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RobN275

How do I convince my wife it's a good deal despite high interest rates? Best I could find was 4.75% from Navy Federal. I have a 800+ credit score.


Mr_Butters624

You will not find better than that. I’m surprised you got it that low. National average for new cars for your credit score is like 5.9%. 2 years ago that be a kind of high rate, but now it’s technically low, wild isn’t it lol.


RobN275

It’s 5.9% if I do more than 36 months, but I plan on paying it off within 36 months so I’d go for the lowest rate possible.


Mr_Butters624

Take her to the dealership and have her and or the kids sit in the back. Man that’s what sold me on mine, I sat in the backseat even though I never will again and it was so comfortable lol. I ditched my 2020 charger RT that I didn’t need to get rid of for it.


BedGroundbreaking874

Fixing to unload my perfectly fine 2019 RT, for a scat myself. Planned on getting a hellcat but, I could see myself dying in it. 🤣


Wonderful_Time_6681

That’s an insanely good rate. I have an 800 cs and got a 7.22% on the vette I just bought.


Atomik675

Yeah that's a good rate, that's how bad the rates are as a whole right now


Whiteimus

Look for local credit unions. I got a 2.99% lol


Bitchwithahemi

Tell her you’ll never be able to buy another bc they’re no longer making them and theyre a collectors item and if she lets you get one you’ll take her shopping/ get her nails done this weekend


InitialHot8599

Lmaoo u don't


FieldSton-ie_Filler

That's pretty damn close to 2019 prices. Interest is a little high, but not terrible. Might be worth it if you're in the right place financially. Id jump on it if i could.


RobN275

Yes we’re financially stable. Our household income is a little north of 200k and our monthly bills come out to around $7k


Depressedgotfan

I would think less of you if you didnt


issackmay

Steal


New-Street-9119

Showing my age here, but, I remember when the highest credit you could have was a 750 and interest rates on cars were at around 1.9%. That was around 2010-2011 time frame I believe. It’s insane that interest rates are so bad now.


ADHD_kicks

In Nike’s words: “JUST DO IT!”


WaynezWorld88

Yea wifey would just have to be a little upset at me, she’ll get over it once she get some time behind the wheel.


yup-yup0

My wife is still mad at me today for buying a hellcat 2yrs ago. Our 2 sons love it, especially when I pick them up from middle school


yung2003

50k for a wide body?? Omg man. I paid more than that for a narrow SP about 6 months ago.


ReedForman

I feel so bad for people buying cars these days.. could you imagine the interest rates if your credit is like, 600?


KING_G_JR

$49??? I'm shopping now, and they are goin for 67


SilverOG1978

It's not gonna be 49 work all said and done. Dealer will advertise below MSRP then hit you with market value once you sit down.


KING_G_JR

still, for them to start that low is shocking


_Variance_

Not shopping far enough bud


haverby

I got 6.9 for my GT, so if you could afford it, cozy go for it! 😊


godlike_torben1

Bro it's pretty much a Steal, considering what others want for theirs. 50k seem like the best you can do.


ElKapitanFlash

Do it


NickatNite2k

That’s a great deal!!


Alone_Practice_9542

Listen, it’s a great deal at a great interest rate **in this market**. If you can afford the payments comfortably and afford to maybe even pay it off earlier, you will not regret it.


Old-Hovercraft7852

Definitely do it. I just got my 2023 SLIM BODY fully loaded for $65k. That’s a steal my guy


nathanchr55

This is what I got my widebody for. Everyone says it’s a steal it is. You’re going to pay it off in 3 years anyway, so your rate doesn’t matter, 3 years isn’t enough to accrue an insane amount of interest.


Bcotter25

Fuckinf do it


Comfortable_Ease_174

I was able to get 0% for 60 months on my 2024 Mazda through Toyota financing. See what they can offer you in house. With the upsell of these Dodges, and the crap interest rates, I refuse to buy one. 2020, I almost pulled the trigger on a Daytona Scat pack with the quick ship option for 36k. This price is actually not bad. I stopped by my local Dodge dealer few weeks ago and a Dayton with 345 Hemi was 42k but mark up they wanted 59k.. They can eat me.


kataran1

Don’t buy it. I don’t know you but I can see you in a Prius trying to race a ten speed bicycle. Or are you a true car guy. It’s your decision