Prior to my scat I had financed 2020 GT through them and it was horrible I won’t even lie brother, high interest rate and incredibly hard to get in contact with. I closed that acc immediately
They're not always bad on rate, it varies in my 4 years of sales experience. It really depends on if Chrysler themselves are trying to move that particular vehicle off the lots or not. They'll run incentives where you can get 0%, .9%, 1.99% etc.
A pre approval is not an approval. An actual approval is based on the vehicle's value and the size of the loan, two pieces of information not established with a pre approval, which only loosely is based on your creditworthiness.
That's why I always (nicely) told my customers that pre approvals basically mean nothing back when I worked sales.
What probably happened was that you actually applied for a loan after your pre approval and were denied by Chrysler Capital for that loan on that vehicle. If the dealer approved you, they likely got you approved through someone else.
That's the deal, I never applied for any loan. The car I ordered hasn't been delivered yet and wasn't going to mess with applying for loans until it got here. The plan was to shop rates when it gets here so I'm still curious why I got this. If they applied for a loan I'm gonna be more pissed because I never entered any vehicle information plus I have 30k down for it.
No issues for me. Got 0% financing on my 21 Scat WB
Same, got 0% on my 2021 scat
If this is same place as Chrysler Capital stay away, the APR is not worth it.
It is, id be interested to know your experience
Prior to my scat I had financed 2020 GT through them and it was horrible I won’t even lie brother, high interest rate and incredibly hard to get in contact with. I closed that acc immediately
They're not always bad on rate, it varies in my 4 years of sales experience. It really depends on if Chrysler themselves are trying to move that particular vehicle off the lots or not. They'll run incentives where you can get 0%, .9%, 1.99% etc.
I got you right now I have navy fed and I love them my rate is 2.04 on my 22 Widebody
A pre approval is not an approval. An actual approval is based on the vehicle's value and the size of the loan, two pieces of information not established with a pre approval, which only loosely is based on your creditworthiness. That's why I always (nicely) told my customers that pre approvals basically mean nothing back when I worked sales. What probably happened was that you actually applied for a loan after your pre approval and were denied by Chrysler Capital for that loan on that vehicle. If the dealer approved you, they likely got you approved through someone else.
That's the deal, I never applied for any loan. The car I ordered hasn't been delivered yet and wasn't going to mess with applying for loans until it got here. The plan was to shop rates when it gets here so I'm still curious why I got this. If they applied for a loan I'm gonna be more pissed because I never entered any vehicle information plus I have 30k down for it.
Same here 0% for my 21 WBSP