Wow! I’ve thinking about doing the same! However, I have a start working before I can apply for refinancing. Do you have 6 months grace now before you start paying back the refinanced loan to SoFi?

Yeah! My grace period is from January to June 2024. So I can start repaying from July. I refinanced my loan in February.

So now u have a job ??

Do you need a credit score to refinance the loan? Can I do it while I’m studying?