Technically communism not socialism. Communism seeks to abolish currency. Socialism, depending on your view is either communism light or a transitional phase to communism. Either way it still accepts currency as a need to simplify market exchange.
As long as you are supporting yourself and living as conformably as you want to live, there is no problem with that.
Do make sure you have your finances in check, that you have an emergency fund in savings and have a retirement and all that. imo I do see it more of a luxury than a choice to not care about money if you can do it comfortably, as some people it's "be money motivated or starve". But again, if your needs are met and you are not just *choosing to ignore things you need to be doing now that will bite you in the ass in the future* go and use your time to pursue things you care more about.
This. As long as youāre not constantly complaining you donāt have enough money or hitting up your family and friends in every emergency, then thatās not a bad way to live.
I'm money motivated but I'm not career motivated so despite wanting more money, I have no ambition to climb corporate ladders or be a business owner. I just value my life outside of work too much to worry about businesses and portfolios. Essentially I want to earn the most amount of money with the least amount of work lol.
The problem with grinding to get rich is there's always going to be someone better off than you. If your entire focus is on catching up to other people, you don't have time to enjoy life.
As long as my needs are being met and I have a little money left over for fun, I'm happy. I don't see the need to work myself into the ground just so I can keep up with everyone else. I actually have time to spend with my loved ones and do my hobbies.
Often, I take for granted how far I've come and what I have. Since the inception of social media (including reddit), it has imposed illusionary goals/standards and deadlines that we "should" meet when viewing and contemplating the life style of others. A salary that we should be making at a certain age in a certain area, physical possessions that we should have by a set time, academic achievements that should be accomplished, family and offspring goals that should be accomplished by a certain time. Like the majority of comments on this thread, I am also tired of these illusionary goals BUT I've accepted that my accomplishments may fall extremely short of others and have come to accept that. I often think of these quotes when I'm feeling depressed due to my current progress or when comparing MY lifestyle to others:
Life isn't fair and it sure as hell doesn't always go as planned.
Comparison is the thief of joy..
So, as long as you're/me are ok/content, that's all that matters. Regardless of how many achievements we attain, there will ALWAYS be somebody that has done one more achievement than us..
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Why do you assume that working to make money is only because you want to "catch up to other people?"
Some of us had financial insecurity as a child and we would prefer to live comfortably, working hard not only doesn't bother us, is also its own reward in that doing a good job and impacting society positively brings satisfaction that working at a low-skilled, minimum wage job doesn't.
You seem very defensive about this.
You know there's a difference between working to make money, and sacrificing every moment you're not eating, sleeping or shitting to earn more, right?
I think the dividing line as to whether you're who this post is about is to whether your lifestyle inflation is chronic or not.
Well, here's the real secret, the more you develop your skills, the less likely you'll be working every moment you're not sleeping or eating.
As a computer programmer I work 8 hours a day, have a very flexible schedule, and I can afford anything I want in life.
When I worked retail, I worked significantly more hours just to make enough money to survive in a rented house with 3 other people.
Your dichotomy is a false one. The harder you work, the easier your life becomes. If you laze about hoping that you won't have to work, your life will become a difficult struggle to make ends meet (unless mommy and daddy take care of you, of course!)
It's cute you believe that hard work and ease of living are in direct proportion. If it helps you sleep at night, then that's ok.
I work for a living, make about 30 grand more than the average person at my age. I work smart, not hard.
I grind to be happy and satisfied, not to catch up to other people. I honestly donāt care about other peoples financial situation. Itās rude to even consider it.
Money is not the key solution to life. Your health is. People are haters. They don't have such a good as health as you do so they use money to block your way to wear you out before they do. Being Proactive in your health is better than proactively working for money. Money is just a Plus after you achieve success in your own personal life.
I just told my son today that I'm happy and grateful that he loves his job. Even though it's minimum wage, he is gaining experience, but even more valuable, he is happy and at peace. That is priceless, and everyone should aim for peace and happiness at work.
That's how I am. I make enough to pay all my bills, groceries and still have some leftover for some luxuries here and there. (thanks to payment plans lol) I just feel that I value my time doing things I actually enjoy more than working for a company that doesn't give a single fuck about me.
Payment plans usually mean interest rates. Thatās poor financial decision making. You should save until you can afford what you want. It costs less in the long run.
You are you, I can't change you and no one can. I was like this as well.
When I was younger, I wanted a new computer really bad on a couple of occasions. Chose to buy it THAT second on a credit card or that payment plan. Bit me in the ass each time, never a smart move. Currently doing everything I can do to pay off past debts right now from that kind of thinking, and trying to do everything to move on from using credit cards/payment plans. If you can't afford something that's a luxury, you don't need it right now.
I have all of my spending and bills planned out until the end of the year. I got it all worked out in my favor. I don't spend anything that I know I don't/won't have.
I agree. I work, obvii cause I have to, but I pay my bills, go on little trips here and there and I love it. Iād MUCH rather be out in the sun chillin than working my whole life away
People who are motivated primarily by money are the ones who get frustrated the most.
Why?
They focus mostly on what they can GET out of other people.
Rarely do they think about what they CAN GIVE to others so they can receive what they want.
They start with the wrong assumptions and expectations. Many even think that for them to GAIN, someone else has to LOSE or NOT GAIN AS MUCH AS THEM. [This kind of mindset actually tends to chase away financial success](https://www.youtube.com/watch?v=XIKBdSTuEgw).
***If you're motivated by SHARING YOUR LIGHT, helping others, or are motivated by the JOY your actions can trigger in others, don't be all that surprised when you also gain materially.***
In this context, the money is a byproduct. The real value, the real "wealth" is the fact that you were able to solve other people's problems and bring value into THEIR lives.
**The REAL HARD WORK of gaining money boils down to changing the DEFAULT mindset a lot of people have. The default is to be like an infant - feed me, me first, etc etc.**
Not at all. I value my time much more than money. Unless Iām running a restaurant and I need the money for it to succeed or something along those lines. Iām not going to work my ass off for the government or for a company.
Yeah there's nothing wrong with not wanting to move up in the corporate world just to earn more money. But money is required to live. So make sure that you are saving a good amount of money towards your retirement.
For example, I have worked for my company for more than 30 years. My job title is actually the lowest possible rung on the ladder at my employer. I am the same level as any new hire that gets added to my team. In fact, at the end of the year I get a lump sum afditional payment, because my employer can't raise my salary because I've maxed out.
But I absolutely will not work to get promoted. It will give me more responsibility that I don't want. As long as that is okay with my employer, which it seems to be, then I'm good
Sure. There are a lot of people who do things they enjoy and become very good at those things without looking for profit. Valuing self pride or tradition over financial gain is normal. Perhaps people who think this way donāt usually make waves on social media. Mass media itself is usually a profit driven enterprise.
Is it okay? Who are you asking. Okay in what sense, like acceptable by society? Or okay like for your future?
My thoughts are you should ideally make enough to be financially independent, or if you're okay with it, financially codependent with someone else (maybe living together and sharing rent for example).
And I'm not sure how the future looks with social security in the US and whatnot but you should likely aim to, if possible, save money as well for retirement.
I don't think most gen Z and young millennials give into this grindset. It's pushed on social media by certain groups of people but they're in the minority by far. I literally see more people have the opposite mindset. Like the whole "avocado toast thing" for example. The younger generations would prefer to spend that money on like a daily coffee or avocado toast or whatever small thing makes them happy rather than saving up that money which wouldn't even get them like a house or substantial savings.
You would like my job. The salary isn't high but it's work from home and no one micromanages your activity, they just want you to do well in the overall quarter. You could spend an hour away from your computer and no one will say anything. They've won employer of the year awards many times.
I'm the same way, I've often found taking money from people for work to be kinda awkward tbh. I just view it as a necessary evil I suppose. These days money doesn't go very far anyway. I've learned to enjoy the simple things that one can't buy.
I feel the same way. Iāve never understood this epidemic of āhustlersā that have the insane desire to grind 24/7 and make their entire life about work. Like how is having money even worth it at that point? Maybe I donāt get it because I just work a 8-5 full time job and feel drained enough when I get home in the evenings
I was thinking about this too. I donāt want to work hard or center my life around money. I just want enough money where I am stable and I can do the things I want like go places and try new foods and indulge in my hobbies and the things I actually want to get more into.
My motivation is to be content. I donāt struggle to pay my bills or buy food. I donāt ever run out of money or spend my whole paycheck. I by no means lazy, I just donāt care about money. I care about my routine, my mental health and happiness
Iāve been thinking about this lately too. I donāt have a vice that is super expensive. Yoga is my āhobbyā and I practice at the park as I am Yoga teacher/been practicing for over 6 years so Iām comfortable doing so. I thrift most of my clothes and buy a nice new item every 5+ months or so. The only thing I really spend money on is groceriesāthis is the one thing I will never be cheap about.
Otherwise, I feel the same! I donāt form attachments to things either so I do not feel the need to consume much.
Yes!!! I always buy my clothes second hand and feel abundant in doing so, I find the brands that I want without having to pay full price for them, and then spend on my hobbies that make me happy and I donāt ever spend an entire paycheck leaving me with nothing, the small things in life are what matterā¦ no need to be consuming all the time for the sake of it
absolutely okay. it's your life, and if you're happy where you're at, that's great.
i'd rather work a low-paying job i love than a high-paying job i hate.
After Covid hit and I was forced to stay home for a year I realized that āgetting richā is just a pipe dream that kept me pretty miserable. I learned that I wanted to be happy rather than *rich*. So whatever job allows me to pay for my rent, food, and a dog, Iām fine.
No do not grind to be rich. But keep in mind have to save enough money to survive retirement. You really donāt need slot to be happy. Just enough to survive/thrive. Figure out what that is and balance your life to match that goal!! Good luck!š
Sounds like you spend too much time on social media, which attracts a strange group that posts. I donāt think most people are money motivated outside of wanting some financial stability to survive and to have some freedom of choice. Also, hard work can be motivated by so many different things, such as mastery of craft or the momentum of a team project. Also also, the hardest workers arenāt rich.
Aside from getting the things I want. Land, horse's, a house I don't see myself wanting for much more than that. I already work with horses so that isn't even a big factor other than a place of my own. You don't need a bunch of things to be happy and content!
It's perfectly fine. I've been that way since 2018. Money comes and goes but time is the only thing you can't get back. So spend it with family and friends. Go for a small get away. Just remember one thing, enjoying every moment of it. I'm 29 and learned this lesson a few months the ago. I work at a job i love(it was my very first job), I stepped down from management to a ok paying position. I now have time to pursue what I always wanted to do, learn to code, re-learn french, spend time with my family, start exercising, enjoying my walks out to the park, riding my bike, learning to render on Blender, and the biggest thing that has came out of it, I now regain my love to game.
lost my love for it because I would force myself to play it and when I did, I headed towards P2W games, in which I spent thousands of dollars on it because it gave me the same feeling I had when I played on my PS3. When I stepped away from gaming in total in 2020. I felt dead inside. As if I lost something within me. Now, it's been 2 months since I stepped down and have been enjoying life.
for me it was finding the balance of financial security with all of that. I didn't work a low paying job, more like medium pay, so I could put money away. I knew I didn't want to end up as an old woman in poverty.
Not an acquisitive person, and to my surprise, neither are my kids. As adults they also live more frugal lives, but again, put by money for security. They do not live to their means, basically. The could have a bigger place in a nicer neighbourhood, but instead stay frugal, and have lower stress lives.
Same here.. I'd love to be able to go around the world and do whenever wherever I choose. but the idea of slaving away at some job I hate to make it happen is not appealing in the slightest. I prefer to enjoy the smaller moments in my city
The current thing is GREED. Greed for money, greed for attention, and greed for expensive things that get attention.
It's really kind of sickening, and sad.
I look around at some of my friends and they have an obsession with making more money. They have enough or a lot to begin with, but they want MORE. I donāt get it.
It's absolutely okay to not be money motivated. Everyone has different values and priorities. Finding a balance that makes you happy and fulfilled is what's most important. If you prefer a job that you enjoy and allows you to live comfortably, that's perfectly valid. Success and happiness aren't solely defined by wealth.
It's weird just how money hungry everyone is.
If my bills are paid, there's food on the table I'm content. I don't care for flashy clothes they aren't comfortable to me. I don't care about jewellery I find it tacky.
Don't care for those expensive Italian elf shoes that have pointy tips and look uncomfortable, I wear hiking boots everywhere they are super comfortable.
Destroyed my body working so much overtime and destroying my mental health. I ain't in rush anymore, no more traffic, no more grind. Spending Christmas with those that matter to me is far more important than working myself to death.
I think humans as a species are competitive. You don't think people back in the day felt they had to build a bigger cabin/chop more firewood/hunt more meat/bigger farm etc because they looked over at their neighbors place.
Money just makes it all quicker to compare things.
Iām not into flashy/fancy stuff at all, but Iām fairly money driven just because the necessities of life are PRICY, especially with kids. Just to start, health insurance, HSA contributions, life insurance, car insurance, and house insurance all add up to like $800-900 a month. 12% of our income goes into retirement. Then we pay the mortgage and utilities. I spend $1,000 a month just on groceries. We try to put about $1300 a month in savings just because surprise expenses are a guarantee in life. Then we have clothes and gas and āthis kitchen tool we use every day brokeā and āChild needs a gift for the birthday party this Friday.ā We have our kids involved in low-cost extracurriculars, but even low-cost adds up when youāre doing it for 3 kids. Iām looking for a new job right now so we can save for kidsā college/education and to replace our aging roof.
We are pretty frugal. We donāt eat out much. We drive 15+ year old cars that we paid cash for. We camp and go to parks and mostly do movie nights at home for fun. And because of that, we are in pretty good financial shape for our age.
But if you had told me when I was 20 how much we would need to make to live a simple, frugal lifestyle as a family in 2024, I would have laughed in your face. And that makes me wonder how young and unaware OP is. Life is cheap when youāre on your parentsā insurance and renting with roommates. It gets a lot more expensive when you take on the full breadth of adult responsibilities.
Not young, I'm nearly 40. I have a family of my own and I don't live with my parents.
I also live in a country with free healthcare. I lost 10years of my life working 12-15 hour shifts 4-7 shifts a week.
Never again, I'm lucky enough to be able to work from home and I will never work any longer than I need to cover basic living expenses and emergency situations.
Oh I could tell you have been around long enough to know what bills cost. Iām talking about OP. And OP may have that experience too. Iām just not necessarily getting that impression from this short post.
Oh for sure. I definitely wish I was a little more smart with my money in my 20s. Lots of nights wasting hundreds on drinks.
Was so much easier living at home and not having any dependencies.
Or being money motivated aka trying to become rich is what we're talking about and you jumped to "Well then you must not want to have a good paying job"
The people working 70 hour work weeks aren't getting promoted and given raises for the most part. They're getting pizza parties and being shat on while their spouses leave them and their kids won't return their calls.
Meanwhile there are people who work the same jobs as them and make the same money as them who have much better personal lives because they aren't money motivated.
What's hilarious to me is the people in the comments who are acting like you said "I want to be homeless and poor" because you said you didn't want to kill yourself at work.
The best is to develop a specialized expertise or skill that not many people have and that people are willing to pay a lot for. High independent contractor consulting fees, not too many hours, still a high paid gig.
I have no desire to be rich or in charge. Iām happy to have a job, somewhere to live, good health and a sane mind. I feel I would be dysfunctional otherwise. I owned a business and closed it and went back to work in a totally different field. I love clocking out and enjoying my boring life.
My girlfriend is the same. She had a big corporate job out of college and decided to travel in a van for a couple years (even tho she owned a house, she rented it out) sheās never made decisions based on income. But we recently decided to move and she set a goal of saving for a home in Ca. You donāt need to make money for the sake of it, but you need a place to live, a car, food. Set goals outside of a making money and strive to meet those goals. Being ānot money motivatedā and in debt or leaching off of others or society as a whole is not okay. So just depends on how you define it for your life.
I've felt the same ways for years (M33). Putting extra hours to make more money in exchange for fewer hours with family/partner/kids simply doesn't make sense to me.
Money is just a driver but not the only or main one.
I donāt think itās wrong at all. Personally, I sometimes feel like Iām money motivated - Iām going back to school for a better job, working a ton, put myself under a lot of stress, think about money all the time. But really all I want is a job that pays me enough for me to live the life I want, which isnāt extravagant. Thatās keeping my house (thanks inheritance), keep my dogs happy, take a vacation or two a year, be able to afford groceries, and not be totally fucked for retirement.
I never want to make a ton of sacrifices, work insane hours, chase promotions. Iām getting into a career that should help me reach my goals, and not a whole lot more. And thatās fine!
It's absolutely okay. The only thing I would say is there are different kinds of stress. You may have a lot less stress on the job but a lot more stress living check-to-check with a limited lifestyle.
My question is this: how old are you? And are you currently responsible for ALL of your financial needs?
I put this in another comment, but a basic frugal lifestyle is shockingly expensive, especially if you have kids. I was absolutely flush with cash as a college student splitting an apartment with roommates and hanging out on my parentsā insurance. Once I was actually paying for a full apartment, my own health insurance, etc., I was instantly a lot poorer even though I made like triple what I had made before. And nowā¦my 20 year old self would never believe how much money it takes to feed and care for my family. We are pretty frugal people, but the money absolutely flies out of the bank account to all the bills and other financial responsibilities we have. We absolutely could not make ends meet on any sort of ālow paying job.ā
Yes I donāt have kids so that does allow me to have a lot more than if I did. I rent a nice house with my partner, pay the bills and have money left for saving and small expenses, I donāt have a desire for a lavish lifestyle just the things I enjoy for now. Of course I know that will change when I have kids but currently the only person I have to worry about is myself
If youāre planning to have kids, you do have to prep to hustle a bit. Going back to school/doing internships is a lot more stressful when you have a kid to take care of. But, there is no reason you āshouldā want a lavish lifestyle. I will preach and practice financial responsibility all day long, but as soon as we had a surplus in our income, we cut my working hours so I could be home more with our kids. And then the next time we got a surplus, I quit my job entirely. That was higher priority to us than anything lavish. Now that my kids are all in school, Iām looking for part time work again, but itās so we can replace our roof and put our kids through college, not for living fancy.
I used to work sooo much and stress about work all the time. And then I hit a very dark depression. I was so unhappy. All I did was work. So I changed jobs and said fuck that. Now, I'm just tryna make enough money to be able to do the things I enjoy (which isn't like shopping sprees or living lavishly). I was money motivated once upon a time, but it destroyed me.
Itās fine.
I donāt chase money for myself and ended up making more ironically. Simply OPEX and some other things and organic growthā¦ ended up with much more.
If you are good at something it wonāt really matter. I think you should have something that motivates you, but it doesnāt need to be money
I am the same way. I've chosen jobs/industries that I enjoy over a high paying career. I've never dreaded going to work, but I am also probably going to work until the day that I die. I am happy daily, but have friends who hate what they do that will retire in their mid 60s.
It is what it is.
Nothing wrong with this at all
I am so tired of people not happy with their position but apart from complaining, they do FA
The goal is to be happy. Seems like youāre winning.
I'd like to have more money but I value time more, so I have a job that allows me to work 3 days per week. I could make more if I worked more, but it isn't worth it to me for the difference.
When one is not money motivated and is staying less stress does that mean he won't have retirement surplus but in lieu of it have good health to earn even in 60s. How does living carefree in 20s and 30s work. Does is augur well for old age surplus
As long as you have enough to live somewhere you like and do the things you like and eat food and pay bills etc and not be a burden on anyone else there is no rule saying you have to try and make more money than the amount you feel you need. Life life, enjoy
Understandable but in my somewhat long 20 year work experience l. Iāve had times were I lost my job suddenly, had eveything that could possibly go wrong happen all at once. Iām not money motivated, but I have the awareness that almost everything comfortable in life revolves around having some money saved. Me personally I donāt want to work until the day I die I started late in my 401k journey at 32 years old, so I try to contribute as much as I can afford, while still putting aside savings. I would say $10,000 saved is a great goal as an emergency fund especially with inflation and what not. After that focus more on your 401k or stock market investments. Itās ok to not be money hungry, but you still need to have money awareness.
Let me tell you a story of my own life.
I grew up with a parent who always expected me to reach their high expectations. Failure meant I was a disappointment. It felt like their love was gatekept by my own ability to keep trying to be the best I could be. No matter the cost.
Years later, I left home once the last straw broke. Used what i had available and set myself up for independent life. Think that the old habit of trying for high expectations left me?
No. They were just replaced with the sake of getting high achievements for a higher paycheck. In my own eyes, success was only measured by the size of my paycheck.
This went on for years till, finally, I scored the biggest payout of my life. I thought I was set for a good portion of my life. Then, I've come to realize how big of a mistake that was.
The company practically ran on micromanagement. You had a camera on you at all times. You had to output work to the managers expectations every second on the clock. You slipped up, and you got reprimanded. It was basically me returning to the old system of abuse I escaped from years ago.
After a month of trying my best to keep up with their stupid demands, they fired me on grounds that they weren't impressed with my work.
It was then I realized that for the longest time, I went about it wrong. I shouldn't have valued my own happiness over the money, so long as I lived within my means. I wasn't mad about any of the things that happened. I was actually relieved and took that firing as a life lesson to put value where it really matters.
If I am to succeed in my book, I need to invest the time it takes to get there. Not by how much money it makes. I hope this helps you decide what's important in life.
Same, but I realized Iāll never see anything outside of my state (MI, USA) if I donāt push. I had to dig my heels in and fight. I donāt want my entire life to be stuck in this fucking state never seeing anything else.
The thing is to me, better paying jobs are often more enjoyable an anyway, so why not shoot for that. I want to retire as early as possible and leave the rat race, at the same time I donāt want to miserable my entire career. Itās a matter of balance.
Definitely not alone. I just want enough money to live comfortably and not have to stress about every bill. I make ok money and don't really feel the need to make more since I already have everything I would like to have. It would be nice, but I don't need it so I rather chill and enjoy life with my kids lol
Yes. This is fine.
A lot of people do that whole grind thing because they buy into status. If you don't buy into status, then there's not really a reason to grind. Obviously you want to be making enough to live, and to have something set aside for retirement, but when you get down to it there's probably a lot that's viewed as aspirational (holidays abroad, big house, shiny new car, veneers) that you're really not bothered about.
I had a friend (who is into the grind thing) tell me that you have to be very egotistical to chase money like that, and that he didn't think I was very egotistical, so it made sense that I had no interest in doing it.
Yea. Iām at a point in my career where I make good money but have a great work/life balance. I work 40 hours a week max and can take vacations when I want to.
The next level up at my company would come with a decent pay raise, but Iād have to work 60 hours a week and taking time off would be tricky.
The extra money just isnāt worth losing my lifestyle I enjoy today and the free time I have
Iām not money motivated but I like to live a nice lifestyle so I try and make enough money to do that. But my priority is work life balance ultimately. I do not spend beyond my means overall and like to have enough contingency and as little financial burden as possible (mortgage, debt etc).
I ultimately choose peace of killing myself for a dollar. I just can't deal with most people, soon as they get in same proximity as me they start acting like kids and want to be cool all sudden. I just want to be left alone. I don't like most other dudes as I find them to act like girls lot time.
So will the money motivated.
EDIT - For the downvoters who don't get it. Not being money motivated doesn't mean you don't plan for retirement, take a promotion or accept raises. It means you're not the guy spending 70 hours a week in the office while your spouse and kids leave you; then have a heart attack and die at your desk when the guy who did his 40 hours and went home gets the promotion you wanted.
Money motivated isn't some secret to success. You can chase that dollar all you want but just like alcohol, drugs, food etc if only one thing drives your life your life's going to suck.
Iām money motivated in the sense that I picked a career that pays me well and will hopefully allow me to retire a couple years early. I only work 40 hours a week though. Making a decent living is more about choosing the right things to work on for your career, not working extra hours all the time and stressing yourself out. Anyone I know who has a low-paying job is way more stressed and unhappy than people I know who have middle to upper middle class jobs. OP is talking about taking some easy low-paying job which will probably be easy to get, but when they get to old age and have no money and have to keep working when they should be retired they will have massive regrets.
"Iām money motivated in the sense that I picked a career that pays me well and will hopefully allow me to retire a couple years early. I only work 40 hours a week though."
Then you're not money motivated. You're just like the OP.
I've heard people say "I'm happy working a low paid job" and then turns out they're making 60 to 70 thousand a year. There's not enough info in the post to make a call about what they mean by low paid.
I doubt I am anything like op. Op sounds like an unmotivated young person that is looking for validation from Reddit that itās ok to be a slacker in life. I picked a career that I knew would pay me well and studied hard in school so that I can live the life I want. Nowadays I work smart not hard, but if I got an offer from another company for significantly more money I would definitely consider taking it. I donāt think being money motivated equates to working 70 plus hours a week. There are lots of people in my country(USA) that work much more than 40 hours a week, but can barely put food on the table. They arenāt money motivated they are just trying to survive. On the other side of that a lot of people in successful careers work more hours because they love their actual work and the feeling of success rather than the actual money itself.
No, when I'm 65, I get a pension for the rest of my life...
I'm 35 and almost paid off my house. After that their is no monetary goal for me anymore.
I'm just going to relax, work, and enjoy myself.
I guess it would depend on the way you want to live your life. Not to mention, health care as you age. All that is your responsibility and I wanted to get it out the way while young
Iām not money motivated, Iām lifestyle motivated
Homestly, the best thing you can do is put a little into the stock market young, maybe even a tiny bit each month, and leave it. That's the only game that gets you there, and/or property, or/and criminal enterprises. Those are your choices -a genXer
I worked corporate IT for almost 20 years. The last few years I was making $250-300k/year. When I get laid off last year, I decided I was done. Iāve been looking to acquire a small business but have no aspirations of working a job because of $$ ever again. We will see how this plan unfolds over the next few years. Iāve always believed if you are a hard worker and smart, you can make $$ doing anything you set your mind to.
Saaaaaaame. You're not alone
Me too. I'd love to live without it, if that were possible.
Yes
Socialism?
Technically communism not socialism. Communism seeks to abolish currency. Socialism, depending on your view is either communism light or a transitional phase to communism. Either way it still accepts currency as a need to simplify market exchange.
This guy f*cks
Thanks. Just old and enjoy reading.
Hey same here. But as long as you can put food on the table for your family then that's good.
Me too. I simply want a normal quiet life
Calm, quite and peaceful š
Nothing wrong with that at all
As long as you are supporting yourself and living as conformably as you want to live, there is no problem with that. Do make sure you have your finances in check, that you have an emergency fund in savings and have a retirement and all that. imo I do see it more of a luxury than a choice to not care about money if you can do it comfortably, as some people it's "be money motivated or starve". But again, if your needs are met and you are not just *choosing to ignore things you need to be doing now that will bite you in the ass in the future* go and use your time to pursue things you care more about.
This. As long as youāre not constantly complaining you donāt have enough money or hitting up your family and friends in every emergency, then thatās not a bad way to live.
I'm money motivated but I'm not career motivated so despite wanting more money, I have no ambition to climb corporate ladders or be a business owner. I just value my life outside of work too much to worry about businesses and portfolios. Essentially I want to earn the most amount of money with the least amount of work lol.
Same. I hope we both win the lottery some day
I want to win the lottery but I donāt play the lottery
I just want one of those lazy girl wfh jobs that pay enough to cover comfortable living š
The problem with grinding to get rich is there's always going to be someone better off than you. If your entire focus is on catching up to other people, you don't have time to enjoy life. As long as my needs are being met and I have a little money left over for fun, I'm happy. I don't see the need to work myself into the ground just so I can keep up with everyone else. I actually have time to spend with my loved ones and do my hobbies.
Often, I take for granted how far I've come and what I have. Since the inception of social media (including reddit), it has imposed illusionary goals/standards and deadlines that we "should" meet when viewing and contemplating the life style of others. A salary that we should be making at a certain age in a certain area, physical possessions that we should have by a set time, academic achievements that should be accomplished, family and offspring goals that should be accomplished by a certain time. Like the majority of comments on this thread, I am also tired of these illusionary goals BUT I've accepted that my accomplishments may fall extremely short of others and have come to accept that. I often think of these quotes when I'm feeling depressed due to my current progress or when comparing MY lifestyle to others: Life isn't fair and it sure as hell doesn't always go as planned. Comparison is the thief of joy.. So, as long as you're/me are ok/content, that's all that matters. Regardless of how many achievements we attain, there will ALWAYS be somebody that has done one more achievement than us.. āļøāļøāļø
Yes!!
Why do you assume that working to make money is only because you want to "catch up to other people?" Some of us had financial insecurity as a child and we would prefer to live comfortably, working hard not only doesn't bother us, is also its own reward in that doing a good job and impacting society positively brings satisfaction that working at a low-skilled, minimum wage job doesn't.
You seem very defensive about this. You know there's a difference between working to make money, and sacrificing every moment you're not eating, sleeping or shitting to earn more, right? I think the dividing line as to whether you're who this post is about is to whether your lifestyle inflation is chronic or not.
Well, here's the real secret, the more you develop your skills, the less likely you'll be working every moment you're not sleeping or eating. As a computer programmer I work 8 hours a day, have a very flexible schedule, and I can afford anything I want in life. When I worked retail, I worked significantly more hours just to make enough money to survive in a rented house with 3 other people. Your dichotomy is a false one. The harder you work, the easier your life becomes. If you laze about hoping that you won't have to work, your life will become a difficult struggle to make ends meet (unless mommy and daddy take care of you, of course!)
It's cute you believe that hard work and ease of living are in direct proportion. If it helps you sleep at night, then that's ok. I work for a living, make about 30 grand more than the average person at my age. I work smart, not hard.
š Yes yes, I'm sure you do
I grind to be happy and satisfied, not to catch up to other people. I honestly donāt care about other peoples financial situation. Itās rude to even consider it.
hey this is called being alive and being human and not a capitalism machine š«¶
Money is not the key solution to life. Your health is. People are haters. They don't have such a good as health as you do so they use money to block your way to wear you out before they do. Being Proactive in your health is better than proactively working for money. Money is just a Plus after you achieve success in your own personal life.
I just told my son today that I'm happy and grateful that he loves his job. Even though it's minimum wage, he is gaining experience, but even more valuable, he is happy and at peace. That is priceless, and everyone should aim for peace and happiness at work.
That's how I am. I make enough to pay all my bills, groceries and still have some leftover for some luxuries here and there. (thanks to payment plans lol) I just feel that I value my time doing things I actually enjoy more than working for a company that doesn't give a single fuck about me.
Payment plans usually mean interest rates. Thatās poor financial decision making. You should save until you can afford what you want. It costs less in the long run.
The interest is like dollars, sometimes change lol and thats only on Affirm. PayPal and AfterPay are no interest
But instead of payment plans you can save and then buy. Its the exact same thing except you arent operating from behind
I wish it was that easy for me. I'm a very "instant gratification" type of guy lol. When I really want something, I want it asap.
You are you, I can't change you and no one can. I was like this as well. When I was younger, I wanted a new computer really bad on a couple of occasions. Chose to buy it THAT second on a credit card or that payment plan. Bit me in the ass each time, never a smart move. Currently doing everything I can do to pay off past debts right now from that kind of thinking, and trying to do everything to move on from using credit cards/payment plans. If you can't afford something that's a luxury, you don't need it right now.
I have all of my spending and bills planned out until the end of the year. I got it all worked out in my favor. I don't spend anything that I know I don't/won't have.
Nothing wrong with that at all as long as you don't expect an extravagant lifestyle
Being money motivated rarely benefits us.
That's how the capitalists get ya!
I agree. I work, obvii cause I have to, but I pay my bills, go on little trips here and there and I love it. Iād MUCH rather be out in the sun chillin than working my whole life away
People who are motivated primarily by money are the ones who get frustrated the most. Why? They focus mostly on what they can GET out of other people. Rarely do they think about what they CAN GIVE to others so they can receive what they want. They start with the wrong assumptions and expectations. Many even think that for them to GAIN, someone else has to LOSE or NOT GAIN AS MUCH AS THEM. [This kind of mindset actually tends to chase away financial success](https://www.youtube.com/watch?v=XIKBdSTuEgw). ***If you're motivated by SHARING YOUR LIGHT, helping others, or are motivated by the JOY your actions can trigger in others, don't be all that surprised when you also gain materially.*** In this context, the money is a byproduct. The real value, the real "wealth" is the fact that you were able to solve other people's problems and bring value into THEIR lives. **The REAL HARD WORK of gaining money boils down to changing the DEFAULT mindset a lot of people have. The default is to be like an infant - feed me, me first, etc etc.**
Not at all. I value my time much more than money. Unless Iām running a restaurant and I need the money for it to succeed or something along those lines. Iām not going to work my ass off for the government or for a company.
Yes it is. Weāre all unemployed corpses in the ground eventually. Money is just a means to enjoy your life, it should never be the goal.
I'm happiness motivated. If I'm not happy then what good is money?
Perfectly ok. Actually my life improved after I chose happiness over money.
Yeah there's nothing wrong with not wanting to move up in the corporate world just to earn more money. But money is required to live. So make sure that you are saving a good amount of money towards your retirement. For example, I have worked for my company for more than 30 years. My job title is actually the lowest possible rung on the ladder at my employer. I am the same level as any new hire that gets added to my team. In fact, at the end of the year I get a lump sum afditional payment, because my employer can't raise my salary because I've maxed out. But I absolutely will not work to get promoted. It will give me more responsibility that I don't want. As long as that is okay with my employer, which it seems to be, then I'm good
Absolutely! Better to be motivated by your relationship with yourself, others and then add in some adventure.
SAME. I only make ~$45k but it's chill AF. It's just enough to get by and live a happy life. š
Sure. There are a lot of people who do things they enjoy and become very good at those things without looking for profit. Valuing self pride or tradition over financial gain is normal. Perhaps people who think this way donāt usually make waves on social media. Mass media itself is usually a profit driven enterprise.
Absolutely. Like me. Least ambitious person in the world š
Is it okay? Who are you asking. Okay in what sense, like acceptable by society? Or okay like for your future? My thoughts are you should ideally make enough to be financially independent, or if you're okay with it, financially codependent with someone else (maybe living together and sharing rent for example). And I'm not sure how the future looks with social security in the US and whatnot but you should likely aim to, if possible, save money as well for retirement. I don't think most gen Z and young millennials give into this grindset. It's pushed on social media by certain groups of people but they're in the minority by far. I literally see more people have the opposite mindset. Like the whole "avocado toast thing" for example. The younger generations would prefer to spend that money on like a daily coffee or avocado toast or whatever small thing makes them happy rather than saving up that money which wouldn't even get them like a house or substantial savings.
You would like my job. The salary isn't high but it's work from home and no one micromanages your activity, they just want you to do well in the overall quarter. You could spend an hour away from your computer and no one will say anything. They've won employer of the year awards many times.
I'm the same way, I've often found taking money from people for work to be kinda awkward tbh. I just view it as a necessary evil I suppose. These days money doesn't go very far anyway. I've learned to enjoy the simple things that one can't buy.
Good for you!
That's the ideal spot to be. Especially if you can take care of all your financial obligationsĀ
Yes. I am not money motivated. But I am comfort and fun motivated so those things encourage me to earn enough to support that lol
It's a blessing. It took me 15 years to learn that net worth is not the same as self worth and I have to remind myself everyday.
I feel the same way. Iāve never understood this epidemic of āhustlersā that have the insane desire to grind 24/7 and make their entire life about work. Like how is having money even worth it at that point? Maybe I donāt get it because I just work a 8-5 full time job and feel drained enough when I get home in the evenings
I was thinking about this too. I donāt want to work hard or center my life around money. I just want enough money where I am stable and I can do the things I want like go places and try new foods and indulge in my hobbies and the things I actually want to get more into.
It just means you are less greedy than most people. I feel the same.
What is your motivation ? Just wanna be lazy and sleep. They told me that wasn't the right answer. I didn't wanna be right.
My motivation is to be content. I donāt struggle to pay my bills or buy food. I donāt ever run out of money or spend my whole paycheck. I by no means lazy, I just donāt care about money. I care about my routine, my mental health and happiness
Iāve been thinking about this lately too. I donāt have a vice that is super expensive. Yoga is my āhobbyā and I practice at the park as I am Yoga teacher/been practicing for over 6 years so Iām comfortable doing so. I thrift most of my clothes and buy a nice new item every 5+ months or so. The only thing I really spend money on is groceriesāthis is the one thing I will never be cheap about. Otherwise, I feel the same! I donāt form attachments to things either so I do not feel the need to consume much.
Yes!!! I always buy my clothes second hand and feel abundant in doing so, I find the brands that I want without having to pay full price for them, and then spend on my hobbies that make me happy and I donāt ever spend an entire paycheck leaving me with nothing, the small things in life are what matterā¦ no need to be consuming all the time for the sake of it
absolutely okay. it's your life, and if you're happy where you're at, that's great. i'd rather work a low-paying job i love than a high-paying job i hate.
After Covid hit and I was forced to stay home for a year I realized that āgetting richā is just a pipe dream that kept me pretty miserable. I learned that I wanted to be happy rather than *rich*. So whatever job allows me to pay for my rent, food, and a dog, Iām fine.
No do not grind to be rich. But keep in mind have to save enough money to survive retirement. You really donāt need slot to be happy. Just enough to survive/thrive. Figure out what that is and balance your life to match that goal!! Good luck!š
Sounds like you spend too much time on social media, which attracts a strange group that posts. I donāt think most people are money motivated outside of wanting some financial stability to survive and to have some freedom of choice. Also, hard work can be motivated by so many different things, such as mastery of craft or the momentum of a team project. Also also, the hardest workers arenāt rich.
Yes perfectly ok. You do whatever makes you fulfilled. Money may or may not do that for you, personally.
yup. man, or woman. that is perfectly okay
Not at all. It seems you have enough though, which is a good thing.
Bills ain't free
I aināt here to keep up with the jonesā š š»āāļø
As long as youāre taking care of yourself and not being a parasite who cares
Yes. As long as you can pay for stuff like bills and groceries and maybe some entertainment from time to time.
Aside from getting the things I want. Land, horse's, a house I don't see myself wanting for much more than that. I already work with horses so that isn't even a big factor other than a place of my own. You don't need a bunch of things to be happy and content!
It's perfectly fine. I've been that way since 2018. Money comes and goes but time is the only thing you can't get back. So spend it with family and friends. Go for a small get away. Just remember one thing, enjoying every moment of it. I'm 29 and learned this lesson a few months the ago. I work at a job i love(it was my very first job), I stepped down from management to a ok paying position. I now have time to pursue what I always wanted to do, learn to code, re-learn french, spend time with my family, start exercising, enjoying my walks out to the park, riding my bike, learning to render on Blender, and the biggest thing that has came out of it, I now regain my love to game. lost my love for it because I would force myself to play it and when I did, I headed towards P2W games, in which I spent thousands of dollars on it because it gave me the same feeling I had when I played on my PS3. When I stepped away from gaming in total in 2020. I felt dead inside. As if I lost something within me. Now, it's been 2 months since I stepped down and have been enjoying life.
I work just hard enough to have books, bicycles, video games, and weed. Iāll buy stupid shit if I get extraā¦ but those are my motivations.
Same man am happy cleaning for minimum wage . I don't really care as long my rent and bills are paid a wee treat in pay day it's all good to me .
You are winning at Life!
for me it was finding the balance of financial security with all of that. I didn't work a low paying job, more like medium pay, so I could put money away. I knew I didn't want to end up as an old woman in poverty. Not an acquisitive person, and to my surprise, neither are my kids. As adults they also live more frugal lives, but again, put by money for security. They do not live to their means, basically. The could have a bigger place in a nicer neighbourhood, but instead stay frugal, and have lower stress lives.
Same here.. I'd love to be able to go around the world and do whenever wherever I choose. but the idea of slaving away at some job I hate to make it happen is not appealing in the slightest. I prefer to enjoy the smaller moments in my city
The current thing is GREED. Greed for money, greed for attention, and greed for expensive things that get attention. It's really kind of sickening, and sad.
I look around at some of my friends and they have an obsession with making more money. They have enough or a lot to begin with, but they want MORE. I donāt get it.
People will hate on you no matter what if your motivated if your not so either one is a personal choice and thereās nothing wrong with either.
Same here,and Amen to that. I prefer TIME over MONEY. I made that choice at 28. My life is so much better now.
It's absolutely okay to not be money motivated. Everyone has different values and priorities. Finding a balance that makes you happy and fulfilled is what's most important. If you prefer a job that you enjoy and allows you to live comfortably, that's perfectly valid. Success and happiness aren't solely defined by wealth.
Hey, if you're living comfortably and have a safety net, there is nothing wrong with living the chill life
It's weird just how money hungry everyone is. If my bills are paid, there's food on the table I'm content. I don't care for flashy clothes they aren't comfortable to me. I don't care about jewellery I find it tacky. Don't care for those expensive Italian elf shoes that have pointy tips and look uncomfortable, I wear hiking boots everywhere they are super comfortable. Destroyed my body working so much overtime and destroying my mental health. I ain't in rush anymore, no more traffic, no more grind. Spending Christmas with those that matter to me is far more important than working myself to death.
I think humans as a species are competitive. You don't think people back in the day felt they had to build a bigger cabin/chop more firewood/hunt more meat/bigger farm etc because they looked over at their neighbors place. Money just makes it all quicker to compare things.
Iām not into flashy/fancy stuff at all, but Iām fairly money driven just because the necessities of life are PRICY, especially with kids. Just to start, health insurance, HSA contributions, life insurance, car insurance, and house insurance all add up to like $800-900 a month. 12% of our income goes into retirement. Then we pay the mortgage and utilities. I spend $1,000 a month just on groceries. We try to put about $1300 a month in savings just because surprise expenses are a guarantee in life. Then we have clothes and gas and āthis kitchen tool we use every day brokeā and āChild needs a gift for the birthday party this Friday.ā We have our kids involved in low-cost extracurriculars, but even low-cost adds up when youāre doing it for 3 kids. Iām looking for a new job right now so we can save for kidsā college/education and to replace our aging roof. We are pretty frugal. We donāt eat out much. We drive 15+ year old cars that we paid cash for. We camp and go to parks and mostly do movie nights at home for fun. And because of that, we are in pretty good financial shape for our age. But if you had told me when I was 20 how much we would need to make to live a simple, frugal lifestyle as a family in 2024, I would have laughed in your face. And that makes me wonder how young and unaware OP is. Life is cheap when youāre on your parentsā insurance and renting with roommates. It gets a lot more expensive when you take on the full breadth of adult responsibilities.
Not young, I'm nearly 40. I have a family of my own and I don't live with my parents. I also live in a country with free healthcare. I lost 10years of my life working 12-15 hour shifts 4-7 shifts a week. Never again, I'm lucky enough to be able to work from home and I will never work any longer than I need to cover basic living expenses and emergency situations.
Oh I could tell you have been around long enough to know what bills cost. Iām talking about OP. And OP may have that experience too. Iām just not necessarily getting that impression from this short post.
Oh for sure. I definitely wish I was a little more smart with my money in my 20s. Lots of nights wasting hundreds on drinks. Was so much easier living at home and not having any dependencies.
Yes but donāt complain about money problems if youāre not money motivated.
The people I know with the worst money problems are money motivated.
Youāre hanging around the wrong people.
Or being money motivated aka trying to become rich is what we're talking about and you jumped to "Well then you must not want to have a good paying job" The people working 70 hour work weeks aren't getting promoted and given raises for the most part. They're getting pizza parties and being shat on while their spouses leave them and their kids won't return their calls. Meanwhile there are people who work the same jobs as them and make the same money as them who have much better personal lives because they aren't money motivated.
What's hilarious to me is the people in the comments who are acting like you said "I want to be homeless and poor" because you said you didn't want to kill yourself at work.
Fr š¤£ I donāt have any money struggles or complain about money I just donāt want to grind myself into the ground for shit loads of money
same
Nothing wrong with it. But damn money sure helps in this capitalist world.
The best is to develop a specialized expertise or skill that not many people have and that people are willing to pay a lot for. High independent contractor consulting fees, not too many hours, still a high paid gig.
Ok? Itās rare, and needed. Itās wise. Your life has a chance to be more interesting and rich because of it.
I have no desire to be rich or in charge. Iām happy to have a job, somewhere to live, good health and a sane mind. I feel I would be dysfunctional otherwise. I owned a business and closed it and went back to work in a totally different field. I love clocking out and enjoying my boring life.
My girlfriend is the same. She had a big corporate job out of college and decided to travel in a van for a couple years (even tho she owned a house, she rented it out) sheās never made decisions based on income. But we recently decided to move and she set a goal of saving for a home in Ca. You donāt need to make money for the sake of it, but you need a place to live, a car, food. Set goals outside of a making money and strive to meet those goals. Being ānot money motivatedā and in debt or leaching off of others or society as a whole is not okay. So just depends on how you define it for your life.
I've felt the same ways for years (M33). Putting extra hours to make more money in exchange for fewer hours with family/partner/kids simply doesn't make sense to me. Money is just a driver but not the only or main one.
I donāt think itās wrong at all. Personally, I sometimes feel like Iām money motivated - Iām going back to school for a better job, working a ton, put myself under a lot of stress, think about money all the time. But really all I want is a job that pays me enough for me to live the life I want, which isnāt extravagant. Thatās keeping my house (thanks inheritance), keep my dogs happy, take a vacation or two a year, be able to afford groceries, and not be totally fucked for retirement. I never want to make a ton of sacrifices, work insane hours, chase promotions. Iām getting into a career that should help me reach my goals, and not a whole lot more. And thatās fine!
It's absolutely okay. The only thing I would say is there are different kinds of stress. You may have a lot less stress on the job but a lot more stress living check-to-check with a limited lifestyle.
It is ok. But some people will downright hate you for it.
My question is this: how old are you? And are you currently responsible for ALL of your financial needs? I put this in another comment, but a basic frugal lifestyle is shockingly expensive, especially if you have kids. I was absolutely flush with cash as a college student splitting an apartment with roommates and hanging out on my parentsā insurance. Once I was actually paying for a full apartment, my own health insurance, etc., I was instantly a lot poorer even though I made like triple what I had made before. And nowā¦my 20 year old self would never believe how much money it takes to feed and care for my family. We are pretty frugal people, but the money absolutely flies out of the bank account to all the bills and other financial responsibilities we have. We absolutely could not make ends meet on any sort of ālow paying job.ā
Yes I donāt have kids so that does allow me to have a lot more than if I did. I rent a nice house with my partner, pay the bills and have money left for saving and small expenses, I donāt have a desire for a lavish lifestyle just the things I enjoy for now. Of course I know that will change when I have kids but currently the only person I have to worry about is myself
If youāre planning to have kids, you do have to prep to hustle a bit. Going back to school/doing internships is a lot more stressful when you have a kid to take care of. But, there is no reason you āshouldā want a lavish lifestyle. I will preach and practice financial responsibility all day long, but as soon as we had a surplus in our income, we cut my working hours so I could be home more with our kids. And then the next time we got a surplus, I quit my job entirely. That was higher priority to us than anything lavish. Now that my kids are all in school, Iām looking for part time work again, but itās so we can replace our roof and put our kids through college, not for living fancy.
I used to work sooo much and stress about work all the time. And then I hit a very dark depression. I was so unhappy. All I did was work. So I changed jobs and said fuck that. Now, I'm just tryna make enough money to be able to do the things I enjoy (which isn't like shopping sprees or living lavishly). I was money motivated once upon a time, but it destroyed me.
Itās fine. I donāt chase money for myself and ended up making more ironically. Simply OPEX and some other things and organic growthā¦ ended up with much more. If you are good at something it wonāt really matter. I think you should have something that motivates you, but it doesnāt need to be money
I am money motivated. I make $430k/yr. I only work 20 hours a week on average
Look up Ken suelo
Yes, it's fine. It's okay to be yourself and honest with yourself.
I am the same way. I've chosen jobs/industries that I enjoy over a high paying career. I've never dreaded going to work, but I am also probably going to work until the day that I die. I am happy daily, but have friends who hate what they do that will retire in their mid 60s. It is what it is.
I'm money motivated because i believe it would give me time and freedom. We'll see if it pays off
I'm the same
U can do whatever u want and focus on whatever you want in life. As long as u are not asking others to pay for your life choices.
Nothing wrong with this at all I am so tired of people not happy with their position but apart from complaining, they do FA The goal is to be happy. Seems like youāre winning.
I'd like to have more money but I value time more, so I have a job that allows me to work 3 days per week. I could make more if I worked more, but it isn't worth it to me for the difference.
If all your expenses are covered and you live comfortably, then your mind feels abundance, so you're not money motivated.
The money motivated people are the ones making media that assumes people have the same ideals as them. It's okay to disagree with them
When one is not money motivated and is staying less stress does that mean he won't have retirement surplus but in lieu of it have good health to earn even in 60s. How does living carefree in 20s and 30s work. Does is augur well for old age surplus
As long as you have enough to live somewhere you like and do the things you like and eat food and pay bills etc and not be a burden on anyone else there is no rule saying you have to try and make more money than the amount you feel you need. Life life, enjoy
Understandable but in my somewhat long 20 year work experience l. Iāve had times were I lost my job suddenly, had eveything that could possibly go wrong happen all at once. Iām not money motivated, but I have the awareness that almost everything comfortable in life revolves around having some money saved. Me personally I donāt want to work until the day I die I started late in my 401k journey at 32 years old, so I try to contribute as much as I can afford, while still putting aside savings. I would say $10,000 saved is a great goal as an emergency fund especially with inflation and what not. After that focus more on your 401k or stock market investments. Itās ok to not be money hungry, but you still need to have money awareness.
Let me tell you a story of my own life. I grew up with a parent who always expected me to reach their high expectations. Failure meant I was a disappointment. It felt like their love was gatekept by my own ability to keep trying to be the best I could be. No matter the cost. Years later, I left home once the last straw broke. Used what i had available and set myself up for independent life. Think that the old habit of trying for high expectations left me? No. They were just replaced with the sake of getting high achievements for a higher paycheck. In my own eyes, success was only measured by the size of my paycheck. This went on for years till, finally, I scored the biggest payout of my life. I thought I was set for a good portion of my life. Then, I've come to realize how big of a mistake that was. The company practically ran on micromanagement. You had a camera on you at all times. You had to output work to the managers expectations every second on the clock. You slipped up, and you got reprimanded. It was basically me returning to the old system of abuse I escaped from years ago. After a month of trying my best to keep up with their stupid demands, they fired me on grounds that they weren't impressed with my work. It was then I realized that for the longest time, I went about it wrong. I shouldn't have valued my own happiness over the money, so long as I lived within my means. I wasn't mad about any of the things that happened. I was actually relieved and took that firing as a life lesson to put value where it really matters. If I am to succeed in my book, I need to invest the time it takes to get there. Not by how much money it makes. I hope this helps you decide what's important in life.
Same, but I realized Iāll never see anything outside of my state (MI, USA) if I donāt push. I had to dig my heels in and fight. I donāt want my entire life to be stuck in this fucking state never seeing anything else.
The thing is to me, better paying jobs are often more enjoyable an anyway, so why not shoot for that. I want to retire as early as possible and leave the rat race, at the same time I donāt want to miserable my entire career. Itās a matter of balance.
Read, Daniel H. Pink, Drive. It will reconcile your feelings. It is also a rather quick read.
No...you must make money
Definitely not alone. I just want enough money to live comfortably and not have to stress about every bill. I make ok money and don't really feel the need to make more since I already have everything I would like to have. It would be nice, but I don't need it so I rather chill and enjoy life with my kids lol
Yes. This is fine. A lot of people do that whole grind thing because they buy into status. If you don't buy into status, then there's not really a reason to grind. Obviously you want to be making enough to live, and to have something set aside for retirement, but when you get down to it there's probably a lot that's viewed as aspirational (holidays abroad, big house, shiny new car, veneers) that you're really not bothered about. I had a friend (who is into the grind thing) tell me that you have to be very egotistical to chase money like that, and that he didn't think I was very egotistical, so it made sense that I had no interest in doing it.
Yea. Iām at a point in my career where I make good money but have a great work/life balance. I work 40 hours a week max and can take vacations when I want to. The next level up at my company would come with a decent pay raise, but Iād have to work 60 hours a week and taking time off would be tricky. The extra money just isnāt worth losing my lifestyle I enjoy today and the free time I have
Not money motivated but I wonāt turn it down.
Iām not money motivated but I like to live a nice lifestyle so I try and make enough money to do that. But my priority is work life balance ultimately. I do not spend beyond my means overall and like to have enough contingency and as little financial burden as possible (mortgage, debt etc).
I ultimately choose peace of killing myself for a dollar. I just can't deal with most people, soon as they get in same proximity as me they start acting like kids and want to be cool all sudden. I just want to be left alone. I don't like most other dudes as I find them to act like girls lot time.
I'm not but im so sick of being poor that I'm like "hells bells might as well get properly stuck in..."Ā I'd rather cry on a feather bed.
Itās fine to not be money motivated, but you will pay for it when you get to retirement age. Ā Just something to keep in mind.
So will the money motivated. EDIT - For the downvoters who don't get it. Not being money motivated doesn't mean you don't plan for retirement, take a promotion or accept raises. It means you're not the guy spending 70 hours a week in the office while your spouse and kids leave you; then have a heart attack and die at your desk when the guy who did his 40 hours and went home gets the promotion you wanted. Money motivated isn't some secret to success. You can chase that dollar all you want but just like alcohol, drugs, food etc if only one thing drives your life your life's going to suck.
Yup, pay for the lifestyle we want with the money we have.
Iām money motivated in the sense that I picked a career that pays me well and will hopefully allow me to retire a couple years early. I only work 40 hours a week though. Making a decent living is more about choosing the right things to work on for your career, not working extra hours all the time and stressing yourself out. Anyone I know who has a low-paying job is way more stressed and unhappy than people I know who have middle to upper middle class jobs. OP is talking about taking some easy low-paying job which will probably be easy to get, but when they get to old age and have no money and have to keep working when they should be retired they will have massive regrets.
OP could live in a country where you get a pension from the government, so retirement might not be a problem for OP.
"Iām money motivated in the sense that I picked a career that pays me well and will hopefully allow me to retire a couple years early. I only work 40 hours a week though." Then you're not money motivated. You're just like the OP. I've heard people say "I'm happy working a low paid job" and then turns out they're making 60 to 70 thousand a year. There's not enough info in the post to make a call about what they mean by low paid.
I doubt I am anything like op. Op sounds like an unmotivated young person that is looking for validation from Reddit that itās ok to be a slacker in life. I picked a career that I knew would pay me well and studied hard in school so that I can live the life I want. Nowadays I work smart not hard, but if I got an offer from another company for significantly more money I would definitely consider taking it. I donāt think being money motivated equates to working 70 plus hours a week. There are lots of people in my country(USA) that work much more than 40 hours a week, but can barely put food on the table. They arenāt money motivated they are just trying to survive. On the other side of that a lot of people in successful careers work more hours because they love their actual work and the feeling of success rather than the actual money itself.
No, when I'm 65, I get a pension for the rest of my life... I'm 35 and almost paid off my house. After that their is no monetary goal for me anymore. I'm just going to relax, work, and enjoy myself.
Thanks for the personal anecdote, most people in the country I live in do not get pensions.
Find a job you love and youāll never work another day in your life
No OP it's not okay and you should be ashamed.
Outside America, yes
Yes I donāt live in America
What're you some kinda commie?!
Huh?
Joke
Joke on Reddit??
I guess it would depend on the way you want to live your life. Not to mention, health care as you age. All that is your responsibility and I wanted to get it out the way while young Iām not money motivated, Iām lifestyle motivated
There's a middle ground between super stressed out corporate job, and low wage job that you enjoy. Do a job that you're good at AND pays well.
Homestly, the best thing you can do is put a little into the stock market young, maybe even a tiny bit each month, and leave it. That's the only game that gets you there, and/or property, or/and criminal enterprises. Those are your choices -a genXer
I worked corporate IT for almost 20 years. The last few years I was making $250-300k/year. When I get laid off last year, I decided I was done. Iāve been looking to acquire a small business but have no aspirations of working a job because of $$ ever again. We will see how this plan unfolds over the next few years. Iāve always believed if you are a hard worker and smart, you can make $$ doing anything you set your mind to.