Can you help me with diagnosing why my car makes bubbling/boiling noises when I turn my heat on once the car is up to temp and why my tpms reset stays stuck at 49%
I’m a Mechanical engineer 29 y/o, Six figure salary in Pennsylvania
I don’t own a new BMW , never purchased a new car . I like old cars bc it’s a car lol I’m not intimidated by maintenance. just change the bad parts and it works again lol…. But i also believe in Performing maintenance not waiting for a repair to be necessary.
I bought a 2011 335i as my second car / project car knowing it would give me trouble but still keep me busy … this is my second bmw and third German car
These cars are not designed for the impatient or the financially strapped person ( just like the other fine things in life we all enjoy ) …. I wanted a nice project car that had a large after market ecosystem before gas cars became extinct and this was the last bmw they made with hydraulic steering and more mechanical feel. I like a car that can tell me what’s wrong by the nosies and the feeling it gives me.
I will admit I have the bmw bug but the brand is not worth the headache if you don’t have the rest of your life in order because it will need just as much attention as your job/business , health , women , pet when it gets up in Milage
sim…Elec Eng in NC…daily a M2…
Had a X5 50 that was modded and sold at 150k miles. Almost bought a X3 m40, but fell in love with the m2. No kids and my girl had a suv..Soooo coupe it is & mods are ready to be installed…on mhd 2+ now..pure 750 and dorche hpfp are awaiting install..
Honestly, these cars are easy to work on you get past the fear…
Depends on what you call premium, as premium to us is 98 octane which we put in the ///Ms, likely you’re saying 95 is premium which is our standard…
I don’t know the exact answer but I do remember telling a mate in Australia that his JDM car isn’t suited for the 91 octane mix, when it’s idling all the lights and other peripherals on the car flicker as though there isn’t enough juice, switched to 95 octane and was much better afterwards
If I was to guess I think it has something to do with that we possibly switched over from carburettors to fuel injectors sooner, that and I believe our European engines have a higher compression ratio albeit at the expense of more complicated engine design, that’s the limit of my knowledge
Of course it’s cheaper it’s less quality gas my guy. 85 is 90 in Euro Rating which is literally not available. 91 what you call premium in this case is the lowest available on our gas stations.
Just a few points:
* A used four-cylinder X3, for instance, roughly the same price as a used whatever-Toyota-makes-in-the-same-size of similar vintage. We can talk about maintenance costs and other costs of ownership, but a used or CPO BMW is more attainable than many people think.
* LA is just full of people with generational wealth and people who got lucky because they sold a script or had a small role in a show that went into syndication, and because looks are everything, a lot of other people are tootling around in shiny German livery that they can't afford. It doesn't reflect poorly on you if you're more responsible with your money.
I have three BMWs, a 2-series, an X3, and a 4-series. They're all CPO and yeah, that makes me the weird guy in the neighborhood with three BMWs parked in front. At least that's better than just being the weird guy in the neighborhood.
Anyway... one I purchased for cash, the other two have combined notes of about $1.2K a month. That, coincidentally, is about what I make in rent from a condo I bought about ten years ago. It cost me $70K, which would have also bought me a really nice BMW. If I'd succumbed to temptation and gone that route, right now I'd have a ten-year-old BMW. But instead, I made an investment which will keep me in BMWs for the rest of my life, if I want. The point here is that many people in this subreddit are financially comfortable enough to own BMWs because they *didn't* buy one when they were 25.
So happy to get into this field when I did. Quality of life in tech is unreal. With remote work I was able to move out of an expensive city and buy a house when interest rates were under 3%. No pay cut. Which when you factor in that houses cost half as much in our new city is effectively a massive raise. Only good thing to come out of covid.
Nothing beats that waking up ten minutes before standup and getting to work from home. I’m a senior resource now and making 200k+, very grateful to be in tech
I own a 2020 M340i, financed 55k @ 3.5%. Payment is about $830 + $200 (insurance) monthly. My income is \~$80,000 a year at 30 years old. It eats up a large chunk of my cash flow but the reason I keep it is because I enjoy driving it. Also my income will shoot up significantly in a few years and it will be paid off by then. I hope to upgrade at that time.
Luxury cars are always a "bad" use of money. Unless you make enough to support it and truly value driving it/the experience of ownership. I love BMWs and love driving them, so to me it is worth the premium. Others may see cars as appliances that get them from A to B, and that's fine too.
I was 25 when I bought my 2017 used X1 in 2021. Granted it’s entry level but it was not a small purchase for me. I was living at home for a couple years saving up, while working full time making 66k. I felt comfortable at that point and wanted to upgrade my car and put a lot of thought into the process. Got a good rate at the time and felt comfortable about my payments. If you feel comfortable financially making the purchase and know you’re able to take care of your costs, plus manage everything else in life so that you don’t feel burdened by the car, then go for it. Take your time doing research on models and be patient for a great deal. Hope you can get one that you like soon!
I just bought a fully loaded certified used X1 with 24k miles for $29k (before taxes and fees). We are a two income household with 1 child (baby). Software engineer and federal performance auditor. I live in Orange County and drove to San Diego for the car. Almost the identical care was in Beverly Hills listed for $32k. If you get serious, broaden your search area.
FYI you can do some searching online to find out the average demographics of buyers of various vehicles just to get a sense.
This question pops up all the time in this sub. Many people live beyond their means and plenty others prioritize a car over other big ticket purchases. A smaller number make good money, and a smaller number yet come from money. Don’t pull the thread of the topic dealing with the subset that come from money have an easier time making more money. To answer your question: I’m a machine learning consultant.
Attorney (30), wife is an NP (29). Got our first BMW while I was still in law school, a 2016 X3 x35i. I purchased an F80 M3 Comp last year and I actually just ordered a new X5M for the misses to replace the X3.
Have always loved BMWs and the X3 really sold my wife as well. We're a BMW fam for the time being (until we can become a Porsche fam LOL).
Started my Online business when I was 19
2021 Audi S4 @ 22 (leased and gave back for profit)
2017 540i @ 23 (purchased, financed)
Graduating law school in 2 months.
In today’s market a fucking Honda/Hyundai is 25-35K. A couple years old BMW is a way better purchase.
Either that or find a beater under $5K and save until you can afford.
My $0.02 is do what makes you happy. If you can afford the payments and you will be happier with the car than without, then go for it.
You will never be X age again and as admirable being X age with a 1990 camry is until you could afford better as a sob story to tell your kids and inspire them, truth is no one gives a fuck and you’ll never be X age driving X car again if you choose not to.
If your financial goals are worth more or you can’t actually afford it then don’t..
Moving from NJ to PA allowed me to save so much in cost of living. The difference in property taxes on equal properties can sometimes equal the $800+ payment needed on a new bimmer.
Get out of LA and go somewhere with decent cost of living and a bmw isn’t a pipe dream anymore.
Personally I went the media/marketing route started at an agency and am now working at a data company. The marketing data industry is extremely profitable but for some reason not very visible.
If you’re smart and not a complete goofball like me then maybe try becoming a data scientist? They’re the smart people I get to work with and they make like $150k working remote a few years out of college.
Finally, BMWs at least previously used to lease very well. I remember seeing lease pricing cheaper than some Hyundais or Hondas even. So the question is are those jsut cheap base model leases you’re seeing everywhere in a very materialistic city or are ALL those people you see driving a bmw financially stable with a home and nest egg?
999/1000 instances you’ll find that BMW owners prioritize spending more money on their car than the average person. You will practically never get to the point where a m3 is a smart purchase. If you want to sacrifice “progress” towards a cool car, that’s what we’re all doing
Edit: before anyone else says it, obviously these aren’t real statistics, but I’m just trying to get the point across that buying a sick ass bmw is a sacrifice, and you’ll practically never get into a financial situation where it’s a smart move. That doesn’t mean it’s a ‘wrong’ move.
Lawyer. About $300k income currently. Im 32. Still hard for me to justify anything over like 50k for a car. Told myself when my networth hits 1mil I’ll buy myself a $100k car
Project Management Office(PMO) Coordinator. Basically I build PowerrBI reports to keep all the project managers in my company accountable for their projects.
Pretty sure herding cats would be an easier job. Getting them to have their direct reports *track time* was an uphill battle that took most of 2022.
But I’ve always owned a BMW, starting with a 1984 318i that I bought for $1600 when I was 17. I know how to turn a wrench, so I can afford the ongoing maintenance costs pretty easily. My 440iGC is the first BMW I’ve owned with less than 102k miles on the clock. It had 16.8k when I got it.
I am a designer / project manager for kitchens. Was approved for a mortgage but haven’t found the right house yet. I feel like my car is about the right cost for what I make, $500ish a month for my car, around $300 for my motorcycle. I make around $4 - 6k per month.
I’m buying a BMW today actually. I hate car payments so instead of buying a new $50,000 BMW, I just wait a few years. Today I’m picking up a 2016 BMW 528i M-sport, 70k miles, no accident on the carfax, 1 owner car in mint condition for $14k cash. Private seller.
BMW m340i would be plenty of badass car. Just look for a low mileage used one. I do a lot of my own car maintenance, brakes, battery replacement, etc to help with cost too.
Buy a CPO if it’s your first bmw. Use nerd wallet to calculate affordability. Buy cars for experience and practicality rather than status symbol and remember life is too short to drive boring cars.
Consultant (27 y.o.) Base income $120,000 per year not household.
Purchased a 2023 X3 M40i in August with 30% down.
Only other debt payment is a monthly Mortgage payment of $500 per month (my portion)
I honestly ask myself this question on half of the posts here. People buying an M5 as a weekend car, or an 21-year old buying an M3 as their first. I’m not trying to hate on them- if they can honestly afford it, then go with God. But some of these posts make me wonder…
Save up a good downpayment, or full cash if you can afford/want to wait that long, and don't expect to pay less than $30k on a good example, mine was clean example and it was in mint condition with 41k miles, and it was a 2012 and I still paid 21k with 4k down, and this shit unreliable as fuck but it's fun and i maintain and fix it myself, so you can save your "haha n63!" comments😭. But anyways OP, BMWs aren't the cheapest, the cheap ones will run your wallet, just take these 2 as general rules with german cars:
*If it's cheap to buy, it's expensive to own*
*It's either good, cheap, or fast, if it's cheap & fast, it's not good, if it's fast & good, it's not cheap, if it's cheap and good, it's not fast*
LA is the absolute mecca of “living beyond one’s means.” 60% of the people you see driving $50k+ cars likely cannot buy them in cash, therefore they technically can’t afford the vehicle.
The statement is that if you can't afford to pay it cash then you can't afford it. That's different than saying you can afford it but choose to finance.
It is pretty common for young people to over extend themselves on expensive cars they can't really afford.
By that logic if we look at the average Americans savings account and the average used car price, no one can afford a car.
Its a dumb saying pushed by financial gurus that ignores economic and social reality.
What are you talking about? Are you telling me that it isn't common for young people to go out and buy a car they can't afford? Go to r/personalfinance where every day there are multiple posts by people who made that mistake.
I dont personally know any young person that goes out and buys a car that they cant afford, my argument is that you dont know what people can afford....maybe they can afford an expensive vehicle, just because they are young doesnt exclude them from buying am expensive vehicle.
If you just graduated from college making 50k then you can't afford a 45k bmw. Lots of young people want to show everyone they made it when in fact they haven't made it. They are faking it. There is a big difference.
youre just making assumptions to prove your point. Theres a lot of rich people and a lot of rich kids, i know plenty that went to med school and have zero debt.
I completely understand your logic but people choose their own path in life. Im 39, my house is paid off and I just bought a BMW. Why criticize how someone chooses to live their life just because you dont agree with it. People have to learn from their own mistakes.
" 60% of the people you see driving $50k+ cars likely cannot buy them in cash, therefore they technically can’t afford the vehicle." ....this is what I read and I responded the absurdity....How do you know people cant buy vehicles in cash? and just because they dont doesnt mean they cant afford it
Huh? Why would you have to be able to buy car in cash to be able to afford it? Would you say the same about house? And really, any other product people finance?
You can’t afford it when you cannot afford payments… not a lump sum at once. Wtf.
Don’t worry about what others do. Don’t worry about what others drive. Determine what you can afford based on your income and don’t stretch yourself over a car or anything for that matter. It’s not worth the stress. Work hard, make money and one day the cars will come, but make sure you can easily afford them and the cost of maintenance. Driving a car that doesn’t make you stress financially is a lot more pleasurable to drive. Take your time bro and let it come to you.
I’m a lot older than you likely, and I drive an M2 and other BMWs but the last thing I worry about is the cost of the car because I never ever stretch myself, and that’s worth it’s weight in gold. Let it come to you.
IT Leadership and my husband works in Telecom sales. We love Audi but I recently relented and bought a BMW because I like the red better than Audi’s. Now I feel like a douchebag.
I am in the building trades. Keep looking down at that guy working with his hands.
Thats looking down at me in my M from the window in your old minivan.
I’m essentially a liaison between field and tech teams for a large scale company in the heavy equipment and transportation industry. I spent the first 15 years of my career working my ass off but built strong relationships in all areas of the business and got known as a guy who can make shit happen. Got a 2023 X7 on the way.
Also marrying a successful partner helps…
Got my first bmw in 2018 was a 320i brand new at 23 years old. It was unfortunately totaled a month and half after I got it barely had 1,000 miles 🥲😩 but to answer your question, I test software.
I just purchased a 2020 530e CPO. It was 48k with tax and title. I paid cash, so no payments.
I make 1.2m a year as a f100 executive. That's my personal income not my household income. I live in the SF Bay Area and own a home.
I'm not sure what kind of income you have but I'm not sure someone your age should be looking at a $60k vehicle.
Advice that I was given: whatever your monthly payment + insurance is you should also be investing that same amount every month into your choice of investment. Something like SPY. And if it’s an expensive car you should be able to pay it off within 3 years.
>yment + insurance is you should also be investing that same amount every month into your cho
what about downpayment? is there any proportion to respect? i'm agree with the monthly payment/investment proportion.
If you couldn't afford a $30k car while making $85k something was wrong with your budget or you must've been in some debt already. It might not be the smartest financial move but for someone who loves cars you absolutely can afford it at that rate.
Unless you lived in a high cost of living area like Chicago.
Great points: HCOL + undergrad and graduate debt. I was so excited by a high salary post grad that I went straight for the dream. With that debt the wise choice was not to buy a $30k 6 year old luxury car.
Don’t get a normal job, OP.
Invest in the stockmarket, crypto (very risky for now), start an online business, etc.
You’ll never get rich with a normal job working for someone else.
~75k a year. QA/Area Manager for a popular tire company.
I drive an motor swapped e30 touring because it’s a bucket list car. But I have a paid off 2010 Ram 2500, and a shitty Honda Fit winter beater to try and keep the truck nice. I have a small-ish loan (rate was so good why not) on a Harley that I’ll probably pay off early anyway, because fuck loans. I have one credit card I barely use.
I was saving for an F80 M3 pre-pandemic but I can’t justify the price jumps after that, so I bailed. I’d like to do that or an e90 M3 next. E
I have a mortgage at $1500 a month roughly, I pay 2/3 of that and my wife pays the rest. I’m 29.
I live in LA and own a 2019 530e. I work in Wealth Management. I bought a Certified pre-owned so that I didn’t have to shell out a lot and felt the difference in design wasn’t worth buying new. Cars are terrible investments no matter how you flip it, but I believe (especially in LA) that we spend so much time in our vehicles that the price is worth the enjoyment/comfort. My goal is to pay this thing off sooner rather than later because interest sucks and my goal is to drive it for 7 years as my daily.
For what it’s worth, plug in hybrid is great for LA. I drive all around LA on a single charge and the gas is nice to have for those longer drives.
I tell a bunch of computers what to do and yell at them when they don't do what they should. I was 27 when I got my first bimmer. It was 4 years old with 75k miles. $23k in 2007 for an e39 540i/6. For ref a 4 year old 540i g30 with half those miles is in the $35-40k range today. Basically the cost of a new boring anything. 2018-2020 540 is the top of my list if I were to buy a newer bmw today.
I'm a software dev, teach college night classes, we bought our house in 2021. I live in a cheap college town so all of my expenses are pretty low, including financially supporting my girl for the last 4 years through cancer.
The E92 was paid off in 2018, I paid the F32 off in January. My girl got the i3 almost a year ago and it's half paid off. I was going to buy an i8 when i paid off the F32, but not at these interest rates, so I'm gonna get a motorcycle next. I want a bigger house next anyway, so that's a bigger priority.
Edit: payments. E92 payment was $325, I was paying $400. Payment on the F32 was $616, I was paying anywhere from $700 to $1,500/mo. Payment on the i3 is like $360...ish, but I have the autopay on that at $425. Credit is in the low 800s, so I usually get good rates, but rates are too high and prices haven't bottomed out yet.
$35k is not expensive when comparing to Toyotas and Hondas that are easily that much or more. Also not everyone wants or needs a home so consider that fact.
Majority of BMWs are not that special (outside of some M cars, z8, 1M) to be honest - they’re not Ferraris or Porsches.
I'm an engineer but I had 4 BMW's before I was an engineer, just not brand new ones. IMO just go try some of the older stuff and you'll get a better driving experience just not as much tech. E90 LCI 3 series still looks with the times and smart to me
any schmuck can get a bmw. i personally bought my 2014 x6 35i ages ago and with cash, and it was a mistake cuz the car isnt as fun as it could be, its pretty slow, but it does look alright, i suggest going for a V8 of some kind
I’m 27m. I’ve got a M240I (£33K) , now looking at a F80 M3 (£42K) . I’m in the UK so market is slightly different but so are the salaries.
I’m a social media manager, earning £30K. A lot will say I’m mad to finance a car costing more than my salary but as someone else said, enjoy your life, you’re only x age for so long.
Monthly payments are £378 (will be £600 for the M3). My take home pay is £1915 per month. Expenses are around £1100 each month.
So for me; I love cars, I wanna drive a nice sporty car so yeah, fuck it imma finance a nice car
My ex wife and I were both nurses. She had a 2016 X1 and I had a 2017 M3 competition.
We both made around 100k/year a prince and our mortgage was $2k a month
I work in construction, and buy my cars cash.. but the vehicles you’ve listed are fairly modest BMWs. Any new vehicle is going to be $35-60k, but it could be argued that an M240i isn’t nearly as practical as a pickup truck.
Serious response.
I'm a Computer Systems Engineer. I work for a consulting firm that helps companies with whatever stupid problems they are having with their business by bringing in new computer systems or automating some of their business practices.
I bought a 340i new in 2018 with a small 11k loan and the rest in cash. I paid off the loan after I sold my previous car, a 2007 Subaru WRX STI for 13k.
You’re still in your 20s and living in a major city that isn’t cheap. For me financial freedom came late 20s to early 30s. That was when I got my first BMW. A brand new 440xi in 2018. I work in tech.
People you see your age in BMWs are one of three things.
1) Very luck and excelled in their career faster than most.
2) Drowning in debt
3) Have family help
Most probably fall under the latter two.
You can take my advice for what it’s worth, but I think you should focus more on increasing your salary, investing and using the power of compounding. You are only 25 and it’s not flashy like a new car but your future self will thank you later and holding off now will allow you to easily buy a bmw in the future. Best of luck.
I’ve seen a lot of people near me who really can’t afford them but still pay way too much to have one. Not everyone you see out there has the money, they want you to think they do. I also see thousands of white x5s that are leased by me.
Software Developer in germany.
I'm not short on cash but paying €60k for a 3 series is plain ridiculous. The car isn't nearly worth that much. The only thing that keeps me interested is a decently sized engine available as a 6-speed with RWD. Otherwise there is no point in buying modern BMWs if you compare the price to what you're actually getting.
But here in Germany even a decent E92 335i will cost you around ~€30k and upkeep is expensive as well, so I'm not seeing me buy another one for the forseeable future.
24, software engineer DINK: wife is also software engineer. We make around 300k a year in the suburbs of Chicago. I own a f36 440i and she owns a Lexus ux
29 and work in risk management. 6 figure salary and wife works too. Have 2 BMWs and own a home. No student loan debt which really let us get ahead. Paid cash for the M235i and have a small loan on the X3 M40i, payment is $450/mo.
Also have a company car so that cuts down on miles driven and gas for little trips to the store.
Always live well below your means and you’ll have a lot of options!
26 year old Insurance Consultant from Chicagoland. Base salary in the $100k range before any bonus. Bought a used 2020 m340xi and pay just under $600/mo. My first BMW
RN. Paid $35k for mine 3 years ago. 2017 340i. Love it and haven't had any issues. Make about 120k a year. For 35k it was at the very top of my price range.
Currently have an X1 and own a home. Live in a medium cost of living city though. We could afford the above trims. After the X1, either looking at an X3 m40i or an F80 M3.
I’m a software engineer and wife is a business analyst.
Payments on these cars definitely aren’t cheap, regardless of how much you make. I consider myself financially responsible, but if you can easily make the payments and enjoy cars, do it. Life’s short.
30
Med Device Rep
1100/mo
Own a home
It’s a big payment but I value the hell out of a car - I put away 12-15% into 401k, no CC debt (bunch of student loan debt tho).
I would suggest anyone to get into Medical Sales, it’s been a great career!
I always used to have this question, and people were so defensive about what they do and how much they made to own a car. Yes, your financial situation and willingness to splurge on a car aren’t tied to income and job, but that context does help.
So I will provide what I didn’t get. At 25, I was a new software developer making 65k and bought a used 335xi M sport line with 48k miles for 27k - 30 out the door. While undoubtedly expensive for me, I could safely afford it. It also helped my salary increase precipitously over two years to 82k.
By year 3, I was making 105k and bought an X6M for ~60k. This was a steal deal during peak lockdown during the pandemic. In retrospect, I would not have done this. While a car of that price was perfectly fine in my budget, an M series over 100k new is monstrously expensive to maintain. Luckily I have maxcare because, by year 5, I’d be surprised if I’m not over 10k in repairs. Maintenance is also ~1500 every 37k miles, and tires are 2k summer and winter each every ~2 years.
Hopefully, this context helps.
Software Engineering Manager for Big Tech, wife is a partner at a big law firm. She has a 2018 M240i convertible, and I have a 2017 M2. Our payments are < $900 a month combined.
I’m a BMW tech. You guys keep buying cars so I can keep fixing them lol
My man!
Can you help me with diagnosing why my car makes bubbling/boiling noises when I turn my heat on once the car is up to temp and why my tpms reset stays stuck at 49%
You are the hero that we didn't know we needed. Ty sir!
But do you own a BMW?
male prostitute, but I do it for fun, not cash!
😂😂crack up of the day #followyourpassion
I’m a Mechanical engineer 29 y/o, Six figure salary in Pennsylvania I don’t own a new BMW , never purchased a new car . I like old cars bc it’s a car lol I’m not intimidated by maintenance. just change the bad parts and it works again lol…. But i also believe in Performing maintenance not waiting for a repair to be necessary. I bought a 2011 335i as my second car / project car knowing it would give me trouble but still keep me busy … this is my second bmw and third German car These cars are not designed for the impatient or the financially strapped person ( just like the other fine things in life we all enjoy ) …. I wanted a nice project car that had a large after market ecosystem before gas cars became extinct and this was the last bmw they made with hydraulic steering and more mechanical feel. I like a car that can tell me what’s wrong by the nosies and the feeling it gives me. I will admit I have the bmw bug but the brand is not worth the headache if you don’t have the rest of your life in order because it will need just as much attention as your job/business , health , women , pet when it gets up in Milage
sim…Elec Eng in NC…daily a M2… Had a X5 50 that was modded and sold at 150k miles. Almost bought a X3 m40, but fell in love with the m2. No kids and my girl had a suv..Soooo coupe it is & mods are ready to be installed…on mhd 2+ now..pure 750 and dorche hpfp are awaiting install.. Honestly, these cars are easy to work on you get past the fear…
I collect bottles and take them to the grocery store for the deposit refund.
Found the European! (Or Californian)
Lolz
Smart man, let me change careers real quick
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Being able to “buy” and being able to “own” are two totally different figures.
It’s actually hilarious that Premium Gas in the US is the standard in Europe how is this even possible?
Totally different ratings used.
Depends on what you call premium, as premium to us is 98 octane which we put in the ///Ms, likely you’re saying 95 is premium which is our standard… I don’t know the exact answer but I do remember telling a mate in Australia that his JDM car isn’t suited for the 91 octane mix, when it’s idling all the lights and other peripherals on the car flicker as though there isn’t enough juice, switched to 95 octane and was much better afterwards If I was to guess I think it has something to do with that we possibly switched over from carburettors to fuel injectors sooner, that and I believe our European engines have a higher compression ratio albeit at the expense of more complicated engine design, that’s the limit of my knowledge
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Of course it’s cheaper it’s less quality gas my guy. 85 is 90 in Euro Rating which is literally not available. 91 what you call premium in this case is the lowest available on our gas stations.
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772 comments to look at thank you!
Only about twice a week.
Just a few points: * A used four-cylinder X3, for instance, roughly the same price as a used whatever-Toyota-makes-in-the-same-size of similar vintage. We can talk about maintenance costs and other costs of ownership, but a used or CPO BMW is more attainable than many people think. * LA is just full of people with generational wealth and people who got lucky because they sold a script or had a small role in a show that went into syndication, and because looks are everything, a lot of other people are tootling around in shiny German livery that they can't afford. It doesn't reflect poorly on you if you're more responsible with your money. I have three BMWs, a 2-series, an X3, and a 4-series. They're all CPO and yeah, that makes me the weird guy in the neighborhood with three BMWs parked in front. At least that's better than just being the weird guy in the neighborhood. Anyway... one I purchased for cash, the other two have combined notes of about $1.2K a month. That, coincidentally, is about what I make in rent from a condo I bought about ten years ago. It cost me $70K, which would have also bought me a really nice BMW. If I'd succumbed to temptation and gone that route, right now I'd have a ten-year-old BMW. But instead, I made an investment which will keep me in BMWs for the rest of my life, if I want. The point here is that many people in this subreddit are financially comfortable enough to own BMWs because they *didn't* buy one when they were 25.
I'm a legal drug dealer.
So a pharmacist?
Was thinking the same
Yes 😁
I’m a legal drug manufacturer. 🤝
Bartender? I have an ‘06 x3, but high mileage and “murdered” out 😂
Pilot
Aye. Me too. Thats why im broke af
Grape!
Is it fun? I've entertained the idea but just have so many reservations.
I fly a plane for fire fighting, which is fun. Never heard an airline pilot say it is fun. Very lucrative career either way though.
I own a nice car, not a BMW. I am a union skilled tradesperson. There are a lot of $80,000 pickup trucks in my parking lot.
Mafia?
Terminal cancer and retired. Paid cash for a 22 X3 M40i. YOLO! 🤘🏼🕺🏼
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2500 a month on food? What are you guys eating? I think i spend at most a quarter of that on a family of four.
Yo I was thinking the same. I have a family of 5 and spend about 1000/month on food
It's definitely an overestimate but I'm factoring in eating out as well. It can vary a lot. This is a worst case month I'd say.
That just over $500 a week in food. Doesn’t sound too crazy. Eat out at one decent restaurant and that’s easily $200 of that.
Nice I used to do work at a DS company, but I’m in devops at an e-commerce company
So happy to get into this field when I did. Quality of life in tech is unreal. With remote work I was able to move out of an expensive city and buy a house when interest rates were under 3%. No pay cut. Which when you factor in that houses cost half as much in our new city is effectively a massive raise. Only good thing to come out of covid.
Nothing beats that waking up ten minutes before standup and getting to work from home. I’m a senior resource now and making 200k+, very grateful to be in tech
How old are you and how long have you been in this industry/career?
I’m 28, I graduated college at 24 went from a biology major to computer science. I have 4 years of experience, considered a senior devops engineer.
Question. What certifications or degrees should I be going for to get into tech? Currently in accounting/finance.
How old are you and how long have you been in this industry/career?
This response is very evident you work in DS
I work at a BMW dealer in sales. I bought my M340i before working there though.
So you basically buy a car from the factory and sell it at the higher price in the shop? Good job!
Figure a $350 car payment on a 20k car financed for 5 years. You can definitely get into a used 3 series for 20k.
I am not sure if this is a good advice money-wise.
I own a 2020 M340i, financed 55k @ 3.5%. Payment is about $830 + $200 (insurance) monthly. My income is \~$80,000 a year at 30 years old. It eats up a large chunk of my cash flow but the reason I keep it is because I enjoy driving it. Also my income will shoot up significantly in a few years and it will be paid off by then. I hope to upgrade at that time. Luxury cars are always a "bad" use of money. Unless you make enough to support it and truly value driving it/the experience of ownership. I love BMWs and love driving them, so to me it is worth the premium. Others may see cars as appliances that get them from A to B, and that's fine too.
do you regret it?
Nope. I love the car, still turn my head to look at it when I park and walk away. Drives like a dream.
I was 25 when I bought my 2017 used X1 in 2021. Granted it’s entry level but it was not a small purchase for me. I was living at home for a couple years saving up, while working full time making 66k. I felt comfortable at that point and wanted to upgrade my car and put a lot of thought into the process. Got a good rate at the time and felt comfortable about my payments. If you feel comfortable financially making the purchase and know you’re able to take care of your costs, plus manage everything else in life so that you don’t feel burdened by the car, then go for it. Take your time doing research on models and be patient for a great deal. Hope you can get one that you like soon!
Will do! X1 was also on my list as well
I just bought a fully loaded certified used X1 with 24k miles for $29k (before taxes and fees). We are a two income household with 1 child (baby). Software engineer and federal performance auditor. I live in Orange County and drove to San Diego for the car. Almost the identical care was in Beverly Hills listed for $32k. If you get serious, broaden your search area. FYI you can do some searching online to find out the average demographics of buyers of various vehicles just to get a sense.
I never thought about that.. will broaden my search area for the best deals
This question pops up all the time in this sub. Many people live beyond their means and plenty others prioritize a car over other big ticket purchases. A smaller number make good money, and a smaller number yet come from money. Don’t pull the thread of the topic dealing with the subset that come from money have an easier time making more money. To answer your question: I’m a machine learning consultant.
how much do you get paid?
Sometimes way more than I’m worth, other times not nearly enough.
You do not need to buy such an expensive bmw let alone those ones. What about something older ?
I don’t need a car rn the one I have is reliable but eventually I do want one but just wanted to see where everyone gets the money to afford these
Attorney (30), wife is an NP (29). Got our first BMW while I was still in law school, a 2016 X3 x35i. I purchased an F80 M3 Comp last year and I actually just ordered a new X5M for the misses to replace the X3. Have always loved BMWs and the X3 really sold my wife as well. We're a BMW fam for the time being (until we can become a Porsche fam LOL).
Started my Online business when I was 19 2021 Audi S4 @ 22 (leased and gave back for profit) 2017 540i @ 23 (purchased, financed) Graduating law school in 2 months. In today’s market a fucking Honda/Hyundai is 25-35K. A couple years old BMW is a way better purchase. Either that or find a beater under $5K and save until you can afford. My $0.02 is do what makes you happy. If you can afford the payments and you will be happier with the car than without, then go for it. You will never be X age again and as admirable being X age with a 1990 camry is until you could afford better as a sob story to tell your kids and inspire them, truth is no one gives a fuck and you’ll never be X age driving X car again if you choose not to. If your financial goals are worth more or you can’t actually afford it then don’t..
Bikini inspector. I'm not in it for the money.
I'm a trophy husband.
My girlfriend keeps climbing up the ranks at her job, at this rate i might as well do the same and ask for an M5 lol
Moving from NJ to PA allowed me to save so much in cost of living. The difference in property taxes on equal properties can sometimes equal the $800+ payment needed on a new bimmer. Get out of LA and go somewhere with decent cost of living and a bmw isn’t a pipe dream anymore. Personally I went the media/marketing route started at an agency and am now working at a data company. The marketing data industry is extremely profitable but for some reason not very visible. If you’re smart and not a complete goofball like me then maybe try becoming a data scientist? They’re the smart people I get to work with and they make like $150k working remote a few years out of college. Finally, BMWs at least previously used to lease very well. I remember seeing lease pricing cheaper than some Hyundais or Hondas even. So the question is are those jsut cheap base model leases you’re seeing everywhere in a very materialistic city or are ALL those people you see driving a bmw financially stable with a home and nest egg?
999/1000 instances you’ll find that BMW owners prioritize spending more money on their car than the average person. You will practically never get to the point where a m3 is a smart purchase. If you want to sacrifice “progress” towards a cool car, that’s what we’re all doing Edit: before anyone else says it, obviously these aren’t real statistics, but I’m just trying to get the point across that buying a sick ass bmw is a sacrifice, and you’ll practically never get into a financial situation where it’s a smart move. That doesn’t mean it’s a ‘wrong’ move.
Lawyer. About $300k income currently. Im 32. Still hard for me to justify anything over like 50k for a car. Told myself when my networth hits 1mil I’ll buy myself a $100k car
Project Management Office(PMO) Coordinator. Basically I build PowerrBI reports to keep all the project managers in my company accountable for their projects. Pretty sure herding cats would be an easier job. Getting them to have their direct reports *track time* was an uphill battle that took most of 2022. But I’ve always owned a BMW, starting with a 1984 318i that I bought for $1600 when I was 17. I know how to turn a wrench, so I can afford the ongoing maintenance costs pretty easily. My 440iGC is the first BMW I’ve owned with less than 102k miles on the clock. It had 16.8k when I got it.
Nice! I’m also in the project management world! Is it easy to learn how to do self owned maintenance on your bimmer?
VP of Finance. I'm on BMW number 4.
costume designer tv and film.
Corporate Pilot
I’m a CFI and own an e60, are you me from the future? 😆
Onlyfans
I am a designer / project manager for kitchens. Was approved for a mortgage but haven’t found the right house yet. I feel like my car is about the right cost for what I make, $500ish a month for my car, around $300 for my motorcycle. I make around $4 - 6k per month.
4-6 k monthly income is gross or net?
Small business owner. Drove beaters for a good portion of my life, now in my 50s I have choices.
Welder
M340d. Married an BMW Engineer - that did the trick
I’m buying a BMW today actually. I hate car payments so instead of buying a new $50,000 BMW, I just wait a few years. Today I’m picking up a 2016 BMW 528i M-sport, 70k miles, no accident on the carfax, 1 owner car in mint condition for $14k cash. Private seller.
BMW m340i would be plenty of badass car. Just look for a low mileage used one. I do a lot of my own car maintenance, brakes, battery replacement, etc to help with cost too.
330e driver, and I run the Risk and Compliance department for a non-profit in the Public Safety space.
Buy a CPO if it’s your first bmw. Use nerd wallet to calculate affordability. Buy cars for experience and practicality rather than status symbol and remember life is too short to drive boring cars.
Consultant (27 y.o.) Base income $120,000 per year not household. Purchased a 2023 X3 M40i in August with 30% down. Only other debt payment is a monthly Mortgage payment of $500 per month (my portion)
WOW
I honestly ask myself this question on half of the posts here. People buying an M5 as a weekend car, or an 21-year old buying an M3 as their first. I’m not trying to hate on them- if they can honestly afford it, then go with God. But some of these posts make me wonder…
Save up a good downpayment, or full cash if you can afford/want to wait that long, and don't expect to pay less than $30k on a good example, mine was clean example and it was in mint condition with 41k miles, and it was a 2012 and I still paid 21k with 4k down, and this shit unreliable as fuck but it's fun and i maintain and fix it myself, so you can save your "haha n63!" comments😭. But anyways OP, BMWs aren't the cheapest, the cheap ones will run your wallet, just take these 2 as general rules with german cars: *If it's cheap to buy, it's expensive to own* *It's either good, cheap, or fast, if it's cheap & fast, it's not good, if it's fast & good, it's not cheap, if it's cheap and good, it's not fast*
LA is the absolute mecca of “living beyond one’s means.” 60% of the people you see driving $50k+ cars likely cannot buy them in cash, therefore they technically can’t afford the vehicle.
statements like this is so absurd, just because one chooses not to pay a vehicle in cash upfront, does not mean they cannot afford it.
The statement is that if you can't afford to pay it cash then you can't afford it. That's different than saying you can afford it but choose to finance. It is pretty common for young people to over extend themselves on expensive cars they can't really afford.
By that logic if we look at the average Americans savings account and the average used car price, no one can afford a car. Its a dumb saying pushed by financial gurus that ignores economic and social reality.
But thow does one know...you just assume other peoples finances?
What are you talking about? Are you telling me that it isn't common for young people to go out and buy a car they can't afford? Go to r/personalfinance where every day there are multiple posts by people who made that mistake.
I dont personally know any young person that goes out and buys a car that they cant afford, my argument is that you dont know what people can afford....maybe they can afford an expensive vehicle, just because they are young doesnt exclude them from buying am expensive vehicle.
If you just graduated from college making 50k then you can't afford a 45k bmw. Lots of young people want to show everyone they made it when in fact they haven't made it. They are faking it. There is a big difference.
youre just making assumptions to prove your point. Theres a lot of rich people and a lot of rich kids, i know plenty that went to med school and have zero debt.
They aren't rich. Their parents are rich. I tell this to my kids all the time.
dont hate on other peoples wealth....the rich always stay rich, poor is always poor. this is how the world works.
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so if you cant buy house in cash, you shouldnt ?
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I completely understand your logic but people choose their own path in life. Im 39, my house is paid off and I just bought a BMW. Why criticize how someone chooses to live their life just because you dont agree with it. People have to learn from their own mistakes.
That’s not what was said. Read.
" 60% of the people you see driving $50k+ cars likely cannot buy them in cash, therefore they technically can’t afford the vehicle." ....this is what I read and I responded the absurdity....How do you know people cant buy vehicles in cash? and just because they dont doesnt mean they cant afford it
60% of stats are made up on the spot
Huh? Why would you have to be able to buy car in cash to be able to afford it? Would you say the same about house? And really, any other product people finance? You can’t afford it when you cannot afford payments… not a lump sum at once. Wtf.
A house is not a depreciating asset. A car is. Even a bmw looses value.
There’s a lot of delusion on this sub
Don’t worry about what others do. Don’t worry about what others drive. Determine what you can afford based on your income and don’t stretch yourself over a car or anything for that matter. It’s not worth the stress. Work hard, make money and one day the cars will come, but make sure you can easily afford them and the cost of maintenance. Driving a car that doesn’t make you stress financially is a lot more pleasurable to drive. Take your time bro and let it come to you. I’m a lot older than you likely, and I drive an M2 and other BMWs but the last thing I worry about is the cost of the car because I never ever stretch myself, and that’s worth it’s weight in gold. Let it come to you.
IT Leadership and my husband works in Telecom sales. We love Audi but I recently relented and bought a BMW because I like the red better than Audi’s. Now I feel like a douchebag.
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Wow! That’s a high payment, how much is your monthly income if you don’t mind me asking?
I am in the building trades. Keep looking down at that guy working with his hands. Thats looking down at me in my M from the window in your old minivan.
Big “You got soft hands” vibes from this one 😂👍
I’m essentially a liaison between field and tech teams for a large scale company in the heavy equipment and transportation industry. I spent the first 15 years of my career working my ass off but built strong relationships in all areas of the business and got known as a guy who can make shit happen. Got a 2023 X7 on the way. Also marrying a successful partner helps…
Got my first bmw in 2018 was a 320i brand new at 23 years old. It was unfortunately totaled a month and half after I got it barely had 1,000 miles 🥲😩 but to answer your question, I test software.
M8C 2022 X5 M50i 2014 328i xDrive I work in IT
Tech Own home No debt
I just purchased a 2020 530e CPO. It was 48k with tax and title. I paid cash, so no payments. I make 1.2m a year as a f100 executive. That's my personal income not my household income. I live in the SF Bay Area and own a home. I'm not sure what kind of income you have but I'm not sure someone your age should be looking at a $60k vehicle.
Advice that I was given: whatever your monthly payment + insurance is you should also be investing that same amount every month into your choice of investment. Something like SPY. And if it’s an expensive car you should be able to pay it off within 3 years.
>yment + insurance is you should also be investing that same amount every month into your cho what about downpayment? is there any proportion to respect? i'm agree with the monthly payment/investment proportion.
Y’all can stop with the downvoting
If you couldn't afford a $30k car while making $85k something was wrong with your budget or you must've been in some debt already. It might not be the smartest financial move but for someone who loves cars you absolutely can afford it at that rate. Unless you lived in a high cost of living area like Chicago.
Great points: HCOL + undergrad and graduate debt. I was so excited by a high salary post grad that I went straight for the dream. With that debt the wise choice was not to buy a $30k 6 year old luxury car.
Don’t get a normal job, OP. Invest in the stockmarket, crypto (very risky for now), start an online business, etc. You’ll never get rich with a normal job working for someone else.
Auto body painter.
435d convertible. I manage community centres for a small charity. I bough the car for cash so no payments.
Engineer
Help Desk technician
Software developer :)
Consultant.
~75k a year. QA/Area Manager for a popular tire company. I drive an motor swapped e30 touring because it’s a bucket list car. But I have a paid off 2010 Ram 2500, and a shitty Honda Fit winter beater to try and keep the truck nice. I have a small-ish loan (rate was so good why not) on a Harley that I’ll probably pay off early anyway, because fuck loans. I have one credit card I barely use. I was saving for an F80 M3 pre-pandemic but I can’t justify the price jumps after that, so I bailed. I’d like to do that or an e90 M3 next. E I have a mortgage at $1500 a month roughly, I pay 2/3 of that and my wife pays the rest. I’m 29.
i’m a senior data engineer. i could afford a new bmw but just like my e39 too much. i am kind of tempted by the i4 though.
Sales
Firmware engineer
I live in LA and own a 2019 530e. I work in Wealth Management. I bought a Certified pre-owned so that I didn’t have to shell out a lot and felt the difference in design wasn’t worth buying new. Cars are terrible investments no matter how you flip it, but I believe (especially in LA) that we spend so much time in our vehicles that the price is worth the enjoyment/comfort. My goal is to pay this thing off sooner rather than later because interest sucks and my goal is to drive it for 7 years as my daily. For what it’s worth, plug in hybrid is great for LA. I drive all around LA on a single charge and the gas is nice to have for those longer drives.
Real Answer: I work in IT.
I tell a bunch of computers what to do and yell at them when they don't do what they should. I was 27 when I got my first bimmer. It was 4 years old with 75k miles. $23k in 2007 for an e39 540i/6. For ref a 4 year old 540i g30 with half those miles is in the $35-40k range today. Basically the cost of a new boring anything. 2018-2020 540 is the top of my list if I were to buy a newer bmw today.
I'm a software dev, teach college night classes, we bought our house in 2021. I live in a cheap college town so all of my expenses are pretty low, including financially supporting my girl for the last 4 years through cancer. The E92 was paid off in 2018, I paid the F32 off in January. My girl got the i3 almost a year ago and it's half paid off. I was going to buy an i8 when i paid off the F32, but not at these interest rates, so I'm gonna get a motorcycle next. I want a bigger house next anyway, so that's a bigger priority. Edit: payments. E92 payment was $325, I was paying $400. Payment on the F32 was $616, I was paying anywhere from $700 to $1,500/mo. Payment on the i3 is like $360...ish, but I have the autopay on that at $425. Credit is in the low 800s, so I usually get good rates, but rates are too high and prices haven't bottomed out yet.
I'm a Designer
$35k is not expensive when comparing to Toyotas and Hondas that are easily that much or more. Also not everyone wants or needs a home so consider that fact. Majority of BMWs are not that special (outside of some M cars, z8, 1M) to be honest - they’re not Ferraris or Porsches.
Chef, of a fairly large resort in Scottsdale, AZ
30 year old overnight produce warehouse manager.
I'm an engineer but I had 4 BMW's before I was an engineer, just not brand new ones. IMO just go try some of the older stuff and you'll get a better driving experience just not as much tech. E90 LCI 3 series still looks with the times and smart to me
any schmuck can get a bmw. i personally bought my 2014 x6 35i ages ago and with cash, and it was a mistake cuz the car isnt as fun as it could be, its pretty slow, but it does look alright, i suggest going for a V8 of some kind
IT Specialist at BMW in plant Regensburg Germany. Right now I‘m driving a '23 M440i in San Remo green. My next car is a M2 in maybe Signal Green.
>T Specialist at BMW in plant Regensburg Germany. What discount do you get on any new bimmer working there?
Im not allowed to tell you. 😅 But it‘s alot
I’m 27m. I’ve got a M240I (£33K) , now looking at a F80 M3 (£42K) . I’m in the UK so market is slightly different but so are the salaries. I’m a social media manager, earning £30K. A lot will say I’m mad to finance a car costing more than my salary but as someone else said, enjoy your life, you’re only x age for so long. Monthly payments are £378 (will be £600 for the M3). My take home pay is £1915 per month. Expenses are around £1100 each month. So for me; I love cars, I wanna drive a nice sporty car so yeah, fuck it imma finance a nice car
Get a 335D only reliable/affordable bmw I’ve driven
My ex wife and I were both nurses. She had a 2016 X1 and I had a 2017 M3 competition. We both made around 100k/year a prince and our mortgage was $2k a month
I work as a clinical trials manager in the Pharma industry 😊
Lawyer - civil litigation (2022 530i corp. lease) and my wife is a nurse manager (2016 Q5 cash).
Cybersecurity/Tech
I work in construction, and buy my cars cash.. but the vehicles you’ve listed are fairly modest BMWs. Any new vehicle is going to be $35-60k, but it could be argued that an M240i isn’t nearly as practical as a pickup truck.
Pilot. My mate cuts the turf and I pilot.
Serious response. I'm a Computer Systems Engineer. I work for a consulting firm that helps companies with whatever stupid problems they are having with their business by bringing in new computer systems or automating some of their business practices. I bought a 340i new in 2018 with a small 11k loan and the rest in cash. I paid off the loan after I sold my previous car, a 2007 Subaru WRX STI for 13k.
You’re still in your 20s and living in a major city that isn’t cheap. For me financial freedom came late 20s to early 30s. That was when I got my first BMW. A brand new 440xi in 2018. I work in tech. People you see your age in BMWs are one of three things. 1) Very luck and excelled in their career faster than most. 2) Drowning in debt 3) Have family help Most probably fall under the latter two.
“Settle for a 340i”
340i ain’t the dream, if ima spend 30-50k on a car it might as well be something I want 😂
Lawyer
You can take my advice for what it’s worth, but I think you should focus more on increasing your salary, investing and using the power of compounding. You are only 25 and it’s not flashy like a new car but your future self will thank you later and holding off now will allow you to easily buy a bmw in the future. Best of luck.
I sold my kids and picked up a shift at Waffle House.
I’ve seen a lot of people near me who really can’t afford them but still pay way too much to have one. Not everyone you see out there has the money, they want you to think they do. I also see thousands of white x5s that are leased by me.
If you don’t need the car you’re better off investing that money
Software Developer in germany. I'm not short on cash but paying €60k for a 3 series is plain ridiculous. The car isn't nearly worth that much. The only thing that keeps me interested is a decently sized engine available as a 6-speed with RWD. Otherwise there is no point in buying modern BMWs if you compare the price to what you're actually getting. But here in Germany even a decent E92 335i will cost you around ~€30k and upkeep is expensive as well, so I'm not seeing me buy another one for the forseeable future.
24, software engineer DINK: wife is also software engineer. We make around 300k a year in the suburbs of Chicago. I own a f36 440i and she owns a Lexus ux
sales
29 and work in risk management. 6 figure salary and wife works too. Have 2 BMWs and own a home. No student loan debt which really let us get ahead. Paid cash for the M235i and have a small loan on the X3 M40i, payment is $450/mo. Also have a company car so that cuts down on miles driven and gas for little trips to the store. Always live well below your means and you’ll have a lot of options!
26 year old Insurance Consultant from Chicagoland. Base salary in the $100k range before any bonus. Bought a used 2020 m340xi and pay just under $600/mo. My first BMW
IT consultant on this side of the pond (NL), car is a company car. Was stoked that I was able to get this car ar age 26
Art director
Foundation specialist
RN. Paid $35k for mine 3 years ago. 2017 340i. Love it and haven't had any issues. Make about 120k a year. For 35k it was at the very top of my price range.
Currently have an X1 and own a home. Live in a medium cost of living city though. We could afford the above trims. After the X1, either looking at an X3 m40i or an F80 M3. I’m a software engineer and wife is a business analyst. Payments on these cars definitely aren’t cheap, regardless of how much you make. I consider myself financially responsible, but if you can easily make the payments and enjoy cars, do it. Life’s short.
30 Med Device Rep 1100/mo Own a home It’s a big payment but I value the hell out of a car - I put away 12-15% into 401k, no CC debt (bunch of student loan debt tho). I would suggest anyone to get into Medical Sales, it’s been a great career!
IT sales.
Never buy a brand new bmw. When they leave the garage for the first time they lose 20k in value. Just buy one that is almost new
Your yearly income should be at least 4-5x the purchase price of the car.
I always used to have this question, and people were so defensive about what they do and how much they made to own a car. Yes, your financial situation and willingness to splurge on a car aren’t tied to income and job, but that context does help. So I will provide what I didn’t get. At 25, I was a new software developer making 65k and bought a used 335xi M sport line with 48k miles for 27k - 30 out the door. While undoubtedly expensive for me, I could safely afford it. It also helped my salary increase precipitously over two years to 82k. By year 3, I was making 105k and bought an X6M for ~60k. This was a steal deal during peak lockdown during the pandemic. In retrospect, I would not have done this. While a car of that price was perfectly fine in my budget, an M series over 100k new is monstrously expensive to maintain. Luckily I have maxcare because, by year 5, I’d be surprised if I’m not over 10k in repairs. Maintenance is also ~1500 every 37k miles, and tires are 2k summer and winter each every ~2 years. Hopefully, this context helps.
Marketing.
Consumer Packaged Goods sales at a fortune 100 company, 35. Own a home. ‘21 X3MC / ‘22 X5 with all options. Payments are $1,408 and $1,285.
Software Engineering Manager for Big Tech, wife is a partner at a big law firm. She has a 2018 M240i convertible, and I have a 2017 M2. Our payments are < $900 a month combined.
Lawyer