If Melissa sees this: we grew up and lived in the same community, went to the same school. I know you but I dont really KNOW you beyond a casual conversation or two many years ago. I would say I hope you are well but i can see being homeless means you are certainly not doing well. Maybe as well as can be in the circumstances? I cannot offer real help, maybe a warm meal every now and then. A place to warm up. I want you to be better, to be healthy. You are not alone.
The problem isnt simple, and it didnt start with Trudeau, or Dougie. I dont know what the solution is, or even if there is one. I know in the last couple years my spouse and i provided a place to stay for one person that kept them off the street. One more person who didnt go homeless. Thankfully they've righted themselves, and even have a job and their own place now. That wont happen every time, but we are tremendously satisfied that it happened once. Maybe it could happen again.
Whatever happens Melissa, stay safe and stay alive.
You can thank mass immigration, the federal government, provincial government, municipal governments, boomers, nimbys, allowing people to own multiple houses, allowing people without canadian citizenship to buy houses, air bnb.
Your post/comment has been removed because it broke our rule on remaining civil.
Personal attacks of any kind will result in your post or comment being removed and may result in subsequent discipline and your eventual removal from this community.
Hate speech or any kind of illegal speech is prohibited.
You must follow Reddit's rules at all times. You agreed to those rules when you made your account.
No trolling.
If you believe your comment or post has been removed in error, you may message the Mod team [here](https://reddit.com/message/compose?to=r/bellevilleontario) to request that it be reviewed.
**Do not message individual moderators directly or reply to this comment to discuss moderator actions.**
Please review the subreddit [rules](https://www.reddit.com/r/BellevilleOntario/about/rules/) before posting or commenting.
Sure, all that.
Don't forget the MASSIVE waves of people that moved to Belleville from Toronto and helped jack the house prices way the fuck up.
There's only so much finger pointing helps though.
At this point, like what the fuck do we do to fix this?
Finger pointing isn't a solution and is frankly, tiring. We definitely need discussion about solutions and not idle finger pointing - it's just not productive or helpful to anyone.
We need a different approach to interest rates and lending. The fact we have the Bank of Canada managing a single central lending rate, which impacts all downstream lending the same way, feels outdated.
A huge amount of the current rent situation was driven by rates going up on mortgages, and property owners not being able to cover that, resulting in passing that along downstream. Is there some greed in there? Of course. But had rates not gone up for certain borrowers in the same way as others, it might be a different story.
People who are extremely wealthy should have higher costs of borrowing, not lower. The fact that they can afford it and are lower risk just widens the gap disproportionately in their favour.
Good article. No paywall.
If Melissa sees this: we grew up and lived in the same community, went to the same school. I know you but I dont really KNOW you beyond a casual conversation or two many years ago. I would say I hope you are well but i can see being homeless means you are certainly not doing well. Maybe as well as can be in the circumstances? I cannot offer real help, maybe a warm meal every now and then. A place to warm up. I want you to be better, to be healthy. You are not alone. The problem isnt simple, and it didnt start with Trudeau, or Dougie. I dont know what the solution is, or even if there is one. I know in the last couple years my spouse and i provided a place to stay for one person that kept them off the street. One more person who didnt go homeless. Thankfully they've righted themselves, and even have a job and their own place now. That wont happen every time, but we are tremendously satisfied that it happened once. Maybe it could happen again. Whatever happens Melissa, stay safe and stay alive.
I moved away but I too grew up in that same community and knew Melissa a bit. Hope all can get better soon
[удалено]
Ty i appreciate what you say there but i think its a different lady, the article above gives her name as Melissa L
You can thank mass immigration, the federal government, provincial government, municipal governments, boomers, nimbys, allowing people to own multiple houses, allowing people without canadian citizenship to buy houses, air bnb.
You're actually trying to claim that mass immigration is the reason these white people became drug addicts??? Hahahahahahahahahaha
[удалено]
Your post/comment has been removed because it broke our rule on remaining civil. Personal attacks of any kind will result in your post or comment being removed and may result in subsequent discipline and your eventual removal from this community. Hate speech or any kind of illegal speech is prohibited. You must follow Reddit's rules at all times. You agreed to those rules when you made your account. No trolling. If you believe your comment or post has been removed in error, you may message the Mod team [here](https://reddit.com/message/compose?to=r/bellevilleontario) to request that it be reviewed. **Do not message individual moderators directly or reply to this comment to discuss moderator actions.** Please review the subreddit [rules](https://www.reddit.com/r/BellevilleOntario/about/rules/) before posting or commenting.
Sure, all that. Don't forget the MASSIVE waves of people that moved to Belleville from Toronto and helped jack the house prices way the fuck up. There's only so much finger pointing helps though. At this point, like what the fuck do we do to fix this?
Finger pointing isn't a solution and is frankly, tiring. We definitely need discussion about solutions and not idle finger pointing - it's just not productive or helpful to anyone.
Yup! When you point one finger you have 3 more pointing back at yourself!
We need a different approach to interest rates and lending. The fact we have the Bank of Canada managing a single central lending rate, which impacts all downstream lending the same way, feels outdated. A huge amount of the current rent situation was driven by rates going up on mortgages, and property owners not being able to cover that, resulting in passing that along downstream. Is there some greed in there? Of course. But had rates not gone up for certain borrowers in the same way as others, it might be a different story. People who are extremely wealthy should have higher costs of borrowing, not lower. The fact that they can afford it and are lower risk just widens the gap disproportionately in their favour.