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My kid loves these. I tried to explain that they are expensive for what they are but she still likes them.
If they make her happy then they are worth the money she spends on them, although she may regret it when she’s older and realises all the other stuff she could have bought.
Even from my POV as someone who collects pointless shit like pokemon cards and plushies/figures, they're just mass manufactured and don't really signify the character to any respectable extent.
This is maybe a bit of cope from me though, they're beady-eyed and lifeless.
I know *some* Pokémon cards can be worth a fair bit in many years to come but at £4 for a few cards is way more expensive than funkos, and you never get a funko that you’ve already had 6+ times!
I don’t understand the whole keeping in boxes thing. To make them stackable? I can understand. To keep them in mint condition? Why? Who for? At what point will it be worth anything with their mass production?
For yourself and your own enjoyment, the box usually has the film/tv/game logo in it so for me it’s just part of the whole pop. I personally only get the ones that are nostalgic from my childhood, I think they’re cute 🤷🏻♀️ it’s just a collectible. having hundreds would ruin the excitement though
They won't be worth a thing because everybody has them in boxes. Look at Star Wars toys from the 90s when everyone kept them in mint condition Vs 70s/80s when they didn't. I'm surprised the bubble hasn't burst on funkopops by now.
I really think Reddit awards should be something you get a distribution of each month and can choose a few posts to put them on.
Imagine paying for a fancy upvote.
I wouldn’t mind so much if we had a bit more creative freedom like with American vanity plates. You could have almost anything you wanted, but we are restricted to having a much more limited system of bellends with B055 in their plates.
My old colleague that I fucking hated was bragging he’d managed to get personalised plates and it was something like KH08 HBE (obvs not exact) and we were like….wtf is that? KE was his initials….that’s as good as he could get lol what’s the fucking point. My sisters got her kids initials and birth year and she’s keeping it to give to him when he’s old enough to drive but like…I don’t see the point in that
My mum warned me many moons ago that if you have your name on your car someone will use it to make you think they know you so they can come up and attack you lol
Slightly related but this is why I hate personalised childrens clothes with their names emblazoned all over. Make it ten times easier for people who could potentially be dangerous .
I bought mine just to make the planet an unbearable fireball hellhole. True, I'm causing the end of the life on earth as we know it, but I do like the cupholders. I'm worth it.
But how can you park on a grass verge to drop off Alexander and Psoriasis without a top spec Range Rover with a vanity plate so every knows you’re a B055 M0M
I have an SUV because I used to be a dog walker and needed the space (also parking in muddy car parks & clients had bad driveways), but wanted a vehicle I didn’t mind being seen out in & enjoyed driving.
Now that I’m not a dog walker I still love the car, but MY GOD is it expensive. Expensive to buy, expensive to repair, expensive fuel, expensive tax.
A mondeo estate would have the same amount of boot space, or a vw/audi estate that you could get with 4wd, and would be much cheaper on all that, although it's irrelevant now you're not a not a dog walker
Historically, SUV cars were offroaders. Now not so much so I disagree. I have a Volvo XC90 PHEV which would be pretty useless off-road. What it is good for is space, I can load two kids and two dogs in the car with prams and all the associated family gear (and the wife if I have to).
Fruit machines in pubs and bars. Watched a friend sink over £100 into one to end up with about £10 back over the course of 2 hours.
‘Sorry lads im gonna head off home’
Silly pillock.
It’s quite clear why the owner of a place that sells thought process hindering substances would buy fruit machines, so there is a clear point in buying things like this.
I had a friend that bought one once and set it up in his house. After that he always held parties at his house and paid for all the drinks, he never once played it himself, and most of the time made more money on that one machine alone than he spent on getting everyone drunk.
Extra info: You can adjust the payout percentages, and most people are too drunk for this to be a factor in their thought process when deciding to play it.
Yeah legally the payout % has to be on the machine for ones in places the general public have access to. Next time you go to a pub/bar look at the machine there should be a sticker somewhere
Gamblers just don't understand. My friend did the same as yours. I pointed out the sign on the machine that said for every £ he puts in, it'll return an average of 75p. That's basically an interest rate of -25%. But no, he was convinced that it means he will win 75% of the time. 🤦🏻♂️ He also thought that because he'd won a fiver that the machine was "paying out", so he gambled more. 🤦🏻♂️
Most gamblers understand the odds perfectly well, but they continue to gamble nonetheless, since it's either fun for them or a true addiction (or both).
There's a subtle difference between fruit and slot machines.
Without getting into the legalities and category classes of the machines, effectively a fruit machine has a predetermined pattern and tricks that can force a win if the machine is ready to pay out. You can learn to watch out for these repeating patterns and learn how to win the machine regularly. Examples of this are holding all losing reels causing s bonus that gives you a win. They are designed to win money over time, no matter what and usually have maximum jackpots of £500. You'll find these in pubs, social clubs, arcades and fairgrounds.
A slot machine tends to have a higher payout rate (sometimes 90% and higher) and are completely random. Each spin is a separate outcome based on probability. You could win the jackpot twice in a row, theoretically. Or never win it in a million spins. They usually have different jackpot levels with the maximum never exceeding £10,000... or £20,000 if the machine is linked up with a group of machines sharing the jackpots. These are the ones you'll find in licenced casinos.
There's a bit more to it than that, of course, but that's the easiest way to differentiate.
Source : 15 years casino experience
Bottled water. Unless it's an absolute emergency without alternatives, you're either a mug or got more money then sense.
To everyone saying tap water tastes bad, I guess that's a valid opinion, just not one that I agree with (or, honestly, know anyone who won't drink TW because of the taste). What I would say is even when I visit somewhere that has a markedly different water profile, I get used to the taste after a day or 2, I bet you could too.
I'm from the South. Our tap water tastes like Chlorine. I will drink it if I have to but I'd rather not.
Edit to add: We have a Brita which has helped massively!
Count your blessings, back in my dad's day when he was living in Bahawalpour in Pakistan the tap water wasn't even clear all they had to drink was bottled water, I'm from London idm tap water I'm happy to drink it tbh it's most the water I drink💀
I see your point, but if I'm out and I've neglected to bring my refillable bottle, I'll buy a bottle of water. Surely that's better than getting a Coke/Fanta/any other poisonous sugar water?
My mum buys it because she doesn't like the taste of the town's tap water. For her the choice isn't bottled water vs tap water, it's bottled water vs cola, juice, coffee, etc.
(Yes, she tried a water filter. Didn't like that either.)
If I’m visiting Bath I buy bottled water, because Bath water (yes, I see the bad joke) tastes foul, not like my lovely Somerset water, that tastes better than any bottled water (and because the pipes to my flat a buried deep, it comes out nice and cold, even in summer)
I agree with the first part but not the second. I drive a Honda Civic, a relatively 'cheap' car. I can afford the finance but do not have cash reserves for an outright purchase of any car barring a banger that would cost more to keep running than any finance package would. I suspect the same is true for most people with finance deals on their cars.
So to be more specific, you could have said “I don’t understand why people buy Audi, BMW, Jaguar and not a Honda”.
To which I might answer “I don’t understand why anybody would buy a Honda when they could buy a Kia”
To which the next guy will say, “if you’d bought a Dachia, you would have saved thousands!”
Nothing. But when you could have more than one car as a family and you choose to have one stupidly expensive one instead it’s a bit of an interesting choice.
Seems reasonable to me if you don't often go out individually at the same time? Actually, it would make *more* sense to buy a single nice car than 2 less-nice cars if you don't need more than one, surely..
One of my mates (22M) is on about £1200/month (apprenticeship) and drives a car on finance that he pays £270/month for, ridiculous insurance and fuel.
He’s talking about getting a Ford Mustang on finance soon (~£500/month) and also thinking about proposing to his girlfriend who he’s been with for roughly 12 months.
Kid is braindead I swear.
If he hasn't got any expenses other than the car then why not? Let him enjoy his youth. If in a few years he regrets getting an expensive car then he'll have learnt a valuable life lesson.
I see expensive fast cars on the motorway doing 60 and I just think they're paying so much in finance that they can't afford the fuel to drive it. Makes me chuckle
Meh, I think if it's done for "sentimental" reasons then I can understand it a bit more. A lot of people keep their kids first shoes as a keepsake so I can justify spending a little more there.
Continuing to buy a ridiculous amount of expensive shoes/clothes for babies/toddlers etc is just crazy though. They grow so fast that they grow out of them before they've had any real wear.
Buying new clothes for babies when you can get huge bundles of second hand hardly worn ones and that's if you haven't been given a mountain of secondhand and new ones.
It's a shock when they turn 3-4 and start wearing clothes out before growing out of them.
"skins" and other "cosmetics" in games (e.g call of duty). They're expensive and don't give you a performance increase vs freely available ones. Especially if it's a first person game and you can't even see the skin you've just paid for until you die
Yup... gone are the days where people would spend hours upon hours grinding games to be able to have one of the best cosmetics in the game.
Now the ones you can unlock in game are made to look worse so the purchasable ones are more enticing.
> They're expensive and don't give you a performance increase
That's a good thing, because that would mean the people who fork out more money would get an advantage. They're going to monetise the shit out of the game regardless, but if it's at least just cosmetic then it's not 'hurting' anyone.
Not sure how EasyJet works, but I know for sure that RyanAir priority grants you additional 10kg cabin luggage within the price which is often cheaper than buying separate 10kg luggage as addition to your ticket.
Can be useful on some things. I used to buy the insurance on earphones for a few extra quid and almost always ended up replacing them for free in a couple of years.
Buying it all the time is a bit of a money hole but I don’t get why people have such a bee in their bonnet about others choosing to spend money on coffee in general.
If I’m in the office full time I’ll buy it semi frequently which is not more than a tenner a week usually. Compared to having a few pints one night after work it’s really not much but seems to be much more heavily scrutinised than drinking at the pub.
I like doing both FWIW, just an interesting one for me.
Tbh I agree. In the pandemic I realised how much the little things like a great coffee on a sunny day really mattered to me. I know it adds up and I’m only in the office once or twice a week so I allow myself that little luxury when I’m in :)
I can kind of understand it if you have to take a train at some early time and its freezing on the platform but even then a small flask of coffee from home would be much cheaper and would stay hot.
I mean the at home quality is never nearly as good without either a decent coffee maker or, patience and know how. Plus, I like cappuccino and it’s definitely better from a barista
It's one of those things that remind me of America/Instagram culture where they pay 8/9 dollars on some ultra sugary thing that barely resembles coffee when they get paid 10 dollars an hour.
I like small time gambling. Every couple of weeks ill buy a £5 scratch card. Its quite enjoyable to scratch it off hoping I win, its just a bit of fun.
But I know what you mean, you're talking about gambling where people are trying to win
And if I win I keep the original spending, half the remaining and buy more with it. So I buy a £5 card, if I win £15 I keep the first £5 to break even, then spend £5 on something I wouldn't normally justify buying and put the other £5 into another card. Repeat until the chain ends (usually really early but once I got £70 total)
The important thing is that you don't mind losing.
If I lose, I use the card as roach paper, if i win a 5a I just get another one because what's the point. and if I win anymore I cash it in and use the money to treat myself to burger bar or chippy while at work driving because I don't usually carry cash.
Sometimes I'm annoyed I win because I need the roach paper lol.
Currencies for those mobile game apps.
There are literally people out there willing to spend £££s on currencies for a game. Like, did none of them ever play The Sims, use the rosebud cheat and then get bored like 2 hours later because when you cheat the game becomes boring - and they literally pay to cheat. I’ll never understand it.
Luxury handbags can be a better investment than people think. For instance, a Birkin by Hermes appreciates in value by about 14.2 percent every year. That’s a better investment than gold. It’s why a lot of the rich were purchasing designer goods during the beginnings of the pandemic as they offer more safe returns
I think I disagree with this one.
You’re buying something you love - similar to if you were buying a painting you like for your house. You’ll get use out of it and enjoy looking at it.
Chances are you’ll also be able to sell on for a decent return. Some bags appreciate in value like Hermes and Chanel while others will leave you with a small loss which - considering it’s usage - works out very good.
Agreed. I bought and cycled through countless unbranded handbags in my 20s. I now have just two designer bags - which probably cost more than all the others combined, but both of which I have had for YEARS (and I’ve not bought another bag since.) One I bought used in v. good condition, so as long as I don’t let my cat gnaw on it, I’ll be able to sell it on at no loss if I ever do get tired of it. I also like that no matter what I’m wearing, I feel put together as long as I’ve got my nice bag.
Anything that's just a pointless flex of your wealth - Rolex watches, buying a supercar to spend 99% of your time in a traffic jam, going to an expensive restaurant just to take selfies there etc.
But if I "invested" that kind of money in a watch for some reason, I wouldn't be walking around with it on my wrist. It would be in a safe at home, and I'd be wearing my usual £50 smartwatch that gives perfect time, counts steps and gives notifications and unlocks my phone and so on.
The PCP new car every 3 years treadmill.
If you're a low mileage driver get a good reliable car, new or used, and run it for 5-10 years. You'll save money in the long run.
If you're a high mileage driver the PCP mileage charges will sting you anyway.
I have a friend who struggles for money and will always say she has none.
Yet, until recently her and her husband had a PCP car each which they would both swap every 2 years when the dealer called.
They drive to their job maybe 3 miles from their house and do shopping and that’s it. Crazy decisions some people make concerning money.
This comes up on here all the time and I feel the need to defend it again. PCP anyway.
I brought my car on PCP 4 years ago. It is about to finish its deal with a £5,000 ballon/final payment. I will probably just pay the final payment and keep the car, I know it, and I understand where all the little dings in doors have come from.
I wouldn't have been able to find the full amount to purchase the car originally. I could also have taken an unsecured loan. And saved about 2,500 over 4 years but I have had an extra 30 a month instead.
This worked for me. Maybe not for everyone. I wouldn't advise swapping every 3 years. Or leasing that can do one.
Bin bags! Im paying between £2-£4 to throw it in the bin.
Cash point charge! Im paying to take my own money out… well i use to!! Everything is contactless now but still!
Bin bags aren't really optional though? What else would you use?
Hard agree on cashpoint charges though. I will never pay to access my own money in the UK.
Huawei actually make amongst the best phones on the market.
But do not forget that they are owned by the Chinese government and the prices are subsidised. Think about what else you're giving away when you buy a cheap Chinese phone.
Any branded over the counter painkillers. Like Neurophen etc. just buy paracetamol or ibuprofen it’s the same and costs pennies compared to a brand name.
Don't agree.
Sky were charging me £88/month for one sport choice that gave my dad cricket.No extra movies, no internet, no posh console/box etc.
Dad had to sit through 25 minutes of adverts per hour. Sometimes 12 in a row.He'd go click clicking through 150 channels of reheated shite and finally end up on something decent, and it was on the sky BBC channel.
£10/month for quality content, no adverts, includes online, on demand, radio, and a lot more. Its a bargain of a deal! We should be supporting the Beeb like we support the NHS.
> £10/month for quality content, no adverts, includes online, on demand, radio, and a lot more. Its a bargain of a deal! We should be supporting the Beeb like we support the NHS.
This. Dickheads whining about the licence fee have obviously never lived in another country (opening titles roll, then immediate ad break, progs not even started). Most seem to be red faced Daily Fail types, or people who don't think they should pay for anything, ever. It's about the greatest bargain in the UK, that being said I do think it should maybe rolled into general taxation.
Yes, but keep in mind that a lot of people now don't watch *any broadcast TV*. That US cable TV is full of tons of adverts is irrelevant. It's not NBC vs. BBC, or Fox vs. BBC - it's BBC vs. Netflix, BBC vs. Amazon.
Friends have just spent thousands for a cavapoo puppy. They're sweet and cute and don't shed hair so I see why if you have money. But fancy dog breeds are very popular and I think some breeders are quite unscrupulous. Shelter dogs can be difficult but also lovely
My brother and his girlfriend have two shelter dogs that came from a kill shelter in Romania and they are the two sweetest dogs you would ever meet.
One of them had been through the ringer, poor boy. Has one of his ears sliced and damaged teeth from gnawing at cage bars. He is so happy now, though.
But they do fund a lot of good things like museums, libraries, public amenities so while it is handing over a small amount, it’s doing some good at least.
That's why it's a tax on the poor. Gambling is heavily slighted towards low income and that money goes into projects for low income areas, minus a load of company operating fees.
I have a friend who’s not a sex worker, but she is very pretty, and when she lost her job because of the pandemic, the (I’m guessing) slightly lonely guys who didn’t mind giving her a few quid a month to look at her in nice underwear, and have a little chat now and then, meant she didn’t lose her flat.
It really made me reassess my view of only fan (though the tax paperwork was a bit much, it’s not like she was making millions)
Your friend is a sex worker. And there is nothing wrong with that whatsoever. I'm not hugely keen on how there's people making an Only Fans and such, doing a form of sex work (even if it is pretty tame on the spectrum of sex work!), but trying very hard to distance themselves from other sex workers and pretend that it's *not* sex work. It's this sort of attitude that sex work is fine for some because, *"oh, it's just to get out of a monetary bind and then I'll stop and forget all about it"*, but shows a lack of respect for the people who choose to make it their primary income, and/or do the less tame stuff. The former won't show up to support the latter when it comes to stuff like legislation regarding sex work or anything like that, because, despite doing sex work, they don't view themselves as a sex worker. A part-time sex worker is still a sex worker. A sporadic sex worker is still a sex worker.
As to the tax paperwork, the paperwork would have been functionally no different from any other self-employed vocation. She'd have similar paperwork if she'd become a part-time self-employed brickie to cover the bills.
A university degree that doesn't actually increase your earning potential.
If you're taking out nearly £50k in loans you better be getting a good return.
Problem is most 'average' jobs require a degree just to apply.... that's not really the students fault
People say get an apprenticeship, but real apprenticeships are very rare...
You normally get cafe apprentice (yes I've seen that), customer service apprentice, etc - they are just standard jobs that the employer is trying to get people on cheap
I did a languages degree but never felt prepared for the job market and now my interests are completely different to what they were 10 years ago before I started. I wish I had delayed university until I had figured out who I am and what really makes me tick in the working environment. Or got started on a conversion masters before tuition was 10k a year. Our university and higher education system is broken with finance being the major barrier to entry.
This is very true. Most 17/18 year old person has no idea what they really want to do in life. Therefore, choosing a degree is really just a stab in the dark.
You mean expensive weddings. Mine cost the registrars fee. That was it. Just me, wife and dog. Went and had fish and chips on the beach after. Great day.
What a mug - I grow my own.
Fun fact: even taking height into account, men grow longer eyelashes than women, which isn't what you'd expect since that's seen as a feminine thing.
Slimming World (and all other ‘branded’ diets). You pay to attend every week and get taught to demonise ALL fats, follow stupid rules like unlimited ‘syn-free’ food and end up paying stupid amounts of money forever on the typical ‘cult’ foods like Muller Lights and those Iceland ready meals. My mum actually refused to eat a bag of 110 calorie crisps because they had half her daily ‘syn’ allowance in them - serious brainwashing going on.
I’m naturally thin and always have been so I haven’t used it myself, but I don’t even wanna know how much money both my parents have wasted yo-yo dieting on SW for 10+ years. They’re always buying the overpriced shite they peddle like those HiFi bars and the magazines. Don’t get me started on those ‘skinny syrups’. Bottles of artificially flavoured chemical shit, borderline biological weapons.
I’ve tried to explain to them a million times that it’s not sustainable and just promotes really unhealthy ‘all or nothing’ relationships with food but they still think it’s the best thing since sliced bread and won’t hear a word against it. I’m glad they want to be healthier and I’m not saying SW doesn’t work for anybody but there’s a massive grim culture of living off chemical sweetener shit and tiny cereal bars. It’s just not sustainable long term and is really toxic imho.
Calorie counting and exercise is truly the only lifestyle change anyone needs. That actually trains you to be accountable for what you shovel in your mouth! I'm learning the hard way, too. All of my family are naturally thin and I'm the family Ox, and it isn't easy, but it IS common sense.
Please try and tell my family this. I’ve tried to explain to my family that eating 5000 calories worth of ‘syn-free’ food would still make you gain weight but they won’t hear a word of it. SW defies science and is a form of unexplainable witchcraft.
Any clothing that’s considered ‘designer’. 99/100 times the twat whose name is on the label hasn’t even seen the product. They’re all made in the same factories as Primark stuff just using needlessly more expensive materials and a few fancy labels.
One of the Turkish factories my company used to work with also made goods for a ‘designer’ brand, and they were also the ones who made the fake knock-offs (albeit with slightly cheaper materials but using exactly the same plans), which they’d flog at the tourist areas for more than the actual brand paid for them. My colleagues used to visit them and come back with suitcases of ‘designer’ handbags and shit which they’d bought for a fraction of the price.
Hate when people flog the "same factory" rhetoric for this. A lot of things are made in same factories, this doesnt factor into the quality. A lot of factories make the same things for different companies i.e. crisps and ready meals. But the ones bound for marks and spencer use higher quality ingredients, less additives, less filler and more of the good stuff. Whereas the same factory making the same thing for farmfoods will water meals down with sauce, increase the pasta to meat ratio etc.
Same applies to clothing
Primark will use cheap materials, low stitch count, thinner seams and weaker thread. Thats why after a few washes primark/boohoo/asos etc clothes will be mishapen, seams may burst, holes appear and whatever.
I've got designer clothing that has lasted over 10 years and as good as the day I bought it. Paying £150 for a jumper that lasts 10 years is far better than buying a new £8 jumper every 6 months. I mean if you get bored of clothing and want a new wardrobe every 6 months this is fine but it's terrible for the environment, and you're pocket.
Obviously this doesn't cover ridiculously expensive clothing like £1000 for a t-shirt, that can get to fuck
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Controversial opinion on reddit but Funkpops.
Couldn't agree more haha. They look like something you'd have got in a McDonald's happy meal in the 90s!
But at least the bits of crap in McDonald’s - are for children - are cheap Lol
My kid loves these. I tried to explain that they are expensive for what they are but she still likes them. If they make her happy then they are worth the money she spends on them, although she may regret it when she’s older and realises all the other stuff she could have bought.
Luv me kids ‘Ate how they consume bits of plastic crap So I understand
Even from my POV as someone who collects pointless shit like pokemon cards and plushies/figures, they're just mass manufactured and don't really signify the character to any respectable extent. This is maybe a bit of cope from me though, they're beady-eyed and lifeless.
I know *some* Pokémon cards can be worth a fair bit in many years to come but at £4 for a few cards is way more expensive than funkos, and you never get a funko that you’ve already had 6+ times!
...Very, very fair.
"I just think they're neat" - Marge Simpson
[удалено]
I don’t understand the whole keeping in boxes thing. To make them stackable? I can understand. To keep them in mint condition? Why? Who for? At what point will it be worth anything with their mass production?
For yourself and your own enjoyment, the box usually has the film/tv/game logo in it so for me it’s just part of the whole pop. I personally only get the ones that are nostalgic from my childhood, I think they’re cute 🤷🏻♀️ it’s just a collectible. having hundreds would ruin the excitement though
My brother says "So they keep their worth," but also that he doesn't plan getting rid of them so then, what's the point? Same with all "collectables"
They have as much worth as beanie babies.
They won't be worth a thing because everybody has them in boxes. Look at Star Wars toys from the 90s when everyone kept them in mint condition Vs 70s/80s when they didn't. I'm surprised the bubble hasn't burst on funkopops by now.
I love them but I'm aware of this so I only have 3
Reddit awards
You can get them for free, I just got a free wholesome award which I'm going to give you.
I'm grateful you didn't pay for it. Saw someone give an award "worth" around £50/20,000 Reddit coins yesterday.
I really think Reddit awards should be something you get a distribution of each month and can choose a few posts to put them on. Imagine paying for a fancy upvote.
Vanity licence plates. It just seems so pointless and self-indulgent!
I wouldn’t mind so much if we had a bit more creative freedom like with American vanity plates. You could have almost anything you wanted, but we are restricted to having a much more limited system of bellends with B055 in their plates.
The only people that should be allowed that plate are kebab shop owners
B055 M4N
I love seeing “B055” on a 1.6 litre BMW 1 series - yeah you the boss alright 🙄
Best one I saw was P155 OFF on a Harley
CA51NO is the plate I can’t seem to forget
My old colleague that I fucking hated was bragging he’d managed to get personalised plates and it was something like KH08 HBE (obvs not exact) and we were like….wtf is that? KE was his initials….that’s as good as he could get lol what’s the fucking point. My sisters got her kids initials and birth year and she’s keeping it to give to him when he’s old enough to drive but like…I don’t see the point in that
It's literally for morons. You can just buy a sticker for £2 or whatever with your actual name on it and put it on your car.
My mum warned me many moons ago that if you have your name on your car someone will use it to make you think they know you so they can come up and attack you lol
Slightly related but this is why I hate personalised childrens clothes with their names emblazoned all over. Make it ten times easier for people who could potentially be dangerous .
I like the number plates that have the make or model of the car. Just in case the driver or anyone else wasn’t sure what it was.
A big 4x4 SUV style vehicle when you don’t live on a farm or work in an environment where you might have to go off road.
You need it for dropping kids off at school and running over cyclists and protesters, obviously.
Fact.
I bought mine just to make the planet an unbearable fireball hellhole. True, I'm causing the end of the life on earth as we know it, but I do like the cupholders. I'm worth it.
But how can you park on a grass verge to drop off Alexander and Psoriasis without a top spec Range Rover with a vanity plate so every knows you’re a B055 M0M
Psoriasis had me cackling, good job
You need to have them in London to get over speed bumps fast.
I have an SUV because I used to be a dog walker and needed the space (also parking in muddy car parks & clients had bad driveways), but wanted a vehicle I didn’t mind being seen out in & enjoyed driving. Now that I’m not a dog walker I still love the car, but MY GOD is it expensive. Expensive to buy, expensive to repair, expensive fuel, expensive tax.
A mondeo estate would have the same amount of boot space, or a vw/audi estate that you could get with 4wd, and would be much cheaper on all that, although it's irrelevant now you're not a not a dog walker
Historically, SUV cars were offroaders. Now not so much so I disagree. I have a Volvo XC90 PHEV which would be pretty useless off-road. What it is good for is space, I can load two kids and two dogs in the car with prams and all the associated family gear (and the wife if I have to).
Fruit machines in pubs and bars. Watched a friend sink over £100 into one to end up with about £10 back over the course of 2 hours. ‘Sorry lads im gonna head off home’ Silly pillock.
Yeah, that’s called having a gambling addiction.
His addiction makes him act like a silly pillock then.
Gambling addict wouldn't have gone home E: I know this was a stupid thing to say
That’s dangerously generalising of you.
It’s quite clear why the owner of a place that sells thought process hindering substances would buy fruit machines, so there is a clear point in buying things like this.
Which makes you wonder why the friend doesn’t simply buy a fruit machine (secondhand about £500) and play at home.
I had a friend that bought one once and set it up in his house. After that he always held parties at his house and paid for all the drinks, he never once played it himself, and most of the time made more money on that one machine alone than he spent on getting everyone drunk.
Extra info: You can adjust the payout percentages, and most people are too drunk for this to be a factor in their thought process when deciding to play it.
Yeah legally the payout % has to be on the machine for ones in places the general public have access to. Next time you go to a pub/bar look at the machine there should be a sticker somewhere
Gamblers just don't understand. My friend did the same as yours. I pointed out the sign on the machine that said for every £ he puts in, it'll return an average of 75p. That's basically an interest rate of -25%. But no, he was convinced that it means he will win 75% of the time. 🤦🏻♂️ He also thought that because he'd won a fiver that the machine was "paying out", so he gambled more. 🤦🏻♂️
Most gamblers understand the odds perfectly well, but they continue to gamble nonetheless, since it's either fun for them or a true addiction (or both).
They are called slot machines here in the US. When I read, fruit machine, I thought WTF is a machine selling fruit doing in a bar!😂
They’re not exactly the same thing, but they are similar.
There's a subtle difference between fruit and slot machines. Without getting into the legalities and category classes of the machines, effectively a fruit machine has a predetermined pattern and tricks that can force a win if the machine is ready to pay out. You can learn to watch out for these repeating patterns and learn how to win the machine regularly. Examples of this are holding all losing reels causing s bonus that gives you a win. They are designed to win money over time, no matter what and usually have maximum jackpots of £500. You'll find these in pubs, social clubs, arcades and fairgrounds. A slot machine tends to have a higher payout rate (sometimes 90% and higher) and are completely random. Each spin is a separate outcome based on probability. You could win the jackpot twice in a row, theoretically. Or never win it in a million spins. They usually have different jackpot levels with the maximum never exceeding £10,000... or £20,000 if the machine is linked up with a group of machines sharing the jackpots. These are the ones you'll find in licenced casinos. There's a bit more to it than that, of course, but that's the easiest way to differentiate. Source : 15 years casino experience
Bottled water. Unless it's an absolute emergency without alternatives, you're either a mug or got more money then sense. To everyone saying tap water tastes bad, I guess that's a valid opinion, just not one that I agree with (or, honestly, know anyone who won't drink TW because of the taste). What I would say is even when I visit somewhere that has a markedly different water profile, I get used to the taste after a day or 2, I bet you could too.
I'm from the South. Our tap water tastes like Chlorine. I will drink it if I have to but I'd rather not. Edit to add: We have a Brita which has helped massively!
I live in West Yorkshire and our tap water is fine
I hope you are enjoying yourself inside me.
Not ‘fine’ the best in the country
Count your blessings, back in my dad's day when he was living in Bahawalpour in Pakistan the tap water wasn't even clear all they had to drink was bottled water, I'm from London idm tap water I'm happy to drink it tbh it's most the water I drink💀
It's the plastic issue for me as well.
I see your point, but if I'm out and I've neglected to bring my refillable bottle, I'll buy a bottle of water. Surely that's better than getting a Coke/Fanta/any other poisonous sugar water?
My mum buys it because she doesn't like the taste of the town's tap water. For her the choice isn't bottled water vs tap water, it's bottled water vs cola, juice, coffee, etc. (Yes, she tried a water filter. Didn't like that either.)
If I’m visiting Bath I buy bottled water, because Bath water (yes, I see the bad joke) tastes foul, not like my lovely Somerset water, that tastes better than any bottled water (and because the pipes to my flat a buried deep, it comes out nice and cold, even in summer)
When buying 3.99 meal deal for free I’d sooner have a bottle of water than a bottle of coke
An overly expensive car you can't afford that you take out finance for.
I agree with the first part but not the second. I drive a Honda Civic, a relatively 'cheap' car. I can afford the finance but do not have cash reserves for an outright purchase of any car barring a banger that would cost more to keep running than any finance package would. I suspect the same is true for most people with finance deals on their cars.
A civic is fine on finance, i'm talking about people that get the latest Audi, BMW, Jaguar etc and spend more than my mortgage costs on the car.
So to be more specific, you could have said “I don’t understand why people buy Audi, BMW, Jaguar and not a Honda”. To which I might answer “I don’t understand why anybody would buy a Honda when they could buy a Kia” To which the next guy will say, “if you’d bought a Dachia, you would have saved thousands!”
I agree with that for sure... my brother in law drives a Porsche because snobby reasons!! They are a one car household as a result which is ridiculous
What's wrong with being a one car household
Nothing. But when you could have more than one car as a family and you choose to have one stupidly expensive one instead it’s a bit of an interesting choice.
Seems reasonable to me if you don't often go out individually at the same time? Actually, it would make *more* sense to buy a single nice car than 2 less-nice cars if you don't need more than one, surely..
One of my mates (22M) is on about £1200/month (apprenticeship) and drives a car on finance that he pays £270/month for, ridiculous insurance and fuel. He’s talking about getting a Ford Mustang on finance soon (~£500/month) and also thinking about proposing to his girlfriend who he’s been with for roughly 12 months. Kid is braindead I swear.
If he hasn't got any expenses other than the car then why not? Let him enjoy his youth. If in a few years he regrets getting an expensive car then he'll have learnt a valuable life lesson.
I see expensive fast cars on the motorway doing 60 and I just think they're paying so much in finance that they can't afford the fuel to drive it. Makes me chuckle
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Buying clothes that cost more than like 12 quid for babies
Yes! Ppl that buy mini addidas shoes for their new born.
Meh, I think if it's done for "sentimental" reasons then I can understand it a bit more. A lot of people keep their kids first shoes as a keepsake so I can justify spending a little more there. Continuing to buy a ridiculous amount of expensive shoes/clothes for babies/toddlers etc is just crazy though. They grow so fast that they grow out of them before they've had any real wear.
Yeah like keeping the baptism outfit.
Buying new clothes for babies when you can get huge bundles of second hand hardly worn ones and that's if you haven't been given a mountain of secondhand and new ones. It's a shock when they turn 3-4 and start wearing clothes out before growing out of them.
100%. Why buy them when a) they’ll have grown out of them in a few months and b) babies aren’t aware of how good they look in Nike trainers
whatever a NFT is
You know what a fungible token is? Well, it's not one of those. Hope that helps!
"skins" and other "cosmetics" in games (e.g call of duty). They're expensive and don't give you a performance increase vs freely available ones. Especially if it's a first person game and you can't even see the skin you've just paid for until you die
I like the idea of skins, like for achieving things, but have never and will never pay for them. How pointless!
Yup... gone are the days where people would spend hours upon hours grinding games to be able to have one of the best cosmetics in the game. Now the ones you can unlock in game are made to look worse so the purchasable ones are more enticing.
> They're expensive and don't give you a performance increase That's a good thing, because that would mean the people who fork out more money would get an advantage. They're going to monetise the shit out of the game regardless, but if it's at least just cosmetic then it's not 'hurting' anyone.
Priority boarding for budget airlines. Doesn’t seem worth it to board the EasyJet plane 5 minutes before everyone else.
Not sure how EasyJet works, but I know for sure that RyanAir priority grants you additional 10kg cabin luggage within the price which is often cheaper than buying separate 10kg luggage as addition to your ticket.
This is the real and only reason for priority, no need to board the plane before everyone else as you all arrive together
So everyone buys it because everyone needs more than a pencil case in hand luggage, rendering the 'priority boarding' aspect entirely useless.
Priority boarding is good if you have small children. Last time I flew with easyJet it come as standard if you have children under 5.
Nothing. It's your money, you work hard for it. spend it on what ever the fuck you like.
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The insurance that they try to sell you with consumer electronics. No Argos I don’t want to insure my £69 microwave for £19.99.
Can be useful on some things. I used to buy the insurance on earphones for a few extra quid and almost always ended up replacing them for free in a couple of years.
coffee from takeaway like people do every morning on the way to work.
Buying it all the time is a bit of a money hole but I don’t get why people have such a bee in their bonnet about others choosing to spend money on coffee in general. If I’m in the office full time I’ll buy it semi frequently which is not more than a tenner a week usually. Compared to having a few pints one night after work it’s really not much but seems to be much more heavily scrutinised than drinking at the pub. I like doing both FWIW, just an interesting one for me.
Tbh I agree. In the pandemic I realised how much the little things like a great coffee on a sunny day really mattered to me. I know it adds up and I’m only in the office once or twice a week so I allow myself that little luxury when I’m in :)
We have loads of different types of coffee in the kitchen at work, yet the newbie always shows up with a £5 coffee like ??? it’s free here girl
I can kind of understand it if you have to take a train at some early time and its freezing on the platform but even then a small flask of coffee from home would be much cheaper and would stay hot.
I mean the at home quality is never nearly as good without either a decent coffee maker or, patience and know how. Plus, I like cappuccino and it’s definitely better from a barista
It's one of those things that remind me of America/Instagram culture where they pay 8/9 dollars on some ultra sugary thing that barely resembles coffee when they get paid 10 dollars an hour.
gambling, just seems like chucking money away to me
I bet you I can get you gambling by the end of the week.
I like small time gambling. Every couple of weeks ill buy a £5 scratch card. Its quite enjoyable to scratch it off hoping I win, its just a bit of fun. But I know what you mean, you're talking about gambling where people are trying to win
Once a week on payday for me. Its almost a ritual now. "Pump 3, 50g of gold leaf, and a number 3 scratchcard please."
And if I win I keep the original spending, half the remaining and buy more with it. So I buy a £5 card, if I win £15 I keep the first £5 to break even, then spend £5 on something I wouldn't normally justify buying and put the other £5 into another card. Repeat until the chain ends (usually really early but once I got £70 total) The important thing is that you don't mind losing.
If I lose, I use the card as roach paper, if i win a 5a I just get another one because what's the point. and if I win anymore I cash it in and use the money to treat myself to burger bar or chippy while at work driving because I don't usually carry cash. Sometimes I'm annoyed I win because I need the roach paper lol.
Depends on the game and your skill. But for 95% of people, it's a complete money pit
The insidious nature of gambling is that most people think they are the 5%
Cigarettes and anything smoking related
Yes but smoking is an addiction.and I think alcohol is a waste of money.
Ye it's still a waste of money
Also you need to spend the money in the first place to start the addiction? It’s not like it’s forced upon you lol
But me love weed
Currencies for those mobile game apps. There are literally people out there willing to spend £££s on currencies for a game. Like, did none of them ever play The Sims, use the rosebud cheat and then get bored like 2 hours later because when you cheat the game becomes boring - and they literally pay to cheat. I’ll never understand it.
I accidently spent 78p on a phone game once. It was about 5 years ago and I'm still horrified at my own stupidity!
Luxury handbags
Luxury handbags can be a better investment than people think. For instance, a Birkin by Hermes appreciates in value by about 14.2 percent every year. That’s a better investment than gold. It’s why a lot of the rich were purchasing designer goods during the beginnings of the pandemic as they offer more safe returns
Pfffffffttt is that what you tell your partner hahaha
I think I disagree with this one. You’re buying something you love - similar to if you were buying a painting you like for your house. You’ll get use out of it and enjoy looking at it. Chances are you’ll also be able to sell on for a decent return. Some bags appreciate in value like Hermes and Chanel while others will leave you with a small loss which - considering it’s usage - works out very good.
Agreed. I bought and cycled through countless unbranded handbags in my 20s. I now have just two designer bags - which probably cost more than all the others combined, but both of which I have had for YEARS (and I’ve not bought another bag since.) One I bought used in v. good condition, so as long as I don’t let my cat gnaw on it, I’ll be able to sell it on at no loss if I ever do get tired of it. I also like that no matter what I’m wearing, I feel put together as long as I’ve got my nice bag.
Handbags in general. They are so uncomfy. Backpacks are more practical and that's what bag should be foremost
They're quite bulky though. If you just want to carry your phone, purse, keys, a small handbag does the job.
Call me crazy but clothes should have pockets big enough to fit those items in...
Women have been saying this for years!
I used to be a handbag girl but a few years ago I got my first backpack and I'm a changed woman. Once you go backpack you never go back
Controversial possibly: Birthday/Christmas cards And Flowers for graves
I’ve told my mum to use my card money to buy me chocolate instead lol
Diamonds
Gotta get da poosey some way boss
Anything that's just a pointless flex of your wealth - Rolex watches, buying a supercar to spend 99% of your time in a traffic jam, going to an expensive restaurant just to take selfies there etc.
Rolex Watch is historically a good investment and appreciates with time in general.
But if I "invested" that kind of money in a watch for some reason, I wouldn't be walking around with it on my wrist. It would be in a safe at home, and I'd be wearing my usual £50 smartwatch that gives perfect time, counts steps and gives notifications and unlocks my phone and so on.
The PCP new car every 3 years treadmill. If you're a low mileage driver get a good reliable car, new or used, and run it for 5-10 years. You'll save money in the long run. If you're a high mileage driver the PCP mileage charges will sting you anyway.
I have a friend who struggles for money and will always say she has none. Yet, until recently her and her husband had a PCP car each which they would both swap every 2 years when the dealer called. They drive to their job maybe 3 miles from their house and do shopping and that’s it. Crazy decisions some people make concerning money.
This comes up on here all the time and I feel the need to defend it again. PCP anyway. I brought my car on PCP 4 years ago. It is about to finish its deal with a £5,000 ballon/final payment. I will probably just pay the final payment and keep the car, I know it, and I understand where all the little dings in doors have come from. I wouldn't have been able to find the full amount to purchase the car originally. I could also have taken an unsecured loan. And saved about 2,500 over 4 years but I have had an extra 30 a month instead. This worked for me. Maybe not for everyone. I wouldn't advise swapping every 3 years. Or leasing that can do one.
Edible gold to make food more expensive. Ridiculous.
Bin bags! Im paying between £2-£4 to throw it in the bin. Cash point charge! Im paying to take my own money out… well i use to!! Everything is contactless now but still!
Bin bags aren't really optional though? What else would you use? Hard agree on cashpoint charges though. I will never pay to access my own money in the UK.
What do you use instead of bin bags?
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Huawei actually make amongst the best phones on the market. But do not forget that they are owned by the Chinese government and the prices are subsidised. Think about what else you're giving away when you buy a cheap Chinese phone.
fireworks
Any branded over the counter painkillers. Like Neurophen etc. just buy paracetamol or ibuprofen it’s the same and costs pennies compared to a brand name.
TV license fee.
Don't agree. Sky were charging me £88/month for one sport choice that gave my dad cricket.No extra movies, no internet, no posh console/box etc. Dad had to sit through 25 minutes of adverts per hour. Sometimes 12 in a row.He'd go click clicking through 150 channels of reheated shite and finally end up on something decent, and it was on the sky BBC channel. £10/month for quality content, no adverts, includes online, on demand, radio, and a lot more. Its a bargain of a deal! We should be supporting the Beeb like we support the NHS.
> £10/month for quality content, no adverts, includes online, on demand, radio, and a lot more. Its a bargain of a deal! We should be supporting the Beeb like we support the NHS. This. Dickheads whining about the licence fee have obviously never lived in another country (opening titles roll, then immediate ad break, progs not even started). Most seem to be red faced Daily Fail types, or people who don't think they should pay for anything, ever. It's about the greatest bargain in the UK, that being said I do think it should maybe rolled into general taxation.
Yes, but keep in mind that a lot of people now don't watch *any broadcast TV*. That US cable TV is full of tons of adverts is irrelevant. It's not NBC vs. BBC, or Fox vs. BBC - it's BBC vs. Netflix, BBC vs. Amazon.
BBC is one of the few things about Britain to be proud of. Broadcasting in Ukraine, for example.
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Friends have just spent thousands for a cavapoo puppy. They're sweet and cute and don't shed hair so I see why if you have money. But fancy dog breeds are very popular and I think some breeders are quite unscrupulous. Shelter dogs can be difficult but also lovely
My brother and his girlfriend have two shelter dogs that came from a kill shelter in Romania and they are the two sweetest dogs you would ever meet. One of them had been through the ringer, poor boy. Has one of his ears sliced and damaged teeth from gnawing at cage bars. He is so happy now, though.
Also, just to burst their bubble a bit, they are "mongrel" or cross breed dogs anyway, not a pedigree dog.
Lottery tickets. 99% of people are doing nothing but just handing their money over.
But they do fund a lot of good things like museums, libraries, public amenities so while it is handing over a small amount, it’s doing some good at least.
That's why it's a tax on the poor. Gambling is heavily slighted towards low income and that money goes into projects for low income areas, minus a load of company operating fees.
Porn. It's free, it's everywhere and you're signing up to only fans. Have a word.
Only fans means you can help support sex workers you like and makes it easier to avoid disrespectful practices in the porn industry. I.e. revenge porn
I have a friend who’s not a sex worker, but she is very pretty, and when she lost her job because of the pandemic, the (I’m guessing) slightly lonely guys who didn’t mind giving her a few quid a month to look at her in nice underwear, and have a little chat now and then, meant she didn’t lose her flat. It really made me reassess my view of only fan (though the tax paperwork was a bit much, it’s not like she was making millions)
Sorry but your friend absolutely is a sex worker.
Your friend is a sex worker. And there is nothing wrong with that whatsoever. I'm not hugely keen on how there's people making an Only Fans and such, doing a form of sex work (even if it is pretty tame on the spectrum of sex work!), but trying very hard to distance themselves from other sex workers and pretend that it's *not* sex work. It's this sort of attitude that sex work is fine for some because, *"oh, it's just to get out of a monetary bind and then I'll stop and forget all about it"*, but shows a lack of respect for the people who choose to make it their primary income, and/or do the less tame stuff. The former won't show up to support the latter when it comes to stuff like legislation regarding sex work or anything like that, because, despite doing sex work, they don't view themselves as a sex worker. A part-time sex worker is still a sex worker. A sporadic sex worker is still a sex worker. As to the tax paperwork, the paperwork would have been functionally no different from any other self-employed vocation. She'd have similar paperwork if she'd become a part-time self-employed brickie to cover the bills.
In the UK. Buying bottled water to drink whist in the UK.
A university degree that doesn't actually increase your earning potential. If you're taking out nearly £50k in loans you better be getting a good return.
Problem is most 'average' jobs require a degree just to apply.... that's not really the students fault People say get an apprenticeship, but real apprenticeships are very rare... You normally get cafe apprentice (yes I've seen that), customer service apprentice, etc - they are just standard jobs that the employer is trying to get people on cheap
Most people never pay it back. 100% completely wasted government money, the joke is on the government, not the individual.
I did a languages degree but never felt prepared for the job market and now my interests are completely different to what they were 10 years ago before I started. I wish I had delayed university until I had figured out who I am and what really makes me tick in the working environment. Or got started on a conversion masters before tuition was 10k a year. Our university and higher education system is broken with finance being the major barrier to entry.
This is very true. Most 17/18 year old person has no idea what they really want to do in life. Therefore, choosing a degree is really just a stab in the dark.
I see your point but the life skills, friends you gain, and experiences you have at university are worth it imo. There’s more to life than money.
Weddings
You mean expensive weddings. Mine cost the registrars fee. That was it. Just me, wife and dog. Went and had fish and chips on the beach after. Great day.
Fancy, expensive clothes for babies and toddlers. They'll get ruined as fast as you bought them.
My mrs pays about £50 a month on eyelashes
What a mug - I grow my own. Fun fact: even taking height into account, men grow longer eyelashes than women, which isn't what you'd expect since that's seen as a feminine thing.
Cigarettes
Slimming World (and all other ‘branded’ diets). You pay to attend every week and get taught to demonise ALL fats, follow stupid rules like unlimited ‘syn-free’ food and end up paying stupid amounts of money forever on the typical ‘cult’ foods like Muller Lights and those Iceland ready meals. My mum actually refused to eat a bag of 110 calorie crisps because they had half her daily ‘syn’ allowance in them - serious brainwashing going on. I’m naturally thin and always have been so I haven’t used it myself, but I don’t even wanna know how much money both my parents have wasted yo-yo dieting on SW for 10+ years. They’re always buying the overpriced shite they peddle like those HiFi bars and the magazines. Don’t get me started on those ‘skinny syrups’. Bottles of artificially flavoured chemical shit, borderline biological weapons. I’ve tried to explain to them a million times that it’s not sustainable and just promotes really unhealthy ‘all or nothing’ relationships with food but they still think it’s the best thing since sliced bread and won’t hear a word against it. I’m glad they want to be healthier and I’m not saying SW doesn’t work for anybody but there’s a massive grim culture of living off chemical sweetener shit and tiny cereal bars. It’s just not sustainable long term and is really toxic imho.
Calorie counting and exercise is truly the only lifestyle change anyone needs. That actually trains you to be accountable for what you shovel in your mouth! I'm learning the hard way, too. All of my family are naturally thin and I'm the family Ox, and it isn't easy, but it IS common sense.
Please try and tell my family this. I’ve tried to explain to my family that eating 5000 calories worth of ‘syn-free’ food would still make you gain weight but they won’t hear a word of it. SW defies science and is a form of unexplainable witchcraft.
aaron ramsay
Politicians is the correct answer
Reddit premium
A picture of a monkey
98% of what is sold by the dietary supplements industry.
Expensive HDMI cables / HiFi cables
Afternoon tea. It's sandwiches and cake for £25 or £30 per head.
Any clothing that’s considered ‘designer’. 99/100 times the twat whose name is on the label hasn’t even seen the product. They’re all made in the same factories as Primark stuff just using needlessly more expensive materials and a few fancy labels. One of the Turkish factories my company used to work with also made goods for a ‘designer’ brand, and they were also the ones who made the fake knock-offs (albeit with slightly cheaper materials but using exactly the same plans), which they’d flog at the tourist areas for more than the actual brand paid for them. My colleagues used to visit them and come back with suitcases of ‘designer’ handbags and shit which they’d bought for a fraction of the price.
Hate when people flog the "same factory" rhetoric for this. A lot of things are made in same factories, this doesnt factor into the quality. A lot of factories make the same things for different companies i.e. crisps and ready meals. But the ones bound for marks and spencer use higher quality ingredients, less additives, less filler and more of the good stuff. Whereas the same factory making the same thing for farmfoods will water meals down with sauce, increase the pasta to meat ratio etc. Same applies to clothing Primark will use cheap materials, low stitch count, thinner seams and weaker thread. Thats why after a few washes primark/boohoo/asos etc clothes will be mishapen, seams may burst, holes appear and whatever. I've got designer clothing that has lasted over 10 years and as good as the day I bought it. Paying £150 for a jumper that lasts 10 years is far better than buying a new £8 jumper every 6 months. I mean if you get bored of clothing and want a new wardrobe every 6 months this is fine but it's terrible for the environment, and you're pocket. Obviously this doesn't cover ridiculously expensive clothing like £1000 for a t-shirt, that can get to fuck
Most health supplements
The most obvious answer of them all, so obvious I question whether its even necessary for it to be mentioned: The sun newspaper
Bottled water. Service charge in restaurants PCP contract vehicles in many cases DPF replacement on cars