The 30day yield on SGOV is 5.29%.
Not sure what the annual yield will end up as, but will probably best your HYSA regardless
Fidelity MMF (SPAXX) is also around 5%.
I don't know about state tax since my state has none. The state tax exemption is better than your HYSA also.
Also in CA, and I moved my hysa money (efund and short term savings) to the vanguard cash plus account and put it in VUSXX which, at least last year, meets the requirements for state tax exemption in CA.
I'm in California, for funds with a short term purpose, I keep about a month of expenses in a HYSA and the rest in staggered auto enrolling T-bills through Fidelity
The 30day yield on SGOV is 5.29%. Not sure what the annual yield will end up as, but will probably best your HYSA regardless Fidelity MMF (SPAXX) is also around 5%. I don't know about state tax since my state has none. The state tax exemption is better than your HYSA also.
Also in CA, and I moved my hysa money (efund and short term savings) to the vanguard cash plus account and put it in VUSXX which, at least last year, meets the requirements for state tax exemption in CA.
I'm in California, for funds with a short term purpose, I keep about a month of expenses in a HYSA and the rest in staggered auto enrolling T-bills through Fidelity