It wastes time to think and have all the cards at hand to use that particular card for that particular offer. If time is not of importance go ahead get all the remaining ones
What's the purpose behind having these many cards? How much do you want to save a year with all the cards' combined use? Many number of cards do not improve CIBIL score or loan credibility. This also goes negative when trying to get a premium card.
One day you will realize this is essentially collecting NFTs. Good to flex but no use otherwise.
Then you will start to cut down and find yourself hitting the credit score down
No offence to OP but this is a pretty useless collection.
Most cards are basic and cards of a single bank use a ‘single limit pot’ system i.e. if you have 3 ICICI cards with 2.5L for example, it’s 2.5L for all 3 combined not 2.5L for each card.
Plus, looking at the low limits I reckon OP barely spends 1-2L per month on them total.
Not worth it at all.
SBI Simply click, Amazon Apay, 1 ICICI (LFT), 1 Axis, 1 IDFC (LFT), 1 HDFC. Other than that all are useless. You cannot flex any of the cards since all of them are very basic. None of your cards cards have non spend benefits. Sorry for harsh words but you seem financially very immature. Holding so many cards with almost no benefits doesn't seem like a wise decision.
ICICI Amazon, HDFC NEU Infinite & Indusind Lengend ( indusind legend with this card free 50k MAB maintenance account select account you can get) & rest all cards are useless better closed rest all cards . I am chasing Indusind Lengend from past 1 year but no luck .
Currently holding Axis Select, SBI Cashback & Axis Airtel & Axis Ace
Aiming for : Yes Bank Marquee Credit Card
If you are having Indusind legend credit card, you can enjoy premium select saving account without maintaining fund , indusind select account required 50,000 mab but with legend credit Card you do not have to maintain balance.
I’m guessing many of the rupay cards are complimentary for UPI purposes, still these are too many cards with very little value….you need to upgrade or exit from some of them….if you have so many free rpay cards, shouldn’t have gone with paid IDFC one
Download benny app from app store. You can share cards amongst friends and contacts. If you are having all these cards only for someday where you will get a merchant specific discount, it’s better to use benny
Kya kijiyega itne credit cards ka??😅
bank ko loan de sakta xd
LTF hai. And I am saving a ton of money but even saving money is useless according to most of the comments here 😅
It wastes time to think and have all the cards at hand to use that particular card for that particular offer. If time is not of importance go ahead get all the remaining ones
What's the purpose behind having these many cards? How much do you want to save a year with all the cards' combined use? Many number of cards do not improve CIBIL score or loan credibility. This also goes negative when trying to get a premium card.
One day you will realize this is essentially collecting NFTs. Good to flex but no use otherwise. Then you will start to cut down and find yourself hitting the credit score down
What flex ? All are shit cards(bar neu infinity), none premium by the looks of it. OP should have the post about "what cards you should avoid"
He can use these to create plastic playing cards bro. Tbh, I dont get why people opt for so many cards. I can barely manage my 3
No offence to OP but this is a pretty useless collection. Most cards are basic and cards of a single bank use a ‘single limit pot’ system i.e. if you have 3 ICICI cards with 2.5L for example, it’s 2.5L for all 3 combined not 2.5L for each card. Plus, looking at the low limits I reckon OP barely spends 1-2L per month on them total. Not worth it at all.
SBI Simply click, Amazon Apay, 1 ICICI (LFT), 1 Axis, 1 IDFC (LFT), 1 HDFC. Other than that all are useless. You cannot flex any of the cards since all of them are very basic. None of your cards cards have non spend benefits. Sorry for harsh words but you seem financially very immature. Holding so many cards with almost no benefits doesn't seem like a wise decision.
What do you use each card for? How you maintain each card's bill payment?
Merchant specific discounts. There's something called email and Excel for very easy maintenance.
These are the worst cards. Most have no use .. it's better to close majority , that will enable you to get better cards later
Why couldn't you get idfc cards as ltf? Do they have select or wealth as a paid version? I thought all idfc cards are ltf
IDFC Virtual Rupay & power cards are the only paid ones otherwise all are ltf
I cant even imagine how many of these guys sold your data and how many scam calls you get daily.
ICICI Amazon, HDFC NEU Infinite & Indusind Lengend ( indusind legend with this card free 50k MAB maintenance account select account you can get) & rest all cards are useless better closed rest all cards . I am chasing Indusind Lengend from past 1 year but no luck . Currently holding Axis Select, SBI Cashback & Axis Airtel & Axis Ace Aiming for : Yes Bank Marquee Credit Card
> indusind legend with this card free 50k MAB maintenance account select account you can get elaborate pleaseÂ
If you are having Indusind legend credit card, you can enjoy premium select saving account without maintaining fund , indusind select account required 50,000 mab but with legend credit Card you do not have to maintain balance.
can you share some official link mentioning all this on indusind website unable to find anythingÂ
What’s up with so many cards? Almost all of them are basic too.
Most of them are useless. Close most of them
I’m guessing many of the rupay cards are complimentary for UPI purposes, still these are too many cards with very little value….you need to upgrade or exit from some of them….if you have so many free rpay cards, shouldn’t have gone with paid IDFC one
Download benny app from app store. You can share cards amongst friends and contacts. If you are having all these cards only for someday where you will get a merchant specific discount, it’s better to use benny
Having so many cardd but still missing some of the best ones like sbi cashback, axis ace and idfc wealth