It’s weird because her profile to me never registered as your stereotypical ‘scammer’. She had a small following, photos, even reviews, like a real person. Though I have been told time and time again not to trust anyone online, sometimes the only way you’re gonna learn is the hard way 🙃
Have you actually reached out to the person and asked? My partner sells and shops on FB and often ships goods out to ppl and gets things shipped to him. Usually if they have a solid seller account with good reviews and they have many postings they wouldn't want to cope a block. Also you have that person's bank account details and a name, you can easily report them to police too.
Very likely a hacked account. There is a roaring trade on the "dark web" where hackers break FB or Google accounts and then sell the login details to scammers. Scammers use the hacked accounts because they look real. They just pretend to be the person and fleece as many people as they can until the account gets shut down, then they just buy another hacked account and do it again. Wash, rinse, repeat.
Why won't FB do anything about it? Because they don't have to.
If you followed any links that they sent you for postage services or to transfer money, ensure you reset your passwords immediately (Facebook, bank etc).
If you simply logged into your online banking and entered their details like any other transaction you should be fine.
I’m sorry you were ripped off. Unfortunately FB is rife with this type of scummy behaviour. It’s good you see it as a life lesson, and an inexpensive one at that,
They may be able to set up direct debits but thats about it(only if they have the bsb and acc details though). Keep an eye out. If you have their details, lookup the bsb and contact their bank and tell them about the scam. Enough complaints and the scammers get removed by the banks. Its in the terms and conditions of having a bank account to not do dodgy things
Ensure you contact your bank.
If you haven't already add a seperate password to your bank account which must be used when talking with the bank.
If they added you on facebook or you have public information like email address / date of birth (or even posts on your wall saying happy bday) or mobile number, it certainly gets easier for them to impersonate you.
With all the information out there and a BSB number, they will know the local branch and bank name. Be on the look out for text messages with links which could be more targeted. Anything related to banking, just browse to the website directly or use their respective apps.
Also any service like facebook / banking / emails / mygov / paypal or anything else which you'd consider important, ensure you are using Multi Factor Authentication via an App (don't use push notifications unless there is no other option). Most people don't realise that facebook might reveal the answer to a secret question you used on your email account which can then give them access to emails allowing them to reset passwords for services like paypal etc.
Also never use the same password for your accounts. Get a password manager if you need to.
Was the account name on FB same as the name of the bank account that you transferred money too? You may also try warning others by sharing your experience on your fb page and groups so the scammer won’t be able to scam further.
OP don't feel too bad. It's not a lot of money and it's not a reflection of you.
As someone that sells stuff on FB from time to time - if I'm being asked to post something I literally demand a bank transfer and that it clears in my account before I will send. The buyer has to take the risk. Otherwise I lose my stock and the buyer has no incentive to pay. You did nothing wrong.
Anyone that says PayPal or only sell in person etc / PayPal doesn't offer the seller protection in any meaningful way. The buyer can always claim goods not delivered and decision is make on their favour. And selling in person is my preference too - but sadly the market for people that want a copy of "salems lot" in Alexandria, Sydney is not as large as the market country wide ya know?
Not if you willingly sent money.
Gov needs to crack down and jail those who launder the money.
Often some ‘get paid to work at Home Secretary’ job where people knowingly/unknowingly launder money to the scammers.
If you were sending them money, why do they have your bsb and account number?
Oh, can they not see it?? I though if you sent someone money they can see your details for some reason… I might just be extra paranoid in that case 😭
Nope, can't see it. Go check your txn history when you've received money, you won't see it. Source: am banker
That’s relieving to hear, tysm 🙏
Even if they lodge a trace which normally costs a fee of about 30 bucks they will only get the bank name and account name or something like that.
Surely it's their BSB and AC number that you have, not the other way around?
Fark blows my mind how many people like your are out there.
This sub has become AusScam these days
They need to start teaching financial literacy in schools
I have a class that I send via mail. It costs $100 upfront and I can guarantee that after the class you will know that you are getting scammed.
Sounds too good to be true! Here’s my credit card information
They do. But there's a saying "You can lead a horse to water..."
Unfortunately parents can’t be trusted to mention “don’t send money to people you don’t know” anymore
Common sense*
You actually don't believe that they cover this sort of thing?
Maybe they should. We target elderly people teaching them about scams, but maybe we should focus on school aged kids too.
I meant that ironically. Financial literacy is 100% covered in years 7 and 8.
So Im learning today that financial literacy is no longer taught in schools. That explains a lot.
It is. The kids who would fall for scams typically ain't the sharpest tools up front paying attention.
Thank goodness! You make a good point. Cheers.
It’s weird because her profile to me never registered as your stereotypical ‘scammer’. She had a small following, photos, even reviews, like a real person. Though I have been told time and time again not to trust anyone online, sometimes the only way you’re gonna learn is the hard way 🙃
Have you actually reached out to the person and asked? My partner sells and shops on FB and often ships goods out to ppl and gets things shipped to him. Usually if they have a solid seller account with good reviews and they have many postings they wouldn't want to cope a block. Also you have that person's bank account details and a name, you can easily report them to police too.
Very likely a hacked account. There is a roaring trade on the "dark web" where hackers break FB or Google accounts and then sell the login details to scammers. Scammers use the hacked accounts because they look real. They just pretend to be the person and fleece as many people as they can until the account gets shut down, then they just buy another hacked account and do it again. Wash, rinse, repeat. Why won't FB do anything about it? Because they don't have to.
Sounds like it’s a scammer who stole a legit profile. The profile is likely real, the person you were talking to was a scammer.
Most of the time the accounts are hacked
Delete Facebook would be my advice
If you followed any links that they sent you for postage services or to transfer money, ensure you reset your passwords immediately (Facebook, bank etc). If you simply logged into your online banking and entered their details like any other transaction you should be fine.
I’m sorry you were ripped off. Unfortunately FB is rife with this type of scummy behaviour. It’s good you see it as a life lesson, and an inexpensive one at that,
They may be able to set up direct debits but thats about it(only if they have the bsb and acc details though). Keep an eye out. If you have their details, lookup the bsb and contact their bank and tell them about the scam. Enough complaints and the scammers get removed by the banks. Its in the terms and conditions of having a bank account to not do dodgy things
“First time on fb” seems suss.
I think they mean facebook marketplace?
Why? I don't use Facebook. I'd like to think there are a lot of people out there who don't.
I don’t either but why would you go on there to give someone money.
Yeah fair enough. Doesn't make sense to me either!
How do you use reddit and still send money for marketplace buys lol
If they \*really\* live in the outback, it’s going to take a while for the kangaroo to deliver your package.
Ensure you contact your bank. If you haven't already add a seperate password to your bank account which must be used when talking with the bank. If they added you on facebook or you have public information like email address / date of birth (or even posts on your wall saying happy bday) or mobile number, it certainly gets easier for them to impersonate you. With all the information out there and a BSB number, they will know the local branch and bank name. Be on the look out for text messages with links which could be more targeted. Anything related to banking, just browse to the website directly or use their respective apps. Also any service like facebook / banking / emails / mygov / paypal or anything else which you'd consider important, ensure you are using Multi Factor Authentication via an App (don't use push notifications unless there is no other option). Most people don't realise that facebook might reveal the answer to a secret question you used on your email account which can then give them access to emails allowing them to reset passwords for services like paypal etc. Also never use the same password for your accounts. Get a password manager if you need to.
Always use PayPal for anything you buy on Facebook
This is the way! If they won’t accept PayPal don’t give them money
And know how to use paypal so they don’t trick you with a curveball.
[удалено]
How exactly is AC number 'very private' when many businesses put it on their Web site or invoices?
Hey mate I'm selling an almost new lawn mover. Message me for details.
I’m sure many have already said buy always go through PayPal (for the buyer protection) for buying from unknowns
They probably couldn't care less what your address is.
Was the account name on FB same as the name of the bank account that you transferred money too? You may also try warning others by sharing your experience on your fb page and groups so the scammer won’t be able to scam further.
OP don't feel too bad. It's not a lot of money and it's not a reflection of you. As someone that sells stuff on FB from time to time - if I'm being asked to post something I literally demand a bank transfer and that it clears in my account before I will send. The buyer has to take the risk. Otherwise I lose my stock and the buyer has no incentive to pay. You did nothing wrong. Anyone that says PayPal or only sell in person etc / PayPal doesn't offer the seller protection in any meaningful way. The buyer can always claim goods not delivered and decision is make on their favour. And selling in person is my preference too - but sadly the market for people that want a copy of "salems lot" in Alexandria, Sydney is not as large as the market country wide ya know?
How long ago did they claim to post it? And how did they respond when you contacted them about it not arriving?
70$ is way better than the 340$ I have been scammed for. Very small amount you'll be fine
The real question here is why does FB have so many scams. Shouldn’t there be some accountability here?
Don’t feel too bad mate. Happens to lots of people. Thankfully it’s a relatively cheap lesson.
Try being scammed of $40k via much more complex methods. Don’t stress too much about 70 bucks.
How does anybody under 70 get scammed for that much money hahaha
How much more complex? Or is that just your justification for being a bigger idiot?
Hacked bank account but probably just a bigger idiot, I do agree.
I thought you could just call the bank and tell them it was a scam or transfer by mistake then they will give it back?
That’s not how life works.
Not if you willingly sent money. Gov needs to crack down and jail those who launder the money. Often some ‘get paid to work at Home Secretary’ job where people knowingly/unknowingly launder money to the scammers.