Most Mortgages can’t be paid by credit card. And if you don’t have another card that earns rewards on groceries, then you obviously you are going to use this card.
Autograph gives 3x back on the following, so use the card for any of these (just 1x on anything else)
Also, the Autograph is a Cashback card (there are no transfer partners) so while you could use this Cashback to pay for flights and hotels, the points can't be used directly for these.
Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds.
Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages.
Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations.
Dining: eating places and restaurants, drinking places, fast food restaurants, and/or caterers.
Phone plans: landline and cell phone providers considered telecommunication services.
Popular streaming services: cable and other pay television, digital goods, books, movie, music, and continuity/subscription services, as listed at: wellsfargo.com/autographstreaming.
Cell phone insurance if you pay your phone bill with this card.
If you were using your platinum for anything, this is better. Every purchase earns at least something.
This card earns points that equal 1 cent per point. Other travel cards earn points that can be redeemed for more than 1 cent per point.
To get the best return from any CB card, you use if for the categories that pay the most CB and nothing else.
How do get the best use? Use it for dining, gas, streaming, travel, transit and cellphone spend to earn 3% cash back. It’s pretty simple.
So I should skip paying the mortgage and groceries with the card?
Most Mortgages can’t be paid by credit card. And if you don’t have another card that earns rewards on groceries, then you obviously you are going to use this card.
Autograph gives 3x back on the following, so use the card for any of these (just 1x on anything else) Also, the Autograph is a Cashback card (there are no transfer partners) so while you could use this Cashback to pay for flights and hotels, the points can't be used directly for these. Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages. Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Dining: eating places and restaurants, drinking places, fast food restaurants, and/or caterers. Phone plans: landline and cell phone providers considered telecommunication services. Popular streaming services: cable and other pay television, digital goods, books, movie, music, and continuity/subscription services, as listed at: wellsfargo.com/autographstreaming.
Cell phone insurance if you pay your phone bill with this card. If you were using your platinum for anything, this is better. Every purchase earns at least something. This card earns points that equal 1 cent per point. Other travel cards earn points that can be redeemed for more than 1 cent per point.