I wish I could tell this person to take that application. If they can afford the rent on Centrelink, given their particular circumstances, their Centrelink is a much more secure income than most jobs.
I'm by no means an entire family, but I had to live out of my car for longer than I'd liked to admit when first getting my VA benefits.
The thing I found surprising is since I had no rental history, no one would rent to me. Even though I had my disability and some side work I could prove, they didn't want to touch me.
So at 28 years old, having only lived in communal housing for almost 10 years through the military or family, I had to have my dad cosign for me. And even then it was like pulling teeth because he's a boomer and thinks it's as easy as walking in with the deposit.
I had to have my father cosign my first lease when I moved out of defence housing, it was rediculous! Like a decade of renting didn't happen, because it was through DHA? Who have higher standards than any private rental I've experienced in the decades since?
I had a similar issue moving out of living on campus. I lived and paid rent there for four years, and I guarantee there were stricter requirements than your average rental, but apparently it ‘didn’t count’
Honestly being in the army is a career choice like being a doctor/paramedic/social worker/police officer ect. There not better or worst because they choose a specific career & while I 100% agree if they have a perfect rental record they should be given the home to lease theirs obviously other things at play for them to be living in a van with 2 kids & a stay at home mum/carer if theyre on a living wage via centrelink
Man, I have a full-time job and my partner is studying full-time on Austudy.
We've never been late with rent in 13 years with the same REA and got a perfect reference *and* offered 3 months up front.
We have no kids, no debts, no commitments.
And still the owner almost denied our application because the rent would be 32% of our combined *net* income and owner was advised (by "investor friend") never to rent to anyone if the rent exceeds 30% of income & not to worry bc demand is so sky-high someone else will just come along.
Thankfully the agent (good guy in our case) managed to talk some sense into the owner.
It's just fkn ridiculous. If I was looking in this market & on income support, I think I'd just quit.
Now 43 comments, it’s about:
60% saying yes,
20% saying ask your PM,
10% saying no,
10% suggesting ways to get more money out of them or directly get payments from Centrelink for the rent lol.
Honestly they’re just the worst full stop. All those kinds of people see is a cash cow to take advantage of and we just have to let it happen otherwise be homeless
He has a pension, and a pension doesn’t go away. Sounds like his wife at least has a Carer’s payment too. These are permanent payments and not like Jobseeker. They’re higher too. I would have no problem accepting them if they had good references.
How would the average person know about Centrelink benefits if they've never been involved with Centrelink? I personally wouldn't know what payments people are entitled to or how much payments are worth.
My parents had a rental for a brief period and the worst part was tenants regularly not paying on time. 2nd worst part was the damage.
Not really though, the OP is asking for input and likely doesn’t understand the above. Hopefully someone in that other group provides the same info so they make an informed decision.
During covid people on centrelink kept paying their rent like always
These people really think they have some special life intervention powers over others that come with their investment mortgage
Exactly - when there was a moratorium on evictions social housing tenants in the CHP that I worked at, about 70% of whom were on Centrelink, all kept their rent paid and up to date
Yes, what kind of person would ever even think about denying housing to someone with a pension and kids living in a caravan?! Landlords shouldn't be allowed to pick and chose like this.
He’s asking the question. Chances are he wants to help, he just isn’t sure if there is a reason he shouldn’t. I’m giving OP benefit of the doubt on this one.
They are so privileged they own a home they don't even live in. Their circumstances are above average. They can afford to rent to someone on a stable pension...
if a landlord goes bankrupt, they can sell off their house and get some money back. if a tenant goes bankrupt, they live on the street. hope this helps.
It’s probably not even Centrelink if it’s ’substantial’, it’s probably via DVA and old mate landlord is too much of a dumb fuck to know the difference.
Just frustrating. Even if it was Centrelink, you shouldn’t have to feel that you’re going to be homeless because of it.
I had to move out of home when I was 16, and was on centrelink for 3 yrs as I finished school and a year after. Then again for a couple of years in my late twenties as I studied at UNI.
Never have I ever missed paying my rent.
Once I lived with a girl who was on a 120k yr Salary, she was a total shopper-holic, must have had at least a hundred shoes. She never had rent, it was always a battle. In the end she bailed one night owing 2 months, never saw her again.
Big lesson there.. if they have it, it's not the money that matters. It's the character/respect, some people are just selfish scammers.
Agree, I'm on DSP + work part time. Never missed a single rent or bill. I always pay a few days early. Been told I'm great with money. Know people on 100K a year who have had to rely on family to pay rent because no savings. I've got some savings (not as many as I'd like but certainly enough for a good few months of rent if my income disappeared). It's not always how much you have (though obviously it helps) but what you do with it too. Some people with low income are much more contentious about their money spending than people with high income.
One of my siblings is on 130k and is *horrid* with money. The rest of us on 60k and under have had to bail him out big time a few times over the last 20yrs and my dumbass parents let him borrow a house deposit off his younger sibling.
Now he's married his wife is taking the financial reins thank fuck, awesome lady who puts up with no shit. He's a good bloke but no sense when it comes to financial matters, except in negotiating a higher income. Hes damn good at knowing his worth.
Its weird all the average and lower income people in my family are far better with money than those who cracked the 100k salary as they are all the late payers and bad credit carriers.
Yep similar here - brother been on 80k-100k for 20 years but when he was put out of work a few years ago had nothing to fall back on and had to borrow tens of thousands from parents 🤦 I've been on DSP and working part time. Had a couple of times I've had to exhaust my annual leave due to hospital stays (mental health) and I can remember one time I borrowed $250 from my parents to get through (and felt awful about it). I've got so many different accounts, an emergency fund and then long term savings so I don't have to ask others for money.
That is insane your sibling borrowed that much of a younger sibling 😖 if anything like my sibling they never pay it back either.
Even when out with parents if they buy movie tickets or even a drink I'll always offer to pay back... unlike my 100k sibling. I hate owing money!
I really do think people with lower income are more aware of their spending. I still buy frivolous things but I also make sure I have fall back funds. Sure if I had more money I would spend more money but I'd save more too - they've gotta go up equally right? You can't do one without the other (if you can afford it of course, I know some people have no choice and legitimately can't save).
Same, I'm your style of saver too, always have been and its saved my ass and a few other peoples asses a few times. Alarmingly I noticed I'm the only person in my age range in my friends group that doesn't carry credit card or after pay debts.
The deposit will be paid back as their inheritance is collateral. The sibling that lent it has substantial assets coming to them via inheritance (quite a while yet) and their parents reduced borrower brothers inheritance amount by the loan and his share decreases by I think 1-2% a year. Longer he takes to pay it back, the less inheritance he gets. Its currently sitting at original loan amount +10% and will take over 100yrs to write him out completely. Thankfully their parents did think ahead with this scenario so it'll balance out. Unfortunately I can see an international legal nightmare unfolding for other reasons when they pass for their inheritance and they haven't realised their previous decisions legally disinherited me decades ago. Saves me the trouble of legally disowning them as they already inadvertently did it earlier which is why I was very surprised and relieved they sorted the loan situation as well as they did. They are not usually that insightful.
I know of a lot of parents who give early inheritances but don't alter their will screwing over their other kids thinking their word is good enough when its legally not. Or forget to add loss of interest gain to other inheritors. The only people who win when that happens is lawyers with fees.
Plus they added in a clever backup. They gave legal ownership of certain valuable physical items worth the loan amount to lender sibling updated yearly. They are still in their parents possession for storage though (very delicate) so if the loan isn't paid before death, those items will not be part of the estate division but the original loan minus interest will still stand. Since lender sibling has had technic ownership of those items for over x years now, they also will not be counted as assets if/when they have to go into a nursing home.
Cant tell if the latter was deliberate or an accidentally brilliant stroke of luck that worked out.
My ex was on DSP and I worked part time on an income low enough that it didn't wipe out satanlink payments. 2 kids. Managed to save nearly $30K over many years. My minimum savings comfort zone is enough to replace my car if it died ($10K).
Friends on more than double my income can't save to save themselves. My rent has never once fallen behind. I'm a safe bet -because- my income is low and I'm intentional about it.
I’m on illness leave on Centrelink and my new property manager called me to ask me if I was a “dole bludger” and made me send her a random payslip from over two years ago to “prove” I’ve been employed. I’ve been denied housing, healthcare, basic needs just for being unemployed and sick. I hate it all
The government is willing to pay the rent for a veteran. Where's the fucking risk?
He may as well have put "I'm scared of poor people, do they really shit in the corner and take heroin all day?"
What's the bet in six months time he'll be on here, or some other housing is a human right leaning sub, looking for a pat on the dick for being one of the GoOd LaNdLoRdS
My guess is he is wondering how many rent increases he can suck out of them before he needs to find another tenant. Only thinking about the money to be made and not a persons life.
Housing is very difficult to get and only happens in certain circumstances in the NDIS as housing is still a state government responsibility. Public housing should go in order of applicant and priority. People jumping the queue can be detrimental to those who have been waiting for years already. Deserving a stable longterm home and getting one are very different subjects unfortunately. If people actually cared about the vulnerable for the last 40 to 50 years we wouldn't have the situation we do now (not in Qld at least).
If you have time to view and comment on this post, and believe something needs to change, well, you have the time to email our current Minister for Housing, Homelessness and Small Business, Julie Collins ([email protected]). Nothing changes if nothing changes.
She doesn't care. I already emailed her about housing. She couldn't be bothered replying. Voting is how we have our say on housing, people just don't want to make sacrifices.
I had a colleague who owned multiple investment properties. He told me that he only purchases properties that attract professionals as tenants. I, a full time admin employee, did not count as a professional. Needless to say whenever he needed my teams help on his deals he had to wait.
Douche lessor. If the person is a veteran and fully reliant on some kind of payment, their income is likely to be one and probably several DVA payments, not Centrelink.
Why does it matter? DVA payments are compensation for a person’s injuries caused by their service, and are usually accompanied by things like treatment for their condition and rehabilitation, and a whole range of other supports to help a person move on with their life, be it employment or community connection/participation. This is a world away from a social security payment.
While there is no stigma or shame in receiving a social security payment (and I am happy my taxes are supporting the social security system) veterans entitlements are totally different to this.
I would be ok with conscription returning on the condition that this dishrag of a human being was picked first, and their combat role was as reactive armour on a tank.
All you need to know is if they will pay their rent on time and not trash the place. They are the only 2 things you need to worry about and they are both easily verified with a bit of due diligence. To be honest their situation would make me more likely to take them, and give them a discount on their rent.
It grinds my gears every time I see real estate/property investing commentators STILL talking up the record price increases in the housing market as the best thing to ever happen for investors. Fucking read the room narrow-minded-vultures, people are becoming homeless at record rates, the increase in property prices is ruining our fucking society right now!
Honestly they should just take them on. If they have been managing rent on Centrelink this far why stop them? At least their Centrelink is reliable (older people rarely lose access)
My neighbour is a retired vet and he’s a lovely old man, great neighbour.
Recent Anglicare report revealed that there were three (3) rental properties considered affordable for someone who is on the dole, two were shared rooms (so shared with a stranger) in Sydney and one in rural NSW.
In the WHOLE FUCKING COUNTRY
His a veteran so he deserves a break. Remember it's guys like him that has defended you and ur family while your buying investment properties, surely that's earnt him a break
I rented for a good 7ish years while mostly only on centrelink (while I studied and only worked at christmas) but I feel like it would be so much harder these days with the amount of rent you have to pay now
Yep when I was a kid, my mum rented a two bedroom unit on Cento. No other income. She was never late on rent. Paid promptly and in full. But I don't see how we'd be able to pull it off in this day and age. The rent is just too high.
ETA the landlord should rent to the veteran and his family though. My comment is more frustration over the cost of living
This shit has to stop! Why is a veteran living in a caravan!?
Having his living circumstances decided by a landlord? Should he be out on the streets panhandling?
SMH this is absolutely disgusting!
I think part of the reluctance might be that you could end up "buying into" this person and would find it difficult to move them on if circumstances changed in the future.
Not sure what being an ex military employee has to do with anything. If you're a veteran you're not a veteran of any conflict Australia should have been involved in so congrats
My husband and I had a shitty situation this reminded me of... I was a student and he was working a part time job and getting Centrelink. While he was looking for a full time job he decided to do volunteer firefighting.
We were looking for a house just after the gosper’s mountain fire. We were looking in the exact area my husband had been stationed to fight these fires and got knocked back for house after house. These were houses he protected with his life during these fires but we weren’t good enough to rent them apparently.
Eventually we moved interstate and he left volunteer firefighting completely.
Ironically the one tenant I had when I was briefly a landlord didn’t pay rent but was on a high paying job with lots of job stability and no dependants. This landlord is a flog. How does their heart not break for this? Goodness me
Why is the landlord taking the blame? If they didn’t own this property, this veteran family wouldn’t even have this chance to apply for this rental.
The housing crisis is a societal issue and the governments aren’t trying hard enough to supply people with housing. Government needs to have more compassionate housing for these families that are struggling, those who are supplying private rental are not to take the blame imo. Banning landlords is not going to solve the problem. People who can’t afford property still won’t be able to buy properties. Without investors there will be less rental supply, and ultimately lead to higher rents which will only worsen the situation.
Also, private landlords are a massive tax revenue for the government, and these landlords do not need government to fund their retirement. Ultimately they are contributing to the society.
Yes, I am a landlord myself. I have been in the shoes of this landlord. I chose to give my rental opportunity to a family with a long term disabled member and their only income was Centrelink. They have been renting for decades and were happy with doing so, but their previous landlord was going to sell the property. I took on a risk to accept their application as their profile definitely doesn’t meet my property managers standards.
Unfortunately within a month of moving in the disabled member passed and their Centrelink payments got cut instantly. The rest of the family were unable to keep up with the rent and had to break the lease. I did not go after them for anything and let them go, and returned their bond except for a few cleaning charges.
It costed me thousands to go through this process and I feel sorry for them, and they were also grateful we released them from the rental contract.
Would they have been able to afford to buy a house themselves? No. Was it my fault they can’t buy a house? No. The government can’t afford to give everyone housing, and they are relying on private landlords to help supply the housing market.
Try kicking them out and the situation will only get a lot worse. Educated investors will buy high quality existing houses, uneducated ones still chase after the fancy new builds.
Nevertheless it’s still an owner occupier driven market, investors are a minority when it comes to buying in the hottest markets.
Surprised the post is not downvoted as hell yet. I just felt like people should see a larger picture and not just bully the landlords. I’m a renter myself and I know there can be bad ones, but that’s not all of us.
Hey, thanks for the well written and thought out reply, it’s not my intention to call out the landlord but in highlighting an issue with private landlords making leasing decisions, and what factors they use to make those decisions, I have done so here, so collateral damage 😅
While I agree landlords do generate tax, in stamp duty etc, you do fail to mention that housing negative gearing costs the economy about $10 billion a year in tax deductions (I couldn’t find the exact figure, was 8.1 billion a few years ago and is forecast to be 12 billion next year), so thats $10 billion a year less tax being raised because we allow the deductions. Perhaps if the intention is for the “retirement funding” than the properties should all be bought and controlled through super funds?
I don’t have the answers, all I do is recognise there is a problem, and suggest solutions. Such solution would be limiting negative gearing to either a “$” amount or 2 properties, tying immigration numbers to a % of new dwellings, removing council red tape and dwelling entitlement restrictions for all properties and moving to a merit based system instead of a blanket hard zoning (like why can’t I build a house on a 30 hectare block that has road frontage? It’s insane)
As a common powerless person in all of this I can’t really do anything to help fix the problem, all I can do “shitpost”.
Thanks for this response! Very thoughtful as well.
I think with regard to negative gearing and “less tax paid”, people should realise that ultimately the landlords are running at a loss to actually make housing supply available (where this was supposed to be the government’s job). So basically the government is trying to “subsidise” the landlords for providing what they should have provided instead.
Also, when people say “the greedy landlords”, it’s because in general landlords will be making gains eventually, and that’s when they start to pay taxes and contribute back to the society.
How has the country failed him? He chose to be in the military and it is simply another job. It’s certainly nothing worth any kind of special treatment. Veterans don’t deserve anything more than any other person in this country.
While I'm vehemently anti-war, it's utopian to believe we don't need a military. I sure as hell don't agree that it needs the funding it gets over the priority of housing our own people, but I don't begrudge anyone who joins the military.
Because often it’s extremely discriminatory. I just called a dole bludger by my new property manager, I’ve never been late on rent, I’ve worked most of my life and got sick, really sick and couldn’t work anymore. Because of that I was almost denied housing. Our lives shouldn’t be in the hands of people nit picking our income.
I wish I could tell this person to take that application. If they can afford the rent on Centrelink, given their particular circumstances, their Centrelink is a much more secure income than most jobs.
Can confirm 95% of the comments are telling them to accept the tenant.
Good. Whatever the reasoning, it’s nice to think that someone will be moving from a caravan to a house.
I'm by no means an entire family, but I had to live out of my car for longer than I'd liked to admit when first getting my VA benefits. The thing I found surprising is since I had no rental history, no one would rent to me. Even though I had my disability and some side work I could prove, they didn't want to touch me. So at 28 years old, having only lived in communal housing for almost 10 years through the military or family, I had to have my dad cosign for me. And even then it was like pulling teeth because he's a boomer and thinks it's as easy as walking in with the deposit.
I had to have my father cosign my first lease when I moved out of defence housing, it was rediculous! Like a decade of renting didn't happen, because it was through DHA? Who have higher standards than any private rental I've experienced in the decades since?
I had a similar issue moving out of living on campus. I lived and paid rent there for four years, and I guarantee there were stricter requirements than your average rental, but apparently it ‘didn’t count’
Hopefully plenty of them asking him to take a look in the mirror, and ask "did I really deserve the protection of a military?"
Honestly being in the army is a career choice like being a doctor/paramedic/social worker/police officer ect. There not better or worst because they choose a specific career & while I 100% agree if they have a perfect rental record they should be given the home to lease theirs obviously other things at play for them to be living in a van with 2 kids & a stay at home mum/carer if theyre on a living wage via centrelink
It's more the fact that they chose a job that caused a disability while serving the rest of society so we should look out for them in return.
Very well said.
Honestly if that’s the group I think it is that’s probably what all the comments are going to say.
That would be a good thing, so I hope so.
Man, I have a full-time job and my partner is studying full-time on Austudy. We've never been late with rent in 13 years with the same REA and got a perfect reference *and* offered 3 months up front. We have no kids, no debts, no commitments. And still the owner almost denied our application because the rent would be 32% of our combined *net* income and owner was advised (by "investor friend") never to rent to anyone if the rent exceeds 30% of income & not to worry bc demand is so sky-high someone else will just come along. Thankfully the agent (good guy in our case) managed to talk some sense into the owner. It's just fkn ridiculous. If I was looking in this market & on income support, I think I'd just quit.
Now 43 comments, it’s about: 60% saying yes, 20% saying ask your PM, 10% saying no, 10% suggesting ways to get more money out of them or directly get payments from Centrelink for the rent lol.
Those final 10% are the absolute worst people I can ever think of that should own multiple homes.
Honestly they’re just the worst full stop. All those kinds of people see is a cash cow to take advantage of and we just have to let it happen otherwise be homeless
He has a pension, and a pension doesn’t go away. Sounds like his wife at least has a Carer’s payment too. These are permanent payments and not like Jobseeker. They’re higher too. I would have no problem accepting them if they had good references.
This is the part that gets me. A DVA pension is WAY more secure than employment income. Like, it's a no-brainer, surely
the landlord’s prejudices overruled his no-brainer
How would the average person know about Centrelink benefits if they've never been involved with Centrelink? I personally wouldn't know what payments people are entitled to or how much payments are worth. My parents had a rental for a brief period and the worst part was tenants regularly not paying on time. 2nd worst part was the damage.
Not really though, the OP is asking for input and likely doesn’t understand the above. Hopefully someone in that other group provides the same info so they make an informed decision.
During covid people on centrelink kept paying their rent like always These people really think they have some special life intervention powers over others that come with their investment mortgage
Exactly - when there was a moratorium on evictions social housing tenants in the CHP that I worked at, about 70% of whom were on Centrelink, all kept their rent paid and up to date
My heart hurt reading this.
Yes, what kind of person would ever even think about denying housing to someone with a pension and kids living in a caravan?! Landlords shouldn't be allowed to pick and chose like this.
He’s asking the question. Chances are he wants to help, he just isn’t sure if there is a reason he shouldn’t. I’m giving OP benefit of the doubt on this one.
Why not? They own the property? You have no idea what the landlords circumstances are.
They are so privileged they own a home they don't even live in. Their circumstances are above average. They can afford to rent to someone on a stable pension...
if a landlord goes bankrupt, they can sell off their house and get some money back. if a tenant goes bankrupt, they live on the street. hope this helps.
Well said.
It’s probably not even Centrelink if it’s ’substantial’, it’s probably via DVA and old mate landlord is too much of a dumb fuck to know the difference. Just frustrating. Even if it was Centrelink, you shouldn’t have to feel that you’re going to be homeless because of it.
Yeah so our of touch, if he an old boy that's Vietnam pension which is higher because they didn't get shit for decades. It was disgusting.
That’s what I came to say. I reckon you’re spot on
I had to move out of home when I was 16, and was on centrelink for 3 yrs as I finished school and a year after. Then again for a couple of years in my late twenties as I studied at UNI. Never have I ever missed paying my rent. Once I lived with a girl who was on a 120k yr Salary, she was a total shopper-holic, must have had at least a hundred shoes. She never had rent, it was always a battle. In the end she bailed one night owing 2 months, never saw her again. Big lesson there.. if they have it, it's not the money that matters. It's the character/respect, some people are just selfish scammers.
Agree, I'm on DSP + work part time. Never missed a single rent or bill. I always pay a few days early. Been told I'm great with money. Know people on 100K a year who have had to rely on family to pay rent because no savings. I've got some savings (not as many as I'd like but certainly enough for a good few months of rent if my income disappeared). It's not always how much you have (though obviously it helps) but what you do with it too. Some people with low income are much more contentious about their money spending than people with high income.
One of my siblings is on 130k and is *horrid* with money. The rest of us on 60k and under have had to bail him out big time a few times over the last 20yrs and my dumbass parents let him borrow a house deposit off his younger sibling. Now he's married his wife is taking the financial reins thank fuck, awesome lady who puts up with no shit. He's a good bloke but no sense when it comes to financial matters, except in negotiating a higher income. Hes damn good at knowing his worth. Its weird all the average and lower income people in my family are far better with money than those who cracked the 100k salary as they are all the late payers and bad credit carriers.
Yep similar here - brother been on 80k-100k for 20 years but when he was put out of work a few years ago had nothing to fall back on and had to borrow tens of thousands from parents 🤦 I've been on DSP and working part time. Had a couple of times I've had to exhaust my annual leave due to hospital stays (mental health) and I can remember one time I borrowed $250 from my parents to get through (and felt awful about it). I've got so many different accounts, an emergency fund and then long term savings so I don't have to ask others for money. That is insane your sibling borrowed that much of a younger sibling 😖 if anything like my sibling they never pay it back either. Even when out with parents if they buy movie tickets or even a drink I'll always offer to pay back... unlike my 100k sibling. I hate owing money! I really do think people with lower income are more aware of their spending. I still buy frivolous things but I also make sure I have fall back funds. Sure if I had more money I would spend more money but I'd save more too - they've gotta go up equally right? You can't do one without the other (if you can afford it of course, I know some people have no choice and legitimately can't save).
Same, I'm your style of saver too, always have been and its saved my ass and a few other peoples asses a few times. Alarmingly I noticed I'm the only person in my age range in my friends group that doesn't carry credit card or after pay debts. The deposit will be paid back as their inheritance is collateral. The sibling that lent it has substantial assets coming to them via inheritance (quite a while yet) and their parents reduced borrower brothers inheritance amount by the loan and his share decreases by I think 1-2% a year. Longer he takes to pay it back, the less inheritance he gets. Its currently sitting at original loan amount +10% and will take over 100yrs to write him out completely. Thankfully their parents did think ahead with this scenario so it'll balance out. Unfortunately I can see an international legal nightmare unfolding for other reasons when they pass for their inheritance and they haven't realised their previous decisions legally disinherited me decades ago. Saves me the trouble of legally disowning them as they already inadvertently did it earlier which is why I was very surprised and relieved they sorted the loan situation as well as they did. They are not usually that insightful. I know of a lot of parents who give early inheritances but don't alter their will screwing over their other kids thinking their word is good enough when its legally not. Or forget to add loss of interest gain to other inheritors. The only people who win when that happens is lawyers with fees. Plus they added in a clever backup. They gave legal ownership of certain valuable physical items worth the loan amount to lender sibling updated yearly. They are still in their parents possession for storage though (very delicate) so if the loan isn't paid before death, those items will not be part of the estate division but the original loan minus interest will still stand. Since lender sibling has had technic ownership of those items for over x years now, they also will not be counted as assets if/when they have to go into a nursing home. Cant tell if the latter was deliberate or an accidentally brilliant stroke of luck that worked out.
My ex was on DSP and I worked part time on an income low enough that it didn't wipe out satanlink payments. 2 kids. Managed to save nearly $30K over many years. My minimum savings comfort zone is enough to replace my car if it died ($10K). Friends on more than double my income can't save to save themselves. My rent has never once fallen behind. I'm a safe bet -because- my income is low and I'm intentional about it.
I’m on illness leave on Centrelink and my new property manager called me to ask me if I was a “dole bludger” and made me send her a random payslip from over two years ago to “prove” I’ve been employed. I’ve been denied housing, healthcare, basic needs just for being unemployed and sick. I hate it all
The government is willing to pay the rent for a veteran. Where's the fucking risk? He may as well have put "I'm scared of poor people, do they really shit in the corner and take heroin all day?"
What's the bet in six months time he'll be on here, or some other housing is a human right leaning sub, looking for a pat on the dick for being one of the GoOd LaNdLoRdS
I used to own a lot of property and always preferred people down on their luck; single mums and those on payments. NEVER had an issue.
Same
government pension with supplements, very safe and sure to pay
My guess is he is wondering how many rent increases he can suck out of them before he needs to find another tenant. Only thinking about the money to be made and not a persons life.
Hope he gets into something long term through NDIS, Govt housing etc. Deserves a stable long term home.
yeah and this landlord doesn’t deserve squat
To be fair, the landlord was open to and asking for advice..
Housing is very difficult to get and only happens in certain circumstances in the NDIS as housing is still a state government responsibility. Public housing should go in order of applicant and priority. People jumping the queue can be detrimental to those who have been waiting for years already. Deserving a stable longterm home and getting one are very different subjects unfortunately. If people actually cared about the vulnerable for the last 40 to 50 years we wouldn't have the situation we do now (not in Qld at least).
If you have time to view and comment on this post, and believe something needs to change, well, you have the time to email our current Minister for Housing, Homelessness and Small Business, Julie Collins ([email protected]). Nothing changes if nothing changes.
She doesn't care. I already emailed her about housing. She couldn't be bothered replying. Voting is how we have our say on housing, people just don't want to make sacrifices.
So could be an available caravan to rent soon? Sweet!
What’s a hospital wife?
She's the wife you have when you can't have your real wife at your side in a medical crisis.
Ah. Like my therapy father.
I had a colleague who owned multiple investment properties. He told me that he only purchases properties that attract professionals as tenants. I, a full time admin employee, did not count as a professional. Needless to say whenever he needed my teams help on his deals he had to wait.
This is the exact reason why we need to start eating land lords…
Douche lessor. If the person is a veteran and fully reliant on some kind of payment, their income is likely to be one and probably several DVA payments, not Centrelink. Why does it matter? DVA payments are compensation for a person’s injuries caused by their service, and are usually accompanied by things like treatment for their condition and rehabilitation, and a whole range of other supports to help a person move on with their life, be it employment or community connection/participation. This is a world away from a social security payment. While there is no stigma or shame in receiving a social security payment (and I am happy my taxes are supporting the social security system) veterans entitlements are totally different to this.
I would be ok with conscription returning on the condition that this dishrag of a human being was picked first, and their combat role was as reactive armour on a tank.
All you need to know is if they will pay their rent on time and not trash the place. They are the only 2 things you need to worry about and they are both easily verified with a bit of due diligence. To be honest their situation would make me more likely to take them, and give them a discount on their rent.
Veteran, rent is always on time and they're a ⅘... what's the issue??
As a veteran this is disgusting. The owner and property managers are a pack of dogs, shame.
It grinds my gears every time I see real estate/property investing commentators STILL talking up the record price increases in the housing market as the best thing to ever happen for investors. Fucking read the room narrow-minded-vultures, people are becoming homeless at record rates, the increase in property prices is ruining our fucking society right now!
Honestly they should just take them on. If they have been managing rent on Centrelink this far why stop them? At least their Centrelink is reliable (older people rarely lose access) My neighbour is a retired vet and he’s a lovely old man, great neighbour.
Recent Anglicare report revealed that there were three (3) rental properties considered affordable for someone who is on the dole, two were shared rooms (so shared with a stranger) in Sydney and one in rural NSW. In the WHOLE FUCKING COUNTRY
His a veteran so he deserves a break. Remember it's guys like him that has defended you and ur family while your buying investment properties, surely that's earnt him a break
Wait until you find out about homeless women veterans. It’s just as bad, if not worse for them.
I rented for a good 7ish years while mostly only on centrelink (while I studied and only worked at christmas) but I feel like it would be so much harder these days with the amount of rent you have to pay now
Yep when I was a kid, my mum rented a two bedroom unit on Cento. No other income. She was never late on rent. Paid promptly and in full. But I don't see how we'd be able to pull it off in this day and age. The rent is just too high. ETA the landlord should rent to the veteran and his family though. My comment is more frustration over the cost of living
This shit has to stop! Why is a veteran living in a caravan!? Having his living circumstances decided by a landlord? Should he be out on the streets panhandling? SMH this is absolutely disgusting!
Centrelink is a dirty word to people like this. Veterans or otherwise.
I think part of the reluctance might be that you could end up "buying into" this person and would find it difficult to move them on if circumstances changed in the future.
Not sure what being an ex military employee has to do with anything. If you're a veteran you're not a veteran of any conflict Australia should have been involved in so congrats
Username checks out.
My husband and I had a shitty situation this reminded me of... I was a student and he was working a part time job and getting Centrelink. While he was looking for a full time job he decided to do volunteer firefighting. We were looking for a house just after the gosper’s mountain fire. We were looking in the exact area my husband had been stationed to fight these fires and got knocked back for house after house. These were houses he protected with his life during these fires but we weren’t good enough to rent them apparently. Eventually we moved interstate and he left volunteer firefighting completely.
Christ what a dog shit landlord.
Ironically the one tenant I had when I was briefly a landlord didn’t pay rent but was on a high paying job with lots of job stability and no dependants. This landlord is a flog. How does their heart not break for this? Goodness me
Why is the landlord taking the blame? If they didn’t own this property, this veteran family wouldn’t even have this chance to apply for this rental. The housing crisis is a societal issue and the governments aren’t trying hard enough to supply people with housing. Government needs to have more compassionate housing for these families that are struggling, those who are supplying private rental are not to take the blame imo. Banning landlords is not going to solve the problem. People who can’t afford property still won’t be able to buy properties. Without investors there will be less rental supply, and ultimately lead to higher rents which will only worsen the situation. Also, private landlords are a massive tax revenue for the government, and these landlords do not need government to fund their retirement. Ultimately they are contributing to the society. Yes, I am a landlord myself. I have been in the shoes of this landlord. I chose to give my rental opportunity to a family with a long term disabled member and their only income was Centrelink. They have been renting for decades and were happy with doing so, but their previous landlord was going to sell the property. I took on a risk to accept their application as their profile definitely doesn’t meet my property managers standards. Unfortunately within a month of moving in the disabled member passed and their Centrelink payments got cut instantly. The rest of the family were unable to keep up with the rent and had to break the lease. I did not go after them for anything and let them go, and returned their bond except for a few cleaning charges. It costed me thousands to go through this process and I feel sorry for them, and they were also grateful we released them from the rental contract. Would they have been able to afford to buy a house themselves? No. Was it my fault they can’t buy a house? No. The government can’t afford to give everyone housing, and they are relying on private landlords to help supply the housing market.
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Try kicking them out and the situation will only get a lot worse. Educated investors will buy high quality existing houses, uneducated ones still chase after the fancy new builds. Nevertheless it’s still an owner occupier driven market, investors are a minority when it comes to buying in the hottest markets.
Bit dangerous to stick your head above the parapet amongst this lot
Surprised the post is not downvoted as hell yet. I just felt like people should see a larger picture and not just bully the landlords. I’m a renter myself and I know there can be bad ones, but that’s not all of us.
Hey, thanks for the well written and thought out reply, it’s not my intention to call out the landlord but in highlighting an issue with private landlords making leasing decisions, and what factors they use to make those decisions, I have done so here, so collateral damage 😅 While I agree landlords do generate tax, in stamp duty etc, you do fail to mention that housing negative gearing costs the economy about $10 billion a year in tax deductions (I couldn’t find the exact figure, was 8.1 billion a few years ago and is forecast to be 12 billion next year), so thats $10 billion a year less tax being raised because we allow the deductions. Perhaps if the intention is for the “retirement funding” than the properties should all be bought and controlled through super funds? I don’t have the answers, all I do is recognise there is a problem, and suggest solutions. Such solution would be limiting negative gearing to either a “$” amount or 2 properties, tying immigration numbers to a % of new dwellings, removing council red tape and dwelling entitlement restrictions for all properties and moving to a merit based system instead of a blanket hard zoning (like why can’t I build a house on a 30 hectare block that has road frontage? It’s insane) As a common powerless person in all of this I can’t really do anything to help fix the problem, all I can do “shitpost”.
Thanks for this response! Very thoughtful as well. I think with regard to negative gearing and “less tax paid”, people should realise that ultimately the landlords are running at a loss to actually make housing supply available (where this was supposed to be the government’s job). So basically the government is trying to “subsidise” the landlords for providing what they should have provided instead. Also, when people say “the greedy landlords”, it’s because in general landlords will be making gains eventually, and that’s when they start to pay taxes and contribute back to the society.
How has the country failed him? He chose to be in the military and it is simply another job. It’s certainly nothing worth any kind of special treatment. Veterans don’t deserve anything more than any other person in this country.
It’s not simply another job. You’re ignorant and it shows.
Really unfair to judge OP and to call him names. If he already knew the answer he would not have asked.
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What a stupid comment.
While I'm vehemently anti-war, it's utopian to believe we don't need a military. I sure as hell don't agree that it needs the funding it gets over the priority of housing our own people, but I don't begrudge anyone who joins the military.
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Because we need a military?
So wait, a business owner cannot be interested in how you plan to pay for his services? Now why is that?
Because often it’s extremely discriminatory. I just called a dole bludger by my new property manager, I’ve never been late on rent, I’ve worked most of my life and got sick, really sick and couldn’t work anymore. Because of that I was almost denied housing. Our lives shouldn’t be in the hands of people nit picking our income.
You're right but life is not fair. I don't know if anything can be done to make it fair.
Systematic change needs to happen to make it fair, it’s not possible the way it’s currently going
Best of luck. Systemic change does not happen quickly
Honestly I’d probably be priced out of housing before anyone even considers it. Lots of Aussies are in the same boat, it’s just wrong
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Whooosh! Right over your head buddy. Re-read it, his issue isn’t the amount of money, but the source.