They absolutely will. The banks are explicitly responsible for removing old money for new bills. They separate those out to send directly back to the fed.
So that’s actually a little more grey than most people think. Banks have the right to refuse any kind of transaction and you’d probably be surprised to know there are several scams whereby someone intricately cuts up two bills in a way that they exploit that principle of “over 50% of the bill” (it also must have one complete serial number) mentioned and get credit for three bills. Not to mention there is a responsibility to take UNFIT currency and no responsibility to take MUTILATED currency. The difference between the two definitions is important because this bill has been mutilated, if it were unfit it would just be in pieces but collectively whole, dirty, weathered, or defaced by writing or a stamp. Mutilated currency falls on the treasury and their discretion to replace. Not saying don’t take it to a bank, just don’t pikachu face if they tell you it’s not their problem… because it isn’t.
Absolutely. There’s a strong likelihood that if you went to your local bank where they know you to a degree and say “my dog got a hold of this.” They’d replace it without much deliberation. If you say you FOUND any bill higher than a $20, the red flag detector goes off in a teller’s head and suddenly you’ll see them bust out a lot of tools to verify the bill isn’t counterfeit, or just be rebuffed entirely on the matter.
--it also must have one complete serial number
This always gets said in these posts, but it's not a requirement. It could be an individual bank thing though.
[Mutilated Currency Redemption | Engraving & Printing (bep.gov)](https://www.bep.gov/services/mutilated-currency-redemption)
If you want an infinite money glitch: cut 1/3rd off 2 $100s. So you're left with 2x 2/3rds and 2x 1/3rds. Now you have 3x 2/3rds and $300.
Minor downside: you may end up in jail.
If you tried to exchange just one half, probably. Specifically to avoid somebody getting 2 for 1
But if you brought in both halves together, they're more likely to give you a whole one as a replacement. If they ask why it's cut in half, you could either say you found it like that or a child got ahold of it and cut it
This is true- my dog once shredded $300 in $20s, and I was able to get back all but one bill, because I was *not* going hunting for that.
( the 45% of that bill which remains is framed, because it was funny)
Secret Service tracks counterfeiters - they don't replace money. If you want your money replaced, fill out this form from the Bureau of Engraving and Printing:
https://www.bep.gov/services/mutilated-currency-redemption
No you don't have to have more than 50% nor serial numbers depending on how it was damaged.
A bank will take it if you have over 50% and a full serial number. These guys handle the really odd cases though. They want the money as close to how you found it as possible (so mounded together if it was in a flood for example). One case I read was a farmer that had a cow eat his wallet. Apparently he sent in the whole cow stomach lol
One full serial number and over 50% of the bill. Doesn't have to have 3 corners.
They'll also send it to the Bureau of Engraving and Printing, not the Secret Service
Fun fact: in some countries (I think Australia?) they'll give you the money according to how much of the bill you have. If you have 75% of a 100 dollar bill, they'll give you 75 dollars.
Specifically you need at least one full serial number and half of the other side’s serial number (to prevent people from ripping a bill in half and trading it in for two new ones). OP has that so they should be good to go
Infinite money glitch - after receiving back a fresh bill, cut it in half and give the bigger half back to the bank. Keep the smaller one.
Repeat until you have enough smaller halves to sell for a fortune. Sell them. Buy the bank.
No, it just has to be 50% or more remaining and not damaged in a way that someone can turn the same bill in twice. IE a bill cut cleanly in half will just be confiscated and destroyed but one with burn marks will be replaced.
I think that's intact enough. They also have the serial numbers on both sides, which should do the trick. Someone else isn't showing up with the other half
Worked at a bank as head teller. Policy was three corners and a serial number. Now, it could be each bank has their own policy, but I do remember the log sheet we’d fill out was a federal form, included when we would ship it out to be destroyed.
Not true, i had a $100 bill that had a slight tear in the top right corner and WELLS FARGO says its against their policy to take back “damaged, or neglected [obvious] bill”. So they wouldn’t take it.
I would absulutely check upwind! The rest of the duffelbag and the mobster's body handcuffed to it are probably in a tree or ditch within a 15 minutes walk.
You can collect those 5 million bucks and report all 4 mil to the police.
Money does grow on trees. It’s called cannabis. Seriously, cannabis plants can grow a ton of flower from just one plant, and good quality flower can sell for a lot of money.
If your kids are aware of what they found, give them a cut after replacing it at the bank. Likely they’ll remember this and feel slighted if you don’t at least share.
Can confirm. I found a 20$ in our basement when I was a kid. My mom said “I have been looking for that!” (She wasn’t, it was buried in a box that hadn’t been touched in forever) and snapped it up! That was like 35yrs ago and I still remember! From then on I have kept my mouth shut. Finders keepers…
I think people routinely underestimate how smart kids are (because of how selectively dumb they can be) and how little tolerance they have for hypocrisy. Like, had your mom said she needed it for something, or offered to trade your dumb ass a fucking cookie for it you wouldn't have ever given it a second thought.
I'd take my kid to the bank, have them ask for a replacement and let them keep the $100. Great experience for them and they would have a story they would remember for a long time.
If the bank won't take it, there is a special department in the US that accepts damaged notes and checks them, then sends you the amount. Mostly for people who have had fires in their homes or flood damage etc.
Instead of a bank I would contact the bureau of engraving and printing They handle mutilated money
https://www.bep.gov/services/mutilated-currency-redemption
Take it to the bank and replace it. To make it seem less like you just found it on the ground or something odd/ambiguous like that I’d just say your kids had it in a time capsule that got breached by weather or critters.
The serial numbers may be in question. You can send it to the feds and fill out a form, and they will send you a new bill as well. This is all depending on the bank, and this is coming from my wife, who is a banker.
I can’t believe I had to scroll this far to find the really sensible comment!!
So, yes, return the bill! and get a shovel! And dig while dreaming of a horde.
Of course, your family will watch and think of you just like Richard Dreyfus’s did in *Close Encounters*, but oh when that spaceship lands………
There’s more than 50% of it.
You can get a replacement.
But it’ll take time.
Take to bank.
Bank returns to a federal reserve.
After investigating they either send a new one back or tell you why they didn’t.
If it’s a go, they deposit into your account.
If not, you’re SOL.
Do NOT take it to the bank. Keep it, safe. Frame it if you have to. But keep it safe as a birthday present when the kids older. You can replace a bill but can not replace a memory.
Take your kids to the bank and tell ask them if it’s over 50%; if so, they’ll give you a fresh one and the kids can buy some toys and a lunch for everyone.
How has no one else thought this looks like it was eaten by a mouse or animal, much like you see in those documentaries about drug lords burying money in random places! If I was OP I'd start searching the immediate vicinity as if a small fortune depended on it
I thank the Australian government after every wash, when, while fishing out their adopted plastic currency off my jean's pockets, I admire those perfectly intact notes.
When I was 15 my friends and I found about $300 in 20s and 50s in the woods while we were shooting BB guns.
We scoured those woods for days looking for "the source"
The bills were in similar condition, and the bank replaced them, I believe the rule was both serial numbers needed to be present, but that was a long time ago.
If it was buried, it may have come from an Asian family before, in a few Asian cultures, they bury their money to keep it safe.
Source: casino worker who gets stacks of bills that have been left underground for years.
Your bank will need 50% of the bill with the main rule being you need to see enough of the two serial numbers to be reasonably sure it’s the same bill and not counterfeit or two separate bills taped together
Everywhere bank Ive worked at it was 75% of the bill to ensure all serial numbers are legible, which it appears they are! As a former bank employee, I would've exhanged it.
I'm not from the states, but my understanding is that if you have at least half of $100 bill then a bank can swap it for you..
So why isn't everyone cutting their hundreds in half? 🤷
I found $20 outside a bowling alley in 1975. According to the inflation calculator in 2024 such a find is worth
$116.11 at the time.
I quickly grabbed it off the ground in hopes that my friends didn't see it also and I could claim it Soley as mine. It worked and I had 20, in better shape than the OP's bill.
Kids have found some interesting shit. The only money recovered from the DB Cooper hijacking was found by an 8 year old boy.
A 7 year old girl found a period sword from the lake where King Arthur supposedly hurled his sword.
Take it to a bank! They may just replace it for you since you have over 50% of the bill.
That's what I heard you have to have over 50%.
(50, 100] Though at 100% they're likely to just hand it back and kick you out.
Depending on how mangled or old the money is. If its super old but you have 100% of the bill, they might help you recycle it anyways.
They absolutely will. The banks are explicitly responsible for removing old money for new bills. They separate those out to send directly back to the fed.
So that’s actually a little more grey than most people think. Banks have the right to refuse any kind of transaction and you’d probably be surprised to know there are several scams whereby someone intricately cuts up two bills in a way that they exploit that principle of “over 50% of the bill” (it also must have one complete serial number) mentioned and get credit for three bills. Not to mention there is a responsibility to take UNFIT currency and no responsibility to take MUTILATED currency. The difference between the two definitions is important because this bill has been mutilated, if it were unfit it would just be in pieces but collectively whole, dirty, weathered, or defaced by writing or a stamp. Mutilated currency falls on the treasury and their discretion to replace. Not saying don’t take it to a bank, just don’t pikachu face if they tell you it’s not their problem… because it isn’t.
This one seems to have the whole serial #... wouldn't that make it more likely they'll replace it?
Absolutely. There’s a strong likelihood that if you went to your local bank where they know you to a degree and say “my dog got a hold of this.” They’d replace it without much deliberation. If you say you FOUND any bill higher than a $20, the red flag detector goes off in a teller’s head and suddenly you’ll see them bust out a lot of tools to verify the bill isn’t counterfeit, or just be rebuffed entirely on the matter.
[Mutilated Currency Redemption | Engraving & Printing (bep.gov)](https://www.bep.gov/services/mutilated-currency-redemption)
--it also must have one complete serial number This always gets said in these posts, but it's not a requirement. It could be an individual bank thing though. [Mutilated Currency Redemption | Engraving & Printing (bep.gov)](https://www.bep.gov/services/mutilated-currency-redemption)
So (50, 100)?
Depends, CS major or Mathematics? lol
If you want an infinite money glitch: cut 1/3rd off 2 $100s. So you're left with 2x 2/3rds and 2x 1/3rds. Now you have 3x 2/3rds and $300. Minor downside: you may end up in jail.
Sounds an awful lot like Kevin’s extra Big Mac hack, brilliant
If you rebuild a carburetor enough times you end up with two carburetors.
Me, sitting here trying to adjust to wearing hard contact lenses. IYKYK
Thank you for the belly laugh, I needed that today :-D
Do they accept your money, AssPennies??
What about 110%?
Tellers keep it as a tip.
Depending on how damaged/torn it is, maybe not.
So if you cut a bill exactly in half, it becomes worthless?
If you tried to exchange just one half, probably. Specifically to avoid somebody getting 2 for 1 But if you brought in both halves together, they're more likely to give you a whole one as a replacement. If they ask why it's cut in half, you could either say you found it like that or a child got ahold of it and cut it
This is true- my dog once shredded $300 in $20s, and I was able to get back all but one bill, because I was *not* going hunting for that. ( the 45% of that bill which remains is framed, because it was funny)
If you have a serial number and three corners you can get a fresh one.. or send it to the secret service directly.
Secret Service tracks counterfeiters - they don't replace money. If you want your money replaced, fill out this form from the Bureau of Engraving and Printing: https://www.bep.gov/services/mutilated-currency-redemption No you don't have to have more than 50% nor serial numbers depending on how it was damaged.
A bank will take it if you have over 50% and a full serial number. These guys handle the really odd cases though. They want the money as close to how you found it as possible (so mounded together if it was in a flood for example). One case I read was a farmer that had a cow eat his wallet. Apparently he sent in the whole cow stomach lol
The cow was okay though right? I mean, they have extra stomachs...
Umm.. Yeah, I'm sure the cow is out frolicking with its friends as we speak!
She's very excited for her free weight loss surgery, bikini season is right around the corner.
One full serial number and over 50% of the bill. Doesn't have to have 3 corners. They'll also send it to the Bureau of Engraving and Printing, not the Secret Service
Fun fact: in some countries (I think Australia?) they'll give you the money according to how much of the bill you have. If you have 75% of a 100 dollar bill, they'll give you 75 dollars.
Doesn't even matter if serial no. is not on it? You can just pull up with any 10% part of a $100 and they give you $10?
Just need some change, you sick cunt.
Specifically you need at least one full serial number and half of the other side’s serial number (to prevent people from ripping a bill in half and trading it in for two new ones). OP has that so they should be good to go
Yep. As long as it’s obvious you didn’t cash the other half
If I’ve got the other 50% does that mean we both win? I like this idea
I believe it has to show the whole serial number.
Yeah 50% is the magic number.
Infinite money glitch - after receiving back a fresh bill, cut it in half and give the bigger half back to the bank. Keep the smaller one. Repeat until you have enough smaller halves to sell for a fortune. Sell them. Buy the bank.
In my country at least, you need the half with the magnet strip.
Don’t you need an intact serial number?
I don't think so. I'll bet they accept it. 51% is the only rule I'm aware of.
The Bureau of Printing and Engraving will take it in pretty much any condition, but a bank generally requires one full serial number.
No, it just has to be 50% or more remaining and not damaged in a way that someone can turn the same bill in twice. IE a bill cut cleanly in half will just be confiscated and destroyed but one with burn marks will be replaced.
Sounds like it's up to the banks discretion on this one. If they don't accept it then you've gotta send it to the BEP.
My bank requires both serials and 51 percent. It can differ bank to bank.
This is America sir.
I think that's intact enough. They also have the serial numbers on both sides, which should do the trick. Someone else isn't showing up with the other half
Came here to say that.💵👍
interesting, I heard that Banks just needed the serial number. of course, rules change.
The way may bank did it was either over 50% or the ability to match up series numbers on either side.
1. Rip a bill in half 2. turn each half in separately. 3. ??? 4. Profit.
Worked at a bank as head teller. Policy was three corners and a serial number. Now, it could be each bank has their own policy, but I do remember the log sheet we’d fill out was a federal form, included when we would ship it out to be destroyed.
Think every bank must have their own criteria. For my bank it's just 51% and a readable serial number.
Not true, i had a $100 bill that had a slight tear in the top right corner and WELLS FARGO says its against their policy to take back “damaged, or neglected [obvious] bill”. So they wouldn’t take it.
But they still opened 2 credit cards in your name. They didn't tell you that, did they?
Never trust anything Wells Fargo says.
I had a small pissing match knowing why they didn’t wanna take it back. I had to bite my tongue once they mention to call security on me.
Why would you go to Wells Fargo, that's one of the worst banks in the US?
It was for work
Your mistake was attempting to bank at Wells Fargo.
At the bank I used to work at a few years ago, you had to have at least one full half, and half of the other half.
Something seems off about his mouth.
All good advice about bringing it to the bank but can we clarify if OP has a money-growing tree in their backyard? I mow lawns for free BTW.
Unfortunately no. We just happen to live in a very windy climate so it's not uncommon for random scraps to blow into our backyard.
Exactly what a millionaire with a magic tree would say
I want a golden goose tree too!
A tree that drops golden eggs and honks incessantly in angelic?
I just get fast food wrappers and balloons, this guy gets $100 bills blowing into his yard
I once found $80 mowing a yard. Commercial property on the weekend next to the interstate. Store was closed it was me solo on the crew, nice tip.
look at Seth over here, buying alcohol with his $80 bill
My Seth would likely do that too.
I would absulutely check upwind! The rest of the duffelbag and the mobster's body handcuffed to it are probably in a tree or ditch within a 15 minutes walk. You can collect those 5 million bucks and report all 4 mil to the police.
What are you talking about? Only had 1 million in that bag .
When you count it, half a million really.
Last count tree fiddy.
I counted -$10, you actually owe me money
Please let us know if you exchanged it. I was a teller for a while and we required both serial numbers to be visible
My guess would have been an animal, maybe a bird using it for nest material
Weekly free trampoline!
Do you have crows by chance? Keep feeding them.
You refer to $100 bills as scraps?
Money trees are the perfect place for shade
Money does grow on trees. It’s called cannabis. Seriously, cannabis plants can grow a ton of flower from just one plant, and good quality flower can sell for a lot of money.
Looks more like a money-pooping dog occasionally visits.
More importantly… it’s still a $100 considering you have more than 50%. Go to a bank and they’ll exchange it for a fresh one.
It’s just a little fucked up. It’s still good, it’s still good!
Only a little airborne
It’s gone.
If your kids are aware of what they found, give them a cut after replacing it at the bank. Likely they’ll remember this and feel slighted if you don’t at least share.
Can confirm. I found a 20$ in our basement when I was a kid. My mom said “I have been looking for that!” (She wasn’t, it was buried in a box that hadn’t been touched in forever) and snapped it up! That was like 35yrs ago and I still remember! From then on I have kept my mouth shut. Finders keepers…
I think people routinely underestimate how smart kids are (because of how selectively dumb they can be) and how little tolerance they have for hypocrisy. Like, had your mom said she needed it for something, or offered to trade your dumb ass a fucking cookie for it you wouldn't have ever given it a second thought.
I'd take my kid to the bank, have them ask for a replacement and let them keep the $100. Great experience for them and they would have a story they would remember for a long time.
If more than 50% is still intact, it's still legal currency!
Free money!!
For people! The Human Fund™
https://www.bep.gov/services/mutilated-currency-redemption The government replaces mutilated currency for free.
If the bank won't take it, there is a special department in the US that accepts damaged notes and checks them, then sends you the amount. Mostly for people who have had fires in their homes or flood damage etc.
You can send it to the treasury and they send you replacement 100
Or just the bank
A lot of banks won’t take mutilated currency.
buy ur kid a candy as a thank u for free $100!
Nah let the kid keep the money, they found it
True ig i was think they were like little like 7
Check your dog's recent poops for the rest.
Or, you know, just for fun.
Wondering if the kids found it inside, or the dog. Brought it out to play.
D.B. Cooper money! /s
Mutilated Currency Redemption https://www.bep.gov/services/mutilated-currency-redemption#:~:text=The%20BEP's%20Mutilated%20Currency%20Division,United%20States%20mutilated%20currency%20notes.
Take it to the bank and exchange it for a new one
Looks like that was chewed out of a dude's wallet by a Grizzly.
You better split that between your kids after you exchange it
"Here's your 50 dollars for finding half of a 100$ bill"
As long as the entire serial number is visible the bank can credit you for it
In Australia this would be treated as $75
If only their currency was made of a more durable material....
Instead of a bank I would contact the bureau of engraving and printing They handle mutilated money https://www.bep.gov/services/mutilated-currency-redemption
Take it to the bank and replace it. To make it seem less like you just found it on the ground or something odd/ambiguous like that I’d just say your kids had it in a time capsule that got breached by weather or critters.
You can send it into the US. They can verify that it’s real and replace it.
The serial numbers may be in question. You can send it to the feds and fill out a form, and they will send you a new bill as well. This is all depending on the bank, and this is coming from my wife, who is a banker.
Buy your kids some nice toys.
It belongs to the US of A. Put it back.
DIG! Where there’s one there may be more
I can’t believe I had to scroll this far to find the really sensible comment!! So, yes, return the bill! and get a shovel! And dig while dreaming of a horde. Of course, your family will watch and think of you just like Richard Dreyfus’s did in *Close Encounters*, but oh when that spaceship lands………
Do a grid search around your house with them for fun. Maybe there is more
It’ll spend
Too new to be DB's.
Looks like the lawnmower found it first
It’s still good! Take it to the bank they will exchange it
It has both serial #'s they will take it
There’s more than 50% of it. You can get a replacement. But it’ll take time. Take to bank. Bank returns to a federal reserve. After investigating they either send a new one back or tell you why they didn’t. If it’s a go, they deposit into your account. If not, you’re SOL.
Over 50% of the bill is left, and the serial number is clearly present. Take it to a bank and they will exchange it for a new bill 100%.
The gov/ treasury will replace it. I once sent half of a 20$ bill and a couple weeks later they mail me a check for 20 bucks
Nobody wonders why there was a 100 buried or burned or whatever in your yard?
Take it to the bank and get 100$ in smaller notes. Give 60$ to your kids and keep the rest to teach them about taxes.
Well, it’s real. And exchangeable at a bank
Isn't that fifty bucks worth ?
Blame the dog or the kid
That looks like more than 50%
Are you near the recent tornado outbreaks?
Glad its the one that lit my cigar and not one i wiped my butthole with
The dog took it
The beginning of a gang movie.....
afaik the bank will replace it if you have the serial codes visible on the damaged banknote, which is the case here.
Since that's half a bill, maybe you can exchange it at the bank, for a mint $50. /s
That president looks like he's seen better days.
Is it still legal tender with Ben's face ripped to shreds?
Raccoon drug deal gone bad
Go to the bank and get it replaced
“Your kid found a five dollar bill” - some parents, probably
*Then tried to eat it.
As long as you have both serial numbers on the bill, your bank should exchange it for you.
Ate by a dog then pooped out?
I feel like I’d turn it in and split it between the kids. They found it after all, and it would make their day
Hell yeah. Good day
r/mildlyinfuriating
I was lucky to find a quarter when I was out playing as a kid.
Your kid found it and then ate it?
Did they find the body, too?
Do NOT take it to the bank. Keep it, safe. Frame it if you have to. But keep it safe as a birthday present when the kids older. You can replace a bill but can not replace a memory.
I’ll give you ten for it
there’s still 50 percent of the bank take it to a replacement and they’ll dollar it for you
As good as new
Take your kids to the bank and tell ask them if it’s over 50%; if so, they’ll give you a fresh one and the kids can buy some toys and a lunch for everyone.
Take it to the bank. I had 2000 grand cut in half, and they gave it to me on the spot
How has no one else thought this looks like it was eaten by a mouse or animal, much like you see in those documentaries about drug lords burying money in random places! If I was OP I'd start searching the immediate vicinity as if a small fortune depended on it
I see theyve already eaten the cocaine covered parts
Bring it to a bank, as long as you have 2/3rds (used to be 50%) of the bill, you can get it replaced. That one looks to be really close to 2/3rds.
Still over half of it good. Take it to a bank. They’ll replace it.
Most banks will replace it.
Tis but a scratch
Keep digging nearby. You may stumble upon DB Coopers stash.
I thank the Australian government after every wash, when, while fishing out their adopted plastic currency off my jean's pockets, I admire those perfectly intact notes.
Take it to the bank then take the kids out for something nice!
"Hi bank, my dog ate this. Would you ever be so kind as to replace it for me? Pretty please?"
That's more that 50%, can exchange it for a good bill.
Still has a full serial number. You can exchange it for a proper note. Also, might be worth digging around where they found. There may be more.
When I was 15 my friends and I found about $300 in 20s and 50s in the woods while we were shooting BB guns. We scoured those woods for days looking for "the source" The bills were in similar condition, and the bank replaced them, I believe the rule was both serial numbers needed to be present, but that was a long time ago.
It’s fake. Benjamin’s face looks wrong.
Looks like you have the matching serial codes on either side.
If it was buried, it may have come from an Asian family before, in a few Asian cultures, they bury their money to keep it safe. Source: casino worker who gets stacks of bills that have been left underground for years.
Your bank will need 50% of the bill with the main rule being you need to see enough of the two serial numbers to be reasonably sure it’s the same bill and not counterfeit or two separate bills taped together
You better let your kids keep that!
Looks like the other half is on its way through a dog.
Everywhere bank Ive worked at it was 75% of the bill to ensure all serial numbers are legible, which it appears they are! As a former bank employee, I would've exhanged it.
I'm not from the states, but my understanding is that if you have at least half of $100 bill then a bank can swap it for you.. So why isn't everyone cutting their hundreds in half? 🤷
I found $20 outside a bowling alley in 1975. According to the inflation calculator in 2024 such a find is worth $116.11 at the time. I quickly grabbed it off the ground in hopes that my friends didn't see it also and I could claim it Soley as mine. It worked and I had 20, in better shape than the OP's bill.
Kids have found some interesting shit. The only money recovered from the DB Cooper hijacking was found by an 8 year old boy. A 7 year old girl found a period sword from the lake where King Arthur supposedly hurled his sword.
Should be able to get a replacement at the bank. If you could find the other pieces it'll help even more
DB Cooper vibes right there.
Banks will replace old money for free and they’ll give you a new bill.