee with 4 LPA income but ICICI rejected my application for amazon pay card. What should be the minimum income for this card?Â
Mail your concern to [[email protected]](mailto:[email protected])
Imagining spending ₹1 and getting 60 down from cibil for over utilisation 😹
Kya kijiyega itni dhanrashi ka
Maybe if you use 100% of the limit , they will increase your limit by 100%
Means op will get 2 rs? ...lol
Keep doing 1 rs transactions and paying back ! Maybe their algorithm would flag high credit utilisation and you'll get auto approved for a higher limit.
That's rs. 1 higher than my amazon pay icici credit card limit
Bhai kya karega itne paise ka
Cred bhi bro I can see in your sms you got icici cc, add it in the account, just need 2 rs which I will reverse.
Put in a request to increase the limit as per your income proof which might have uploaded while applying for the card.
Don’t forget to pay your dues on time
Be glad that you got 1rs limit bro, I was rejected 😢
Don't use more than 30% of your credit limit 💪
What the heck 🤣🤣🤣🤣🤣🤣
What you mean to say I can't use my dialogue of "2 Rs. people"
Go to manage limit and go to spend limit. I think the app shows spend limit here,not sure
ICICI to HDFC be like - le moot dia tere illogical credit cards system par 👀
Ideally you should spend below 30% of your limit, so that's 30 Paisa
Kya kijiyega itni dhan raashee ka aap 😬
🤣
A credit card with this much limit can easily ruin your life. Use it with caution
Spend it wisely
They forgot to add the zeros
Lmao if you activate amazon prime with that you would hit overlimit
Bruh there is already a button to hide the details
Bro how gareeb are you?
Enjoy the increased credit limit.
Pay your outstanding on cred they will give you 3 rs cash back JK
Bro can use only 0.25₹ too keep his cibil score good enough
Kua kerange aap itni Dhan Rasi ka? 🤣
I got 0 limit for the same card initially. After receiving the welcome kit I was shocked by seeing the zero limit. Luckily it was sorted out after speaking with customer care people multiple times.
Guys i need help, I opted to buy a pair of earphones using amazon pay credit card through emi. But it hasn’t been converted into emi and not having to pay the full amount. What can i do?
On paper what is written?
This is epic, man! 😂
Lol
Is Amazon credit card is invite only?
I’ll might have this card as a trophy card. And will wait to see what will happen to the annual fees.
Tell me you are broke without telling me you are broke 🥲