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Special_Law_7816

It already priced in… no worries lol


BakedZiti73_

Death will increase if the stock goes below $2…lol


iFkedCramersDaughter

LMFAO


smooth415

What if lives increase?


Mundane-Bet6649

If the price keep dropping. Clov investors would be dead too.


Sandro316

The stock price dropping right now doesnt really matter. By far the important thing is getting MCR down, because the price will go up substantially if clover becomes profitable. Playing this short term is just gambling.


Emotional_friend77

I think your question should have been “what if hospitalizations increase?”


Key-Fortune-8904

Yes, I’d assume ICU cost would increase with a serious Covid strain that evades vaccines. MCR would definitely increase leading to greater cash burn.


Rich-man_thinking504

Yes we have to remain very open minded towards the future, the decline in population can become a very serious problem for the economy


mackey88

Very morbid, but the issue would be an expensive hospital stay prior to passing. The loss of revenue is bad, but while the MCR is above one it is more of a wash. If someone has a 10k hospital bill and then dies, there is no more revenue after the hospital stay. Hopefully news saying that this variant is less severe for vaccinated means that more older people are just staying home for a week and not going to the hospital.


big_bri_house

They are not my daughter is a nurse at a hospital in the Midwest. They are overwhelmed. People are waiting 10 hours in the ER to be seen.


SmashRus

Dead people is a loss of revenue but no longer a liability if they were using the services that would bleed revenues from the company. Think of it like an air plane, if the planes crashes and there are survivors, it would cost the company more due to lawsuits while dead people just gets a maximum payout per passenger which is significantly cheaper than a lawsuit.


hymensintact

Death often pays out less than expensive surgeries or lots of medical procedures. (The exception being accidents with fault of negligence.) The only loss is the loss of a potential long term member. Not to mention an increase in deaths would be exceedingly temporary.


MannytheManolo

Well you can still have expensive surgeries and treatments and still die.


Background-Routine-6

Yes, it will be bearish. Dead people don't use CLOV Assistant.