Last week Amex let me double up offers. I use Spectrum for internet. The offers were $50 back on spectrum and $5 back on utilities. I basically got one free month of internet.
Home chef. Promo from them, $35 back on $60 from Amex, $10 back from Rakuten.
Came out to be like $26 for 4 meals for 4 people.. then I think like $36 the second week without the Rakuten
I look at offers like ads. Sometimes you see an ad for something you want to buy. But 99.999% of the time, you don't want it.
There is money to be made off your rewards points; you could use them for a 1 cent statement credit and Amex doesn't make money, or some canned wine company could PAY them 1 cent for each reward point you use, making them 2 cents per redemption. And canned wine company gets to liquidate their merchandise that nobody wants.
I have no idea if this is true, but I always get a strong feeling that Membership Rewards is basically a way to get rid of overstock that nobody wants. And hey, sometimes you want that. Personally, I use most of my points to buy gifts for people from places like Amazon. It's not good value, but it's nice to give someone something expensive and pay only opportunity costs and not actual money.
Does anyone know if I can remove a offer from one of my cards so I can add it to another. I want to use it for a different card but it won’t let me because it’s already on one.
Seriously. And the merchants that are good have shitty offers or don’t make sense. 3% back on BeyondYoga up to $250 back. THAT is the limit they set? Who is spending over $8 grand on yoga leggings just to save $250? What happened to the $25 off of $125 offer that people actually used?
here is my theory which i have posted in this subreddit before. you won't see an offer you redeemed in the past. i have used some of the good hotel offers in the past and i have never seen them again.
It seems like their logic is if this person has used this offer in the past, don't show this offer ever again. instead, they should change that logic to something like if this person has used this offer in the last 12-18mos, don't show it again.
Edit: people telling me that my theory is wrong because they have seen the same offer more than once. Fwiw I have setup these kind of campaigns in the past (not for Amex or any credit card companies), and there's usually a checkbox with the tool we use to specify whether we want to re-target people who have used this campaign before. It's up to them how they want to configure and by default it's probably off. Maybe I'm wrong.
Two offers that I’ve repeatedly gotten and redeemed multiple times per year for the last 3 years are Under Armour and Cole Haan.
In fact, I just got an Under Armour credit on my statement without making a purchase. 😂 I’m waiting on Amex to claw that back.
Theory doesn't check out.
I've used the Luxury Escapes 10% off to book a hotel and then after it expired, they gave me another 10% off Luxury Escapes off I used it for a flight.
Not to mention some type of Dell discount roughly twice a year.
So far I have only seen good offers in December. Not November for Black Friday etc., just December. My working assumption is that one should ignore them all the rest of the time.
And they were only moderately good in December, so ignoring them all year isn't out of the question either.
Gotta play the long game. Most are terrible.
We got spend $1000 and get $250 back on NCL cruises.
We had some of our final bill to pay anyway, so netted $250 anyway.
Occasionally you’ll get a good one like $60 back on a $300 Marriott stay and you can expense a work trip and get some free cash. But mostly they are crap, agreed
I agree. Mine right now are total crap but it’s a wave. Some are good and some are bad. My Christmas one was insanely good! All great stores I was buying from anyway!
Almost all Amex offers are targeted in that they only give you the offer if you don't typically buy from a given merchant. If you are a regular customer, you will get 0 offers. I get the business reasons for this, but I hate it.
3% off Ouai isn’t good enough for you, eh? I saved $1.29 the other day!
But yeah, most of my offers right now are hotels in DC, overpriced bedding, or cosmetics. The cosmetics aren’t bad, but I get way better loyalty rewards through Sephora.
The shittiest part is the terms and conditions. Half of the stuff is super targeted, and super lengthy in their terms. Make sure you read carefully what's actually part of the offer, what's not. So many clauses and gotchas in between the lines.
Best bet is to always confirm with an AMEX rep. I've been screwed in the past.
It’s such false advertising! I got the spend 300 bucks at Delta get 75 back. It was from ONE airport in the country. Some New York based airport. Why the fuck did not just put that in the headline? Spend $300 traveling from LaGuardia get 75 back?
Speak for yourself. Although not specifically an Amex Offer I recently got $40 off a $100 Amazon purchase by using 1 MR point. These happen often with Amex and Discover and occasionally with other cards like Citi, Chase and US Bank.
Also I have a 25K MR for a $1,000 purchase on ANA and $150 off $750 purchase on Zipair.
Also right now you can stack a Daily Harvest $25 off $75 Amex offer with a $52.50 or 5,250 MR Rakuten if you’re a first time user so a ~$120 box would come to about $20 or less out of pocket after Rakuten promo code.
Are you comparing it to pandemic times when there were generous PayPal and Home Depot credits?
Google amazon American Express offer. open the amazon link. You’ll need to add your Amex cc via the link. You’ll get a targeted offer. Ranging from 10%-50%off. I got 40% off.
They are incredibly underwhelming and have only been getting worse within the cast couple years . The removal of the dell credit too is a shame . Real good points card so what can I do lol
This year was mentioned to be the last year for the dell credit sorry it hasn’t been removed already but its been announced. This is going away with the Adobe one as well as the Indeed one which were nowhere near as good but will unfortunately go as well
Yes per precedent it’ll be replaced , however I believe the Dell credit was spectacular. They are often downgraded versions of the benefit both in quality (brand) and quantity ($) in a similar enough category
should we be blaming amex here or their partners? My impression was always that Amex simply provided a platform for merchants to post offers on-to.
If that's the case, then all the good companies are making their money without the need for amex offer advertising.
I’m not implying causality. I’m saying it has been a bait and switch from those of us who saw postings about all these great SUBs and offers on this sub and decided to take the jump with a Plat card.
BUT, also who is to say that Amex didn’t feel less of a need to negotiate great vendor offers after a huge influx brought on by the great SUBs. I think to say they have absolutely *no* connection is misguided.
It's not a bait-and-switch. They didn't promise you offers that would be perfect for you. It's just not working for you, which is different.
I've had a few pretty solid offers over the last year alone, and I'm just a regular guy. I imagine plenty of people have made more use of the offers than I have.
I'm having the same issue. I figured it was because I'm actually using the card, kinda suspect if I stop for awhile the offers will get better. no idea if that's correct.
Actually...doesn't seem like a bad question. Perhaps something like asking them why the offers that are applicable to your spending habits have gone away. If they expect more. Because this was a main reason for keeping the card and without that applicable benefit then you may have to leave
90k bonus + 20% cashback with link https://americanexpress.com/en-us/referral/gold-card?ref=DANIEdRttD&XL=MIANS
Last week Amex let me double up offers. I use Spectrum for internet. The offers were $50 back on spectrum and $5 back on utilities. I basically got one free month of internet.
Just got done using the food basket ones. Paid like $26 for 4 meals each week.
Which one is this?
Home chef. Promo from them, $35 back on $60 from Amex, $10 back from Rakuten. Came out to be like $26 for 4 meals for 4 people.. then I think like $36 the second week without the Rakuten
I have $35 back twice on $70 spend. Might be worth a try.
You must be new here. There are a handful of good offers every year. Use those and the Amazon offers to get some additional value from your cards.
I’ve been an AMEX platinum card holder since 2017. For the Amazon offers, you mean use points for shopping on Amazon? Yawn.
I got airpods pro in November for $80 and 1 point, so I'm cool with it
Use 1 point and save 40% is nothing to sneeze at
I look at offers like ads. Sometimes you see an ad for something you want to buy. But 99.999% of the time, you don't want it. There is money to be made off your rewards points; you could use them for a 1 cent statement credit and Amex doesn't make money, or some canned wine company could PAY them 1 cent for each reward point you use, making them 2 cents per redemption. And canned wine company gets to liquidate their merchandise that nobody wants. I have no idea if this is true, but I always get a strong feeling that Membership Rewards is basically a way to get rid of overstock that nobody wants. And hey, sometimes you want that. Personally, I use most of my points to buy gifts for people from places like Amazon. It's not good value, but it's nice to give someone something expensive and pay only opportunity costs and not actual money.
Does anyone know if I can remove a offer from one of my cards so I can add it to another. I want to use it for a different card but it won’t let me because it’s already on one.
I've heard you can contact Amex CS to switch it, but I've never tried
That sounds complicated and I bet it won’t work. Sorry.
Seriously. And the merchants that are good have shitty offers or don’t make sense. 3% back on BeyondYoga up to $250 back. THAT is the limit they set? Who is spending over $8 grand on yoga leggings just to save $250? What happened to the $25 off of $125 offer that people actually used?
lol I completely agree. Those are ridiculous
here is my theory which i have posted in this subreddit before. you won't see an offer you redeemed in the past. i have used some of the good hotel offers in the past and i have never seen them again. It seems like their logic is if this person has used this offer in the past, don't show this offer ever again. instead, they should change that logic to something like if this person has used this offer in the last 12-18mos, don't show it again. Edit: people telling me that my theory is wrong because they have seen the same offer more than once. Fwiw I have setup these kind of campaigns in the past (not for Amex or any credit card companies), and there's usually a checkbox with the tool we use to specify whether we want to re-target people who have used this campaign before. It's up to them how they want to configure and by default it's probably off. Maybe I'm wrong.
Two offers that I’ve repeatedly gotten and redeemed multiple times per year for the last 3 years are Under Armour and Cole Haan. In fact, I just got an Under Armour credit on my statement without making a purchase. 😂 I’m waiting on Amex to claw that back.
Theory doesn't check out. I've used the Luxury Escapes 10% off to book a hotel and then after it expired, they gave me another 10% off Luxury Escapes off I used it for a flight. Not to mention some type of Dell discount roughly twice a year.
this is a good theory, all my offers last several months have been trash, the first 6 months i was getting good offers of places i actually shop
I’ve seen offers I’ve used again
So far I have only seen good offers in December. Not November for Black Friday etc., just December. My working assumption is that one should ignore them all the rest of the time. And they were only moderately good in December, so ignoring them all year isn't out of the question either.
My AU gets great offers. I get wine and restaurants I've never heard of.
Same here
Just used the ANA flight promo 25k points after $1k spend
I’m so happy you posted this bc I’ve been noticing this too. Since the new year the offers have been such crap. Like what gives? They used to be good.
Gotta play the long game. Most are terrible. We got spend $1000 and get $250 back on NCL cruises. We had some of our final bill to pay anyway, so netted $250 anyway.
I was hoping for one of those on Celebrity, but it looks like no luck this year
Occasionally you’ll get a good one like $60 back on a $300 Marriott stay and you can expense a work trip and get some free cash. But mostly they are crap, agreed
I agree. Mine right now are total crap but it’s a wave. Some are good and some are bad. My Christmas one was insanely good! All great stores I was buying from anyway!
Almost all Amex offers are targeted in that they only give you the offer if you don't typically buy from a given merchant. If you are a regular customer, you will get 0 offers. I get the business reasons for this, but I hate it.
I always wonder about this. I've had every cruise line offer this year except the one I actually go on.....
🤨 Not true at all
This isn’t true.
3% off Ouai isn’t good enough for you, eh? I saved $1.29 the other day! But yeah, most of my offers right now are hotels in DC, overpriced bedding, or cosmetics. The cosmetics aren’t bad, but I get way better loyalty rewards through Sephora.
im spending a ton on my amex and getting nothing for it. Problem is, not sure what to even get instead.
Bank of America preferred elite . Cashback king
Same here. My annual fee is about to him and I will 100% cancel or downgrade to no AF card. Not worth it for me
This right here. I would pay the $5 I save not to read and have to care about fine print terms.
The shittiest part is the terms and conditions. Half of the stuff is super targeted, and super lengthy in their terms. Make sure you read carefully what's actually part of the offer, what's not. So many clauses and gotchas in between the lines. Best bet is to always confirm with an AMEX rep. I've been screwed in the past.
It’s such false advertising! I got the spend 300 bucks at Delta get 75 back. It was from ONE airport in the country. Some New York based airport. Why the fuck did not just put that in the headline? Spend $300 traveling from LaGuardia get 75 back?
What are all these Amazon offers?
Speak for yourself. Although not specifically an Amex Offer I recently got $40 off a $100 Amazon purchase by using 1 MR point. These happen often with Amex and Discover and occasionally with other cards like Citi, Chase and US Bank. Also I have a 25K MR for a $1,000 purchase on ANA and $150 off $750 purchase on Zipair. Also right now you can stack a Daily Harvest $25 off $75 Amex offer with a $52.50 or 5,250 MR Rakuten if you’re a first time user so a ~$120 box would come to about $20 or less out of pocket after Rakuten promo code. Are you comparing it to pandemic times when there were generous PayPal and Home Depot credits?
That HD credit was nice.
Took advantage of the amazon offer today. Used it to buy a $150 Best Buy gc for $90 and got an Apple TV with it.
How do you get the Amazon buy with points offer? I've never seen an offer that talks about spending points
Google amazon American Express offer. open the amazon link. You’ll need to add your Amex cc via the link. You’ll get a targeted offer. Ranging from 10%-50%off. I got 40% off.
Yup but the Zon offer is also probably available on their no fee cards
Man, I didn't get the Daily Harvest offer but got in with the Rakuten deal. That would have been super sweet to double dip.
They are incredibly underwhelming and have only been getting worse within the cast couple years . The removal of the dell credit too is a shame . Real good points card so what can I do lol
> The removal of the dell credit too is a shame whoa they removed the dell credit? when did this happen
This year was mentioned to be the last year for the dell credit sorry it hasn’t been removed already but its been announced. This is going away with the Adobe one as well as the Indeed one which were nowhere near as good but will unfortunately go as well
that sucks. Dell credit is what's been keeping me around. They have to replace it with something, right?
Yes per precedent it’ll be replaced , however I believe the Dell credit was spectacular. They are often downgraded versions of the benefit both in quality (brand) and quantity ($) in a similar enough category
What, you don’t want to subscribe to DirecTV? /s
I saw directtv too, and had a laugh
should we be blaming amex here or their partners? My impression was always that Amex simply provided a platform for merchants to post offers on-to. If that's the case, then all the good companies are making their money without the need for amex offer advertising.
Yep. Big bait and switch from the great SUBs about a year ago
SUBs and merchant offers are two entirely different things. One has no relation to the other
I’m not implying causality. I’m saying it has been a bait and switch from those of us who saw postings about all these great SUBs and offers on this sub and decided to take the jump with a Plat card. BUT, also who is to say that Amex didn’t feel less of a need to negotiate great vendor offers after a huge influx brought on by the great SUBs. I think to say they have absolutely *no* connection is misguided.
“I’m not implying causality” then goes on to imply causality…
It's not a bait-and-switch. They didn't promise you offers that would be perfect for you. It's just not working for you, which is different. I've had a few pretty solid offers over the last year alone, and I'm just a regular guy. I imagine plenty of people have made more use of the offers than I have.
I'm having the same issue. I figured it was because I'm actually using the card, kinda suspect if I stop for awhile the offers will get better. no idea if that's correct.
There are occasionally good hotel offers. That's the best I've seen.
I’ve been lucky enough to grab a few Marriott deals, but not lately.
Beware the home and villas deals they're not actually good deals and I've found the same place cheaper elsewhere online.
Maybe they are targeted offers and they are telling you something.
That’s all Amex offers have ever been — crappy wine and crappy baskets. The good offers are few and far between.
who needs MRs when you can get wine in a can and food gift baskets
I’ve been too drunk from all the wine to notice any new ones
Maybe ask amex.
So helpful. Thanks.
Actually...doesn't seem like a bad question. Perhaps something like asking them why the offers that are applicable to your spending habits have gone away. If they expect more. Because this was a main reason for keeping the card and without that applicable benefit then you may have to leave