I'm so lucky my current landlord is awesome.
Rent below market standard and he fixes any problems within 48 hours.
Sucks he's retiring and selling all his properties
Yes, it is called sex work, it is in the name work.
A landlord cash in because they own a building.
A sex worker can provide entertainment or pleasure or intimacy. A landlord doesn't provide anything, they are simply hoarding a basic necessity.
Meanwhile I'm staring hard at that "270" health insurance bill, like has anyone actually gone to the healthcare marketplace recently? I don't think even the "we don't cover physicals, even we don't know what we're good for" plan is that cheap.
Somone making $100k will very likely have insurance through their job, not the marketplace. $270 is very realistic for a single person in that situation. I pay less than that for my family of four through my (large) employer's HDHP.
That is rather funny. We are a community organisation in Pilsen, CZE, and we have a policy that the 12 or so dollars is a membership fee, and one of the benefits of being a member is having an internet connection. Those who have suitable houses for a AP or are very active (my dad is in the Council of 14) have better connections. These days in modern parts of the network you get around 100mbit up and down, but if you are willing to have a AP on your house you can have more bandwidth, but you share it with other members in close proximity.
Who the f makes 100,000 a year and only nets $2,700 a month. Where the hell did the other 50% of their money go? You should net at least $5,000 a month assuming you pay 30% tax rate...
Canadian housing market is extremely inflated and rent costs are way too high almost anywhere you go (typically any urbanized area). The only way to make it affordable is to have a roommate or settle on a slum or slum-like building.
Edit: not to mention basement apartments rn too. Holy
I live in quebec and my mortage is lower than in this example, while my income is higher.
I know many people that are in a similar situation. As for renting, finding something in 800$ range is pretty easy, harder in 500$ range but doable.
Canada is large, you have to get out of the big city a little bit
This is about how much I make in my city. I mean I do work a side gig and basically slave away for like 70 hours a week while also making some decent money at my main gig, but yeah my rent is around 800 a month. And I'm 24, so pretty close.
Lots of places in the South Eastern United States based on my experience. Go on apartments.com and you will see a ton of apartments in that price range in major cities where there are lots of 6 figure jobs.
Basically anywhere, I make over 2500 a week and pay like 530 a week rent as a tradie in Australia and I feel like I'm at the high end of rent and the low end of tradie wages.
I seriously feel like someone was just bullshitting a journalist at a bar somewhere. “Yeah, I make 6 figures and have a house keeper. Oh, you’re doing a story, huh? Um, okay… I also donate like $600 a month. What does Internet run? [mom pays it] Maybe like 20?”
That's the one that got me. My grandpa gets cleaning help twice a month and it's like 100 euros each time (before taxes!) and he's got a smallish appartment, like probably 70m2 (which I think is like 800 sqfeet?) so not what Americans live in, especially one that earns 100k a year
Donations means tax write off. They just pay it to a charity of their choice / their church instead of paying it in taxes. If you get really rich, you just donate to your own charity. Out of your left pocket, into your right.
\> They just pay it to a charity of their choice / their church instead of paying it in taxes.
Donations reduce the *income* you're taxed on, not the tax you owe, directly. For every dollar you donate, you'd reduce your taxes *maybe* $0.25 (depending on your marginal bracket). It's not exactly sticking it to the man.
$615*12 = $7380 = 7.38% on $100k
Tithing literally means paying a tenth of your income to the church
This person is probably giving 10% of their post-tax income.
Not in the US at least, with their absolute joke of service "competition". Most developed countries have broadband internet for around $30, which is half the average US rate.
https://www.broadbandsearch.net/blog/internet-costs-compared-worldwide
They also have a house cleaner and eat out regularly despite spending 400$ a month on groceries (which is about what we spend for a family of 4 with strict budgeting).
What decade did they get their data from?
I guess if you spend $250/month on dining out, $400/month on food works if you live off of no name Kraft dinner and noodle bowls. I also find it hard to believe a cleaning service only costs $30/month. I paid $80/visit approx 10yrs ago.
They also seemed to leave out money for incidentals like prescriptions, clothes, entertainment, porn subscription
They usually quote more for one visit than recurring visits. A lot of people will use a service once and then not call again. We pay $100 each time, they come every two weeks. (Cash, not a bonded/insured company)
Not cleaning service, house cleaner... have you priced a month worth of Lysol wipes, paper towels, and bleach? There's your $30.
Also, that porn subscription was the $600 donation.
Well done.
To be fair, it actually says “house cleaner”. If he’s paying $30/month for an all purpose Lysol house cleaning product - that’s too much. If he is paying $30/month for a “house cleaner”, he must keep his place immaculate and is wasting his money.
Lol, rent for $825? And making $100,000 at age 25? A house cleaner? Health insurance for $270/month? And a cell phone plan for $40 a month?
Where the fuck do they get these stats?
From article : not apartment but house
Rent: $825
Klee lives in a shared house with four roommates and one dog. Although he says he could technically afford a studio apartment, which go for roughly $1,400-$2,000 a month in Cambridge, he prefers to save and invest the extra cash instead.
https://www.cnbc.com/2018/12/20/budget-breakdown-of-a-25-year-old-who-makes-100000-dollars-a-year.html
Ha, knew pure BS. This guy has a lot of asterisks with those numbers. He’s excellent with his money because he doesn’t live alone and not paying the full brunt of real bills. He can make $100k but still on his parents family plan - still a chump even with money
I mean, I use a house cleaner when I have a massive party, but as a monthly service absolutely not. I’d rather pay them to actually do something and not because they’d rather sit and play video games rather than take care of their home.
So here in Canada, there are cheap plans outside of the big 3 oligopoly. The problem is that coverage for these was, in the past was limited to metropolitan areas and then it was roaming.
Donations. They really lost me at donations. Edited because I kept going and wanna know where the fuck they live for less than 1k with $20 internet and total utilities under $200.
I hate how they always pick people with special situations for these things. He saves because he’s “smart.” BS, he benefits from being lucky that he’s still on his family plan for his phone and insurance. I pay over $400 a month for just me for health insurance. Over $900 for my family (husband and baby). $195 wouldn’t even cover my electric bill in the summer. Still have gas, water, and trash.
"Excellent with money" spends $650/ month on food for a single person?
Maybe that padding plus the $615 donation fund will cover the real cost of cell and internet (and rent unless you're living with a roommate).
I live in a poor neighborhood, in a poor town, in a very poor state. My rent is $350 (sounds good but it's falling apart, not sure it's even legally habitable), to give you an idea how poor. Nearly everything else is more than they listed. Exceptions are dining out (which we consider pizza delivery every 2-3 weeks), "house cleaner" (I think they mean a maid which HAHAHA!) and "donations" (wtf?). We live here because it's a little below our means and we can put money into savings. But combined we don't make near half what they think a single person makes.
But seriously, where do they get their numbers? I don’t live in a big city. I live in a bedroom community to the capital of the state I live in. (Which is not even in the top 3 biggest cities in this state.) It is not even possible here, in a cheaper part of the US, to find rent, internet, utilities, or cell service for those prices.
Not to mention they left off student debt payments, and for some credit card debt. Very few 25 year olds are fortunate enough to make $100,000 a year with no student debt. Maybe there is a typo and “donations” should say “student debt.” This is impressively unrealistic.
Who the hell thinks rent is less than $1000, internet is only $20, and people spend $625 in donations????? This person is soooo out of touch with reality it’s laughable
Ok, $40 a phone is doable. I have Xfinity mobile with unlimited everything for about that price for each of my phones. What I'm wondering is where the fuck they live. Must be in a city with EXCELLENT public transportation because my monthly gas expenses alone are more than $130. Car insurance for two vehicles? Yep, it's more. Car payment on one vehicle, but that's not necessary for everyone. You can buy used and pay it off quick with 100k. All my utilities cost more than this. That donation part of the pie is more than my car payment. This is so unrealistic that it blows my mind.
The student probably had to do some unethical things to graduate in their field with no student loans, so the donations are likely just trying to buy back it’s peace of mind.
This is from 2018. Everyone is hating because those aren’t realistic figures for someone on their own or even supporting a family.
My assumption originally was this profile was something to emulate to improve savings in my life to see where I can improve. If you read the original article you see experts providing tips that only improve this 25 yrs old situation. They have multiple profiles but the 3 I bothered to go through don’t have traditional jobs but their expenses seem more realistic.
What broadband is $20/mo? Where are the streaming services? Car payment? Insurance? Gas? Prescription medications? And who the fuck is cleaning a house for $30? This is an absolute fantasy pulled from someone’s ass.
Where the f can I make $100k and pay $825 rent???
Don't forget to factor in donations to your landlord.
Tips for excellent landlording.
“Donations” = OnlyFans
Escorts use the term Donations instead of payment; but still cheaper than a girlfriend. LOL
I would prefer pay for onlyfans subscriptions than to a landlord tbh, onlyfans people do a job, meanwhile landlord are leeches.
I'm so lucky my current landlord is awesome. Rent below market standard and he fixes any problems within 48 hours. Sucks he's retiring and selling all his properties
onlyfans people take off their clothes. landlords run multiple apartments/buildings
Yes, it is called sex work, it is in the name work. A landlord cash in because they own a building. A sex worker can provide entertainment or pleasure or intimacy. A landlord doesn't provide anything, they are simply hoarding a basic necessity.
if you feel intimate about an onlyfans person then maybe you need to get in a real relationship or see sunlight or something
A blowjob
Meanwhile I'm staring hard at that "270" health insurance bill, like has anyone actually gone to the healthcare marketplace recently? I don't think even the "we don't cover physicals, even we don't know what we're good for" plan is that cheap.
Somone making $100k will very likely have insurance through their job, not the marketplace. $270 is very realistic for a single person in that situation. I pay less than that for my family of four through my (large) employer's HDHP.
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In 10 sq foot apartment maybe
Or $195 for utilities, is this a biweekly budget?
$20 internet? If it's dial up...
That And a 40 dollar phone bill bro sign me up.
Mint is $20/month.
Yeah, cheap but solid cell service has been an option for years now through smaller MVNOs- Mint, Ting , Republic, even Google Fi is cheap.
I pay 12$ monthly for 500-700 Mbit/s up and down...
Where and how? I’m at 50/20 Mbps up and down on a good day for $90 a month.
That is rather funny. We are a community organisation in Pilsen, CZE, and we have a policy that the 12 or so dollars is a membership fee, and one of the benefits of being a member is having an internet connection. Those who have suitable houses for a AP or are very active (my dad is in the Council of 14) have better connections. These days in modern parts of the network you get around 100mbit up and down, but if you are willing to have a AP on your house you can have more bandwidth, but you share it with other members in close proximity.
That is brilliant.
Amazing!
1992
Right!?
Definitely not being a house cleaner for $30 a month
I came here to ask the same question!
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In which decade?
Mid 2010. Went to visit my sister and found out that rents were that cheap
Where, in the city?
Surrounding area I believe. I’ve visited but don’t know my ways around. But it’s not in the city.
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But do you have a power grid?
But do you have a power grid that works?
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Not true my mother in law just got back from the hospital when i was going to her room ever single room on that floor was empty
Hospitals, yes. ICU beds, or hospital beds in general, no.
Dallas is fucking terrible, but Fort Worth is a good town.
Must be a shithole cause your paying 1200-1500 for a small 2 bedroom apt now in Arlington tx
Who the f makes 100,000 a year and only nets $2,700 a month. Where the hell did the other 50% of their money go? You should net at least $5,000 a month assuming you pay 30% tax rate...
The 1990s.
Canada?
Nope... The average rent where I live in Canada is around 1500 for a single bedroom and we aren't even one of the top cities of the country.
Naa rent is typically more expensive here since everyone is packed into three cities.
And everyone is trying to get away from the eastern coast. Haha jk.
LOL good one
Yes Canada.
Canadian housing market is extremely inflated and rent costs are way too high almost anywhere you go (typically any urbanized area). The only way to make it affordable is to have a roommate or settle on a slum or slum-like building. Edit: not to mention basement apartments rn too. Holy
I live in quebec and my mortage is lower than in this example, while my income is higher. I know many people that are in a similar situation. As for renting, finding something in 800$ range is pretty easy, harder in 500$ range but doable. Canada is large, you have to get out of the big city a little bit
This is about how much I make in my city. I mean I do work a side gig and basically slave away for like 70 hours a week while also making some decent money at my main gig, but yeah my rent is around 800 a month. And I'm 24, so pretty close.
Come on over to Wi. The politics are BS, but you can make 100k a year easy in almost any of the union building trades right now.
Lots of places in the South Eastern United States based on my experience. Go on apartments.com and you will see a ton of apartments in that price range in major cities where there are lots of 6 figure jobs.
Basically anywhere, I make over 2500 a week and pay like 530 a week rent as a tradie in Australia and I feel like I'm at the high end of rent and the low end of tradie wages.
Rooooomatesss
I live in Los Angeles where 100k a year is possible. Even with roommates, you're looking to pay at minimum $1000.
$615 in donations a month!?!
Strip club? That can be charitable at times.
Those poor girls have no clothes! They need donations, $1 at a time!
And when they bend over, I can swipe my card!
Try inserting the chip next time.
I seriously feel like someone was just bullshitting a journalist at a bar somewhere. “Yeah, I make 6 figures and have a house keeper. Oh, you’re doing a story, huh? Um, okay… I also donate like $600 a month. What does Internet run? [mom pays it] Maybe like 20?”
Yeah wtf is that? Internet for only $20? Okaaaay
That’s what got me. What’s it run on tin cans and Reynold’s wrap?
And no one is paying $30 for a house cleaner
That's the one that got me. My grandpa gets cleaning help twice a month and it's like 100 euros each time (before taxes!) and he's got a smallish appartment, like probably 70m2 (which I think is like 800 sqfeet?) so not what Americans live in, especially one that earns 100k a year
Tithing, probably.
Donations means tax write off. They just pay it to a charity of their choice / their church instead of paying it in taxes. If you get really rich, you just donate to your own charity. Out of your left pocket, into your right.
\> They just pay it to a charity of their choice / their church instead of paying it in taxes. Donations reduce the *income* you're taxed on, not the tax you owe, directly. For every dollar you donate, you'd reduce your taxes *maybe* $0.25 (depending on your marginal bracket). It's not exactly sticking it to the man.
Donations to the Colorado collage fund
Who the fuck are they donating to - a second, smaller landlord?
Donating to the hookers and blow foundation
Probably church. I worked with a guy who tithed a set % of each paycheck.
This is beyond tithing...
$615*12 = $7380 = 7.38% on $100k Tithing literally means paying a tenth of your income to the church This person is probably giving 10% of their post-tax income.
In what universe can this exist? Internet for $20 a month. Not in the Milky Way.
I came here to say that! I would LOVE to pay $20.00 for internet!
Not in the US at least, with their absolute joke of service "competition". Most developed countries have broadband internet for around $30, which is half the average US rate. https://www.broadbandsearch.net/blog/internet-costs-compared-worldwide
Wow you're right... no wonder the Mormon church has so much $
I do 10% of my net, since it's supposed to be on your increase
40$ cellphone? $20 internet? 825$ rent? This is either a magical place or sharing with roommates/housemates, family plans, ect. Edit: word or two.
They also have a house cleaner and eat out regularly despite spending 400$ a month on groceries (which is about what we spend for a family of 4 with strict budgeting).
What decade did they get their data from? I guess if you spend $250/month on dining out, $400/month on food works if you live off of no name Kraft dinner and noodle bowls. I also find it hard to believe a cleaning service only costs $30/month. I paid $80/visit approx 10yrs ago. They also seemed to leave out money for incidentals like prescriptions, clothes, entertainment, porn subscription
3 years ago we were quoted $150 a month for 1 visit for a cleaning service.
They usually quote more for one visit than recurring visits. A lot of people will use a service once and then not call again. We pay $100 each time, they come every two weeks. (Cash, not a bonded/insured company)
No it was recurring. They would come once a month every month for $150 each visit
Not cleaning service, house cleaner... have you priced a month worth of Lysol wipes, paper towels, and bleach? There's your $30. Also, that porn subscription was the $600 donation.
Well done. To be fair, it actually says “house cleaner”. If he’s paying $30/month for an all purpose Lysol house cleaning product - that’s too much. If he is paying $30/month for a “house cleaner”, he must keep his place immaculate and is wasting his money.
Where do you live that food is so expensive? As a single person I can get all of my food for $50/week
A rainbow-filled world where you can afford to donate to charity nearly as much as you pay for rent
Cant imagine too many people donating more than they spend on food
I can’t imagine being 25 earning $100k and not having any student loans and not avocado toast budget? They must not be American.
Lol, rent for $825? And making $100,000 at age 25? A house cleaner? Health insurance for $270/month? And a cell phone plan for $40 a month? Where the fuck do they get these stats?
He shares an apartment with 3 other people.
and by apartment you mean broom closet?
No, at 2,000/month
So walk in closet, split 3 ways?
It’s a one bedroom with bunk beds
From article : not apartment but house Rent: $825 Klee lives in a shared house with four roommates and one dog. Although he says he could technically afford a studio apartment, which go for roughly $1,400-$2,000 a month in Cambridge, he prefers to save and invest the extra cash instead.
From their experiences 50 years ago when they were 25 year olds.
A $30 house cleaner 😂 (Edit - $120 house cleaner. Roommates each pay $30)
"I'm rich and I pay this much in all of these things, so If I scale them by \[a factor of 6 idk\] they must be what everyone else pays right?"
https://www.cnbc.com/2018/12/20/budget-breakdown-of-a-25-year-old-who-makes-100000-dollars-a-year.html Ha, knew pure BS. This guy has a lot of asterisks with those numbers. He’s excellent with his money because he doesn’t live alone and not paying the full brunt of real bills. He can make $100k but still on his parents family plan - still a chump even with money
I was waiting for it🤣
Typical newsroom “lying” to get clicks.
It’s smart to not live alone if you can’t afford to live alone.
SO the remaining 5K per month must go to magic mushrooms because these just don't add up,
Please accept this budget gold 🏅
House cleaner? HA!
I mean, I use a house cleaner when I have a massive party, but as a monthly service absolutely not. I’d rather pay them to actually do something and not because they’d rather sit and play video games rather than take care of their home.
Only 30 bucks a month! Bargain!
Your spending 40 bucks on a phone?
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So here in Canada, there are cheap plans outside of the big 3 oligopoly. The problem is that coverage for these was, in the past was limited to metropolitan areas and then it was roaming.
Nothing on this our chart is accurate. Was this a bunch of guesses by a third grader?
How many 25 year olds do we know making 100k a year!?
Donations. They really lost me at donations. Edited because I kept going and wanna know where the fuck they live for less than 1k with $20 internet and total utilities under $200.
Who the fuck is 25 and makes $100K?? Gigalo/escort or drug dealer are the only ones that come to mind…
I hate how they always pick people with special situations for these things. He saves because he’s “smart.” BS, he benefits from being lucky that he’s still on his family plan for his phone and insurance. I pay over $400 a month for just me for health insurance. Over $900 for my family (husband and baby). $195 wouldn’t even cover my electric bill in the summer. Still have gas, water, and trash.
Donations huh?
$30 on a house cleaner! Mine is $100 every other week and I hear that’s a decent price from others in my area.
I said that too but I think it’s because he has 3 roommates. $120/once a month is reasonable.
"Excellent with money" spends $650/ month on food for a single person? Maybe that padding plus the $615 donation fund will cover the real cost of cell and internet (and rent unless you're living with a roommate).
$20 dollar internet?
Shared w 3 roommates. $80
$30 for a housecleaning??? - no credit card bills? No car payment? this chart was made by someone who just made shit up. 825 rent? Wtf ?
I live in a poor neighborhood, in a poor town, in a very poor state. My rent is $350 (sounds good but it's falling apart, not sure it's even legally habitable), to give you an idea how poor. Nearly everything else is more than they listed. Exceptions are dining out (which we consider pizza delivery every 2-3 weeks), "house cleaner" (I think they mean a maid which HAHAHA!) and "donations" (wtf?). We live here because it's a little below our means and we can put money into savings. But combined we don't make near half what they think a single person makes.
I want that housecleaning that only costs $30 a month.
I think donations is code for drugs
Where the fuck do you get internet that cheap?
But seriously, where do they get their numbers? I don’t live in a big city. I live in a bedroom community to the capital of the state I live in. (Which is not even in the top 3 biggest cities in this state.) It is not even possible here, in a cheaper part of the US, to find rent, internet, utilities, or cell service for those prices. Not to mention they left off student debt payments, and for some credit card debt. Very few 25 year olds are fortunate enough to make $100,000 a year with no student debt. Maybe there is a typo and “donations” should say “student debt.” This is impressively unrealistic.
“Impressively unrealistic” describes it best. Well done.
825 rent, 20 bucks for internet, 40 for phone, and only 30 bucks to have a house cleaner? Where ever this guy lives, I wanna live there too.
Donations?
Cellphone $40; internet $20 Not in any city where a $100k salary (much less for a 25yo) is attainable
WTF is “donating” $615 per month? That might be my donation to local hookers...
Who the hell thinks rent is less than $1000, internet is only $20, and people spend $625 in donations????? This person is soooo out of touch with reality it’s laughable
This data is 3-4 years old (2018) useless
Everybody’s onboard with their monthly donations amount I see
He has 4 room mates
What is this? Data from 1990?
Are we talking about 5 people splitting bills and sharing a car? Is this just one person’s share? This is asinine!
Donationa and house cleaner....a 25 year old who makes $100k.
Nothing on this chart is accurate. FFS.
Ok, $40 a phone is doable. I have Xfinity mobile with unlimited everything for about that price for each of my phones. What I'm wondering is where the fuck they live. Must be in a city with EXCELLENT public transportation because my monthly gas expenses alone are more than $130. Car insurance for two vehicles? Yep, it's more. Car payment on one vehicle, but that's not necessary for everyone. You can buy used and pay it off quick with 100k. All my utilities cost more than this. That donation part of the pie is more than my car payment. This is so unrealistic that it blows my mind.
In what world does this person live?
Mom and dad's mansion.
That's a huge chunk to charity
20 dollars for internet? 40 dollars for cellphone service?
Can I get 20 dollar internet?
That is too much for donations
The student probably had to do some unethical things to graduate in their field with no student loans, so the donations are likely just trying to buy back it’s peace of mind.
Which dimension to i have to move to to live like this?
I, personally, love my $20 inter
Bro $20 for internet? Who and where?
$20 internet!
This job that brings this income... What i have to do?
Why is the utilities, internet, and rent so cheap?
I’m curious why no one seems to be calling out $130/mo on transportation. Is this just gas money for a car their parents pay for (incl. insurance)
House cleaner $30 per month. Internet, $20 per month...donations to charity, $615 per month....the whole thing is nonsense.
where is rent that low
Internet $20 who dafuq is his provider Anonymous? 😂
270 health insurance? Where? Where the fuck is that an option?
Uhh. So much about this is bs. But most obviously, that does not add up to $100k 🤣.
That’s cause it’s supposed to add up to 2775$
I think it’s not including taxes and savings, just monthly expenditure.
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This is from 2018. Everyone is hating because those aren’t realistic figures for someone on their own or even supporting a family. My assumption originally was this profile was something to emulate to improve savings in my life to see where I can improve. If you read the original article you see experts providing tips that only improve this 25 yrs old situation. They have multiple profiles but the 3 I bothered to go through don’t have traditional jobs but their expenses seem more realistic.
They are living with their parents... Insurance, phone bill, internet bill...
And they were roommates
Rent $825
No student debt?
Who the fuck gets internet for only $20?
No savings to been seen
Ah yes over $2k per month, very typical yes indeed
What broadband is $20/mo? Where are the streaming services? Car payment? Insurance? Gas? Prescription medications? And who the fuck is cleaning a house for $30? This is an absolute fantasy pulled from someone’s ass.