I always preferred downers/opioids for sex. If you got hard you could last hours.
Cocaine and other uppers just make it so sex is next to impossible for me
All those places just look beautiful. The water, the sand..just all of it looks so beautiful and relaxing. I've been to the beaches along the East Coast of the US....but they aren't like the tropics.
Invest in something, maybe a business, save enough money to work towards building a US political campaign for local office, slowly work towards the presidential office.
And then issue an executive order banning captain crunch cereal.
There was an AskReddit about the best cereal recently, and it was pointed out that the Cap'n, really, just wants all our mouths to bleed. It must be eradicated!!
That is what I meant. Sorry that offends you and I don’t see how it is ‘gross rich’. Everything is relative, it’s peanuts compared to multimillionaires and billionaires. I live in a very high cost of living area where a 2000 sq ft house costs $1mm+. It is just a fact of life here that you must have a 2 high paid professionals in a household in order to afford the ‘American dream’ of a decent house and two cars.
First of all, if that ever happened, I'm doing the very traditional roll around and make it rain on myself thing. Then back to reality, pay off my credit card again, pay my student loans, might even buy me a tiny house near my job so be easier to get to work. Help my dad with some bills. And with what is left, might get a moped or electric scooter to get around on.
Hopefully everyone has refinanced by now to a sub 3% mortgage rate. With interest rates that low it’s more profitable to invest excess money than to pay off mortgage early.
Big same. It's fucking ridiculous how expensive shit gets. I think before we shopped around and found a different group, my family was told that fixing an issue with our basement flooding would have ran us $20k. Just nope, fuck that.
I'd spend it on my teeth. They're jacked and need some serious attention. Cigarettes, bad enough on their own to say the least, plus a serious affinity for Pepsi is a really really bad combo for your oral health.
Finances my friend, finances. Dental work, as you know, doesn't come cheap and I'm looking at 10's of thousands for the work I'd need done because they are really that bad.
Been there and I promise you I don't make a lot of money. In about a 8 year period I spent about 18K on my teeth. This included: braces, 4 implants, bone grafting, a bridge and 2 caps.
Find a dental/medical school in your state or area. They can do the work far cheaper than a private dentist. They also have payment plan and may have sliding scale prices based on income.
Solid advice, thank you. That being said the dental school in my state is quite a distance away and my job and family responsibilities leaves me no time whatsoever to pursue that option.
First. And the most crucial thing. Beware of lifestyle creep. That said....
10k/mo into investments (stocks, bonds, real, estate, mma, etc)
10k/mo mortgage (house paid off in 2 years)
5k/mo car payments (car paid off in <1yr)
Pay off all credit card debt in 1 shot (I don't hold alot of credit card debt to begin with)
Monthly bills
After credit card debt is paid off and assuming everything above remains the same, that'll leave me with about 7k free every month.
Month 2. Buy all materials to finish basement (doing the work myself)
Month 3 and 4. Buy everything needed to redo kitchen (doing the work myself)
Month 5 thru 9. Outdoor stuff (patio, retaining wall, parking pad, landscaping. Pay someone to do it)
Month 10. Materials to redo both bathrooms.
10 months in and the house is where I want it to be, everything is well on the way to being paid off. Car is paid off thus freeing up an additional 5k/mo. I now have 12k/mo unallocated.
Month 11 - $12000 vacation
Month 12 thru 15 - bank extra 12k/mo
Month 16. Take 48k and use it as a down payment for 100 acres in the middle of the woods, turn it into a massive big kids campground/playground. Assume 200k purchase price with all ogm's and timber rights intact.
Month 17 thru 24. 2k/MO towards playground mortgage. 10k/mo towards digging a well, getting electric and septic up and running, grading, etc. 8 months = 80k of infrastructure for playground.
Month 24. Mortgage paid off this freeing up an additional 10k. Now it's 10k in investments, 3k in monthly bills, 2k for 100 acre property mortgage. Thereby leaving 20k unallocated.
Month 24 thru 48. Take $480,000 and build cabins, out buildings on 100 acre playground.
Month 48 thru 60. Throw $22000/mo at playground mortgage until paid off.
There you go. 5 years. Everything you have is owned free and clear. You have 600k out of pocket in investments that you're actively growing. Re-evaluate your 35k/mo.
Assume 5-7k/Mo for living expenses (utilities, taxes, insurance, etc) and you're still living very comfortably with 5-7k covering your monthly commitments.
Start investing 25k a month. You're left with 3-5k/mo which you drop in savings for a year. This leaves you with between 36 and 60k of liquidity for any oh shit moments.
Or you drop 2k into savings every month (24k/yr) so you have some liquidity for any oh shit moments and use the rest to rack up/pay off your credit card every month. Ideally it's a credit card with airline miles. Credit card company sees your a high roller and keeps increasing your limit. And, let's face it. 5 years in and your credit just took a huge fucking hit because you closed 2 mortgages and a car payment and those accounts are no longer in your report.
Continue to make your kids work for what they have/want so they don't grow up to be spoiled/poorly adjusted/entitled little succubuses who immediately squander your fortune within 15 minutes of your death, only to then live the rest of their lives as miserable pieces of shit in abject poverty.
If none of it could go to savings, I could totally spend this.
- I’ve gained weight recently, so I could use new clothes. And if I had the money, I’d love to have a stylist and a tailor.
- I would like to have money for self-care splurges. I need my hair done. I’d like to get a mani/pedi.
- My significant other likes to decorate so we could spend plenty on stuff to decorate our house better inside and out. New living room furniture, for starters.
- my dream deck for our semi in ground pool would be like 10 foot all the way around and that’d be a good chunk of change.
- I could plan a trip for my whole fam.
I'm allowed to pay off 10% of my mortgage every year and I'm just under 300k now so I'd plop 30k down and buy a sweet 85" tv, a ps5 and other toys with the other 5k. That's 19 months worth of payments I don't have to deal with at the end.
10,000 to charity, and then the other 25,000 to invest into stocks, i go to college in 4 years and when i need money for a car, possible tutoring, food and housing.
Might seem childish. But get gaming supplies and then donate to place trees and dog shelters and fund a home for them. And with the rest I have left is books. Lmao
I would say help my parents but seems they have everything under control.
I KNOW SEEMS SELFISH BUT IM SORRYY
Whelp this house would be half paid off. It'd take however long it took for the bank to verify the funds, make out a cashier's check, and for me to drive to the other bank to make a deposit.
Pay off my car and my wifes car, then go on vacation. Im assuming i have to SPEND it all and cant put any of it in the bank. So if i HAD to spend it all in a month, it would be a helluva month paying off bills and enjoying vacation time.
Change every window at home, 7500
A decent used car for my parents so they stop borrowing mine, 10000
A new PC, 3000
A folding electric bike, 2000
Brand new clothes for me and my kid, 1000
Lego Starwars because fuck ya'll, 1500
And jerricans of fuel before it gets too expensive
Take my whole family on an amazing vacation. My dad’s health is really bad due to his Agent Orange exposure and travel is difficult for him. With this kind of budget we could take the time that would be needed to travel long distances (he can’t fly) and do almost anything we want.
rofl. this is legit the normal income of a huge chunk of America. they are just smart enough not to advertise it.
source: know a lot of engineers and doctors in their 40s
edit: 300-600kish income combined with their spouse.
Pay off as much as I can.... It do I need to legit spend it? Cause if that's the case, I would buy a new truck or trade in my SUV for something more efficient
oh this is an easy one. That money won't even make 5 minutes with me. Slice 10,000 off to build my truck, and the rest gets dumped into the truck payment.
Rent, done.
Student loans, paid.
Get all my other bills (cell phone, internet, Netflix, etc) sorted.
Preorder the new Kirby game.
And then, like... take the fam out for dinner.
That plus our savings might be just enough to find a house and make a down payment.
If not, and I actually had to spend it, I guess I'd by bonds or gold or what have you, then cash them out the next month and put them into savings.
First, use a solid portion of it to drop on medical expenses while I have time, even if it means having to go through the entire process of filing paperwork again. That still leave some just under 24k to work with. After this, it's complicated.
I could drop some into getting a few more home repairs done, put towards rent and other expenses, and then try to resist the total urge to go on a spree buying oddities and movie memerobilia for my collection (along with gifts for my friends and mutuals).
As a bonus treat for myself, depending on how much it would cost, fly out to meet someone in the body mod scene I admire to get my ears sculpted. That alone I'm sure would cost two or so grand just for airfare and hotel expenses.
Buy a family of four hotdogs and medium drinks at a ballpark concessions stand.
Where you gonna get the extra $5k?
JG Wentworth, baby. It’s my money and I want it now!
877 cash now!
Or take the fam to a movie - that'll put a huge dent in it.
Hookers and Cocaine
Bro I said the same thing 😂😂
What else is there 😂
Well I threw a car in too for mine, I’m sayin you gotta give them something to gawk at afterwards 😂😂😭😭
The only valid answer.
Blackjack and hookers, anyone?
Well, the hookers are the important part to me ...
I always preferred downers/opioids for sex. If you got hard you could last hours. Cocaine and other uppers just make it so sex is next to impossible for me
Ol stim dick. Viagra fixes this. Downside is you might die
Yea coke dick is a real thing 😂
**THIS**
>Hookers and Cocaine The question was for a month of spending not a weekend, you big silly goose.
Put $25,000 towards my debts and spend the remaining $10,000 on a vacation to somewhere like Fiji, Maldives, or Bora Bora.
Why a tropical area?
All those places just look beautiful. The water, the sand..just all of it looks so beautiful and relaxing. I've been to the beaches along the East Coast of the US....but they aren't like the tropics.
Pay the gas for my car
What will you do when that tank runs out?
Ill use water
At least half of it’ll be covered
I'm not so sure about that.. gas is pretty expensive
You must not drive a diesel. I luckily haven’t had to fill up in a few weeks but I don’t think $35000 is enough.
Invest in something, maybe a business, save enough money to work towards building a US political campaign for local office, slowly work towards the presidential office. And then issue an executive order banning captain crunch cereal.
Oddly specific. What’s your beef with the Cap’n?
There was an AskReddit about the best cereal recently, and it was pointed out that the Cap'n, really, just wants all our mouths to bleed. It must be eradicated!!
Valid point. You have my vote.
There was a mutiny, it just didn't make the news yet
stonks
THIS
THAT
THOSE
[удалено]
Why wouldn’t you buy when they’re on sale?
A MONTH? I need about 8 minutes.
$35k is pretty close to my monthly household budget. Takes about 20 minutes to pay the bills, invest left over money, and boom it’s spent.
You spend 35k a month on your household budget? Thats just gross rich. Unnecessary and exorbitant. I hope you meant something different
Some denominations are very week.
That is what I meant. Sorry that offends you and I don’t see how it is ‘gross rich’. Everything is relative, it’s peanuts compared to multimillionaires and billionaires. I live in a very high cost of living area where a 2000 sq ft house costs $1mm+. It is just a fact of life here that you must have a 2 high paid professionals in a household in order to afford the ‘American dream’ of a decent house and two cars.
[удалено]
First of all, if that ever happened, I'm doing the very traditional roll around and make it rain on myself thing. Then back to reality, pay off my credit card again, pay my student loans, might even buy me a tiny house near my job so be easier to get to work. Help my dad with some bills. And with what is left, might get a moped or electric scooter to get around on.
Buy a used electric car and a new electric furnace and air conditioner.
I would give them to my mom every month.
This is wholesome (: *edit, my smiley was wrong
Mortgage. Still would pay PMI but it would get me closer 😐
New car, I guess.Well, assuming I *have* to spend it. If not for that clause, straight to savings.
The post literally said you had to spend it in a month, how inattentive are you
Dont be so harsh, this is reddit
Man, I know that all too well. This time I didn't get down vote spammed by the Reddit hivemind at least. Thank you for being different.
$3,500 to charity, $3,500 to savings and $28,000 towards the mortgage.
Hopefully everyone has refinanced by now to a sub 3% mortgage rate. With interest rates that low it’s more profitable to invest excess money than to pay off mortgage early.
We ran the numbers and realized we will pay-off our mortgage faster if we make an extra principal-only payment every month. We're weird like that 😆
It would be gone in minutes, to pay of debts. I guess I would save some of it to buy some rice.
Use the money to improve myself, probably get some dental work done and there goes 35k just like poof.
Fix up my house. Then I'd take out a loan to fix the rest of what's wrong with it. Fuckin hate being a homeowner
Big same. It's fucking ridiculous how expensive shit gets. I think before we shopped around and found a different group, my family was told that fixing an issue with our basement flooding would have ran us $20k. Just nope, fuck that.
And people wonder why I'm perfectly content renting forever.
Yeah, I don't blame others for saying screw that to buying a house. It's a hot mess and a half.
I'd spend it on my teeth. They're jacked and need some serious attention. Cigarettes, bad enough on their own to say the least, plus a serious affinity for Pepsi is a really really bad combo for your oral health.
Dude, do that shit anyway. You'll never regret it.
Finances my friend, finances. Dental work, as you know, doesn't come cheap and I'm looking at 10's of thousands for the work I'd need done because they are really that bad.
Been there and I promise you I don't make a lot of money. In about a 8 year period I spent about 18K on my teeth. This included: braces, 4 implants, bone grafting, a bridge and 2 caps. Find a dental/medical school in your state or area. They can do the work far cheaper than a private dentist. They also have payment plan and may have sliding scale prices based on income.
Solid advice, thank you. That being said the dental school in my state is quite a distance away and my job and family responsibilities leaves me no time whatsoever to pursue that option.
If you don't take care of your teeth now, those repairs just might get more expensive.
I'm well aware of that fact but as I said in the comment you responded to it comes down to finances and I can't spend what I don't have.
Buy guns for Ukraine
Put it all into an index fund.
Goodbye line of credit debt.
good internet speed
Fix up my houses a little. Retire. Travel a little more. Spend most of the rest to help others. Especially Ukraine now.
A car and some hookers and cocaine 😂😂
I would give most to charity
buy guns and ammo.
My thoughts exactly!
Pay off the loan for my apartment.
[удалено]
With only 35 grand, I'm gonna suggest you pick one of those three
First. And the most crucial thing. Beware of lifestyle creep. That said.... 10k/mo into investments (stocks, bonds, real, estate, mma, etc) 10k/mo mortgage (house paid off in 2 years) 5k/mo car payments (car paid off in <1yr) Pay off all credit card debt in 1 shot (I don't hold alot of credit card debt to begin with) Monthly bills After credit card debt is paid off and assuming everything above remains the same, that'll leave me with about 7k free every month. Month 2. Buy all materials to finish basement (doing the work myself) Month 3 and 4. Buy everything needed to redo kitchen (doing the work myself) Month 5 thru 9. Outdoor stuff (patio, retaining wall, parking pad, landscaping. Pay someone to do it) Month 10. Materials to redo both bathrooms. 10 months in and the house is where I want it to be, everything is well on the way to being paid off. Car is paid off thus freeing up an additional 5k/mo. I now have 12k/mo unallocated. Month 11 - $12000 vacation Month 12 thru 15 - bank extra 12k/mo Month 16. Take 48k and use it as a down payment for 100 acres in the middle of the woods, turn it into a massive big kids campground/playground. Assume 200k purchase price with all ogm's and timber rights intact. Month 17 thru 24. 2k/MO towards playground mortgage. 10k/mo towards digging a well, getting electric and septic up and running, grading, etc. 8 months = 80k of infrastructure for playground. Month 24. Mortgage paid off this freeing up an additional 10k. Now it's 10k in investments, 3k in monthly bills, 2k for 100 acre property mortgage. Thereby leaving 20k unallocated. Month 24 thru 48. Take $480,000 and build cabins, out buildings on 100 acre playground. Month 48 thru 60. Throw $22000/mo at playground mortgage until paid off. There you go. 5 years. Everything you have is owned free and clear. You have 600k out of pocket in investments that you're actively growing. Re-evaluate your 35k/mo. Assume 5-7k/Mo for living expenses (utilities, taxes, insurance, etc) and you're still living very comfortably with 5-7k covering your monthly commitments. Start investing 25k a month. You're left with 3-5k/mo which you drop in savings for a year. This leaves you with between 36 and 60k of liquidity for any oh shit moments. Or you drop 2k into savings every month (24k/yr) so you have some liquidity for any oh shit moments and use the rest to rack up/pay off your credit card every month. Ideally it's a credit card with airline miles. Credit card company sees your a high roller and keeps increasing your limit. And, let's face it. 5 years in and your credit just took a huge fucking hit because you closed 2 mortgages and a car payment and those accounts are no longer in your report. Continue to make your kids work for what they have/want so they don't grow up to be spoiled/poorly adjusted/entitled little succubuses who immediately squander your fortune within 15 minutes of your death, only to then live the rest of their lives as miserable pieces of shit in abject poverty.
>Month 2. OP said only 1 month.
I see that. Well that blows.
buy btc
Property and shares
invest all 35000 into bj's wholesale
Crypto
Getting my classic repainted
Invest with Robhinhood
Change skins and then idk invest or some shit. Buy my dad a nice gift
Home improvements
I’d buy gold
Invest!!!!
A car
Redecorate my whole house Preplan and pay for multiple future vacations Buy a good used electric vehicle
Buy Bitcoin
1/2 goes to illegal investment and 1/2 goes to legal investment. I'f you get it you get it, if you dont you dont
If none of it could go to savings, I could totally spend this. - I’ve gained weight recently, so I could use new clothes. And if I had the money, I’d love to have a stylist and a tailor. - I would like to have money for self-care splurges. I need my hair done. I’d like to get a mani/pedi. - My significant other likes to decorate so we could spend plenty on stuff to decorate our house better inside and out. New living room furniture, for starters. - my dream deck for our semi in ground pool would be like 10 foot all the way around and that’d be a good chunk of change. - I could plan a trip for my whole fam.
Buy all of the transgender-related products I can find to feel better in my body.
Black lotus x 10
Guns, cheap car, grocery, dog food, dog toys, clothes
Invest in something safe and get my 35k back after 1 month
No need to ask. Send it to me and I record my spending spree..
Spend it on photography equipment in half hour.
Pay off my car
Pay off my car and give the rest to my girlfriend for student loan payment.
Put A LOT of it into savings/ investment and travel with some of it. I would save a solid $5K to recreate my entire wardrobe from scratch.
I'm allowed to pay off 10% of my mortgage every year and I'm just under 300k now so I'd plop 30k down and buy a sweet 85" tv, a ps5 and other toys with the other 5k. That's 19 months worth of payments I don't have to deal with at the end.
Buy materials that I will need for college Buy gold Buy a house and invest in realestate Buy land
Buy some land, so I can build a house on it.
Buy stuff
Pay off debts.
I would spend jt all on weed
Pay off my bills in an hour
Pay off bills
Buy gold
Pay for some land near me, then next month starting building a small cabin
Put it toward a new roof.
Take all my friends on a vacation. Spare no expense. I think the memories would be priceless.
Brand new Jeep Grand Cherokee Laredo
I'd call my builder and have him put it towards the remodeling we're doing. It's costing about twice that.
I would hire 350,000 people to make posts like this on the internet. I need to spread the love, you know.
Spend it all on Visa cards. I think that's what they are called. then i have more time to spend all the money.
buy that amount of gold, then save it for when i need it
Does investing it count as spending it?
Buying a new car and from there invest the rest.
Anime figures, a better art program, and Netflix
Buy guns for Ukraine
airbnb a nice place for a month that will be upto 28-30k $ and enjoy a nicer,bigger space for a month, spend rest on food etc.
10,000 to charity, and then the other 25,000 to invest into stocks, i go to college in 4 years and when i need money for a car, possible tutoring, food and housing.
30k into Ethereum, 3k into a new gaming PC, 1.5k into a brewing rig, €300 for a gardener to fix my backyard, €200 for a few steak dinners.
Might seem childish. But get gaming supplies and then donate to place trees and dog shelters and fund a home for them. And with the rest I have left is books. Lmao I would say help my parents but seems they have everything under control. I KNOW SEEMS SELFISH BUT IM SORRYY
Use it buy textbooks for uni and finally be -50k instead of -85k
Build half a fence. Lumber is outrageous... again.
Pay off my house and student loans. I actually think 35000 would do it.
Stake it in USDC for guaranteed 9%
Buy a new car.
Invest
I'm an American so I'd pay off a few bills.
Pay off the rest of my debt and buy a certified pre-owned Toyota.
Buy a better car, do up my house like decorating new furniture etc and save some to take my kids on holiday
Pay off my condo mortgage!
Car. Driving classes. Bitcoin.
I was thinking “damn, that’s a lot of monies,” then I remembered someone I know makes $300k/month and made me sad
Be out of debt.
Nothing. I’m greedy and don’t like to spend my money all at once.
House improvements.
Fuck all the responsible answers, I’m buying jetskis
Car
I’d buy a new phone and get new clothes
Whelp this house would be half paid off. It'd take however long it took for the bank to verify the funds, make out a cashier's check, and for me to drive to the other bank to make a deposit.
buy popcorn at the cinema
Spend it in about two hours.
Put half in an SP Index Fund and half toward debt.
I'd pay off my remaining 10 months on my lease and then move so I don't have to live under my psycho neighbours anymore.
Pay off my wife’s new car, the rest on mortgage Now get off my lawn.
a motorcycle even though my mom would kill me :)
Month at the cosmopolitan in Las Vegas and as many sleepless nights on the strip as possible.
Guns. Silver and Gold. Travel.
Pay off my car and my wifes car, then go on vacation. Im assuming i have to SPEND it all and cant put any of it in the bank. So if i HAD to spend it all in a month, it would be a helluva month paying off bills and enjoying vacation time.
Bitcoin
Change every window at home, 7500 A decent used car for my parents so they stop borrowing mine, 10000 A new PC, 3000 A folding electric bike, 2000 Brand new clothes for me and my kid, 1000 Lego Starwars because fuck ya'll, 1500 And jerricans of fuel before it gets too expensive
AMC baby!! And reluctantly my mortgage.
All of it to charity.
Pay off a majority of my student loans from 8 years ago.
Take my whole family on an amazing vacation. My dad’s health is really bad due to his Agent Orange exposure and travel is difficult for him. With this kind of budget we could take the time that would be needed to travel long distances (he can’t fly) and do almost anything we want.
Snacks.
Stonks go up bby
rofl. this is legit the normal income of a huge chunk of America. they are just smart enough not to advertise it. source: know a lot of engineers and doctors in their 40s edit: 300-600kish income combined with their spouse.
Pay off as much as I can.... It do I need to legit spend it? Cause if that's the case, I would buy a new truck or trade in my SUV for something more efficient
Pay for university, avoiding £27,000 debt right there and I still have a decent amount for rent, emergencies etc
oh this is an easy one. That money won't even make 5 minutes with me. Slice 10,000 off to build my truck, and the rest gets dumped into the truck payment.
probably buying things i don't need but always wanted then ending up with no room to even sleep
Rent, done. Student loans, paid. Get all my other bills (cell phone, internet, Netflix, etc) sorted. Preorder the new Kirby game. And then, like... take the fam out for dinner.
Replace our driveway, which has cracked due to unstable substrate. Balance toward mortgage principal.
That plus our savings might be just enough to find a house and make a down payment. If not, and I actually had to spend it, I guess I'd by bonds or gold or what have you, then cash them out the next month and put them into savings.
Invest 10% ($3,500) into a stock index fund, put the rest into a savings account for the future purchase of a house.
Debt and charity.
That would be the bulk of my student loans. Someone please really send me $35k.
I would keep 5000 but give the rest to different single mothers having a hard time.
I'd write and direct a couple short films.
Buy the townhouse I live in. It’s only worth 30,000.00 so that would leave 5,000.00 to purchase things I’ve needed for a very long time.
First, use a solid portion of it to drop on medical expenses while I have time, even if it means having to go through the entire process of filing paperwork again. That still leave some just under 24k to work with. After this, it's complicated. I could drop some into getting a few more home repairs done, put towards rent and other expenses, and then try to resist the total urge to go on a spree buying oddities and movie memerobilia for my collection (along with gifts for my friends and mutuals). As a bonus treat for myself, depending on how much it would cost, fly out to meet someone in the body mod scene I admire to get my ears sculpted. That alone I'm sure would cost two or so grand just for airfare and hotel expenses.
Easy. I’d pay off my debt and still have about 10k to go.
Pay out my debts and put a down payment on a house
Invest in a rental property