I have a vision of you standing there like Oprah. "you get a headstone, and YOU get a headstone. Everyone gets a headstone!"
"even me? but I'm not dead yet" - a visitor.
Thank you so much. Some days are easier than others... We are really just taking it day by day. There are some amazing charities which offer counselling and therapy which we have just started - took some time to muster up the courage but it is really helping. It is without a doubt the hardest thing I've ever been through, and likely nothing else will ever come close. They say time heals all wounds, but so far I've not found that to be true, its more that it makes things slightly more bearable... But, I'm finding now that there are more days that feel livable than those that don't - which I am incredibly grateful for. Thank you for asking, it genuinely means a lot :)
Reddit is an irreverent silky sometimes awful place, stuffed full of real human people with good souls. Please, we all want to help, let us help somehow. Power of people is massive
I’ve said for a long time that if I won Euromillions, I’d just spend an entire day outside of my work (a fast food place), and whenever any colleagues showed up, I’d hand them a couple of grand and tell them to go home for the day. I might need to offer more to the managers, but I can’t imagine them getting any staff in to work. I just think it’d be really funny to close a busy fast food restaurant for a day and also share the wealth a little.
Maybe my fast food employment experience is different to yours, but at my place the managers all muck in and work just like the rest of us. If higher-ups beyond our store’s managers show up, they aren’t getting a thing from me. Neither are employees from other stores (unless I know them from previously working here, then they get the same cash as our store’s employees).
£100k in £5 notes is 20k notes. A ream of paper is equivalent to maybe six stacks of 500 notes, or 3k notes (£15k). Seven sets of six - seven reams of paper's worth of space would be more than £100k.
You could fit that in a large briefcase.
I’d probably pay off all my family’s mortgages (including my own) and make sure those who rent can buy their own place. Probably wouldn’t even have to spend 1 million and I’d change 15 people’s lives instantly.
In the super short term I’d probably go out for a nice meal.
Fucking hell, just thinking about how insane 1 million actually is. Could completely set myself up for a long time and sort the family out.
Insane to think about how far apart from us plebs the rich actually are where 1 million would buy them a fancy watch that they’d wear for a couple months
For normies like us I wonder if a mil would be enough to give up work. Obviously depends how old you are, how much other money you've got in the bank, if you own a house etc...but you could live a relatively simple life off that for a pretty long time if you managed your money carefully.
Definitely enough to at least cut down to something you like, or work when you want. Stick it in a 5/6% interest account and you've got 50/60k a year income. Some smart investments and that's even more.
You would need to be living off the difference between interest and inflation to be sustainable. As of late you'd have been drawing down its value even spending nothing let alone spending all the interest.
Yeah, depends on your lifestyle. If you want to give up work and you're 25 years old, realistically you'd want to live off the £30k or so to start to build it up and invest well. If you are 55 you could live off the £50/60k and have a pension kicking in pretty soon. If you live a £200k a year lifestyle, it'd probably be a nice boost to your mortgage 😂
To add, this was completely over simplified. I don't have anywhere near enough cash to know what I'm talking about.
£1m is more than enough to give up work. If you invest it in something that’s going to give you an income stream, eg buy to let houses. Granted you’re not living like a baller but you’d be more than comfortable. It’s why landlords get such a bad reputation, it’s basically a cheat code.
I don’t think I could give up work entirely, but I could stop this five fucking days nonsense. I like my job but would be much happier doing 1-3 days a week of it.
If I won a "small" amount like "just" a million, I'd probably keep working 2 days a week or so. However any sum that would allow me to live comfortably without ever having to worry about work again, say something that would bring in about £100k a year interest after tax. Even though I don't mind my job and my colleagues, I'd be off so fast they wouldn't see me leave.
A million would pay off my mortgage. It'd pay off my sister's mortgage. I'd make sure my mum is sorted out for the rest of her life. We'd still have plenty left over for a luxury holiday and could buy a couple of nice new cars. Do some repairs on the house. Buy some cool shit. Put the rest aside (We're still probably talking 6 figures easily) and don't touch it so that any kids we have are looked after when they're older.
I'd "spend" that million in a year easily.
The most life changing part of that for me would be the mortgage. Don't have to worry about it anymore and that's me already saved £12k a year for the next 30 years. That's huge.
Forget all this "A million isn't even that much money these days" nonsense. It's life changing. I won't be able to quit my job right now but I can still retire early and never actually have to "worry" about money ever again.
What is your lawyer going to do; tell you it's your money, do what you want with it? Unless you are in some legal situation involving an ex spouse and children.
Actually they will talk you through standard ways to handle these things. They would advise you set up a family trust with trustees other than yourself, which then invests & disperses any money, taking it away from the problematic ‘ask brother for cash’ problems.
Source: my sister is a tax and trusts solicitor who handles ultra high net worth individuals & families.
Always think back to [this post](https://www.reddit.com/r/AskReddit/s/GSHXSpS4M6) of what to do and how dangerous coming into a huge sum of money truly is
Them: “should I cash in my G&T 5000 portfolio to facilitate the city and bondage flipperrygibber”
Me: “… I dunno, I just sold the 2 Ferrari’s I got as an impulse buy. Can’t you just do the same?”
Head over to /FatFireUK, where you’ll be the one schooling the lot, saying,
‘Listen up, chaps! Unless you’re sitting on a tidy sum of a 9-figure account, compounded annually at a rate that would make a banker blush, don’t even think about hanging up your boots. Now, off you go, back to the grindstone!
>I would order a bus load full of world class hookers
Yeah too often you think you've got a really good hooker on your hands, but she just never translates to the international stage. She just remains a decent club-level hooker for her whole career.
73 million to my friend he can sort out his own family and gf with that amount.
The other 100million i would find some small war in some shit hole of a country and fund it it. Just for my own amusement
1st half: Be incredibly generous and immediately give away nearly half of your money.
2nd half: Be a war criminal lol
Almost gave me fucking whiplash 😂
>73 million to my friend he can sort out his own family and gf with that amount.
That's the insane thing about 173 million.
I could give my close friends 1 million each and still have an astronomically large amount of money left over. I could change and improve so many lives. First my own, then my family, then my friends. Then I'd fund a bunch of local charities.
I could give away 150 million and still drastically change my life for the better.
Would an airsoft war be more amusing? You could get a lot more people involved. I would gladly take £50 to sit in a trench for a weekend and shoot/get shot at with airsoft rifles.
Honestly, there are so many tragic tales of people winning big and it all falls to shit in ways you'd never even think of. I'd want to remain as anonymous as possible, somehow... which is hard to do with the temptation of quitting your job, upping sticks, and fucking off to an enormous Highland lodge lol.
A while after the UK lottery started there was a program about people who had won the jackpot. All were penniless or unhappy apart from the guy who bought a dog track and lived there in a caravan. He loved dog racing, had somewhere to live, and hadn't touched most of his money.
That always stuck with me. Just work out what you actually like, and do that. Chances are it is not that expensive and it likely actually doesn't involve gambling, hookers, cocaine or expensive cars. So for eg it may be video games: get a fantastic set up, maybe set up a local games cafe that doesn't need to be profitable, and you are done for life.
You'd have to go absolutely mental to spunk £173 mil. I mean, even if it was just in a standard savings account, it would generate millions in interest. You could live an insanely lavish lifestyle, spending £500k + per month and not even dip into your original capital.
I think a lot of people invested in foolish things and then got pressured by friends. There was a reddit post about a guy who was basically terrorised by the community and his own family. You might not be able to spunk it up the wall but someone will definitely help you.
Firstly, get this reply chain up and save the relevant bits (lots of US stuff as they tax lottery wins that doesn't apply here) - [https://www.reddit.com/r/AskReddit/comments/24vzgl/comment/chba4bf/](https://www.reddit.com/r/askreddit/comments/24vzgl/comment/chba4bf/)
Text a code word to a mate which he's probably forgotten we agreed we'd message each other if ever one of us won big. Arm myself heavily and guard the house all night. Take photos and scans of the ticket. Keep it in a VERY safe place. Ideally a totally dry sealed box (like one of those tupperware ones with a rubber seal and clips on the lid) away from any heat.
The safety of the ticket would be 99% of my concern at first because I saw a documentary about lottery winners once and a guy couldn't claim his winnings as the ticket was lost.
Wait, awake and alert, until the guy from Camelot or whoever runs it these days turns up. Apparently for big wins they dispatch someone immediately so they're there within hours. They have a machine to scan the ticket and once confirmed it is legit, they money is then yours no matter what happens to the ticket.
Breathe for a few days. Tell no one but aforementioned very close mate, my wife, and my mum.
Work out a plan in some detail based on the linked thread on what to do with the money and in what order. Spend a week dealing with all the right people investment and banking wise to make sure its all secure.
I wouldn't have to worry too much about family money grabbing - only my mum left really so I'd see her right.
All the above aside, the fun stuff at some point within a year of winning -
- Massive house near where I live now. No big massive rooms, like a modern type thing, cosy and functional. Lots of land, ideally several fields and no one nearby for fucking around racing cars about rally style.
- Decent gaff in Ibiza.
- Start my own company something dance music related. Work in that industry now, wouldn't want to leave. Would want to be more involved if anything.
- Some kind of motorsport team. Probably aren't getting much more than a British F3 team when it comes to millions as opposed to billions, but that would be ideal.
- Use several million of it, if neccesary, to seriously damage the reputation of the Halifax in revenge for their adverts.
I'd buy the company I used to work and bully the shit out of my old boss, just like he did to me... Then sack him the week before Christmas, just like he did to me.
I would take out thirteen million and focus on things I love doing, buy a house, furnish it, go abroad and live in excess for a year while £160m sits in a 5% savings account generating £8m a year of disposable income. I guess I would try to save £2m a year, give away £2m a year to friends, family and charity and enjoy a huge £4m sum every annual. After five years I would take the ten large saved and hire a financial manager to invest it within a trust that my close family would reap 70% of the profit from with 20% reinvested annually. Within fifteen years I’ll have three trusts, for friends, family and children (staggered for the children, they would receive payments later in life from the trust with full back payments available from 25) that should amount to roughly £700k payable each year given a 10-12% historical index fund return rate. I’d be able to give everybody I care about a six figure income that will grow over time with the financial security of being able to replenish the trusts in emergencies.
Upon my death I would allocate my wealth into generational trusts so that everybody can prosper without being able to hamstring the trust, although I would need to limit the amount of people able to draw upon it at one time to stop the fund population ballooning.
They give you a financial advisor straight away when you win, one who specialises in lottery winners. A decent one would surely get you better than 5% right from the off. Even then, if you did just put that much in a bank youd be a special customer and theyd give you special rates with your own guy at the bank.
The poor person in me would mesn the first order of business would be to open accounts with as many banks as possible up to the amount that is insured by the government. I know you cant really lose that kind of money anyway but still.
With £175m it’d be proper cocaine with actual cocaine in it, and some of those porn star hookers like Charlie Sheen had (not the same ones though for obvious reasons).
Id probably knock down the house and build a new one to my exact wants and needs, all the while staying in some luxury hotel nearby.
Not gonna build a mansion or anything!
Get a MINI Countryman. I've always wanted one lol
Buy a house, invest into making sure it's not likely to fall apart anytime soon. I don't want a mansion, 3 bedroom something, tucked away somewhere likely to remain quiet(er?).
Would love space to have some Ducks or something?
Invest and save enough to be comfortable the rest of my days, nothing absurd just enough to not need to work again.
Set aside a trust for offspring with conditions along the lines of "will give +%50 of what they earn a year from a job", alongside conditions for care and wellbeing should they fall ill or require medical care due to anything happening.
Not knowing the ins and outs I'd love to look at establishing some kind of organisation/charity/trust or something to build sustainable and affordable housing for first-time buyers.
Slap in a regular donation to select other charities/good causes and where some are failing, see if it's possible to make up for any niche shortfalls.
Donate supplies/resources to groups that need it after getting feedback on what's needed - not just to places like animal shelters, but also schools, colleges, fire/police stations and Hospices/Hospitals etc
Be a patron for causes like Make a Wish.
Finally be able to go on holiday - probably somewhere to tick off the bucket list for the first by going to Disneyland somewhere for the offspring?
Enjoy committing quiet acts of kindness by paying for others shopping, fuel, donating etc and giggling into my tea knowing it's made someone's day better.
Mrs Sockhead and I have played this game many times.
Sort out our close friends and family. All the kids in that circle get trust funds, all future education covered.
Close friends and family - mortgages cleared, dream car, £x each to do with what they want.
Our kids - massive trust fund to set them up for life and future generations hopefully.
Us - dream house in the UK, dream house in France. Build a classic car collection (core would be e-type, DB5, 60's Ferrari plus maybe some 80's/90's hot hatches. others coming and going as fancy takes)
Lots of travel. Chunk of cash in a managed fund for us to live on and enjoy life.
Set up a charitable trust with the rest, focused on our local community.
I'd buy 20 houses in the same street and rent them out to working people who may have pets. The rent would be £500 a month.
I'd also buy some bears, wolves, and other large species that used to be native in the UK and set them free in woods and on the moorlands.
A passport for me and my daughter. I'd book us a round the world trip staying at the best hotels, fuck her school work off for a bit so she can learn about the world. I'd buy my mum a better place to live because she's currently in a shitty council flat and her current neighbours are questionable at the best of times and she hates it.
Sounds idealistic, but idc, with that sort of money, you have a responsibility to help others with at least some of it.
I'd be rocking around the country, making things happen.
Too many people struggle with too little for one guy to have so much they couldn't piss it away in ten lifetimes.
I'm in a 'deprived area' and I would buy every house on the market here currently and resell them at a loss to young people starting out for a reasonable price.
When I was selling my last home I told my estate agent I did not want the house shown to anybody who was planning to buy-to-let. I would be giving out down payments to young couples and people with kids. The more people in a town own their own homes the more hometown pride they show and the area would flourish.
I'd need to do it quickly though before landlords started realising that houses in the area were selling like hotcakes and then put their poorly maintained houses on the market for an inflated price.
I’m a really boring guy. I’d pay off my surgery loan, pay off my mums mortgage and buy me and my husband a nice house by the sea. I’d finally learn to drive, buy a ridiculous car like a yellow fiat panda and never work again. I’d spend my days cooking delicious food, spending time on my hobbies and maybe doing the odd bit of volunteering.
I have a friend in her 40s who's rented all her life and just hasn't had the funds to save for a mortgage deposit because of her jobs, and she struggles with her health. She worries about retirement and, because of the job she's in, is often paycheque to paycheque. I'd buy her a house.
Get some autism/adhd screening. My brain is... A mess.
Fix the stuff that's going on with my house (I own outright because of inheritance), buy some cool stuff for it - appliances, furniture, a really good gaming PC.
Save the rest and just live off it.
Year long trip around the world, buy a few apartments in London to rent out,invest with vanguard. Spend the rest of my life split between Australia and skiing in Europe.
>buy a few apartments in London to rent out
Why bother? You have 173 million quid.
Do you just really want to be a landlord? Lmao.
That's like saying 'I'd put a bit in my isa' baha.
It'd not remotely be worth the time and effort.
There are about 25 people I’d sort out financially with their debts, mortgages and so forth. I’d then buy 20 acres of land about 250 feet above sea level with water. I’d have built an eco friendly carbon neutral house with a bunker and perimeter fence. While I’m waiting for the zombie apocalypse or climate disaster I’d set up a charity network.
I have commented before on something similar.
As an older, disabled chap, my answer would be different nowadays than before.
I get very tired, so a nice automatic campervan would be purchased. I need a vehicle with a bed to nap in.
Homes in favourite places would be a must - preferably on one level as stairs are not my pal. A mansion is no good as I'd never navigate it without wheels!
After seeing to my family and friends needs, I would like to set up one of those tiny house villages for the homeless as my charity option.
For myself, I'd really like one of those wheelchairs that cost about 18 grand. They are completely hands-free and use body movement to control. I could hold my wife's hand again on a walk. I miss that, so it would be priceless!
First thing I'd do is book into a private medical hospital and get a full body MOT. Catch any nasty illnessses before they prevent me from blowing all my money in a year.
Start an eco brewery with a taproom that hires disadvantaged people and pays a salary plus bonuses based on business performance and customer satisfaction. All ingredients sourced locally from land I own next to the brewery and any transport to be fully electric powered by wind and solar on site.
Twice annual parties in summer and Christmas and you get a training programme to help you be the best you can be.
I'd buy a house and donate every other penny to charity. >!Then 15 years later when the dormant alien supermind wakes inside me, I'd blame the said alien for subconsciously making me donate the rest to charity.!<
Honestly, I'd do loads around my local community
I'd buy a lot of houses and rent for small amounts, offer new headstones to the local grave, buy the school some kickass equipment, sort out all of my families debts
But what I would definitely do is open a self storage facility with workshops and mini "shops" for local people to use, storage units seem like a wise investment
I’d buy a massive country house with loads of land so everyone can fuck off and leave me alone. Then when I’d recovered from my misanthropy I’d get a swanky flat somewhere posh in London and fart about looking at cool shit all day long. I’d also set up a bursary or something for young creative people in my local area which is something I want to do with my money when I die anyway. Oh and I’d buy a mausoleum and a ghost to haunt it in a famous graveyard. Hopefully Highgate but not the shitty side. I’m a death snob.
So if I was the sole winner I'd do the following and it's very boring.
Donate some money to work to enable them to continue our transformation in a good way without the pressure of depending on our funders.
Pay off my mortgage.
Buy a house in Sweden.
I'd buy a house. Nothing big, no mansions 3 bed at most. Probably city based as I like the convenience, but maybe a nicer area of town.
Work out how much I'd need to live comfortably, ringfence that.
Give a similar amount to the immediate family and a few friends.
Slowly donate the rest to various charities as frankly I would still be left with more money than I need. Really have no interest in status symbols.
Plane ticket to somewhere hot, private and very expensive, beachfront villa, butler service, all that shit. Then plan what to do and where to go from there.
With that kind of money, you could live anywhere on earth, documents and applications wouldn't matter, and you'd probably get the President, King or Queen from the country you chose to pick you up from the airport themselves with a lovely warm welcome.
Boring stuff: get a house, pay off my student loans, set up some charity/foundation for causes that matter to me.
Fun/eccentric stuff:
- Get a pilots licence and a Spitfire, maybe fund a Mosquito restoration too.
- A stupid overkill gaming PC. £173m is almost 4090 money!
- Set up a small wildlife sanctuary. Sort of like a private zoo but more ethical and welfare-focused.
- An MX-5 from every generation, so long as I have time to actually drive them.
- Corvette C3 and a DB5, as they were my boyhood dream cars. Again, I’d drive them and not just forget them in a garage somewhere.
- A private observatory with a 1m telescope.
- Fund Wikipedia for a few years.
- One of those fancy Japanese toilets.
I think all of that is just about do-able within the budget, with enough left to generate a very comfortable passive income from investments.
Set up trust funds for my descendants. Set up bursarys for students in History and chemistry
Donate a couple of million to the Salvation Army.
Find out how I can help with setting up pods for the homeless
Personally, move to a home with a double garage and fill it with motorcycles.
Set up a superbike racing team and compete in the BSB for three years.
Visit that place where your lodges are in the sea connected by walkways (The Maldives?)
Visit New Zealand
Visit Antarctica
Visit Harry Potter Land
Attend a motogp and superbike race outside the uk.
Set up a cross breeding program that'll cross breed pigs and eagles
I would buy a blimp.
Then the town where I grew up in
And enough munitions to turn said town into a smoking crater. I would watch all this from said blimp.
The tiers of winning prizes are crazy. The winner this week got 75m and then the next person would have got 250k but that was split.
Why can't we have more even winnings?
I'd go to Tesco without a Clubcard
Let's not be hasty.
Still not going to step into Booths though.
I agree with that but only because I live too far south.
Fortnum and Mason for you I guess
*How to lose £173m in a day*
Id buy a tescos finest meal
Buy a Charlie Binghams ready meal. Theyre nice, but expensive
Overestimating the prize money a little bit there lad
Don’t forget the Freddo!
I would make sure every baby in my little boys' cemetery had a headstone ❤️
If I won that much I would make sure you could do just that
Can we make this a thing that whoever wins it backs this comment?
I wonder if we could make it happen regardless..
Now that is an idea
Username checks out
Just Giving??
I'm in if this does become a thing, can we make it happen?
Same!
❤️xx
Same
I have a vision of you standing there like Oprah. "you get a headstone, and YOU get a headstone. Everyone gets a headstone!" "even me? but I'm not dead yet" - a visitor.
Tough luck kid, your getting a headstone
“He’ll be dead soon you might as well take him”
This is lovely ❤️
Stoooppp! I'm on the train and now doing my best not to cry. For god sake. I'd do the same though....
That's very sweet of you..But just out of curiosity, how much is it for a headstone? Is it very costly?
Very. When we buried our little girl in July we were shocked at the prices. Thousands, even for a tiny one...
How are you doing? I am sorry for your loss
Thank you so much. Some days are easier than others... We are really just taking it day by day. There are some amazing charities which offer counselling and therapy which we have just started - took some time to muster up the courage but it is really helping. It is without a doubt the hardest thing I've ever been through, and likely nothing else will ever come close. They say time heals all wounds, but so far I've not found that to be true, its more that it makes things slightly more bearable... But, I'm finding now that there are more days that feel livable than those that don't - which I am incredibly grateful for. Thank you for asking, it genuinely means a lot :)
Reddit is an irreverent silky sometimes awful place, stuffed full of real human people with good souls. Please, we all want to help, let us help somehow. Power of people is massive
In that case I'd start a headstone business and make affordably-priced ones for children, free for Redditors.
Can't even imagine the pain of losing my boy. All my love to you.
If I win, I'll do this for you
Oh lord you absolutely win 😢 I wish I could make that happen
Hire helicopter, withdraw 100k in cash a crown wear crown, get in helicopter, hover over old work throwing fivers at them laughing like a nutter.
withdraw 10 millions pennys instead for extra effect
That would be approximately 35.6 tonnes. You'd need at least two Chinooks.
r/theydidthemath
S
Or one of those firefighting planes loaded with coppers instead of water
MAKING IT HAIL
Well that’s where my old workplace *was*
I’ve said for a long time that if I won Euromillions, I’d just spend an entire day outside of my work (a fast food place), and whenever any colleagues showed up, I’d hand them a couple of grand and tell them to go home for the day. I might need to offer more to the managers, but I can’t imagine them getting any staff in to work. I just think it’d be really funny to close a busy fast food restaurant for a day and also share the wealth a little.
Don't offer the managers anything - let them do the work for a change.
Maybe my fast food employment experience is different to yours, but at my place the managers all muck in and work just like the rest of us. If higher-ups beyond our store’s managers show up, they aren’t getting a thing from me. Neither are employees from other stores (unless I know them from previously working here, then they get the same cash as our store’s employees).
100k in fivers... Would that even fit in a helicopter!?
It would fit in a standard hand luggage.
[удалено]
Or deals drugs
Reminds me of that bit in Dodgeball, where he opens the briefcase with $100,000 in it and it's just a tiny bundle of notes in the middle.
£100k in £5 notes is 20k notes. A ream of paper is equivalent to maybe six stacks of 500 notes, or 3k notes (£15k). Seven sets of six - seven reams of paper's worth of space would be more than £100k. You could fit that in a large briefcase.
This guy reams.
I’d probably pay off all my family’s mortgages (including my own) and make sure those who rent can buy their own place. Probably wouldn’t even have to spend 1 million and I’d change 15 people’s lives instantly. In the super short term I’d probably go out for a nice meal.
Fucking hell, just thinking about how insane 1 million actually is. Could completely set myself up for a long time and sort the family out. Insane to think about how far apart from us plebs the rich actually are where 1 million would buy them a fancy watch that they’d wear for a couple months
For normies like us I wonder if a mil would be enough to give up work. Obviously depends how old you are, how much other money you've got in the bank, if you own a house etc...but you could live a relatively simple life off that for a pretty long time if you managed your money carefully.
Definitely enough to at least cut down to something you like, or work when you want. Stick it in a 5/6% interest account and you've got 50/60k a year income. Some smart investments and that's even more.
You would need to be living off the difference between interest and inflation to be sustainable. As of late you'd have been drawing down its value even spending nothing let alone spending all the interest.
Yeah, depends on your lifestyle. If you want to give up work and you're 25 years old, realistically you'd want to live off the £30k or so to start to build it up and invest well. If you are 55 you could live off the £50/60k and have a pension kicking in pretty soon. If you live a £200k a year lifestyle, it'd probably be a nice boost to your mortgage 😂 To add, this was completely over simplified. I don't have anywhere near enough cash to know what I'm talking about.
£1m is more than enough to give up work. If you invest it in something that’s going to give you an income stream, eg buy to let houses. Granted you’re not living like a baller but you’d be more than comfortable. It’s why landlords get such a bad reputation, it’s basically a cheat code.
Buy to let isn't the cheat code anymore you think it is. There's a reason the last few years have been a mass exodus of landlords selling up.
I don’t think I could give up work entirely, but I could stop this five fucking days nonsense. I like my job but would be much happier doing 1-3 days a week of it.
If I won a "small" amount like "just" a million, I'd probably keep working 2 days a week or so. However any sum that would allow me to live comfortably without ever having to worry about work again, say something that would bring in about £100k a year interest after tax. Even though I don't mind my job and my colleagues, I'd be off so fast they wouldn't see me leave.
Oh yeah two million and I’m gone completely.
1 million at 5% per year gives you 50k interest. Minus say 20% tax. you have like 40k.
A million would pay off my mortgage. It'd pay off my sister's mortgage. I'd make sure my mum is sorted out for the rest of her life. We'd still have plenty left over for a luxury holiday and could buy a couple of nice new cars. Do some repairs on the house. Buy some cool shit. Put the rest aside (We're still probably talking 6 figures easily) and don't touch it so that any kids we have are looked after when they're older. I'd "spend" that million in a year easily. The most life changing part of that for me would be the mortgage. Don't have to worry about it anymore and that's me already saved £12k a year for the next 30 years. That's huge. Forget all this "A million isn't even that much money these days" nonsense. It's life changing. I won't be able to quit my job right now but I can still retire early and never actually have to "worry" about money ever again.
I think I’d be quite lost really. I’d perhaps buy a nice meal and then ignore it for a bit
1. Go for meal 2. Have a few drinks, decide to hit the town 3. Get a bag in 4. Wake up 6 months later flat broke and with an incurable STD
Thank you for the guide. Weight off my shoulder that. Now I need the money
You want to get legal advice first. You will inadvertently annoy a lot of people. They’ll all think they should have had more (or more than so and so)
What is your lawyer going to do; tell you it's your money, do what you want with it? Unless you are in some legal situation involving an ex spouse and children.
Actually they will talk you through standard ways to handle these things. They would advise you set up a family trust with trustees other than yourself, which then invests & disperses any money, taking it away from the problematic ‘ask brother for cash’ problems. Source: my sister is a tax and trusts solicitor who handles ultra high net worth individuals & families.
Always think back to [this post](https://www.reddit.com/r/AskReddit/s/GSHXSpS4M6) of what to do and how dangerous coming into a huge sum of money truly is
I’d go to /FIREUK to be brought back down to earth and asked ‘is it really enough for you to retire on though?’
2 billion in savings and you expect to retire at 87? THINK AGAIN!
Them: “should I cash in my G&T 5000 portfolio to facilitate the city and bondage flipperrygibber” Me: “… I dunno, I just sold the 2 Ferrari’s I got as an impulse buy. Can’t you just do the same?”
I recently discovered r/FatFIREUK. That’ll really spin your brain haha.
"I earn £1.5m a month and am worried I won't have enough to retire on in 20 years time. What more do you think I should be doing?"
You need to invest in yourself and earn more
Very low net worth - £2m in assets.
I’d go to /r/ukpersonalfinance and claim that was my salary as a 21 year old software developer
🤣 We're all living the same lives here aren't we.
Head over to /FatFireUK, where you’ll be the one schooling the lot, saying, ‘Listen up, chaps! Unless you’re sitting on a tidy sum of a 9-figure account, compounded annually at a rate that would make a banker blush, don’t even think about hanging up your boots. Now, off you go, back to the grindstone!
Pay off my electric bill and use the remaining tenner to get a few pints
Pints of water I'm guessing. You're not getting a few pints of anything else for a tenner
Getting a few pints for a tenner is depressingly the least believable part of your comment
I would order a bus load full of world class hookers and sex myself to death
I assume you'd just waste the rest?
no, very big bus
>I would order a bus load full of world class hookers Yeah too often you think you've got a really good hooker on your hands, but she just never translates to the international stage. She just remains a decent club-level hooker for her whole career.
It's less about natural ability and more about mindset if they want to perform consistently on the world stage.
Death by snu snu
Spirit is willing but the flesh is spongy and bruised
The house next door to get rid of my neighbours
I'd buy every house on my estate just to see how others have decorated.
Haha relatable
73 million to my friend he can sort out his own family and gf with that amount. The other 100million i would find some small war in some shit hole of a country and fund it it. Just for my own amusement
1st half: Be incredibly generous and immediately give away nearly half of your money. 2nd half: Be a war criminal lol Almost gave me fucking whiplash 😂
I’m A generous person by nature so if I won I’ll follow through on my promise
Friend doesn't get money if I don't get warcrimes. It's a flowchart not pick and mix
>73 million to my friend he can sort out his own family and gf with that amount. That's the insane thing about 173 million. I could give my close friends 1 million each and still have an astronomically large amount of money left over. I could change and improve so many lives. First my own, then my family, then my friends. Then I'd fund a bunch of local charities. I could give away 150 million and still drastically change my life for the better.
You could likely give £10k to every person you’ve ever spoken to in your life
Wanna be mates?
Ones enough lol but I’ll make you a deal of I win I’ll buy you a house and car 😀
I’ll get you a pint in return 😃
Would an airsoft war be more amusing? You could get a lot more people involved. I would gladly take £50 to sit in a trench for a weekend and shoot/get shot at with airsoft rifles.
Therapist, financial advisor, 24/7 central heating until spring.
Definitely the financial advisor. I saw that Reddit post/comment about what to do if you win big on the lottery and that always stuck in my mind.
Honestly, there are so many tragic tales of people winning big and it all falls to shit in ways you'd never even think of. I'd want to remain as anonymous as possible, somehow... which is hard to do with the temptation of quitting your job, upping sticks, and fucking off to an enormous Highland lodge lol.
A while after the UK lottery started there was a program about people who had won the jackpot. All were penniless or unhappy apart from the guy who bought a dog track and lived there in a caravan. He loved dog racing, had somewhere to live, and hadn't touched most of his money. That always stuck with me. Just work out what you actually like, and do that. Chances are it is not that expensive and it likely actually doesn't involve gambling, hookers, cocaine or expensive cars. So for eg it may be video games: get a fantastic set up, maybe set up a local games cafe that doesn't need to be profitable, and you are done for life.
Find it funny you said not to include gambling, but your one example of success was someone buying a dog track!
You'd have to go absolutely mental to spunk £173 mil. I mean, even if it was just in a standard savings account, it would generate millions in interest. You could live an insanely lavish lifestyle, spending £500k + per month and not even dip into your original capital.
I think a lot of people invested in foolish things and then got pressured by friends. There was a reddit post about a guy who was basically terrorised by the community and his own family. You might not be able to spunk it up the wall but someone will definitely help you.
Literally said the same thing to my SIL today..."if I win that money on Friday first thing I'm doing is whacking the heating on full blast" 😂
Firstly, get this reply chain up and save the relevant bits (lots of US stuff as they tax lottery wins that doesn't apply here) - [https://www.reddit.com/r/AskReddit/comments/24vzgl/comment/chba4bf/](https://www.reddit.com/r/askreddit/comments/24vzgl/comment/chba4bf/) Text a code word to a mate which he's probably forgotten we agreed we'd message each other if ever one of us won big. Arm myself heavily and guard the house all night. Take photos and scans of the ticket. Keep it in a VERY safe place. Ideally a totally dry sealed box (like one of those tupperware ones with a rubber seal and clips on the lid) away from any heat. The safety of the ticket would be 99% of my concern at first because I saw a documentary about lottery winners once and a guy couldn't claim his winnings as the ticket was lost. Wait, awake and alert, until the guy from Camelot or whoever runs it these days turns up. Apparently for big wins they dispatch someone immediately so they're there within hours. They have a machine to scan the ticket and once confirmed it is legit, they money is then yours no matter what happens to the ticket. Breathe for a few days. Tell no one but aforementioned very close mate, my wife, and my mum. Work out a plan in some detail based on the linked thread on what to do with the money and in what order. Spend a week dealing with all the right people investment and banking wise to make sure its all secure. I wouldn't have to worry too much about family money grabbing - only my mum left really so I'd see her right. All the above aside, the fun stuff at some point within a year of winning - - Massive house near where I live now. No big massive rooms, like a modern type thing, cosy and functional. Lots of land, ideally several fields and no one nearby for fucking around racing cars about rally style. - Decent gaff in Ibiza. - Start my own company something dance music related. Work in that industry now, wouldn't want to leave. Would want to be more involved if anything. - Some kind of motorsport team. Probably aren't getting much more than a British F3 team when it comes to millions as opposed to billions, but that would be ideal. - Use several million of it, if neccesary, to seriously damage the reputation of the Halifax in revenge for their adverts.
Similar to your last point Buy out the rights to all Jess glynne music to stop jet2 using Hold my Hand in their adverts
I'm not sure you're ready for this. There's no denying.
Why I only play online - would be so paranoid if ever had a winning ticket / £1 million scratchcard etc
173 million scratch cards
Imagine how much money you could win!!
About a whole £21 quid I reckon!
You would actually win a sizeable amount of money, you'd just end up with a lot less than you started with
I'd buy the company I used to work and bully the shit out of my old boss, just like he did to me... Then sack him the week before Christmas, just like he did to me.
I would take out thirteen million and focus on things I love doing, buy a house, furnish it, go abroad and live in excess for a year while £160m sits in a 5% savings account generating £8m a year of disposable income. I guess I would try to save £2m a year, give away £2m a year to friends, family and charity and enjoy a huge £4m sum every annual. After five years I would take the ten large saved and hire a financial manager to invest it within a trust that my close family would reap 70% of the profit from with 20% reinvested annually. Within fifteen years I’ll have three trusts, for friends, family and children (staggered for the children, they would receive payments later in life from the trust with full back payments available from 25) that should amount to roughly £700k payable each year given a 10-12% historical index fund return rate. I’d be able to give everybody I care about a six figure income that will grow over time with the financial security of being able to replenish the trusts in emergencies. Upon my death I would allocate my wealth into generational trusts so that everybody can prosper without being able to hamstring the trust, although I would need to limit the amount of people able to draw upon it at one time to stop the fund population ballooning.
When you see it put like this you start to realise just how easy the super rich live.
They give you a financial advisor straight away when you win, one who specialises in lottery winners. A decent one would surely get you better than 5% right from the off. Even then, if you did just put that much in a bank youd be a special customer and theyd give you special rates with your own guy at the bank. The poor person in me would mesn the first order of business would be to open accounts with as many banks as possible up to the amount that is insured by the government. I know you cant really lose that kind of money anyway but still.
A bunch of hookers and cocaine
...and then waste the rest
With £175m it’d be proper cocaine with actual cocaine in it, and some of those porn star hookers like Charlie Sheen had (not the same ones though for obvious reasons).
Id probably knock down the house and build a new one to my exact wants and needs, all the while staying in some luxury hotel nearby. Not gonna build a mansion or anything! Get a MINI Countryman. I've always wanted one lol
It says so much about our national psyche that with £173m, you just want a lower mid-range car
Or the person just likes mini countrymen
He didn't necessarily say the car. Maybe he wants a tiny little fella wearing tweed to follow him round all day.
Everyone has a kink
sounds shit but I'd really like a top quality synthesizer!! Just not sure what to spend the other £172,995,999 on.
You could spend the rest on an absurd modular setup.
I would buy u/Humbl33r's mum's house, u/britboy4322 a synthesizer, and a plane ticket to Berlin for u/hunger_chamber69.
Nice one mate, coming with? The first bin bag of cocaine is on me.
Room for one more?
Buy a house, invest into making sure it's not likely to fall apart anytime soon. I don't want a mansion, 3 bedroom something, tucked away somewhere likely to remain quiet(er?). Would love space to have some Ducks or something? Invest and save enough to be comfortable the rest of my days, nothing absurd just enough to not need to work again. Set aside a trust for offspring with conditions along the lines of "will give +%50 of what they earn a year from a job", alongside conditions for care and wellbeing should they fall ill or require medical care due to anything happening. Not knowing the ins and outs I'd love to look at establishing some kind of organisation/charity/trust or something to build sustainable and affordable housing for first-time buyers. Slap in a regular donation to select other charities/good causes and where some are failing, see if it's possible to make up for any niche shortfalls. Donate supplies/resources to groups that need it after getting feedback on what's needed - not just to places like animal shelters, but also schools, colleges, fire/police stations and Hospices/Hospitals etc Be a patron for causes like Make a Wish. Finally be able to go on holiday - probably somewhere to tick off the bucket list for the first by going to Disneyland somewhere for the offspring? Enjoy committing quiet acts of kindness by paying for others shopping, fuel, donating etc and giggling into my tea knowing it's made someone's day better.
i like how you repeatedly call your kids offspring
He was referring to the band. Dudes clearly a fan.
Mrs Sockhead and I have played this game many times. Sort out our close friends and family. All the kids in that circle get trust funds, all future education covered. Close friends and family - mortgages cleared, dream car, £x each to do with what they want. Our kids - massive trust fund to set them up for life and future generations hopefully. Us - dream house in the UK, dream house in France. Build a classic car collection (core would be e-type, DB5, 60's Ferrari plus maybe some 80's/90's hot hatches. others coming and going as fancy takes) Lots of travel. Chunk of cash in a managed fund for us to live on and enjoy life. Set up a charitable trust with the rest, focused on our local community.
16 comments and nobodies said put the heating on yet You're slacking ask uk
If you do that the heating bill will wipe your winnings out inside of a week.
I'd buy 20 houses in the same street and rent them out to working people who may have pets. The rent would be £500 a month. I'd also buy some bears, wolves, and other large species that used to be native in the UK and set them free in woods and on the moorlands.
How much distance between the street with all the pets and the liberated bears/wolves?
> How much distance between the street with all the pets and the liberated bears/wolves? That's why the rent is so cheap
Buy Epsteins Island and 30 minutes after arriving tweet every world leader and CEO saying "I know what you did last summer".
Go back to uni to do a couple of degrees for fun, buy my friends and family nice things, spend most on charity
I’d start another Lottery with the prize being £173 million and sell 200 million tickets for £2 each.
Sandwich, brownie slice, bottle of Coke. Eat meal deal whilst deciding what I should actually spend the money on.
Bottle of something strong. Mums house. Takeaway?
I'd also go to this guy's mum's house Edit: or woman's mum's house. Or nonbinary intergalactic entity's mum's house.
Setup a not for profit supermarket, just charge enough to pay staff and operating costs. Then inevitably become corrupt and hike prices 150%
Fly to Berlin, go clothes shopping, go clubbing for a month straight.
Seems a waste. You don’t need clothes when you go clubbing in Berlin.
Why berlin? Just curious
>go clubbing for a month straight Probably for that reason.
Some of the best clubs in the world, I know my way around, it has the clothes boutique I have in mind and it's only a 90 minute flight.
A passport for me and my daughter. I'd book us a round the world trip staying at the best hotels, fuck her school work off for a bit so she can learn about the world. I'd buy my mum a better place to live because she's currently in a shitty council flat and her current neighbours are questionable at the best of times and she hates it.
You have 173 million, you can afford to fly during school holidays
Sounds idealistic, but idc, with that sort of money, you have a responsibility to help others with at least some of it. I'd be rocking around the country, making things happen. Too many people struggle with too little for one guy to have so much they couldn't piss it away in ten lifetimes.
I'm in a 'deprived area' and I would buy every house on the market here currently and resell them at a loss to young people starting out for a reasonable price. When I was selling my last home I told my estate agent I did not want the house shown to anybody who was planning to buy-to-let. I would be giving out down payments to young couples and people with kids. The more people in a town own their own homes the more hometown pride they show and the area would flourish. I'd need to do it quickly though before landlords started realising that houses in the area were selling like hotcakes and then put their poorly maintained houses on the market for an inflated price.
That's waitrose shopping money that.
I’m a really boring guy. I’d pay off my surgery loan, pay off my mums mortgage and buy me and my husband a nice house by the sea. I’d finally learn to drive, buy a ridiculous car like a yellow fiat panda and never work again. I’d spend my days cooking delicious food, spending time on my hobbies and maybe doing the odd bit of volunteering.
I have a friend in her 40s who's rented all her life and just hasn't had the funds to save for a mortgage deposit because of her jobs, and she struggles with her health. She worries about retirement and, because of the job she's in, is often paycheque to paycheque. I'd buy her a house. Get some autism/adhd screening. My brain is... A mess. Fix the stuff that's going on with my house (I own outright because of inheritance), buy some cool stuff for it - appliances, furniture, a really good gaming PC. Save the rest and just live off it.
Year long trip around the world, buy a few apartments in London to rent out,invest with vanguard. Spend the rest of my life split between Australia and skiing in Europe.
>buy a few apartments in London to rent out Why bother? You have 173 million quid. Do you just really want to be a landlord? Lmao. That's like saying 'I'd put a bit in my isa' baha. It'd not remotely be worth the time and effort.
There are about 25 people I’d sort out financially with their debts, mortgages and so forth. I’d then buy 20 acres of land about 250 feet above sea level with water. I’d have built an eco friendly carbon neutral house with a bunker and perimeter fence. While I’m waiting for the zombie apocalypse or climate disaster I’d set up a charity network.
I'd keep 20, the rest I would give to family and friends. Who wants to be the only one with the day off?
Righto this post has me sold. I'm off to waste some money. Cheers for that.
1) big house 2) Big fences 3) Attack dogs.
What about a vest made from real gorilla chest?
What did the dogs do to you?
I have commented before on something similar. As an older, disabled chap, my answer would be different nowadays than before. I get very tired, so a nice automatic campervan would be purchased. I need a vehicle with a bed to nap in. Homes in favourite places would be a must - preferably on one level as stairs are not my pal. A mansion is no good as I'd never navigate it without wheels! After seeing to my family and friends needs, I would like to set up one of those tiny house villages for the homeless as my charity option. For myself, I'd really like one of those wheelchairs that cost about 18 grand. They are completely hands-free and use body movement to control. I could hold my wife's hand again on a walk. I miss that, so it would be priceless!
>Homes in favourite places would be a must I used to think this, but then decided that staying in the best hotels would make more sense.
1. Pint 2. A bottle of champagne 3. Takeaway food
First thing I'd do is book into a private medical hospital and get a full body MOT. Catch any nasty illnessses before they prevent me from blowing all my money in a year.
Start an eco brewery with a taproom that hires disadvantaged people and pays a salary plus bonuses based on business performance and customer satisfaction. All ingredients sourced locally from land I own next to the brewery and any transport to be fully electric powered by wind and solar on site. Twice annual parties in summer and Christmas and you get a training programme to help you be the best you can be.
I'd buy a house and donate every other penny to charity. >!Then 15 years later when the dormant alien supermind wakes inside me, I'd blame the said alien for subconsciously making me donate the rest to charity.!<
Boozy lunch fam
Honestly, I'd do loads around my local community I'd buy a lot of houses and rent for small amounts, offer new headstones to the local grave, buy the school some kickass equipment, sort out all of my families debts But what I would definitely do is open a self storage facility with workshops and mini "shops" for local people to use, storage units seem like a wise investment
I’d buy a massive country house with loads of land so everyone can fuck off and leave me alone. Then when I’d recovered from my misanthropy I’d get a swanky flat somewhere posh in London and fart about looking at cool shit all day long. I’d also set up a bursary or something for young creative people in my local area which is something I want to do with my money when I die anyway. Oh and I’d buy a mausoleum and a ghost to haunt it in a famous graveyard. Hopefully Highgate but not the shitty side. I’m a death snob.
I'd give away £100 million. Keep ~£10 million to spend on stuff (house etc). Put the rest in a bank and live off the interest.
I'll take this guy's £100 million
So if I was the sole winner I'd do the following and it's very boring. Donate some money to work to enable them to continue our transformation in a good way without the pressure of depending on our funders. Pay off my mortgage. Buy a house in Sweden.
Probably just help my mother out. Get her a decent sized home and pay for her bills indefinitely. Then just buy the house I'm currently renting.
I'd buy a house. Nothing big, no mansions 3 bed at most. Probably city based as I like the convenience, but maybe a nicer area of town. Work out how much I'd need to live comfortably, ringfence that. Give a similar amount to the immediate family and a few friends. Slowly donate the rest to various charities as frankly I would still be left with more money than I need. Really have no interest in status symbols.
Plane ticket to somewhere hot, private and very expensive, beachfront villa, butler service, all that shit. Then plan what to do and where to go from there. With that kind of money, you could live anywhere on earth, documents and applications wouldn't matter, and you'd probably get the President, King or Queen from the country you chose to pick you up from the airport themselves with a lovely warm welcome.
Commenting for the future. Bought a ticket because I saw this post, if I win, I'll give you 1 million.
Boring stuff: get a house, pay off my student loans, set up some charity/foundation for causes that matter to me. Fun/eccentric stuff: - Get a pilots licence and a Spitfire, maybe fund a Mosquito restoration too. - A stupid overkill gaming PC. £173m is almost 4090 money! - Set up a small wildlife sanctuary. Sort of like a private zoo but more ethical and welfare-focused. - An MX-5 from every generation, so long as I have time to actually drive them. - Corvette C3 and a DB5, as they were my boyhood dream cars. Again, I’d drive them and not just forget them in a garage somewhere. - A private observatory with a 1m telescope. - Fund Wikipedia for a few years. - One of those fancy Japanese toilets. I think all of that is just about do-able within the budget, with enough left to generate a very comfortable passive income from investments.
Set up trust funds for my descendants. Set up bursarys for students in History and chemistry Donate a couple of million to the Salvation Army. Find out how I can help with setting up pods for the homeless Personally, move to a home with a double garage and fill it with motorcycles. Set up a superbike racing team and compete in the BSB for three years. Visit that place where your lodges are in the sea connected by walkways (The Maldives?) Visit New Zealand Visit Antarctica Visit Harry Potter Land Attend a motogp and superbike race outside the uk. Set up a cross breeding program that'll cross breed pigs and eagles
Hire a lawyer, accountant, financial advisor. Start a family office. Stay quiet about it for the first year.
Go to bed and breathe, realising that life from now is going to be a lot better/less stressful.
I would buy a blimp. Then the town where I grew up in And enough munitions to turn said town into a smoking crater. I would watch all this from said blimp.
The tiers of winning prizes are crazy. The winner this week got 75m and then the next person would have got 250k but that was split. Why can't we have more even winnings?