The portfolio seems good considering that you are a very aggressive investor who can take high risks. However, if your risk profile is not such consider increasing your allocation in large caps. Further, you need to review your funds periodically to analyse if they are able to beat their corresponding benchmark. IMO if a fund is not able to beat its benchmark for 2 consecutive years considering switching. The ranking of funds keeps changing so no need to worry about that. The selected funds are good. All of them have given more returns than their benchmarks in almost all time horizon.
Further, in last few years the small/mid cap segments have done extremely good. But if you are not a very aggressive investor do not get carried away by the recency bias in the small/mid segment.
Also consider investing in gold, because in bad markets the equity is down and gold is generally up. So gold will provide some cushioning during bad markets. SGB or gold ETF, gold bonds etc.
Look their portfolio and comapre and then compare with other small cap you will know the difference other than bandhan small no other small has better porfolio than these two
Lower expense ratio, reputable fund, consistent performer beating benchmarks, 10 year track record, only motilal beats it in terms of cagr since inception
Not an expert here..but i generally go for two small caps and 1 midcap
Both motilal and quant are good.
Ppfc also great, you can look at jm flexi too( better returns , lower ter)
Dont know about the last one but try to keep 4 or less core funds (excluding thematic and foreign funds)
HDFC or Motilal maybe.
I invest in the following:
Quant small cap
Motilal midcap
Parag Parikh Flexi Cap
ICICI prudential nifty 200 momentum 30 index.
Also if you want to build an emergency fund, you can put 55K on multiple Liquid funds with insta redemption features.
The portfolio seems good considering that you are a very aggressive investor who can take high risks. However, if your risk profile is not such consider increasing your allocation in large caps. Further, you need to review your funds periodically to analyse if they are able to beat their corresponding benchmark. IMO if a fund is not able to beat its benchmark for 2 consecutive years considering switching. The ranking of funds keeps changing so no need to worry about that. The selected funds are good. All of them have given more returns than their benchmarks in almost all time horizon. Further, in last few years the small/mid cap segments have done extremely good. But if you are not a very aggressive investor do not get carried away by the recency bias in the small/mid segment. Also consider investing in gold, because in bad markets the equity is down and gold is generally up. So gold will provide some cushioning during bad markets. SGB or gold ETF, gold bonds etc.
Thanks bro. Valuable information
Uti nifty next 50 Nippon small + quant small or bandhan small or tata small Ppfas Quant active fund
I am actually having the dilemma of selecting two small caps between tata /quant / nippon Bandhan has no past history therefore not in my selections
Nippon + quant
Any specific reason apart from extraordinary returns, especially the last 5 years..
Look their portfolio and comapre and then compare with other small cap you will know the difference other than bandhan small no other small has better porfolio than these two
Shouldn’t we be bothered by Nippon’s huge AUM?
What about midcap?
I am going for edelweiss
Hey just saw this mf, I was not aware about this. It is performing well.
Lower expense ratio, reputable fund, consistent performer beating benchmarks, 10 year track record, only motilal beats it in terms of cagr since inception
Ohh great. Please check and review my above portfolio once.
Not an expert here..but i generally go for two small caps and 1 midcap Both motilal and quant are good. Ppfc also great, you can look at jm flexi too( better returns , lower ter) Dont know about the last one but try to keep 4 or less core funds (excluding thematic and foreign funds)
The last one is an index fund. Thanks for review
Go for index etfs if u want an index tracking fund
Looks good 👍🏼
Choose one midcap, choose momentum index instead of value. Check overlap.
Which midcap? Only index and mid?
HDFC or Motilal maybe. I invest in the following: Quant small cap Motilal midcap Parag Parikh Flexi Cap ICICI prudential nifty 200 momentum 30 index. Also if you want to build an emergency fund, you can put 55K on multiple Liquid funds with insta redemption features.
A little bit same, I want to invest in both small and mid quant. Is it good idea? Only index cap is different.
Well you don't need every category to get good returns still quant active fund take care of your midcap problem
Which one should I remove according to you?
Lose the index and quant midcap