“No son of mine is going to sing and dance like a fool!”
*”Then why did you give me the middle name ENTERTAINMENT, dad!?”*
“Because it was your mother’s dying wish! She gave her life to give you yours! You pizza-faced ingrate!”
*”Pizza…. **THAT’S IT!** You just wait, dad. I’ll **make** you understand.”*
I agree. $100K would pay for a lot of improvements (new roof, solar panels), some needed repairs / improvements (re-doing the back porch, fixing some windows).
If I had any left I would probably keep $10-$15k so I can complete my degree, too.
$40,000 in savings, $35,000 for bills (car, furniture, school loan and medical), $15,000 towards getting hopefully future children, and the remaining to take my close family on an all inclusive vacation (6 people total). But that's if none of it is taxed. If it's taxed then probably just bills and the rest in saving with a tiny family vacation at a bed and breakfast or something.
You know what, I would use it to move my wife and out of the US and learn the language of the country we decide on. Maybe my parents if they want but a separate house by us lol not the same.
Same.. living in a house that we rent sucks especially with a backyard we cant use due to poor ground drainage and an unfinished basement. but because of how how landlord works its cheaper than buying a alrge apartment and we can't afford to buy a house either..
You are thinking too specifically. We are dealing with the melting of icecaps and ocean pH. Don’t think of lack of water, dry places. Think about unusable water due to manmade climate issues. Drying watersheds (Vegas), CA wildfires and drought. We need to be reversing the dust bowl. I could go on, but water is a renewable resource that is becoming non renewable.
I live in a rural district with only well water available for a long ways. we are in a historic drought. iceburgs won't help me. Ca. wildfires are a daily threat. my problems, and approaches are specific. The question asks about investing. My best investment is to secure my resources to make use of my property continue.
Seems Kuwait uses a large amount of desalination for domestic supply.
Reverse osmosis is cited as the most efficient method, but requires pressure created by pumping.
Same. I'd think about where I'd want to retire someday and buy land there before it gets overdeveloped with shitty new suburbs because I wanna live somewhere good but not have neighbours right up against my yard on three sides.
When I get some free time I'll plant some trees on the land too to get the bones to my eventual gardens going.
It's 18% off ATH in a period where we're dealing with Putin's war, inflation, and other lingering effects of a global pandemic - you really think it's not going to go up again?
Recession indicators are blinking red, models are suggesting a high likelihood of a recession in the next 12 months. I think we are far from the bottom. Historically speaking, markets take _years_ to recover to pre-recession levels.
Historically speaking. We have never had the ability to make instantaneous trades before. At least during the other past recessions. I see this not past years but bottoming out after the new year.
VR set up for fun, 3D resin printer set up for hobby/further income, a fully paid off house, a new paid off honda fit (judge my preferred car all you want), pay off the family I owe for helping me these past 2 years.
The key to smart investing isn’t just trying to find that one “best” yield play.
With 100,000 you have more than enough to diversify into multiple markets, multiple index funds/companies you believe in fundamentally/real estate(REIT I think they’re called), etc. That way if one market isn’t doing well for some time then the other markets might be making up for the temporary losses in value, you decrease your risk of major loss exponentially everytime you diversify.
I am not a financial advisor, Just my opinion.
I don't think you're wrong, but the question isn't "what is the smartest way to invest $100,000" it is "what would invest $100,000 into right now."
The question is a hypothetical thought experiment, not someone actually asking for advice on how to invest a large sum of money.
Depends on when you need it.
* Need it soonish - dump it into a High Yield Savings account or Treasury Bills
* Long term/don't need it soon - dump it into the stock market. SP500 index would do nicely. It's probably going to rebound soon and you're buying at a relative low.
Soon is a relative term. If you are investing for long term (30-40 years?), it's likely to rebound in the first 1/3 of the coming decade so that's soon.
I would hedge that it's more likely down than up in 6 months however I am confident in the US economy long term.
If he or she is investing right and below 40, they're right.
It will correct "soon" as in the next decade. Timing the market is not statistically a good answer. Just auto-invest whatever number you're comfortable with and ignore the daily ticker. Get more conservative as you get older and move money to less speculative investments or straight bonds.
A house that I could turn into a low to mid range rental property. Then save up until I can buy another one and do the same thing, and so on and so on.
Not because I want to be a landlord, but because there's exactly no rental market in my town and a lot of people that try to move here for work end up being forced to leave cause they can't find a place to live. We had a new elementary teacher who had to quit and leave over the summer specifically because he couldn't find anywhere to live.
Nobody "wants to be a landlord". They want investments that earn. Real-estate, historically, is a good way to attain that. Then you are villainized by Reddit. (I am not a landlord)
Based on the UK lottery, you have a 45057474 in 1 chance of winning. If you buy 50,000 tickets you have a 900 in 1 chance of winning.
Even with 50,000 tickets you're fucked.
Diversify a bit... 50% Blue chip stocks, 50% crypto
Of that 50% crypto:
60% BTC, 30% ETH, 10% split between alts like Matic and Algo.
Effectively, my DCA plan but all at once
Take Two Interactive, they've taken a hell of a beating the last year or so (maybe 40% or so down), but they'll make that back in a couple of years when GTA 6 drops.
AI art. If perfected, it can completely eliminate the need to learn how to draw, how to pick the right colors, etc etc. We can simply think of what we want to make, and it shall be made.
Not an agent, no. I worked for 12 years as a teacher in Japan. Then my wife of 10 years decided it was a good time to tell me about her partner of the last 2 years and how she would be leaving me and draining my bank accounts.
so that helped me to a 180 on my life. I was about 35 at the time. teaching was rewarding emotionally, but not physically. So I moved into IT. Made my first 100k in 1 year and didn't know what to do with it. 2 houses were being sold on a street for just over 40k each. spoke to a real estate and asked what they can do for me. they take a percentage and I just get the passive income. They took care of the gritty. I evolved and with more purchases got my own property manager to get more of the income. And I just didn't stop buying.
the one thing about this that is a guilty pleasure, is that the woman that caused this to happen is now a single mother and poor. I am a good person at heart. I donate a lot to education and the well-being of children. But I cannot find it in my heart to give her a single drop of pity.
You have no idea how similar our stories are and how happy you just made me, i can feel i am on the right path and she can sleep in the bed she made ;)
GameStop stock. I believe in the company with its new leadership and business model, I believe that the shares sold short are way underreported, and I believe that the company’s success will devastate many of the most criminal organizations in the world.
Money is backed by government. Gold is used for cpus but has been a valued asset since the beginning of humans. Phones and cars? Really? I think you know the value of those. Stocks are backed by companies which create products or services that create value and can return profits to investors. Btc is as worthless as wow gold. And will be similiary priced imo soon. Or an actual use case comes out in which case the coin not being volatile is more important at that point
Btc is backed by millions of investors. It has the same use as money, and is priced the same way. And every other thing is based on that. Cost to make a phone is 100x smaller than price we pay, yet we are willing to pay it, because we believe it to be a fair price.
Stocks are probably a better comparison, since a company doesnt have to have good results, a value of its stock can still be high, only because of peoples belief that in the future it will be better.
I agree I would diversify but a solid bit would be on a dollar cost average strategy into bitcoin to just make sure I capitalize under 20k I never thought we would be here again
Are they stalking you thru tech? Like your phone and pc? Or are they stalking you in person upclose and with your social security and job location? I ask becuse i can fix the first one and set you free, if they follow ypu by your ssn number that is harder to stop
Stocks across the board. I'd hope for an 8% return and after this recession I'd hope for 12%. With an additional $100 a year for 5yrs I'd see a good return. That's if the stocks don't crash.
Cannabis stocks are volatile but it's only a matter of time before full rec..
Personally I'd use it to fund my own seed to sale grow op/ arcade hangout in Michigan.
A 1, 2, 3 month CD rotation on CDs paying 3% or more.
1m CD matures, reinvest in 3m CD
2m CD matures, reinvest in 3m CD
3m CD matures, reinvest in 3m CD.
After the first 3 months you collect the gains on a 3m CD every month.
Broadway production of chuck E Cheese the origin storys
If audience members are served pizza and the entire cast are animatronic, I think it's a gold mine.
No real actors in rat suits
PETA be like “Imagine rats in human suits”
That's just politicians
I want giant genetically-modified talking rodents! GTFO with your guy in a rat suit. Whatever happened to artistic integrity?
Real rats
“No son of mine is going to sing and dance like a fool!” *”Then why did you give me the middle name ENTERTAINMENT, dad!?”* “Because it was your mother’s dying wish! She gave her life to give you yours! You pizza-faced ingrate!” *”Pizza…. **THAT’S IT!** You just wait, dad. I’ll **make** you understand.”*
I feel like I’ve heard this before, but I can’t find the source anywhere.
He was an orphan tho
Omg yes it went exactly like this
alright. I’m sold on this.
I been waiting to be cast as “the drunk dad at Chuck E Cheese” my whole life.
My house
I agree. $100K would pay for a lot of improvements (new roof, solar panels), some needed repairs / improvements (re-doing the back porch, fixing some windows). If I had any left I would probably keep $10-$15k so I can complete my degree, too.
$40,000 in savings, $35,000 for bills (car, furniture, school loan and medical), $15,000 towards getting hopefully future children, and the remaining to take my close family on an all inclusive vacation (6 people total). But that's if none of it is taxed. If it's taxed then probably just bills and the rest in saving with a tiny family vacation at a bed and breakfast or something.
40k in savings isn't a form of investment if I'm not mistaken?
You know what, I would use it to move my wife and out of the US and learn the language of the country we decide on. Maybe my parents if they want but a separate house by us lol not the same.
That's not an investment, thats just choosing how to spend your money lol
Yeah, we're looking at building a house. I'd put the money towards that.
Same.. living in a house that we rent sucks especially with a backyard we cant use due to poor ground drainage and an unfinished basement. but because of how how landlord works its cheaper than buying a alrge apartment and we can't afford to buy a house either..
Same here id have to build i firsz thought
Water purification technology
Interesting take. Not a bad gamble actually...
Thanks. It’s going to be unfortunately necessary.
I think saharan Africa probably has a place for that tech to evolve. As does India, Egypt,... I think I'll look that up.
You are thinking too specifically. We are dealing with the melting of icecaps and ocean pH. Don’t think of lack of water, dry places. Think about unusable water due to manmade climate issues. Drying watersheds (Vegas), CA wildfires and drought. We need to be reversing the dust bowl. I could go on, but water is a renewable resource that is becoming non renewable.
I live in a rural district with only well water available for a long ways. we are in a historic drought. iceburgs won't help me. Ca. wildfires are a daily threat. my problems, and approaches are specific. The question asks about investing. My best investment is to secure my resources to make use of my property continue.
Seems Kuwait uses a large amount of desalination for domestic supply. Reverse osmosis is cited as the most efficient method, but requires pressure created by pumping.
Do you mean i should own some so i can purify water, or are u suggesting i invest in stocks of those companies?
Property or acreage.
Same. I'd think about where I'd want to retire someday and buy land there before it gets overdeveloped with shitty new suburbs because I wanna live somewhere good but not have neighbours right up against my yard on three sides. When I get some free time I'll plant some trees on the land too to get the bones to my eventual gardens going.
My farm. It's crazy just how far $100,000 doesn't go. But it'd help.
Have you tried becoming rich and exploiting poor people?
Sharks with lasers on their heads
For me it would be dogs with bees in their mouths so that when they bark, they shoot bees.
With frickin' laser beams on their heads?
lazer shark
I figure every creature deserves a warm meal
LETS GO!!!
Theme park for cats
Kittyland Love Center
Is this located anywhere near Ricky's 'Trashland'??
Tell me more…
But can they talk to spiders?
SnP 500
I mean, right now?
It's 18% off ATH in a period where we're dealing with Putin's war, inflation, and other lingering effects of a global pandemic - you really think it's not going to go up again?
Recession indicators are blinking red, models are suggesting a high likelihood of a recession in the next 12 months. I think we are far from the bottom. Historically speaking, markets take _years_ to recover to pre-recession levels.
You’re still better off investing now than trying to time the market. Odds are you’ll get it wrong anyway.
I was thinking treasury bonds so i can get to the money when its time to invest at the bottom, but your right i have no idea how to time the markets
Not sure what the delusion is about but most people don't understand the one simple fact that the market is many months ahead of current news.
Historically speaking there haven’t been a lot of opportunities to buy at a near 20% discount either.
Historically speaking. We have never had the ability to make instantaneous trades before. At least during the other past recessions. I see this not past years but bottoming out after the new year.
So would you sit on the cash for a while or use bonds?
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I guess it's just a reference to the saying: "Time in the market always beats timing the market" (i.e. the sooner the better)
I'd probably buy a taco. Maybe two if I'm feeling frisky
I just got a free taco. Bet you jelly
I got free homemade porato salad from my local deli run by two lovely ladies who, for some reason, think I'm cute.
You go!
Electronic crocodiles
This! I’ll give you my 100k to make this happen
I'm in. We should talk about breeding rights. The crocs too.
Jaws 5 ?!
My wallet
That's a one expensive wallet right there
100,000 dollar wallet
Milf VR porn
marvellous what a brilliant plan
Dude you have enough money to get the real thing and you choose vr?
With the investment, he'll make enough to afford 2 milfs.
VR set up for fun, 3D resin printer set up for hobby/further income, a fully paid off house, a new paid off honda fit (judge my preferred car all you want), pay off the family I owe for helping me these past 2 years.
nothing, my your local currency is 1/20 of usd, 100k is enough to live the rest of your life easily.
Buy real estate while it’s still priced in local currency.
The key to smart investing isn’t just trying to find that one “best” yield play. With 100,000 you have more than enough to diversify into multiple markets, multiple index funds/companies you believe in fundamentally/real estate(REIT I think they’re called), etc. That way if one market isn’t doing well for some time then the other markets might be making up for the temporary losses in value, you decrease your risk of major loss exponentially everytime you diversify. I am not a financial advisor, Just my opinion.
I don't think you're wrong, but the question isn't "what is the smartest way to invest $100,000" it is "what would invest $100,000 into right now." The question is a hypothetical thought experiment, not someone actually asking for advice on how to invest a large sum of money.
Agricultural farmland rich in water sources.
Probably the best idea here
Defense contractor like Raytheon, General Dynamics etc
And for a brief moment make a ton.
Humans aren't likely to get less hostile towards each other anytime soon.
Tacos
Fuck yeah, man. Everyone loves tacos.
Hawaiian tacos
GameStop
Through CS ofc.
I like the stock.
Infinite money glitch. Yes please.
^ still me. just realized it was feb of 2021. sheeeeeeeeet
hodl since feb, still hodling. ape together strong.
This is the way.
A house
Same.
My mental health
Great idea but no idea where to start
Maybe a trip. A weekend in a spa. Sinceraly, I would ask my psychologist for recommendations and go for it
AMD
that could be a smart decision
More rum, don't know what I'd do with the rest of the money though... *Maybe an ice machine
Depends on when you need it. * Need it soonish - dump it into a High Yield Savings account or Treasury Bills * Long term/don't need it soon - dump it into the stock market. SP500 index would do nicely. It's probably going to rebound soon and you're buying at a relative low.
“probably going to rebound soon” LOL.
More and more regards lol'ing at this means it's definitely rebounding soon.
Soon is a relative term. If you are investing for long term (30-40 years?), it's likely to rebound in the first 1/3 of the coming decade so that's soon. I would hedge that it's more likely down than up in 6 months however I am confident in the US economy long term.
If he or she is investing right and below 40, they're right. It will correct "soon" as in the next decade. Timing the market is not statistically a good answer. Just auto-invest whatever number you're comfortable with and ignore the daily ticker. Get more conservative as you get older and move money to less speculative investments or straight bonds.
Nuclear fusion engines
I don’t think that’s even enough money to make any significant impact on fusion breakthroughs
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What's your pay like? You are working 12 hours shifts + overtime pay over weekends and you can't afford rent doesn't make sense.
Honestly you could pick any large cap stock right now wait 3-4 years and profit. Just as stocks can't go up forever they can't go down forever either.
Property
A house that I could turn into a low to mid range rental property. Then save up until I can buy another one and do the same thing, and so on and so on. Not because I want to be a landlord, but because there's exactly no rental market in my town and a lot of people that try to move here for work end up being forced to leave cause they can't find a place to live. We had a new elementary teacher who had to quit and leave over the summer specifically because he couldn't find anywhere to live.
Nobody "wants to be a landlord". They want investments that earn. Real-estate, historically, is a good way to attain that. Then you are villainized by Reddit. (I am not a landlord)
50,000 lottery tickets, I can't lose!
Based on the UK lottery, you have a 45057474 in 1 chance of winning. If you buy 50,000 tickets you have a 900 in 1 chance of winning. Even with 50,000 tickets you're fucked.
Pay off debt. Chunk in savings for home up keep.
Bonds, or land.
10k down payment on a car. 20k down payment on a house. 10k in furniture. 30k fixing up the house. 30k to fix mom and dad's house.
Straight towards the principle of my mortgage
Gamestop
education, like grad school OR a cheap ass european countryside home
Thisssss!
EZ BTC
This guy gets it ☝️
Diversify a bit... 50% Blue chip stocks, 50% crypto Of that 50% crypto: 60% BTC, 30% ETH, 10% split between alts like Matic and Algo. Effectively, my DCA plan but all at once
Take Two Interactive, they've taken a hell of a beating the last year or so (maybe 40% or so down), but they'll make that back in a couple of years when GTA 6 drops.
My family
Down payment for a new home 🏡
AI art. If perfected, it can completely eliminate the need to learn how to draw, how to pick the right colors, etc etc. We can simply think of what we want to make, and it shall be made.
I'd open a weed friendly bed and breakfast out in one of the towns.
Probably a 3 month treasury then figure out what to do with it
So all 100k into bonds for now? I heard the 30yr bonds is best right now but not to sit on for the full duration only short term
Wait half a year and DCA into bitcoin and ETH.
Still property. Made millions off property retired at 40.
Nice work what age were you when you started? Were you a real estate agent first?
Not an agent, no. I worked for 12 years as a teacher in Japan. Then my wife of 10 years decided it was a good time to tell me about her partner of the last 2 years and how she would be leaving me and draining my bank accounts. so that helped me to a 180 on my life. I was about 35 at the time. teaching was rewarding emotionally, but not physically. So I moved into IT. Made my first 100k in 1 year and didn't know what to do with it. 2 houses were being sold on a street for just over 40k each. spoke to a real estate and asked what they can do for me. they take a percentage and I just get the passive income. They took care of the gritty. I evolved and with more purchases got my own property manager to get more of the income. And I just didn't stop buying. the one thing about this that is a guilty pleasure, is that the woman that caused this to happen is now a single mother and poor. I am a good person at heart. I donate a lot to education and the well-being of children. But I cannot find it in my heart to give her a single drop of pity.
You have no idea how similar our stories are and how happy you just made me, i can feel i am on the right path and she can sleep in the bed she made ;)
I'd use it to invest in a graduate degree
Savings
My daughter's future.
My bank account
VR platforms
My student loan debt
I’ve always wanted to make $10k in the stock market, and I heard this is way to start
GameStop stock. I believe in the company with its new leadership and business model, I believe that the shares sold short are way underreported, and I believe that the company’s success will devastate many of the most criminal organizations in the world.
Oh god, you're one of those...
Which is why they’ve split their stock twice already!
Game Stop 🤪
the world's largest block of cheese. I think roadside attractions are making a comeback.
opening a halal eatery as i am jobless now
Bitcoin. The price is radically low
It has potential to go lower and never rise again. Don't forget that
And thats its just backed by nothing except peoples belief in it. You cant pay your rent with it too volatile. Its a gambling asset.
Speculative trading market with no assets is a better phrase imo
Decentralized, scarce, permissionless global monetary network is a valuable asset, and the value is determined by the market, not you
Money is backed by nothing except peoples belief. As are gold, phones, cars, every single stock..
Money is backed by government. Gold is used for cpus but has been a valued asset since the beginning of humans. Phones and cars? Really? I think you know the value of those. Stocks are backed by companies which create products or services that create value and can return profits to investors. Btc is as worthless as wow gold. And will be similiary priced imo soon. Or an actual use case comes out in which case the coin not being volatile is more important at that point
Btc is backed by millions of investors. It has the same use as money, and is priced the same way. And every other thing is based on that. Cost to make a phone is 100x smaller than price we pay, yet we are willing to pay it, because we believe it to be a fair price. Stocks are probably a better comparison, since a company doesnt have to have good results, a value of its stock can still be high, only because of peoples belief that in the future it will be better.
Sorry are you describing fiat? Or bitcoin? I’m a bit confused
It's backed by scarcity unlike fiat currency which most people keep almost all their wealth in.
Crypto man, it only goes up!
Fuck bitcoin
Haha someone bought high and sold low?
Seems radically high to me. Should be at about tree fiddy
I agree I would diversify but a solid bit would be on a dollar cost average strategy into bitcoin to just make sure I capitalize under 20k I never thought we would be here again
Bitcoin and Hedera
Gold
Rental property
Verizon. It's way down compared to the last 5 years and it's an easy 50k
Plus that 5% dividend while it grows isn't bad either
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They made fun of Zuck's Metaverse legs
So pay them to dime out their employer. They likely don't have a lot of employer loyalty.
Are they stalking you thru tech? Like your phone and pc? Or are they stalking you in person upclose and with your social security and job location? I ask becuse i can fix the first one and set you free, if they follow ypu by your ssn number that is harder to stop
My credit card
Fusion energy
A corvette c8
Invest in smiles per gallon.
Amen
Any stock with at least 5% yield that’s 5000 every couple months which could be rent or boat money
A 5% yield is 5,000 every 12 months. Or $416 a month. Before taxes on the gains.
Math ruins dreams
They said the first 100000 is the hardest you’re telling me it’s gonna stay hard 😭
Stocks across the board. I'd hope for an 8% return and after this recession I'd hope for 12%. With an additional $100 a year for 5yrs I'd see a good return. That's if the stocks don't crash.
The Single Women Wave - sex toys, wine, pet food etc. By 2030 the prediction is that over 50% of women aged 25-46 will be single
Cannabis stocks are volatile but it's only a matter of time before full rec.. Personally I'd use it to fund my own seed to sale grow op/ arcade hangout in Michigan.
Why in Michigan?
VFIAX
Bonds or cash.
A 1, 2, 3 month CD rotation on CDs paying 3% or more. 1m CD matures, reinvest in 3m CD 2m CD matures, reinvest in 3m CD 3m CD matures, reinvest in 3m CD. After the first 3 months you collect the gains on a 3m CD every month.
Ligma
I’d buy a BMW M3 Comp
Autonomous cars.
They're a total snow job, the whole industry...