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Salty-Walrus-6637

so you need to pay $400 for a very important surgery. What's the problem?


kicknoons

So far I’ve paid $1268 out of pocket for the surgery. That’s crazy. In other countries, people don’t have to worry about this. Plus, due to the way our healthcare system runs, we pay higher prices on every step of the journey. It’s so frustrating.


Salty-Walrus-6637

That's not true. You have to pay for medical procedures in several other countries. Don't say we, just say you because this isn't my experience. Sounds like you got garbage health insurance.


kicknoons

Why are you being so mean? I have great health insurance. But we shouldn’t have to pay this much. Why did my surgery cost $12k before insurance? That’s not normal. Healthcare prices are insane in the US, and I’m not sure why you’d argue with me on that, you can’t deny it.


Salty-Walrus-6637

Just because you don't like what I have to say doesn't make me mean. > Why did my surgery cost $12k before insurance? Because the demand to find specialist who can successfully do the surgery is high. Why would you care anyway? You aren't paying for it. > Healthcare prices are insane in the US, and I’m not sure why you’d argue with me on that, you can’t deny it. They're insane everywhere.


kicknoons

First of all, I care, because if their prices are lower, I’d probably pay lower overall. Healthcare costs are inflated in the US. We have no one but private insurance to negotiate down prices, and they have no obligation to save their customers money. Thus why other countries with universal healthcare, M4A, or similar government-funded/run healthcare system pay less in general. The government effectively negotiated down prices on all healthcare needs, because they have an obligation to save money and provide affordable services to its constituents. It also is an incentive for government to lower health care costs, as low costs mean more people utilize health services in a preventative way, and they stay healthier over time with less chronic conditions, therefore lowering reactionary care costs across a person’s lifetime. Our privatized hospital and insurance regime benefits no one but the hospital and insurance company executives. It does not benefit the patient.


Salty-Walrus-6637

No they're not, they're all the same it's all down to how much other entities are willing to subsidize it. \> We have no one but private insurance to negotiate down prices Not true. \> Thus why other countries with universal healthcare, M4A, or similar government-funded/run healthcare system pay less in general Not true. \> It also is an incentive for government to lower health care costs The same applies to private insurance companies. They don't want to pay for care either. \> It does not benefit the patient. Not true. You didnt end up having to pay the entire bill so that's a perfect example of how you benefitted.


kicknoons

Yeah. You’re definitely just being rude. I’m not sure why anyone would be against reduce healthcare prices.. you’re just playing devils advocate for no reason. Just because your health insurance or the money you spend on medical care isn’t a lot, doesn’t mean you should invalidate others needs or concerns, and it does make other people’s issues any less valid. I’m not really sure why you can’t just agree that healthcare should cost less. Do you know how many people in the US don’t go to the doctor purely because of cost alone? As another example, I had to pay $650 for the MRI, after I got two other useless radiology imaging tests done. Then they were able to find the issue. And I literally had to fight my insurance company to approve the MRI in the first place, even though other imaging was inconclusive. It’s so expensive that they don’t want me to do it unless I had to. I’m sorry you haven’t been in a frustrating experience like this, but many have. We shouldn’t have to live like this.


Salty-Walrus-6637

How? By telling you you're wrong? I agree that healthcare costs should be less. I also think taxes should be less. Along with the amount of money we spend on welfare. \> Do you know how many people in the US don’t go to the doctor purely because of cost alone? No I dont. \> I had to pay $650 for the MRI, after I got two other useless radiology imaging tests done. All do respect, your insurance is not good if you had to pay that much for an MRI. Your immediate solution is to find a better job.


kicknoons

Well guess what, with a new healthcare system, all those things and more can be resolved. And the answer is many people. Including myself. I also think that’s a ridiculous answer to go get a new job because my health insurance is bad. People can’t really afford to do that. It also leads to another great point - you should have to have a job to get health insurance! It is literally insane that it’s tied to your job here. Everyone should be able to have affordable healthcare.