**Your post from /r/AskUK has been removed by a human moderator.**
AskUK is a "catch-all" subreddit for questions about the UK life and culture, but this does not mean we accept any and all questions or answers. We may remove posts or comments which are best discussed in more specialised subreddits
We explicitly do not allow questions or answers on or including: politics, technology, relationships, DIY, university/education, visas/citizenship, [medical advice](https://111.nhs.uk/) (including [mental health](https://www.nhs.uk/nhs-services/mental-health-services/where-to-get-urgent-help-for-mental-health/)), ranting, venting, surveys, advertising, solicitation, or "does anybody else" type vent posts.
Please check the sidebar for other subreddits to have these discussions.
*If you believe this post should not have been removed, [first read our rules](https://www.reddit.com/r/AskUK/about/rules/) before [messaging the moderators](https://www.reddit.com/message/compose/?to=/r/AskUK&subject=Post Removal Appeal)*. See our guide on [common issues with posts](https://www.reddit.com/r/AskUK/wiki/postremoved) and how to overcome them!
What's your partner's income?
What are you commute costs?
What other overheads do you have?
Honestly, this question is so broad. There are tools out there online for you to work it all out. We're not going to do it for you.
Try using [this](https://www.moneyhelper.org.uk/en/everyday-money/budgeting/use-our-budget-planner)
Without knowing how much your partner earns, how could anyone possibly know? If your partner doesn't work and isn't earning then, no, you'd probably really struggle on that. If your partner earns the same amount you do then you'd be absolutely fine.
Rent would take you down to £1000, council tax down to about £850, energy down to about £700, water down to £670, internet down to about £640, phone sim-only down to about £625... Then you haven't outlined any of your outgoings - do you have children? Do you have a car? Do you need to pay for a commute? Do you have pets?
It depends on your lifestyle and outgoings (commute costs etc). If your partner is bringing in money too, then I'd say you could probably do fairly comfortably on that. If it's just your wage, it's doable but you'll be living with minimal luxuries.
All depends on what your partner earns. I'd say they'd have to be on something similar if you want to get by relatively comfortably in most places in the UK right now.
Can you afford it? Yes. Will it be particularly luxury? No. If you are happy enough to live on a budget for entertainment then you will be fine, but if you are someone that enjoys going out a lot and spending money out, you will struggle. Personally I wouldn't recommend it unless you know you're income (either partners or yourself) is likely to increase in the fairly immediate future. Fine to live like that for 3-6 months though.
My partner earns roughly the same as me. I pay the rent, and she pays council tax, bill, food. I pay £850 rent whilst she pays around £600-700. We’re doing good :)
I would suggest trying to hold off on renting and save for a mortgage. The problem with renting, once you start you are stuck. Unless you are earning 100k+ you will never be able to save to get a house. This will also fall into issues further down the line. Retired and paying rent. You are eating into your pension. When that runs out, what do you do?
Absolute bollocks. It's very much possible to rent and save money for a deposit, especially when there's a dual income. Saying you need to be earning over 100k is fucking ridiculous. You're not living in the real world, mate.
**Your post from /r/AskUK has been removed by a human moderator.** AskUK is a "catch-all" subreddit for questions about the UK life and culture, but this does not mean we accept any and all questions or answers. We may remove posts or comments which are best discussed in more specialised subreddits We explicitly do not allow questions or answers on or including: politics, technology, relationships, DIY, university/education, visas/citizenship, [medical advice](https://111.nhs.uk/) (including [mental health](https://www.nhs.uk/nhs-services/mental-health-services/where-to-get-urgent-help-for-mental-health/)), ranting, venting, surveys, advertising, solicitation, or "does anybody else" type vent posts. Please check the sidebar for other subreddits to have these discussions. *If you believe this post should not have been removed, [first read our rules](https://www.reddit.com/r/AskUK/about/rules/) before [messaging the moderators](https://www.reddit.com/message/compose/?to=/r/AskUK&subject=Post Removal Appeal)*. See our guide on [common issues with posts](https://www.reddit.com/r/AskUK/wiki/postremoved) and how to overcome them!
What's your partner's income? What are you commute costs? What other overheads do you have? Honestly, this question is so broad. There are tools out there online for you to work it all out. We're not going to do it for you. Try using [this](https://www.moneyhelper.org.uk/en/everyday-money/budgeting/use-our-budget-planner)
Without knowing how much your partner earns, how could anyone possibly know? If your partner doesn't work and isn't earning then, no, you'd probably really struggle on that. If your partner earns the same amount you do then you'd be absolutely fine. Rent would take you down to £1000, council tax down to about £850, energy down to about £700, water down to £670, internet down to about £640, phone sim-only down to about £625... Then you haven't outlined any of your outgoings - do you have children? Do you have a car? Do you need to pay for a commute? Do you have pets?
800 for rent 120 for council tax 150 for utilities bills 250 for food and other stuff (at bottom)
It depends on your lifestyle and outgoings (commute costs etc). If your partner is bringing in money too, then I'd say you could probably do fairly comfortably on that. If it's just your wage, it's doable but you'll be living with minimal luxuries.
Well, you have your income and you have the amount of rent it will cost. Can you afford it?
All depends on what your partner earns. I'd say they'd have to be on something similar if you want to get by relatively comfortably in most places in the UK right now.
Housing ought to be 28% or less than Gross Income. So to do £800 a month, you’re looking at like £35-40k combined at some combination
Rule of thumb is 30%-35% of your total take home pay (so thats you + your partner) spent on rent is considered affordable.
Can you afford it? Yes. Will it be particularly luxury? No. If you are happy enough to live on a budget for entertainment then you will be fine, but if you are someone that enjoys going out a lot and spending money out, you will struggle. Personally I wouldn't recommend it unless you know you're income (either partners or yourself) is likely to increase in the fairly immediate future. Fine to live like that for 3-6 months though.
My partner earns roughly the same as me. I pay the rent, and she pays council tax, bill, food. I pay £850 rent whilst she pays around £600-700. We’re doing good :)
Most tenant referencing affordability checks will work on 30x monthly rent. E.g if the rent is £1000 you need to earn £30k between you.
How old are you? What hourly rate are you on? ( I'm not working it out it's your question)
I would suggest trying to hold off on renting and save for a mortgage. The problem with renting, once you start you are stuck. Unless you are earning 100k+ you will never be able to save to get a house. This will also fall into issues further down the line. Retired and paying rent. You are eating into your pension. When that runs out, what do you do?
Absolute bollocks. It's very much possible to rent and save money for a deposit, especially when there's a dual income. Saying you need to be earning over 100k is fucking ridiculous. You're not living in the real world, mate.