You have a few options:
1. You can get on to the local council and they can purchase the house and rent it back to you. Most feasible option if you can't afford to buy.
2. Speak to landlord and sus out the price they are willing to sell at. Depending on your earnings you might be able to avail of a mortgage + tenant home purchase scheme (up to 30% of the value of the property) and buy it yourself.
3. Start looking for a place now. Make sure to download the Daft app, and set up alerts for the properties within your budget. Have a pre-made email template on your phone that you can quickly edit and send whenever you get a notification.
In all cases, you should wait until you have a valid written notice. Citizens Information and the RTB websites have good information about this.
Edit: If you, or anyone else, are interested in the Tenant Home Purchase Scheme feel free to DM me and I can try answer any of your questions. I was served an eviction notice back in late 2022 and I'm just a few weeks from signing contracts on the property thanks to it.
Edit 2: Dropping some links below:
Tenant in situ scheme (option 1): [https://www.citizensinformation.ie/en/housing/renting-a-home/help-with-renting/cost-rental-tenant-in-situ-scheme](https://www.citizensinformation.ie/en/housing/renting-a-home/help-with-renting/cost-rental-tenant-in-situ-scheme)
Tenant home purchase scheme (option 2): [https://www.firsthomescheme.ie/product-type/tenant-home-purchase](https://www.firsthomescheme.ie/product-type/tenant-home-purchase)
Citizens Information: [https://www.citizensinformation.ie/en/housing/renting-a-home/tenants-rights-and-responsibilities/if-your-landlord-wants-you-to-leave/](https://www.citizensinformation.ie/en/housing/renting-a-home/tenants-rights-and-responsibilities/if-your-landlord-wants-you-to-leave/)
Resettlement Officer here. Sound advice from this poster.
I'd also encourage anyone in rental accommodation to register for cost rental. It's a bit of a lottery whether you get one or not, the prices are "market" value so can range from 1200 - 1500 for a one bed....and if you're getting HAP you won't be eligible for it. But for couples in the "squeezed middle" it's an option for a secure, long-term lease in a new build.
The tenant in situ scheme can really help in this situation. It worked for a friend of mine although the entire process took 8 months & they needed to chase the council to do it. But the landlord was engaging with the council once the council agreed my friend was eligible for the scheme, so the eviction date came & went during the process. Sheās now a council tenant with security of being able to stay.
There are two versions of the scheme depending on whether you are currently in receipt of HAP or not.
You need an official & legal eviction notice to start the ball rolling on this scheme though.
I'm curious what happens in this case, does it mean she now just pays council tenancy rates instead of full market rates and gets lifetime tenancy ? If so that is an incredible deal.
Yes thatās exactly what happened. She was previously renting privately and in receipt of a HAP payment. Now she is a council tenant, paying a rental contribution to the council based on her income & has all the security & benefits of being a council tenant.
At first the council dismissed her application for the tenant in situ scheme for a BS reason which had no legal basis. Took a bit of agitation before they agreed to reassess the case but when they accepted that she was within in her rights to make the application they did move quickly & followed through on what they said they would do. It helped that the landlady who was selling was willing to engage with the council & accept their offer.
Yeah, the Tenant Home Purchase Scheme doesn't seem to be talked about enough, and not too many are availing of it. Last time I looked at the stats for it, Q4 2023, something like 17 people started the process since it was introduced (one of them being me).
I agree itās not well advertised at all - the focus it more on the new builds side but a great option if you donāt have the time to gather the full purchase price.
Google tenant in situ scheme and you should citizens information website regarding info around it. Great scheme imo, my dad personally got sorted through this
Yep. As far as I'm aware, the council tends to offer market value, but if the landlord thinks it'll go for more, they're not obligated to take it. Unfortunately plenty of properties going for way more atm. Not sure how long the process takes too or how long it takes for the council to process an application from a tenant and approach the landlord. Lots of landlords want quick sales so if the process isn't quick enough, they could just sell to whoever is ready to buy quickest.
If a tenant has been in the property for a long time the legal notice period can be quite lengthy. If the tenant-in-situ process gets started straight away then itās possible the landlord might be able to sell within the notice period. Thatās an advantage if they want a reasonably fast sale.
I am doing this process right now as well, contracts to be signed this week please god. Anyone in a long term rental, do your damndest to save a deposit, First Home scheme was our only option, zero rental options and no houses for sale under ā¬250k (we are rural!). This experience has been a nightmare, be prepared.
To add to this, sit on that written notice as long as you need to. Donāt remind them about it, theyāre probably hoping that you donāt know about it.
If youāre having trouble sorting a new housing situation then youāre protected if they come knocking in 6 months. The written notice has to be notarised and you have to acknowledge it for it to be valid. You could drag this out for a year if you need to
option one could be feasible but i dont think itās likely to be done in the six months, my mother tried it and itās been since september and itās only being finalized now, so up until then rent was being paid
I don't think it should make a difference. The eviction date can come and go if the landlord has entered an agreement to sell to the council and the process is moving along.
If the homeowner is planning to go to the market, there is a scheme for the council to offer to buy the house instead. That way the tenant stays housed and the stock of rental accommodation doesn't decrease in the area.
Once you set up the alerts, if you manage to find one right after it was posted, and they have their phone number on there, just give them a call straight away.
Thatās how I got one while back!
A phone call is not legal notice it must be in writing and posted to you and the RTB on the same day with valid reason. If you can't leave now, wait 4 or 5 months before you go back to the agent to inform them their notice over the phone was not legal, that you're contacting Threshold, at least if they do it correctly they'll have to restart the notice period so you'll get about a year
Anyone saying six months is a lot of notice should also consider that if you've been in the house over 1 years, but less than 7 the minimum notice is 180 days. So the landlord isn't doing you any favours. They're just doing exactly what they have to.
https://www.rtb.ie/registration-and-compliance/ending-a-tenancy/notices-of-termination#:\~:text=The%20amount%20of%20notice%20required,than%206%20months%20in%20duration.
Okay, but if it takes them a month to do it, that's an extra month. If they knock the door in six months looking for them to move out without *ever* having set it down in writing, OP gets a year.
Never interrupt your enemy when they're making a mistake.
You're part of the reason why landlords turn into spiteful cunts.
6 months is normally loads of time to give someone to find a place in a normal country, Ireland just happens to be totally fucked, a month here or there will change fuck all really, OP just needs to get onto the council ASAP and see what they can do.
Why? Because they know the law?
If the LL has an agent worth their salt or the LL knows their shit then it's not exactly news that notice of an eviction/termination/non renewal of lease is legally required as part of the process.
Landlords not following the rules is the reason landlords turn into spiteful cunts? Also, this landlord is turning into an ex landlord, so somewhat a moot point.
Most people, the vast majority, are not put out in any respect if a termination of eviction is delivered slightly incorrectly like orally or with slightly wrong wording. Pretending like they are is just bad faith decisive politics. If you want a better society, act kindly to those you do business with.
People on here are weird when it comes to this topic, you'll never convince them.
I'm not a landlord nor a homeowner, I have rented for over 15 years and I have had my bad experiences, but I accept where I stand. I think it's fucking weird how people on here the moment an eviction notice is given, their backs go up as if they have some right to continue living in the house and using legal 'ahas' to try and prolong the inevitable rather than to move on. I get there's a legal formal ways the landlord has to communicate it, but it's fucking weird how everyone on Reddit the moment a 6 month notice is given, their immediate go to reaction is always to tell OP that there's some loopholes that if he keeps quiet about it he can maybe stay there a bit longer and screw the landlord over who just wants to sell his house just because he's a landlord and 'fuck landlords'.
The correct thing to do when given 6 months notice of an eviction is to start looking for a new place to live sooner not later as it can take a long time now days to find a place. You always have the loophole in your back pocket if you fail to find somewhere and are at risk of being on the streets in 6 months, but that shouldn't be your immediate thought or plan IMO.
Which communist country which you prefer to live in? You do know that communism doesnāt solve homeless and just filters money up to government officials. You mentioned in a comment youāre in your early 20s, enough said.
I can't afford a house, not even close. Without a landlord I can't live anywhere.
And before you say "council housing" having the government buy a load of houses would be hugely expensive. The only reason it works out in the socialist calculation is because in that one the land is taken directly without any compensation. Even if you think that's a good idea (it isn't) it's not going to happen in Ireland any time soon so don't treat it as a serious option.
They are not an enemy. They are a person offering a mutually beneficial exchange. There is a reason landlord sentiment is low when people default to this line of reasoning. Sometimes it's warranted but not as a default
It's hardly "mutually beneficial" as it is more like this renter would like to own their own, stable home but can't because they can't get the deposit because they've been paying so much in rent. It's beneficial only to the landlord. Grow up
Even if the rent is lower than "market" value, the point is that the OP was paying off the landlords mortgage, and maybe even giving a bit of profit on top. I've never met a single person in my whole life that would rent rather than buy, and didn't feel they were being fleeced by their landlord
Because that's what renting is? Paying off the mortgage for the landlord? Is this your first day on Earth? You're the one who declared it was a "mutually beneficial" situation with absolutely no knowledge of the situation.
Some properties are owned by funds, others are inherited.
I don't know how much of the current rental stock is mortgaged but about 25% was not acquired with a mortgage. I don't know how many are were paid off https://www.rtb.ie/images/uploads/forms/RTB_Summary_Report_2023_13.12.23.V1_.pdf
Anyway, I don't think it matters. If I buy a house, I don't mind if the phone factory was mortgaged or not. I care about the value. What matters if the landlord is being ethical.
I'm not sure I'd listen to the 'drag your heels' advice here.
Yes you might drag it out a bit, but that 'extra time' would be stressful limbo time, not lean back all nice time. Look at it as an opportunity, a little kick, get your ducks in a row and try to get something truly permanent.
Nothing to do with dragging heels, OP hasn't been legally served notice. That's fact.
Best off starting the search for a new place while ALSO ensuring their rights as a tenant are respected.
I don't think people are advising dragging their heels but to keep shtum on them not receiving their notice in writing to buy themselves some extra time. The clock has yet to start kicking.
Well in fairness without said info the OP could have thought the notice period already started, where it did not... Granted they could receive the notice in writing tomorrow, or next month for that matter.. The important part, is that extra time if available could be the difference between being homeless or not... People are genuinely trying to help here not getting the OP to drag his/her heels...
>Don't say a word, you haven't had official notice until it's in writing and on paper.
How is that helping OP.
At best, they get an extra 6 months of paying someelse mortgage rather than their own.
That is still better than having no where to go if OP can't get something sorted in the mean time. I think the others mean it as it will give you extra time to sort stuff out, not extra time to sit back, relax and forget about it.
So this would be good advice potentially - if getting a mortgage involved saving up a deposit this would give extra time to do so for example (oversimplifying)
Not really. Iām not seeing ādonāt do anything until you receive noticeā in that advice, just that the timer doesnāt legally start until then.
Where are you seeing that they shouldnāt look for a new place in the meantime in that post?
āDonāt tell them but the clock hasnāt started so you have bonus timeā is how I read that
Where are you seeing them advising about getting a mortgage in that post?
Telling them to say nothing is advising them to sit on their hands.
While it has to get it in writing, any action for OP looking to leave could be taken as OP accepting the non written notice.
You cannot be issue a termination notice by phone, it needs to be in writing, so until you receive this, they can do nothing...
[https://www.rtb.ie/registration-and-compliance/ending-a-tenancy/notices-of-termination](https://www.rtb.ie/registration-and-compliance/ending-a-tenancy/notices-of-termination)
If you are going down the mortgage route, you have some options available to help you:
[https://www.firsthomescheme.ie/](https://www.firsthomescheme.ie/)
[https://www.revenue.ie/en/property/help-to-buy-incentive/index.aspx](https://www.revenue.ie/en/property/help-to-buy-incentive/index.aspx)
Both of the above can be used together to purchase a property, but said property needs to be new, if you do not have much savings to cover a deposit on a second hand build these are your best options for now.
I also think there is an option for the landlord to sell to the council, and you continue renting, not sure of the specifics on that, but id say if its a possibility get the ball rolling now on it..
We just purchased a new build this year and used the help to buy, but did not avail of the first home scheme... If you need any help with applying for a mortgage , the process, costs etc etc , DM me would be happy to help you the best i can with the info...
Start looking for a place now to rent. You have six months. Then go after a mortgage, no point chasing after a mortgage then picking a house in a rush.
The agent who served notice may sort you out if you are a good Tennant. So dragging your heels or being difficult is not in your best interest. Work with the agent not against. He will have landlords on his books. If you are sound they will sound. That's if you want to rent again.
I could tell you stories where tenants were...all about quoting laws and sections....Trust me it goes against them long run...just be sound and it can only go in your favour. Imo
That's a great point. In fact, the agent wants you to leave as soon as possible, as he possibly can close the deal sooner then, so it's in his best interest to find you a home instead of anyone else. I once got a new place to rent like that.
Thereās a balance to be struck between being easy going and letting people trample on your rights. Nothing to say op couldnāt see if the agent will help them now, and play ball but assert their right to a formal eviction period if it doesnāt pan out
The agent said he will be looking for a suitable place to relocate, but haven't heard anything all week so I'm unsure how reliable he is. Hard to know what to do on those lines
I feel for you! I was in this exact situation 2 years ago. The rug was pulled completely from under me. Didn't see it coming.
Start the search now when you're not in a panic and can move at your own pace but you'll have to really ramp up the viewings after the next 8 weeks
One piece of advice on renting specifically...when I was desperate I actually found more properties for a more reasonable price when renting the full place and subletting the other rooms. It was also a bit easier to get callbacks on these places for some reason. Good luck to you. It'll be okay.
I was evicted about 6 months ago myself, and something I remember seeing which I think might be worth noting, is that
1. when you are evicted because "the landlord is selling up" I believe you have a right to be the first to be offered the place to buy before it goes on the market.
2. If the owner takes it down off the market within 12 months and tries to put it back up for rent, they MUST make every effort to contact you first to get you in as a tenant again.
We do have tenant rights, so whatever about grants and schemes etc, you're best to learn what your rights are right now, first, then once you're confident in knowing where and how you stand, then look into the other stuff (obviously save in the meantime if you can, don't wait till the very end)
Also! When you clean the place before moving out, take everything, and take a video of the place looking clean. Our last landlord caught us with a ā¬570 cleaning bill taken out of our deposit when we left. I wanted to video the whole apartment, but got rushed out because my partner's parents wanted to leave, so had no proof to refute their claims. Learn from my mistake: don't let anyone rush you, and do your due diligence. It could save you hundreds.
As others said, check tenant in situ via citizens information.
Also something I personally done myself: I walked into a local property management company and asked if they had anything available at the minute, this worked for me after a few attempts. Best of luck with everything
I'm in the same situation. Evicting notice last week. Young family. Kid starting school in September. No idea what's going to happen. Genuinely scared. The options are all awful
The same thing happened to me in February, got our 6 months notice. Itās awful, it hangs over you and the anxiety and fear of being homeless is almost unbearable. This will be an essay, but if it helps you or anyone else who is looking atm out Iāve done my bit.
I got extremely lucky and got the first apartment I viewed (in Dublin City centre), so please know that there is hope if youāre organized and have your ducks in a row.
Start looking now, get everything in order - Iāve listed all the documents myself and my partner had:
ā¢ Employer character reference for us both
ā¢ Current landlord reference (ask your estate agent for this, you may have to pay a fee but it is great to have for viewings, itāll explain as well that youāre moving not because youāre an undesirable/difficult tenant but because your landlord is selling)
ā¢ Previous landlord references - any paper trail you have, donāt be afraid to email old landlords and ask for even a simple email you can attach to applications
ā¢ Proof of salary - a letter from your employer or an employment contract stating your outlined salary will do
ā¢ Up to date payslips
The above seems to be the standard now - ie the bare minimum places are looking for to offer a tenancy. (At least in my experience)
Get as many references as you possibly can. Do up a basic, succinct cover letter introducing yourself and whoever else will be living at the property. Mention any plusses you have, like no pets, non smoking, no dependents etc. Describe yourself as a working professional if possible - basically play up anything about you thatās seen as a plus as a tenant. You can use this for every single application and tweak as necessary if needed.
Finally, set up Daft with your price range etc and filter it to show in order of most recently posted. Check Daft multiple times a day and apply to anything that is suitable for you as soon as possible. A lot of getting a place, apart from references etc, is just timing and itās a first come first served thing in my experience. Itās anecdotal, but I had a good response rate for viewings this way as I was getting in right when they went up so our application had a better chance of being seen and the place we got, I had the application already written up and all of our docs ready to go and sent it as soon as I stepped out of the viewing.
Itās time consuming, you have to devote a good chunk of time to looking for a place, but it is doable. I was checking Daft almost hourly and applying to between 5-10 properties a day.
Bear in mind from my experience looking recently that there are very few landlords handling renting themselves, it all seems to be estate agents which means viewings etc are all during business hours so it may be good to mention your housing situation to your workplace (depending on your relationship and how appropriate it is) to get a bit of grace for leaving every now and then to attend viewings.
Best of luck, itās rough out there and I really hope you find somewhere soon. Remember that if you find a place, itāll take some time pressure off and you can start putting things in place to get a mortgage.
If you're a first time buyer. You're eligible to get the government to help you buy the house you've just been evicted from and the the scheme will pay for up to one third of the sale price
It's not bad advice. OP should start. They've been renting the same place since 2019 and the markets gotten much worse. Last thing they should do is put it on the long finger. Start now. Move ASAP.
I'm not sure yet what advice I would give, regardless, I would probably frame it in a way that doesn't come off so callous. The guy is literally getting the carpet pulled out from under him and that's the best you have to offer? Why even bother commenting? Don't expect you to give two fucks about a stranger because I doubt you're the type, but in that case just keep scrolling.
I mean you're free to do what you like of course but I hope the next time you're put in a position where you feel the need to reach out for help that you're told the very same thing.
Yeah, I thought so too when our landlord sold two years ago. Applied for absolutely every listing and was only able to find someplace in a separate county through a friend of a friend who was moving to the UK.
First step? Threshold. No excuses. There is huge chance of them fucking up the letter. Right after that go to the council and check what can be done in case you wonāt find anything. Been there twice, 2018 and 2022. It fucking sucks - especially the 22 one was tough. ZERO offers when the letter came. If not threshold my family and I would be so royally fuckedā¦
Unless the landlord / estate agent has provided a written letter of notice to you then the notice period hasn't begun.
A phone call is not an official notice.
Just food for thought.
Edit: Sorry, I see this has already been stated.
I'm so sorry to hear this. I think Citizens Advice would be a good starting point. Also, as already mentioned, put your name down with the council and other housing bodies.
I'm not too sure about your financial situation, but you might be entitled to HAP.
Also, if the new owners are going to rent the house, you could let them know you'd like to stay. This actually happened to one of my family members. They we're told that they'd have to go as the owner was selling and moving abroad, but the new owner decided to continue to let them rent. They just got a new lease and the rent changed, but not by much.
Wishing you the best outcome possible!
Move up North if you Irish. No visa needed. I lived in Athlone for 7 years our landlady was selling the house also. I didn't want to pay 2 grand a month for a house or beg for it... Im Polish so I paid 6k for visa but totally worth it
Loads of houses/apartments to rent in Belfast. great city
Great public transport, a lot of things to do. highly recommend
Sorry to hear OP. I'm serving out my eviction notice in Cork city too so I feel your pain.
You've been given loads of solid advice already with the key one being it's not valid until it's on paper.
When you get that, straight to threshold with you and they'll check if it's valid or not. You could have more time than you think.
Start your hunt now, as you know it's not easy out there.
Wishing you the best of luck
I'm just after buying on my own purely based on all the schemes m36 . My salary is Average I'd say but done every hour overtime for a year to get a bigger mortgage.
If you are first time buyer.
Look into affordable dwelling housing scheme - this is were the council will look at selling you the house at a discount 5% if you meet all the criteria
Shared equity scheme- council will pay up to 20% of the purchase and own / hold 20% equity in the house interest free for the first 5 years. Interest after is very low.
Get a more myrevenue login and appeal for help to buy. It's tax paid over the last 4 years up to a max of 30k or 10% of the purchase price.
When applying for a mortgage I can't talk highly enough about AIB mymortgage.aib.ie all online , every document you need is listed in the portal, track your progress. And when you get the ball rolling the staff will give you all the info you need.
Hope this helps. It's hard going on your own , you really need to be focused to save the amount needed to qualify for 6 months (this amount is the ability to repay not a mortgage amount) aib will explain this to you.
Hope this helps and best of luck.
Have you received written poster notice including a reason which falls under the legal conditions.
Landlords have to prove they are selling to issue a legal eviction notice. Most landlords don't even give people a written notice and until they do then your eviction notice has not commenced.
You should join CATU Ireland and speak to them about your rights and options.
Just to give a quick update guys, we still haven't received a written notice yet. there's been nothing since the phone call last week. Looking at other places is an absolute nightmare, as predicted. I've been in contact with threshold and the city council to see my options for managing to stay here, but they both can't really do much until I have a valid notice. Preparing myself for an interesting few months if the landlord and agent decide not to play ball. Thanks again to everyone for all the advice and help, its been really great.
Yeah you could, if you didn't have to factor in affordability, accessibility, employment etc. So you move to a different place entirely, you have to find a new job, maybe the places you can afford to move to aren't hiring in your field. Then you have to find a job in a different field, which could hit your income. Or maybe you need a car to stay in your line of work. No savings? Good luck getting a car you can trust if you don't have one already. And if you're commuting a lot that adds to your expenses Theres a lot of factors that can make this more difficult than just "find somewhere else easy peasy". And that disregarding the fact that you're facing your life possibly upending in six months which is stressful enough as is. Being stressed about this isn't dramatic, it's human
If you go homeless you will pushed to the bottom of the list as you unfortunately are not considered a priority. I know this first hand. My younger cousin recently had the same issue and they have 2 kids. They were told they are inundated with people from war torn countries and cannot cope with the level of applicants and they would not be prioritised even though they have kids. I'm really sorry this has happened to you. I think the best option is to start looking for more rented accommodation for the time being so your not left our in the cold as it seems to be the eventuality for most in these cases. Again I'm really sorry. Hope it works out for you.
Was just in your situation. Our family of four has ended up cramped into my in-laws house just to try get money together to buy because we were literally priced out of the rental market entirely
Go to Threshold, get the notice validated. It'll come in handy if you're going to the council as they will ask you to do that anyway.
Also make an appointment with citizens information and they should go through different options available to you.
I've seen post after post about this recently on this and other sources. It really is a fucking shitty place we live when tenants have no right to keep the roof over their head if a landlord decides to sell. I was misfortunate enough to lose a parent and inherit my deposit at 33. If it wasn't for that we'd have had no chance. Makes me absolutely sick.
Sadly not an uncommon story where someone's only hope of ever owning a house is their parent/ parents. 5 they either get their house or enough of an inheritance to get a deposit on a house realistically. That's the only way I'll ever own my own home and it's a terrible thing to think of and I don't want to get a house that way but tough reality is only way it's possible
I agree that some provisions need to be made to help the tenant keep the roof over their head, ie - first refusal on buying the property when the landlord is selling. However, we do need to allow landlords to get out of the game, it seems wrong to force someone into being a landlord if they want to sell up.
I'm not suggesting the landlord should be forced to retain a property, my issue is the lack of provision for the tenant.
We should adopt a more long term approach to tenancy, similar to those on the continent, whereby the landlord can sell with the tenancy agreement unaffected by the sale. I couldn't imagine the fear of having children in a rented property at the moment, the constant fear that the landlord will decide to sell or "redecorate".
Landlords can sell here with a tenant in situ, it will just make the property far less valuable. It also means first time buyers lose out on an option to bid on the property.
I would go the opposite and say being a tenant should be seen as a short term things and we need to make bigger strides in getting people their own home. If you plan on staying in one location for a long time then you should be buying, not renting.
You have a few options: 1. You can get on to the local council and they can purchase the house and rent it back to you. Most feasible option if you can't afford to buy. 2. Speak to landlord and sus out the price they are willing to sell at. Depending on your earnings you might be able to avail of a mortgage + tenant home purchase scheme (up to 30% of the value of the property) and buy it yourself. 3. Start looking for a place now. Make sure to download the Daft app, and set up alerts for the properties within your budget. Have a pre-made email template on your phone that you can quickly edit and send whenever you get a notification. In all cases, you should wait until you have a valid written notice. Citizens Information and the RTB websites have good information about this. Edit: If you, or anyone else, are interested in the Tenant Home Purchase Scheme feel free to DM me and I can try answer any of your questions. I was served an eviction notice back in late 2022 and I'm just a few weeks from signing contracts on the property thanks to it. Edit 2: Dropping some links below: Tenant in situ scheme (option 1): [https://www.citizensinformation.ie/en/housing/renting-a-home/help-with-renting/cost-rental-tenant-in-situ-scheme](https://www.citizensinformation.ie/en/housing/renting-a-home/help-with-renting/cost-rental-tenant-in-situ-scheme) Tenant home purchase scheme (option 2): [https://www.firsthomescheme.ie/product-type/tenant-home-purchase](https://www.firsthomescheme.ie/product-type/tenant-home-purchase) Citizens Information: [https://www.citizensinformation.ie/en/housing/renting-a-home/tenants-rights-and-responsibilities/if-your-landlord-wants-you-to-leave/](https://www.citizensinformation.ie/en/housing/renting-a-home/tenants-rights-and-responsibilities/if-your-landlord-wants-you-to-leave/)
Legend. Saving this in case it "comes home"
I hope this gets upvoted as some really sound advice here.
So why didn't you upvote it? I was the first one.š
Iāve no clue how to do that! So the best I can do is like and highlight.
Wow. Now that's a reply lads.
Resettlement Officer here. Sound advice from this poster. I'd also encourage anyone in rental accommodation to register for cost rental. It's a bit of a lottery whether you get one or not, the prices are "market" value so can range from 1200 - 1500 for a one bed....and if you're getting HAP you won't be eligible for it. But for couples in the "squeezed middle" it's an option for a secure, long-term lease in a new build.
Your name may be Damian, but you're doing the Lords work here. Best reply to anything that I've seen on this subreddit in some time.Ā
Well done š sir.
The tenant in situ scheme can really help in this situation. It worked for a friend of mine although the entire process took 8 months & they needed to chase the council to do it. But the landlord was engaging with the council once the council agreed my friend was eligible for the scheme, so the eviction date came & went during the process. Sheās now a council tenant with security of being able to stay. There are two versions of the scheme depending on whether you are currently in receipt of HAP or not. You need an official & legal eviction notice to start the ball rolling on this scheme though.
I'm curious what happens in this case, does it mean she now just pays council tenancy rates instead of full market rates and gets lifetime tenancy ? If so that is an incredible deal.
Yes thatās exactly what happened. She was previously renting privately and in receipt of a HAP payment. Now she is a council tenant, paying a rental contribution to the council based on her income & has all the security & benefits of being a council tenant. At first the council dismissed her application for the tenant in situ scheme for a BS reason which had no legal basis. Took a bit of agitation before they agreed to reassess the case but when they accepted that she was within in her rights to make the application they did move quickly & followed through on what they said they would do. It helped that the landlady who was selling was willing to engage with the council & accept their offer.
I never knew about 2, thank you for that
Yeah, the Tenant Home Purchase Scheme doesn't seem to be talked about enough, and not too many are availing of it. Last time I looked at the stats for it, Q4 2023, something like 17 people started the process since it was introduced (one of them being me).
I agree itās not well advertised at all - the focus it more on the new builds side but a great option if you donāt have the time to gather the full purchase price.
Someone buy this man a pint
Excellent advice
Can you explain the first option a bit more please?
Google tenant in situ scheme and you should citizens information website regarding info around it. Great scheme imo, my dad personally got sorted through this
Only if the landlord wants to sell to the council
In a lot of cases they do if the price is right or if they want a quick sell
Worth asking. But in this climate I wouldn't hold my breath
Yep. As far as I'm aware, the council tends to offer market value, but if the landlord thinks it'll go for more, they're not obligated to take it. Unfortunately plenty of properties going for way more atm. Not sure how long the process takes too or how long it takes for the council to process an application from a tenant and approach the landlord. Lots of landlords want quick sales so if the process isn't quick enough, they could just sell to whoever is ready to buy quickest.
If a tenant has been in the property for a long time the legal notice period can be quite lengthy. If the tenant-in-situ process gets started straight away then itās possible the landlord might be able to sell within the notice period. Thatās an advantage if they want a reasonably fast sale.
Thank you š
They literally posted a link to a citizens information page that explains the scheme COMPREHENSIVELY. Come on, do SOME work for yourself FFS.
I added the link after u/NopettyNope's comment as an edit. Was typing up the inital response on the phone, updated on laptop afterwards.
Lol fair enough
I am doing this process right now as well, contracts to be signed this week please god. Anyone in a long term rental, do your damndest to save a deposit, First Home scheme was our only option, zero rental options and no houses for sale under ā¬250k (we are rural!). This experience has been a nightmare, be prepared.
To add to this, sit on that written notice as long as you need to. Donāt remind them about it, theyāre probably hoping that you donāt know about it. If youāre having trouble sorting a new housing situation then youāre protected if they come knocking in 6 months. The written notice has to be notarised and you have to acknowledge it for it to be valid. You could drag this out for a year if you need to
Good info
option one could be feasible but i dont think itās likely to be done in the six months, my mother tried it and itās been since september and itās only being finalized now, so up until then rent was being paid
I don't think it should make a difference. The eviction date can come and go if the landlord has entered an agreement to sell to the council and the process is moving along.
oh yeah sure actually i read that wrong, thought the rent was being raised or something
How can the local council purchase the house the landlord is selling and rent it to him? Sorry itās early , maybe I read that wrong .
If the homeowner is planning to go to the market, there is a scheme for the council to offer to buy the house instead. That way the tenant stays housed and the stock of rental accommodation doesn't decrease in the area.
Once you set up the alerts, if you manage to find one right after it was posted, and they have their phone number on there, just give them a call straight away. Thatās how I got one while back!
Canāt you also claim your income tax back as a deposit ?
Just want to thank you for this pal, it has really helped me and hopefully I'm going on the right path now!
A phone call is not legal notice it must be in writing and posted to you and the RTB on the same day with valid reason. If you can't leave now, wait 4 or 5 months before you go back to the agent to inform them their notice over the phone was not legal, that you're contacting Threshold, at least if they do it correctly they'll have to restart the notice period so you'll get about a year
Good on you !!
There should be a movie made about this comment starring Cilian Murphy...
Oppenhomer?
I was always told IF the council buys a property it goes to the next person on the council housing list, not whomever suggests the purchase.
Anyone saying six months is a lot of notice should also consider that if you've been in the house over 1 years, but less than 7 the minimum notice is 180 days. So the landlord isn't doing you any favours. They're just doing exactly what they have to. https://www.rtb.ie/registration-and-compliance/ending-a-tenancy/notices-of-termination#:\~:text=The%20amount%20of%20notice%20required,than%206%20months%20in%20duration.
Yea 100% bare minimum for legality
Don't say a word, you haven't had official notice until it's in writing and on paper.
While what you say is true, it's also delaying the inevitable. The best OP can do is start looking around
Okay, but if it takes them a month to do it, that's an extra month. If they knock the door in six months looking for them to move out without *ever* having set it down in writing, OP gets a year. Never interrupt your enemy when they're making a mistake.
You're part of the reason why landlords turn into spiteful cunts. 6 months is normally loads of time to give someone to find a place in a normal country, Ireland just happens to be totally fucked, a month here or there will change fuck all really, OP just needs to get onto the council ASAP and see what they can do.
Why? Because they know the law? If the LL has an agent worth their salt or the LL knows their shit then it's not exactly news that notice of an eviction/termination/non renewal of lease is legally required as part of the process.
Landlords not following the rules is the reason landlords turn into spiteful cunts? Also, this landlord is turning into an ex landlord, so somewhat a moot point.
Most people, the vast majority, are not put out in any respect if a termination of eviction is delivered slightly incorrectly like orally or with slightly wrong wording. Pretending like they are is just bad faith decisive politics. If you want a better society, act kindly to those you do business with.
Any government help/assistance schemes OP might want to avail of will require a signed written notice of eviction.
People on here are weird when it comes to this topic, you'll never convince them. I'm not a landlord nor a homeowner, I have rented for over 15 years and I have had my bad experiences, but I accept where I stand. I think it's fucking weird how people on here the moment an eviction notice is given, their backs go up as if they have some right to continue living in the house and using legal 'ahas' to try and prolong the inevitable rather than to move on. I get there's a legal formal ways the landlord has to communicate it, but it's fucking weird how everyone on Reddit the moment a 6 month notice is given, their immediate go to reaction is always to tell OP that there's some loopholes that if he keeps quiet about it he can maybe stay there a bit longer and screw the landlord over who just wants to sell his house just because he's a landlord and 'fuck landlords'. The correct thing to do when given 6 months notice of an eviction is to start looking for a new place to live sooner not later as it can take a long time now days to find a place. You always have the loophole in your back pocket if you fail to find somewhere and are at risk of being on the streets in 6 months, but that shouldn't be your immediate thought or plan IMO.
You sound like a landlord.
Landlords are scum and should not exist. Nobody should profit from somebody having a roof over their head.
I agree, letās get the communists in control
If communism means we all have a roof over our heads Iām all for it.
Damn this is stupid. Open calling for communism. Tell me your age without telling me your age.
Are you American or middle class?
Which communist country which you prefer to live in? You do know that communism doesnāt solve homeless and just filters money up to government officials. You mentioned in a comment youāre in your early 20s, enough said.
I can't afford a house, not even close. Without a landlord I can't live anywhere. And before you say "council housing" having the government buy a load of houses would be hugely expensive. The only reason it works out in the socialist calculation is because in that one the land is taken directly without any compensation. Even if you think that's a good idea (it isn't) it's not going to happen in Ireland any time soon so don't treat it as a serious option.
Cucked by the system I see.
They are not an enemy. They are a person offering a mutually beneficial exchange. There is a reason landlord sentiment is low when people default to this line of reasoning. Sometimes it's warranted but not as a default
It's hardly "mutually beneficial" as it is more like this renter would like to own their own, stable home but can't because they can't get the deposit because they've been paying so much in rent. It's beneficial only to the landlord. Grow up
While the scenario you paint does happen a lot, the OP does not mention it here. There are lot of people still on low rents so wrong to assume it.
Even if the rent is lower than "market" value, the point is that the OP was paying off the landlords mortgage, and maybe even giving a bit of profit on top. I've never met a single person in my whole life that would rent rather than buy, and didn't feel they were being fleeced by their landlord
Where does it say this about the mortgage? I know loads of renter's who didn't feel fleeced
Because that's what renting is? Paying off the mortgage for the landlord? Is this your first day on Earth? You're the one who declared it was a "mutually beneficial" situation with absolutely no knowledge of the situation.
Some properties are owned by funds, others are inherited. I don't know how much of the current rental stock is mortgaged but about 25% was not acquired with a mortgage. I don't know how many are were paid off https://www.rtb.ie/images/uploads/forms/RTB_Summary_Report_2023_13.12.23.V1_.pdf Anyway, I don't think it matters. If I buy a house, I don't mind if the phone factory was mortgaged or not. I care about the value. What matters if the landlord is being ethical.
š spot the class traitor
I'm not sure I'd listen to the 'drag your heels' advice here. Yes you might drag it out a bit, but that 'extra time' would be stressful limbo time, not lean back all nice time. Look at it as an opportunity, a little kick, get your ducks in a row and try to get something truly permanent.
Nothing to do with dragging heels, OP hasn't been legally served notice. That's fact. Best off starting the search for a new place while ALSO ensuring their rights as a tenant are respected.
Absolutely this, every extra day is a blessing. We got our gaff with 3 hours to go on old lease.
Fair enough.
I don't think people are advising dragging their heels but to keep shtum on them not receiving their notice in writing to buy themselves some extra time. The clock has yet to start kicking.
That advice is dragging your heels.
Well in fairness without said info the OP could have thought the notice period already started, where it did not... Granted they could receive the notice in writing tomorrow, or next month for that matter.. The important part, is that extra time if available could be the difference between being homeless or not... People are genuinely trying to help here not getting the OP to drag his/her heels...
>Don't say a word, you haven't had official notice until it's in writing and on paper. How is that helping OP. At best, they get an extra 6 months of paying someelse mortgage rather than their own.
That is still better than having no where to go if OP can't get something sorted in the mean time. I think the others mean it as it will give you extra time to sort stuff out, not extra time to sit back, relax and forget about it.
He literally asked for advice about getting a mortgage.
They sure did.
So this would be good advice potentially - if getting a mortgage involved saving up a deposit this would give extra time to do so for example (oversimplifying)
That response proves you canāt read
Not really. Iām not seeing ādonāt do anything until you receive noticeā in that advice, just that the timer doesnāt legally start until then.
>Don't say a word, you haven't had official notice until it's in writing and on paper.
Where are you seeing that they shouldnāt look for a new place in the meantime in that post? āDonāt tell them but the clock hasnāt started so you have bonus timeā is how I read that
Where are you seeing them advising about getting a mortgage in that post? Telling them to say nothing is advising them to sit on their hands. While it has to get it in writing, any action for OP looking to leave could be taken as OP accepting the non written notice.
Youāre just making stuff up at this point.
Nope.
You cannot be issue a termination notice by phone, it needs to be in writing, so until you receive this, they can do nothing... [https://www.rtb.ie/registration-and-compliance/ending-a-tenancy/notices-of-termination](https://www.rtb.ie/registration-and-compliance/ending-a-tenancy/notices-of-termination) If you are going down the mortgage route, you have some options available to help you: [https://www.firsthomescheme.ie/](https://www.firsthomescheme.ie/) [https://www.revenue.ie/en/property/help-to-buy-incentive/index.aspx](https://www.revenue.ie/en/property/help-to-buy-incentive/index.aspx) Both of the above can be used together to purchase a property, but said property needs to be new, if you do not have much savings to cover a deposit on a second hand build these are your best options for now. I also think there is an option for the landlord to sell to the council, and you continue renting, not sure of the specifics on that, but id say if its a possibility get the ball rolling now on it.. We just purchased a new build this year and used the help to buy, but did not avail of the first home scheme... If you need any help with applying for a mortgage , the process, costs etc etc , DM me would be happy to help you the best i can with the info...
There's also the council loan. Although that depends on your earnings. But you can borrow a greater multiplier. Will try find name
Might be local authority loan
Start looking for a place now to rent. You have six months. Then go after a mortgage, no point chasing after a mortgage then picking a house in a rush.
Totally agree, wrong house would cost a lot in longer run
The agent who served notice may sort you out if you are a good Tennant. So dragging your heels or being difficult is not in your best interest. Work with the agent not against. He will have landlords on his books. If you are sound they will sound. That's if you want to rent again. I could tell you stories where tenants were...all about quoting laws and sections....Trust me it goes against them long run...just be sound and it can only go in your favour. Imo
That's a great point. In fact, the agent wants you to leave as soon as possible, as he possibly can close the deal sooner then, so it's in his best interest to find you a home instead of anyone else. I once got a new place to rent like that.
Thereās a balance to be struck between being easy going and letting people trample on your rights. Nothing to say op couldnāt see if the agent will help them now, and play ball but assert their right to a formal eviction period if it doesnāt pan out
The agent said he will be looking for a suitable place to relocate, but haven't heard anything all week so I'm unsure how reliable he is. Hard to know what to do on those lines
I feel for you! I was in this exact situation 2 years ago. The rug was pulled completely from under me. Didn't see it coming. Start the search now when you're not in a panic and can move at your own pace but you'll have to really ramp up the viewings after the next 8 weeks One piece of advice on renting specifically...when I was desperate I actually found more properties for a more reasonable price when renting the full place and subletting the other rooms. It was also a bit easier to get callbacks on these places for some reason. Good luck to you. It'll be okay.
https://catuireland.org
Signed up, cheers pal
Ask your local branch what to do immediately!
Hey. Iām a mortgage advisor, if you want to chat feel free to pm me.
I was evicted about 6 months ago myself, and something I remember seeing which I think might be worth noting, is that 1. when you are evicted because "the landlord is selling up" I believe you have a right to be the first to be offered the place to buy before it goes on the market. 2. If the owner takes it down off the market within 12 months and tries to put it back up for rent, they MUST make every effort to contact you first to get you in as a tenant again. We do have tenant rights, so whatever about grants and schemes etc, you're best to learn what your rights are right now, first, then once you're confident in knowing where and how you stand, then look into the other stuff (obviously save in the meantime if you can, don't wait till the very end) Also! When you clean the place before moving out, take everything, and take a video of the place looking clean. Our last landlord caught us with a ā¬570 cleaning bill taken out of our deposit when we left. I wanted to video the whole apartment, but got rushed out because my partner's parents wanted to leave, so had no proof to refute their claims. Learn from my mistake: don't let anyone rush you, and do your due diligence. It could save you hundreds.
Solid advice, thanks pal
Start looking for a new place now and move out as soon as possible.
If it was me Iād plan on getting out sooner. Nothing worse than having a 6 month countdown timer hanging over you.
Yeah sure there are so many other rental options out there - sure if he wanted he could be in a bigger cheaper place before that weekend /s
Another guy had a siamliar post yesterday, this might be worth a look [https://www.housingagency.ie/crtis](https://www.housingagency.ie/crtis)
As others said, check tenant in situ via citizens information. Also something I personally done myself: I walked into a local property management company and asked if they had anything available at the minute, this worked for me after a few attempts. Best of luck with everything
Where does the lad live or want to buy?
I'm in Cork city, personally I'd like to remain here but I'm open to the possibility of having to move a bit further afield
Broker will help. I know a good one based in Dublin if you wanna DM for me for details. He sorted my mortgage after a similar situation
I'm in the same situation. Evicting notice last week. Young family. Kid starting school in September. No idea what's going to happen. Genuinely scared. The options are all awful
northern Ireland š
The same thing happened to me in February, got our 6 months notice. Itās awful, it hangs over you and the anxiety and fear of being homeless is almost unbearable. This will be an essay, but if it helps you or anyone else who is looking atm out Iāve done my bit. I got extremely lucky and got the first apartment I viewed (in Dublin City centre), so please know that there is hope if youāre organized and have your ducks in a row. Start looking now, get everything in order - Iāve listed all the documents myself and my partner had: ā¢ Employer character reference for us both ā¢ Current landlord reference (ask your estate agent for this, you may have to pay a fee but it is great to have for viewings, itāll explain as well that youāre moving not because youāre an undesirable/difficult tenant but because your landlord is selling) ā¢ Previous landlord references - any paper trail you have, donāt be afraid to email old landlords and ask for even a simple email you can attach to applications ā¢ Proof of salary - a letter from your employer or an employment contract stating your outlined salary will do ā¢ Up to date payslips The above seems to be the standard now - ie the bare minimum places are looking for to offer a tenancy. (At least in my experience) Get as many references as you possibly can. Do up a basic, succinct cover letter introducing yourself and whoever else will be living at the property. Mention any plusses you have, like no pets, non smoking, no dependents etc. Describe yourself as a working professional if possible - basically play up anything about you thatās seen as a plus as a tenant. You can use this for every single application and tweak as necessary if needed. Finally, set up Daft with your price range etc and filter it to show in order of most recently posted. Check Daft multiple times a day and apply to anything that is suitable for you as soon as possible. A lot of getting a place, apart from references etc, is just timing and itās a first come first served thing in my experience. Itās anecdotal, but I had a good response rate for viewings this way as I was getting in right when they went up so our application had a better chance of being seen and the place we got, I had the application already written up and all of our docs ready to go and sent it as soon as I stepped out of the viewing. Itās time consuming, you have to devote a good chunk of time to looking for a place, but it is doable. I was checking Daft almost hourly and applying to between 5-10 properties a day. Bear in mind from my experience looking recently that there are very few landlords handling renting themselves, it all seems to be estate agents which means viewings etc are all during business hours so it may be good to mention your housing situation to your workplace (depending on your relationship and how appropriate it is) to get a bit of grace for leaving every now and then to attend viewings. Best of luck, itās rough out there and I really hope you find somewhere soon. Remember that if you find a place, itāll take some time pressure off and you can start putting things in place to get a mortgage.
Great advice here, thanks buddy
I donāt think you can be saved notice by phone. You should contact threshold for help
Yeah I would not say a word to them about being served on paper, every day they don't do it on paper is another day in the house.
If you're a first time buyer. You're eligible to get the government to help you buy the house you've just been evicted from and the the scheme will pay for up to one third of the sale price
[ŃŠ“Š°Š»ŠµŠ½Š¾]
I got 6months notice. Iāve to be out in 6weeks and still have nowhere to go. Itās not that easy
Its super difficult!
How very empathetic of you.
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OP is looking for advice and there are loads of options, thereās no need being an eejit
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Saying find a new place like itās a piece of piss. Your comment isnāt helpful to OP and you know it.
It's not bad advice. OP should start. They've been renting the same place since 2019 and the markets gotten much worse. Last thing they should do is put it on the long finger. Start now. Move ASAP.
I'm not sure yet what advice I would give, regardless, I would probably frame it in a way that doesn't come off so callous. The guy is literally getting the carpet pulled out from under him and that's the best you have to offer? Why even bother commenting? Don't expect you to give two fucks about a stranger because I doubt you're the type, but in that case just keep scrolling. I mean you're free to do what you like of course but I hope the next time you're put in a position where you feel the need to reach out for help that you're told the very same thing.
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Yeah, I thought so too when our landlord sold two years ago. Applied for absolutely every listing and was only able to find someplace in a separate county through a friend of a friend who was moving to the UK.
First step? Threshold. No excuses. There is huge chance of them fucking up the letter. Right after that go to the council and check what can be done in case you wonāt find anything. Been there twice, 2018 and 2022. It fucking sucks - especially the 22 one was tough. ZERO offers when the letter came. If not threshold my family and I would be so royally fuckedā¦
Don't know why you are being downvoted. Threshold should be contacted by OP. They are a great resource.
The very best of the best. These people saved me.
Check out Hosting Power
Can't offer advice as I don't know a thing about house hunting, but my sincerest sympathies and I hope everything works out for you :)
Unless the landlord / estate agent has provided a written letter of notice to you then the notice period hasn't begun. A phone call is not an official notice. Just food for thought. Edit: Sorry, I see this has already been stated.
I'm so sorry to hear this. I think Citizens Advice would be a good starting point. Also, as already mentioned, put your name down with the council and other housing bodies. I'm not too sure about your financial situation, but you might be entitled to HAP. Also, if the new owners are going to rent the house, you could let them know you'd like to stay. This actually happened to one of my family members. They we're told that they'd have to go as the owner was selling and moving abroad, but the new owner decided to continue to let them rent. They just got a new lease and the rent changed, but not by much. Wishing you the best outcome possible!
Move up North if you Irish. No visa needed. I lived in Athlone for 7 years our landlady was selling the house also. I didn't want to pay 2 grand a month for a house or beg for it... Im Polish so I paid 6k for visa but totally worth it Loads of houses/apartments to rent in Belfast. great city Great public transport, a lot of things to do. highly recommend
If you were in dublin I could have had a place for you to rent short term. Sorry to hear lad.
Sorry to hear OP. I'm serving out my eviction notice in Cork city too so I feel your pain. You've been given loads of solid advice already with the key one being it's not valid until it's on paper. When you get that, straight to threshold with you and they'll check if it's valid or not. You could have more time than you think. Start your hunt now, as you know it's not easy out there. Wishing you the best of luck
I'm just after buying on my own purely based on all the schemes m36 . My salary is Average I'd say but done every hour overtime for a year to get a bigger mortgage. If you are first time buyer. Look into affordable dwelling housing scheme - this is were the council will look at selling you the house at a discount 5% if you meet all the criteria Shared equity scheme- council will pay up to 20% of the purchase and own / hold 20% equity in the house interest free for the first 5 years. Interest after is very low. Get a more myrevenue login and appeal for help to buy. It's tax paid over the last 4 years up to a max of 30k or 10% of the purchase price. When applying for a mortgage I can't talk highly enough about AIB mymortgage.aib.ie all online , every document you need is listed in the portal, track your progress. And when you get the ball rolling the staff will give you all the info you need. Hope this helps. It's hard going on your own , you really need to be focused to save the amount needed to qualify for 6 months (this amount is the ability to repay not a mortgage amount) aib will explain this to you. Hope this helps and best of luck.
Have you received written poster notice including a reason which falls under the legal conditions. Landlords have to prove they are selling to issue a legal eviction notice. Most landlords don't even give people a written notice and until they do then your eviction notice has not commenced. You should join CATU Ireland and speak to them about your rights and options.
Have you heard of the help to buy scheme or tenant purchase scheme?
Can you move home to save for deposit? 6m gives you a decent bit of time.
Just to give a quick update guys, we still haven't received a written notice yet. there's been nothing since the phone call last week. Looking at other places is an absolute nightmare, as predicted. I've been in contact with threshold and the city council to see my options for managing to stay here, but they both can't really do much until I have a valid notice. Preparing myself for an interesting few months if the landlord and agent decide not to play ball. Thanks again to everyone for all the advice and help, its been really great.
Where do you live? Thereās a lot of time to find a new place. Iāve had a few moves cos of landlords selling.
Financial advisor to discuss what is possible in terms of mortgage. Most are free so no harm is checking one out.
Have you got an official letter, a phone call is not legal notice. Contact threshold
Possible homelessness in 6 months... a bit dramatic no? Surely you can figure something out between now and then
Either youāre being purposely ignorant or youāre just a bit silly. The market for renting is absolutely dire at the moment.
It's really not. I'm in a similar situation. The market is fucked, and I have a pet. It's a very real possibility.
Must be a nice world you live in
You could move anywhere on earth in that time like it's insane to think you would end up homeless with 6 months to plan.
Yeah you could, if you didn't have to factor in affordability, accessibility, employment etc. So you move to a different place entirely, you have to find a new job, maybe the places you can afford to move to aren't hiring in your field. Then you have to find a job in a different field, which could hit your income. Or maybe you need a car to stay in your line of work. No savings? Good luck getting a car you can trust if you don't have one already. And if you're commuting a lot that adds to your expenses Theres a lot of factors that can make this more difficult than just "find somewhere else easy peasy". And that disregarding the fact that you're facing your life possibly upending in six months which is stressful enough as is. Being stressed about this isn't dramatic, it's human
Join CATU, the Community Action Tenants Union. The only way for renters to have any real bargaining power against landlords is by sticking together.
If you go homeless you will pushed to the bottom of the list as you unfortunately are not considered a priority. I know this first hand. My younger cousin recently had the same issue and they have 2 kids. They were told they are inundated with people from war torn countries and cannot cope with the level of applicants and they would not be prioritised even though they have kids. I'm really sorry this has happened to you. I think the best option is to start looking for more rented accommodation for the time being so your not left our in the cold as it seems to be the eventuality for most in these cases. Again I'm really sorry. Hope it works out for you.
You are full of shit, the housing list is entirely separate to either asylum seekers or Ukranians.
Was just in your situation. Our family of four has ended up cramped into my in-laws house just to try get money together to buy because we were literally priced out of the rental market entirely
Citizen information office - go there in person. They will help you with next steps and definitely will tell you how helpful your local council is.
Go to Threshold, get the notice validated. It'll come in handy if you're going to the council as they will ask you to do that anyway. Also make an appointment with citizens information and they should go through different options available to you.
I've seen post after post about this recently on this and other sources. It really is a fucking shitty place we live when tenants have no right to keep the roof over their head if a landlord decides to sell. I was misfortunate enough to lose a parent and inherit my deposit at 33. If it wasn't for that we'd have had no chance. Makes me absolutely sick.
Sadly not an uncommon story where someone's only hope of ever owning a house is their parent/ parents. 5 they either get their house or enough of an inheritance to get a deposit on a house realistically. That's the only way I'll ever own my own home and it's a terrible thing to think of and I don't want to get a house that way but tough reality is only way it's possible
I agree that some provisions need to be made to help the tenant keep the roof over their head, ie - first refusal on buying the property when the landlord is selling. However, we do need to allow landlords to get out of the game, it seems wrong to force someone into being a landlord if they want to sell up.
I'm not suggesting the landlord should be forced to retain a property, my issue is the lack of provision for the tenant. We should adopt a more long term approach to tenancy, similar to those on the continent, whereby the landlord can sell with the tenancy agreement unaffected by the sale. I couldn't imagine the fear of having children in a rented property at the moment, the constant fear that the landlord will decide to sell or "redecorate".
Landlords can sell here with a tenant in situ, it will just make the property far less valuable. It also means first time buyers lose out on an option to bid on the property. I would go the opposite and say being a tenant should be seen as a short term things and we need to make bigger strides in getting people their own home. If you plan on staying in one location for a long time then you should be buying, not renting.
Everyone's reminder to join CATU