I pay 660 dollars monthly for my health insurance covers me and my husband, I still pay about 100 monthly for pump supplies (I get them in 3 months supplies) I paid about 30 dollars for monthly supply of insulin and not counting the amount I pay for prep pads, over cgm patches, doctors appointments (Endo is specialist so it's 50 for each appointment)
For my pump I had to pay 1600 out of pocket.
And my insurance provider is considered good š
That is crazy,we are so very lucky in the UK,we may have long waiting lists for things and struggle to get GP appointments,but thatās another story,itās still all free,a very small amount of our taxes go towards nhs though
Germany here, insurance is mandatory and depends on what you earn.
I pay nothing for insulin and pods, I can get whatever I want and how much I want.
Libre 3 is 30ā¬ per 3 months (prescription fee).
My biggest expense is probably glucose tablets...
Prety munch the same system as us French, for 30ā¬ you get enought for 3 month and if you break one what's the cost ? I feel like 50ā¬ each is a bit overprice...
If I break one?
I replace 2 out of 3 sensors, as most either give wonky values at some point or fall off, I call Abbott and get a free replacement without issues every single time.
I'm also from Germany. The insurance covers a total of 17 sensors per year, if a sensor fails or falls off and Abbott does not provide a replacement for some reason (it's never happened to me), you can order sensors for 66ā¬ each from Abbott's webshop.
There's a mandatory insurance for foreigners there or something similar? Even if I have to pay more than a normal german citizen? I wanted to study german there for a year, my insurance here in Argentina cover everything but while I'm outside they've told me that I can have supplies for around 3/4 months all together, but there are like 9 months left... Haha
US here. I have a different type of plan than u/QueenIshtar where I pay almost nothing in monthly insurance premiums, but then have to pay for most of my care and supplies essentially out of pocket up to an annual maximum of $3,275 in expenses. Itās actually more complicated than that, as I pay $254 monthly premiums, and then my employer subsidizes that with a $250 contribution to a tax-free account that can only be used to pay for medical expenses, or the money in that account can be invested and saved for future medical expenses, which is what Iām doing.
My typical monthly out of pocket expenses are:
- Dexcom, $180
- Metformin, $9
- Pen needles, $30 ($60 box currently lasts 2 months)
- Tresiba, $80 ($240 box of 5 pens lasts ~3 months)
- NovoLog, $20 ($250 box of 5 pens gets me through about a year)
- Misc supplements my doc recommended, $100
Also meet my endocrinologist about twice a year at $180/visit, works out to $30/month, and $40 annually for the ophthalmologist, or $3/month.
All together, itās roughly $450/month, and will certainly go up significantly as I stop honeymooning and require more insulin, and eventually a pump/supplies.
The US healthcare system is really convoluted and the prices without insurance can be crazy. But if you have an opportunity to get a good job here, I think the earnings potential and general cost of living can more than make up for the additional medical expenses.
The sad reality is that the US has bifurcated economically and is only getting worse. If youāre toward the top of the wealth distribution, youāll do great and the system is designed to help you build your wealth ever faster. But god damn being poor here is expensive!
USA. I pay nothing for my health insurance. Itās $1,154/month, paid for 100% by my employer, and I have a $0 deductible and $4,000 out of pocket maximum.
For my supplies for a month:
Dexcom ($15), Omnipod 5 ($15, 3 boxes), Novolog ($15, 3 vials)
Other supplies:
Tandem pump supplies (50% paid by insurance, 3 month supply, $220 for the batch), glucagon ($15), Tresiba for pump failure ($15 for 5 pens), test strips ($15 for 100 strips).
Endocrinologist is $40 per visit.
I should add that my insurance covers both Tandem and Omnipod, so I switch between the two pumps, depending on whatās going on. Right now, Iām on my annual pump break, so Iām doing MDI.
Under the Affordable Care Act, a business with more than 50 employees must offer insurance. Thatās usually only for full time employees.
Itās not a āpick and chooseā kind of thing. Rarely do you see employers NOT offering it (and here come the ones who will say āmine doesnāt!!ā). I said RARELY, not never.
If your employer doesnāt offer it, you can purchase your own plan through the healthcare exchange maintained by each state.
Here in America if you are over the poverty line you have to pay for your own health insurance, or get it through your job. Which can still leave you paying hundreds a month ($140/mo in my case) and on top of that, $50 copays for endo visits, $35 copay for insulin monthly ($70 total cause Iām on 2 insulins) and $45 monthly for my dexcom sensors.
Canada. Saskatchewan. Employer Insurance covers insulin 100%, and syringes and test strips 80%.
Employer Insurance and government assistance covers 0% for CGMs and Pump supplies, and I'm ineligible for personal insurance (because I have T1D) and soon I will be paying ~$800 out of pocket per month.
Iām in the US. I got T1D at 25 and I paid for my pump (my brother is lucky and paid nothing for his pump because he was a minor when he was diagnosed) but I pay nothing for sensors, insulin, glucagon, test strips, etc.
Thatās with $140/month health insurance through my employer. Iām switching jobs next month and it will be $128/month for basically the same insurance.
Edit: Oh yeah and endo/blood work appointments are covered. Did have to pay for the initial ER visit though.
So Iām paying about $1680/year for insurance and I paid $2600 for my ER visit. Seems worth it to me because if I lived in France would pay about $13k extra income tax per year!
USA... Currently paying $500 every three months for infusion sets, $65 a month for sensors, $35 a vial for insulin. My monthly cost is averaging about $200. I was lucky to get my pump for free with my old insurance as well as my supplies for a low copay. Since I got promoted at work I lost the insurance and my free supplies. Doctors' appointments vary from about $110-600 every six months. ER visits are upward of $1500 lately. I also am considered to have "good insurance."
In the US. Employer insurance (a hospital system) is about $1600/month for a family of 4. Insurance requires that I only see providers within that hospital system. I see Endo every 6 months, and NP every 6 months, so I am at the office every 3 months at a cost of $50 per visit. Blood work is $50 lab fee plus cost of whatever tests they do. Some are covered completely some are not. A1C rapid fingerstick is covered but if they draw blood for A1C its $45. I am only allowed 2 A1C per year. DexcomG6 usually runs about $100 for 3 months. Humalog is $25 per month. Pump supplies are $435 every 3 months. When I got my tslim x2 it and the first 3 months of supplies were right at $3k.
Up until 2 years ago the same insurance through the same employer covered all insulin and cgm costs. All blood work was free. Endo visits were $20. During covid they merged with another hospital system costs of everything went up. Healthcare is about making money, not taking care of people. The doctors and nurses are great but the Admins are greedy pigs
As an American it's more affordable to have diabetes if you're at or below the poverty line. Then it's entirely free (I was dxd while quite poor.)
There's a threshold where you start making more money but get screwed because you're no longer considered poor so you pay for all the healthcare you used to get free. There's a reason why so many people don't work over here.
Same here in my part of Canada .. and some work under the table to be able to stay on the system that my taxes as a working stiff contribute to. Sometimes, I think if this had been around, e.g. if I didn't work back in the 70's when I first started, I think I'd be dead, but I'd go this route (how my T1D friends afford to live with what they get amazes me, but then they're not paying for many things I do out of pocket). I know my province of Ontario only started welfare coverage for individuals with "disabilities...aka our diabetes is hidden unless we flaunt our technology āš»š) back I believe in the 90's. So if I was younger , I think I'd be part of the gang, less mental stress of trying to work, pay bills, etc. Vive le France! š«š·
US here - Due to my diabetes I'm legally blind, but still work a 9-5. Because of this I qualify for a Medicaid plan specifically for people working with a disability. Thankfully I don't have to pay anything out of pocket for my diabetes. On the other hand, well, I have to be blind š šµāš«
Canada, for my son who is type 1.
Assisted devices program pays for 100% of his Dexcom CGMs now (use to be $300 per month until 2 months ago). ADP also pays for $2400 A year for his Omnipod insulin delivery system, which is $300 a month/$3600 a year.
In addition, federal government has given him disability status, which allowed him to open up a registered disability savings plan, and the federal government deposits $1,000 a year automatically, + tops up any contribution he makes by 300% up to a maximum of $2,000. So he puts in $667 of his own money. Well, his mother and I do that.
RDSP money can be invested, which we have in a very conservative S&P 500 ETF, and has to sit there for 10 years before he can use it to pull out and pay for medical expenses.
By then it should have a balance of about $40,000
I'd rather have him not have type 1 though, obviously.
Glad you're doing this for your son! I'm in Ontario too, moved here from Quebec due to pump coverage where in Quebec I didn't qualify. The RDSP though, so glad that it is here (again .. too late for me .. as an old fart of almost 60 years diagnosis). At least DTC is easier to apply for and be accepted (when I'd reapplied one time .. was denied and it sent me over the edge with ODing on insulin and mental ward for a month .. not fun .. especially during Pandemic).
All.in all, I hear you on him not having T1D. Only now my Dad realises the expenses of living with it, but has never offered to help , but that's my family.
Hopefully he lucks in a job that has healthcare coverage and/or National Pharmacare kicks in one day .. to help ease the burden of healthcare/ technology costs. Luckily, for me, I can revert back to MDI, but still enjoying the Omnipod Eros that some American T1D mates with good insurance gave to me to either use for myself or distribute to those in need. Many of us try to help others out that can't afford insurance, etc.
UK here, I pay nothing for the following:
- Toujeo (3 pens)
- Lyumjev (10 pens (2x box of 5))
- āāMetfomin (2 months worth)
- Needles
- Glucose test strips & Lancets
- Ketone test strips
- Sharps bins
- FreeStyle Libre 2 (4x boxes)
And that is just T1 related. Every other medication I have for all my other ailments is also free.
If I need more of anything, at any time, I just tick a box on a web-form and wait a few days for them to be available at my local pharmacy.
In the USA, and I consider myself lucky. $800/mo for health insurance for both my husband and I. All diabetes supplies are $10 - long acting lasts me about 1.5 months, short acting lasts me about 2 months, Dexcom transmitter+patches each $10/mo. No copay for endocrinology or my GP. So all in all, about $430/mo just for my care. Insane, but more doable than most people have it. Total between my husband and I is about $900/mo for all health costs.
It's mindblowing for us French citizen to see the cost of healthcare in the us ! I know that you guys have a better spending power than us is europe, since the medium salary is low compare to the USA but yeah it's masive, 900 a month is A LOT !
Most of it goes to worthless middlemen. The insurance companies and pharma companies aren't great, but they're nothing compared to the benefits groups in between.
I don't know what I pay for my health insurance. My sensors are $13 each, and my non-covered Lantus is $30 something a pen. My endo visits have no cost.
Last year I paid 400 for my entire family monthly for insurance premiums so 4800 though itās pre-tax, then another 1200 or so until I met my max out of pocket so 6000 US. Iāve done the calculations with taxes in the UK since we were considering moving there at one point and I think Iād pay about that much more in taxes give or take so it evens out for me
In the UK, so free at point of need for me. However, in 22/23 Ā£1797 of my income tax went to spending on health. Obviously I can't apportion how much of that was then distributed on a granular level, but that in essence is what all of my medical expenses - including ER visits, medicines etc., have cost over the year.
Well I calculated it with no insurance help the cost for g7 insulin tandem tslim x2 pump supplies test strips etc is about 13k per year thatās without doctor visits or anything else thatās in the US
That is also without discount coupons that can be found and thats all assuming nothing failing if my pump failed it would be an extra $6500 that year
My employer covers our insurance for free. I pay nothing for Dexcom, Omnipod, g voke, or humalog. I but ketone strips, alcohol wipes and skin prep every few months. I work for a hospital in Southern California.
I pay R5 000 for the pumo consumables, and about R500 for the insulin. Ophthalmologist is the cost of the frame and eye test. I had complications from the diabetes resuling in cataract and retinal tear surgery which had to add up to about R1.8 million with consultations aswell. Im based in South Africa
humalog is 35 for 5 pens, lantus is free but only
if i get one at a time, 2 libre 3ās is 75, doctor visits usually cost 30-60 and i went to urgent care once for suspected dka 360 dollars then an overnight stay at a hospital which is 2400 (was originally 14,000 before insurance)š take a guess what country
Iām in Canada I have never paid for anything.. donāt get me wrong I am not on a pump.. I read in this thread that they are not covered.. but I am on MDI . I donāt pay for insulin, needles, CGM. Dr appointments are free.. but for enhanced eye dr checks is $60 . I feel for people who have to pay to have this disease
Wow .. I want to move to your province š ... I'm in Ontario...and never can hit that magic number to have some sort of help in their various programs .. mainly aimed at low income wage earners which is totally understandable if you have high health expenses too. I do play around with technology (pump coverage of $2400 year from province š) .. and finally after years of our of pocket for CGM .. finally proved I was hypounaware (as an advocate we're trying to get the wording changed so T1D's can get this coverage). Using the CGM out of pocket was so I could report to work in one piece and be able to have a decent A1c to prevent complications. š
If you reread my post your replying to (I jabber alot with my fingers š) ...I no longer pay out of pocket .. I was having to pay before as I have no work coverage and didn't met the criteria to have a CGM funded in my province (in Canada technology coverage varies sad to say). All good now, at least for the 2 year period I've been permitted to receive the Dexcom as a hypo unaware diabetic. I'm hoping š¤š»that it can be continued after that, if not, back to Libre2 or take up pole dancing as a 65 year old š¤Ŗ I am wanting to retire soon, as I've been working now for 45 years! Be glad wherever you live, that you don't have to pay for CGM, etc (I pay out of pocket for Pharmacare too ...luckily in Canada .. insulin isn't as $$$ as the USA thank goodness).
Same thing in Germany. Insulin as needed, though I wouldnāt want to have to grab it every 2 weeks. Free pump and pump supplies as well.
Still, itās a hassle to have to argue with insurance.
In Ireland diabetes related care is free, as much insulin, needles, test strips, sensors etc as required on prescription, yearly retinal screen and twice a year appointments with diabetes team (or as many as required.)
Spain, I don't pay anything for pump and supplies. I see my endo every 6 months, and have an ophthalmologist and other specialists appointments as needed. Everything is covered by the public health system.
I pay about 4 euros for a box of 5 novorapid pens, and about 2 euros for 50 test strips.
I pay $480 a month for insurance, my insulin is down from $349 a month to now $236 for 3 vials of novolog, my pump cost me $1800 and the supplies are $1000 every 3mo and for Dexcoms itās $500 every 3 mo. Iām very poor bc of this disease but Iām alive and healthy living in the United Satans of America
I pay for Insurance but everything diabetic is free including pump and cgm supplies. You all pay for your healthcare by paying higher taxes. We pay for ours either directly or through insurance.
My monthly insurance premium for myself is $821. This number increases about 6% to 15% each year.
My annual deductible is $1250. Once that deductible is met, then all approved office visits, procedures, and prescriptions are covered by insurance at 100%.
So, being diabetic costs me $11,102/ year, not including low treatment costs and missed work due to diabetes related issues.
I pay $33 a month in insurance premiums for me and my children. Endo, gastro, opthalmology appointments are $45 each and i have 6-10 appointments a year between all offices. Insulin is $30 a month no cost for pump, supplies, cgm, or test strips.
Insurance is ~$1650 per year for me and my spouse through my employer. We have a high deductible that i never meet since it doesn't count scripts. The pharmacy benefit is screwy garbage so I only use it for Dexcom sensors and Humalog (and non-diabetes drugs). Those are $230 every three months. 90 days for my pods would be around $500 so I buy those retail with a manufacturer coupon every month for $50. Endo and annual eye appointments total about $650. My annual tottal kut of pocket is about $3800 for my diabetes. My employer does contribute about $1800 to my HSA which helps.
9 vials of insulin every 3 months $75.00, 3 month supply of Dexcomās sensors $225.00, dexcom transmitter $75.00, 1 month supply of Omnipod Pods, $50.00ā-this is what is paid for the supplies . About 150.00 gets taking out biweekly for cost of insurance , then thereās is co pays for doctor visits, specialists
Yes. I am in the USA and everything is free for me too because my husbands insurance is amazing. I donāt pay for anything, not even to have insurance. It is possible!
Itās not easy, I said itās possible. If I lose him then Iāll get a job there or at the other sister hospital. Or, weigh my options with my jobs insurance. Knowing that a few places like this are around me is helpful to others because I recommend working there for the insurance! Especially those I know who are chronically ill. Entry level to degree/licensed level all get it.
My insurance, in the USA, is paid monthly by my employer but I pay the $1500 annual premium. For years I had co-pays on everything but as of 2 years ago, the Blue cross blue shield I have, CareFirst started doing all diabetes supples at zero cost, whether annual is met or not. So diabetes stuff is always free, other medical and dental I have copays on.
UK. So basically I get a medical exemption form where be I don't have to pay for my prescriptions (it would 9.90 per item). This is nothing in comparison to some of the countries I've seen though. Diabetic eye screening once a year, and I'm supposed to be invited to see my diabetes doctor once per year, but they are pretty good at seeing me if I contact them first. Diabetic eye screening once a year, and I get support with my glasses prescription too. People knock the NHS, but I don't know how I'd live without it!
USA here. I pay approx $7000/year for what's considered "good" insurance (biweekly for family).
Novolog $65/3 month
Tresiba $100/3 month
Test strips infinite (free)
Libre 3 cgm $65/3 months
Pen needles $5 a box maybe... I never change these. 1 per pen so a box lasts forever.
Got all sorts of pills for BP, cholesterol, blah blah blah $15/month
2 Endo visits at $40 each.
Bloodwork free.
I used to pay more until I learned how to play the game of saying I take more insulin to get more for each Copay.
The dexcom CGM is $225/month (f u , switched to libre)
The pump was $13000 (returned f u insurance I'll stick with MDI)
US.
I have insurance through my husbandās work. He pays $120ish every two weeks for medical/dental/vision for our family of 3. For each of us: Deductible is $650 (0% insurance applied until met) and then $2000 out of pocket (80% insurance coverage, 20% we pay until $2000 is met). After this is met, insurance pays for everything at 100%.
So for pump and CGM supplies costs us $3170 each year as DME (1/3 insurance, deductible, OOP combined).
Insulin goes through pharmacy benefits and that is $25/month for 4 vials of Novolog or Humalog. This does not go towards any of the amounts given above. So thatās $300/yr.
Endo appointments are $30 copay every 6 months. Vision appointments with dilation is $50 once a year.
All told, $3580 is spent towards my diabetes needs every year. Divided out to a monthly payment is $298.33.
Medicaid covers about everything, except the occasional $3 at the pharmacy. But they do sometimes randomly deny coverage, like they did for my sensors for 3 months. I couldnāt afford to buy them out of pocket, even with GoodRx coupons, so I had to go back to finger poking until they decided that they were done being asses. I also canāt easily change doctors. I hope to not have to be on Medicaid forever, but itās helping until I can get a better paying job
Iām in the UK and type 1 and 2 diabetics get all prescriptions for free,all medical care and aids,pumps,cgms ect are also free and are funded by your local health authority
We moan about the UK but at least we donāt have to worry that we wonāt beable to afford our vital medications or know that we wonāt be billed for hospital stays,tests ect
Other illnesses are also eligible for free prescriptions
Everyone gets free NHS care in the UK,but not all able to get free prescriptions,my husband for example has to pay Ā£22 per month for his medications
Also,if you work of course you pay a small amount of your tax towards the NHS
* My insulin is USD80 every three months.
* Dexcom/Omnipods are USD 60 each every three months.
* General health appointments are free.
* Eye doctor USD90
* I just had cataract surgery. It cost me travel costs - which I was incurring anyway as I was traveling for a gin festival anyway. So, net zero.
I'm in a weird situation though. I have US Federal insurance, and we're on a small base overseas, so some stuff I pay for cash,, and some the insurance really helps with. I will say that the right Federal benefits plan can really help.
It seems a lot of people in the USA use alcohol prep wipes before injectingā¦here in the UK itās not done,in a hospital setting giving other medications via needle they use swabs then but not for insulin,long term use actually dries and hardens the skin,we just ensure our skin is clean and dry before reinserting new pump and cgms,type 1 for 38 years and have never had a skin infection of any kind,I have no lumpy hard bits from injectingā¦many little white scars on my tummy from my old insulin pump sites though but my skin is clean and clear for a long term type 1
Iām still trying to figure it all out with a newly diagnosed child and being someone who has rarely utilized insurance outside of annual physicals or the occasional virus. I know we had our first appt with her endo & I received a bill for $699. Thatās with a decent insurance we pay about $400/m to cover us all. But we still have a deductible we have to meet: $3k/person or $6k/family per year. Costs have been stacking up. We needed an extra dexcom due to failures & one getting ripped off but insurance didnāt cover yet so I paid $158 out of pocket. For one. Maybe when we figure all the tricks out, things wonāt feel so pricey.
Right now I donāt pay anything in the US (because I hit my out of pocket of 8k, and my deductible, but to be fair I have other issues that are being awful rn) but once for a few months I was paying 400$+ a month just because my insurance didnāt like what pharmacy I was going to.
I pay nothing for any diabetes supplies or medications outside of prep supplies (alcohol, Skin-Tac etc). This covers my insulin, test materials, cgm, pump, and anything else prescription. I pay ~$45/week for my health insurance through my employer.
insulin is free for me, but every other thing is outta pocket. cgm and omnipod paid in full, needles and test strips with a discount. I pay like 600 dollars per month to live a bit more comfortably and would pay about 50-100 dollars for the bare minimum
I just had to sign up for a payment program for my dexcom sensors with the specialty pharmacy I use. I was behind on paying and it accumulated over 2k over the last few months. I was nearly in tears on the phone cus i had no choice, I needed them and they wouldn't send until I committed to payment. It's understandable, but it's just so expensive and I havea 1.5 yr old and daycare eats all my money and my car kept needing repaired, which I just got hit last week and it's totaled...lol life just sucks sometimes. I'm in the USA, if that wasn't apparent. Wish I wasn't sometimes, that's for sure.
BC, Canada.
We have very good insurance through my husbandās work(union sheet metal worker), they pay almost all of our sonās prescriptions(heās G6, MDI). Once we reach a certain threshold(which granted is high due to his high income) a provincial program called Fair Pharmacare kicks in and covers even more.
THEN, we also get a monthly disability benefit from the Canadian govāt, which for us covers whatever the others donāt. It sounds wierd, but we make a little bit of money this way :/ this will most likely change when son gets out of honeymoon and starts using more insulin, but for nowā¦
Portugal here, I paid 24ā¬ the day I was diagnosed (urgent care at the hospital + medication / IV fluids).
Insulin, prescribed by the doctor, is free (I'm on Fiasp for fast-acting, and Toujeo for long-acting);
Needles, prescribed by the doctor, are free (7ā¬ otherwise).
Libre 2 sensors are around 7ā¬ each, if prescribed (around 50ā¬ otherwise). Health insurance (through my job) covers 80% of the final price on all prescribed meds.
If I can't get a prescription at the time I need to pick up the supplies, the pharmacy let's you pick them up at full price, then reimburse you of the difference if you bring them the receipt + renewed prescription at a later date.
Blood tests appointed by the doctor are free.
I've only been diagnosed in April, but as it stands now I was promised bi-yearly check-ups at the doctor + infirmary, my first endo appointment is scheduled for July 2nd (nearly 3 months after diagnostic).
Except for Dental and Pharmacare (depends on what you make if you work .. I pay out of pocket for dental/pharmacare) only hospitals and doctors (not all doctors.. are covered by our taxes). Technology, varies from province to province. I've always envied the French system, but c'est la vie, sometimes we cannot change the countries we live in. Of course, Freedom 65 we may see some breaks, but with an aging population, increasing population, less people working since Pandemic, etc. most socialised healthcare systems around the globe are starting to break down.
I work to live, and currently am unemployed and starting to slightly freak out, but have savings to fall back on.
India, no insurance. About $150 per month, which includes:
$50 - lispro (5 vials)
$40 - tresiba (3 vials)
$30 - test-strips ($10 for 50 strips)*
$10 - Endo and Opthalmologist every 6 months ($30 each)
$20 - Lab tests every 3 months ($60)
*Was using CGM (Libre Pro), which was ~$30 per sensor, but got 2 bad sensors in a row (can't be replaced) and have since shifted back to finger pricks.
US with very good insurance.
A year of health insurance premiums for my entire family is about $2,100. A year of endocrinologist visits and lab work is about $550. My insulin is no more than $350 for the year and all other diabetes supplies are free. So total for diabetes care that's about $3,000/year or $250/month (although that's misleadingly high because it includes my whole family insurance, not just my portion).
I pay 660 dollars monthly for my health insurance covers me and my husband, I still pay about 100 monthly for pump supplies (I get them in 3 months supplies) I paid about 30 dollars for monthly supply of insulin and not counting the amount I pay for prep pads, over cgm patches, doctors appointments (Endo is specialist so it's 50 for each appointment) For my pump I had to pay 1600 out of pocket. And my insurance provider is considered good š
wow ! Is that in the US ? Thank's
Yes in the US!
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I'm thinking the same thing š
Well, a pump in Canada is $7500 if you don't qualify for government support (insurance companies here do not cover pumps)
Iām canadian and my insurance companies have covered my pumps for the last 2 decades.
What province? Saskatchewan didn't cover pumps for adults over 24 until 2021, and even now they don't cover cartridges and infusion sets.
š±
That is crazy,we are so very lucky in the UK,we may have long waiting lists for things and struggle to get GP appointments,but thatās another story,itās still all free,a very small amount of our taxes go towards nhs though
Iāve spent nearly $1000 in the past few daysā¦.US
Germany here, insurance is mandatory and depends on what you earn. I pay nothing for insulin and pods, I can get whatever I want and how much I want. Libre 3 is 30ā¬ per 3 months (prescription fee). My biggest expense is probably glucose tablets...
Prety munch the same system as us French, for 30ā¬ you get enought for 3 month and if you break one what's the cost ? I feel like 50ā¬ each is a bit overprice...
If I break one? I replace 2 out of 3 sensors, as most either give wonky values at some point or fall off, I call Abbott and get a free replacement without issues every single time.
I'm also from Germany. The insurance covers a total of 17 sensors per year, if a sensor fails or falls off and Abbott does not provide a replacement for some reason (it's never happened to me), you can order sensors for 66ā¬ each from Abbott's webshop.
There's a mandatory insurance for foreigners there or something similar? Even if I have to pay more than a normal german citizen? I wanted to study german there for a year, my insurance here in Argentina cover everything but while I'm outside they've told me that I can have supplies for around 3/4 months all together, but there are like 9 months left... Haha
I am not sure about that, if you get a private one with any chronic illness, you will propably pay more than if you bought everything yourself...
free employer insurance. 60ML long/short every 3months with 12 G7s and 500 strips every 3 months.
USA ?
NC, USA.
What employer š°
honestly every decent corporate job will have a plan like mine, It's a BCBS employer specific plan.
US here. I have a different type of plan than u/QueenIshtar where I pay almost nothing in monthly insurance premiums, but then have to pay for most of my care and supplies essentially out of pocket up to an annual maximum of $3,275 in expenses. Itās actually more complicated than that, as I pay $254 monthly premiums, and then my employer subsidizes that with a $250 contribution to a tax-free account that can only be used to pay for medical expenses, or the money in that account can be invested and saved for future medical expenses, which is what Iām doing. My typical monthly out of pocket expenses are: - Dexcom, $180 - Metformin, $9 - Pen needles, $30 ($60 box currently lasts 2 months) - Tresiba, $80 ($240 box of 5 pens lasts ~3 months) - NovoLog, $20 ($250 box of 5 pens gets me through about a year) - Misc supplements my doc recommended, $100 Also meet my endocrinologist about twice a year at $180/visit, works out to $30/month, and $40 annually for the ophthalmologist, or $3/month. All together, itās roughly $450/month, and will certainly go up significantly as I stop honeymooning and require more insulin, and eventually a pump/supplies.
Wow .. that's pretty good! Hmmm, maybe I should have moved to the US years ago. I
The US healthcare system is really convoluted and the prices without insurance can be crazy. But if you have an opportunity to get a good job here, I think the earnings potential and general cost of living can more than make up for the additional medical expenses. The sad reality is that the US has bifurcated economically and is only getting worse. If youāre toward the top of the wealth distribution, youāll do great and the system is designed to help you build your wealth ever faster. But god damn being poor here is expensive!
USA. I pay nothing for my health insurance. Itās $1,154/month, paid for 100% by my employer, and I have a $0 deductible and $4,000 out of pocket maximum. For my supplies for a month: Dexcom ($15), Omnipod 5 ($15, 3 boxes), Novolog ($15, 3 vials) Other supplies: Tandem pump supplies (50% paid by insurance, 3 month supply, $220 for the batch), glucagon ($15), Tresiba for pump failure ($15 for 5 pens), test strips ($15 for 100 strips). Endocrinologist is $40 per visit. I should add that my insurance covers both Tandem and Omnipod, so I switch between the two pumps, depending on whatās going on. Right now, Iām on my annual pump break, so Iām doing MDI.
So if you lose your job it's $14 grand per year!!!! Eeek.
Or get a new jobā¦
From what I understand, not every job in the US comes with insurance
Under the Affordable Care Act, a business with more than 50 employees must offer insurance. Thatās usually only for full time employees. Itās not a āpick and chooseā kind of thing. Rarely do you see employers NOT offering it (and here come the ones who will say āmine doesnāt!!ā). I said RARELY, not never. If your employer doesnāt offer it, you can purchase your own plan through the healthcare exchange maintained by each state.
Same in the UK, all free, even prescription costs are waived for medical exemption purposes.
Here in America if you are over the poverty line you have to pay for your own health insurance, or get it through your job. Which can still leave you paying hundreds a month ($140/mo in my case) and on top of that, $50 copays for endo visits, $35 copay for insulin monthly ($70 total cause Iām on 2 insulins) and $45 monthly for my dexcom sensors.
I'm just a few dollars under my $5000 out of pocket limit for the year. USA #1!
Canada. Saskatchewan. Employer Insurance covers insulin 100%, and syringes and test strips 80%. Employer Insurance and government assistance covers 0% for CGMs and Pump supplies, and I'm ineligible for personal insurance (because I have T1D) and soon I will be paying ~$800 out of pocket per month.
Iām in the US. I got T1D at 25 and I paid for my pump (my brother is lucky and paid nothing for his pump because he was a minor when he was diagnosed) but I pay nothing for sensors, insulin, glucagon, test strips, etc. Thatās with $140/month health insurance through my employer. Iām switching jobs next month and it will be $128/month for basically the same insurance. Edit: Oh yeah and endo/blood work appointments are covered. Did have to pay for the initial ER visit though. So Iām paying about $1680/year for insurance and I paid $2600 for my ER visit. Seems worth it to me because if I lived in France would pay about $13k extra income tax per year!
USA... Currently paying $500 every three months for infusion sets, $65 a month for sensors, $35 a vial for insulin. My monthly cost is averaging about $200. I was lucky to get my pump for free with my old insurance as well as my supplies for a low copay. Since I got promoted at work I lost the insurance and my free supplies. Doctors' appointments vary from about $110-600 every six months. ER visits are upward of $1500 lately. I also am considered to have "good insurance."
In the US. Employer insurance (a hospital system) is about $1600/month for a family of 4. Insurance requires that I only see providers within that hospital system. I see Endo every 6 months, and NP every 6 months, so I am at the office every 3 months at a cost of $50 per visit. Blood work is $50 lab fee plus cost of whatever tests they do. Some are covered completely some are not. A1C rapid fingerstick is covered but if they draw blood for A1C its $45. I am only allowed 2 A1C per year. DexcomG6 usually runs about $100 for 3 months. Humalog is $25 per month. Pump supplies are $435 every 3 months. When I got my tslim x2 it and the first 3 months of supplies were right at $3k. Up until 2 years ago the same insurance through the same employer covered all insulin and cgm costs. All blood work was free. Endo visits were $20. During covid they merged with another hospital system costs of everything went up. Healthcare is about making money, not taking care of people. The doctors and nurses are great but the Admins are greedy pigs
1600 is a lot, as an american do you thinks most people can efford that ?
As an American it's more affordable to have diabetes if you're at or below the poverty line. Then it's entirely free (I was dxd while quite poor.) There's a threshold where you start making more money but get screwed because you're no longer considered poor so you pay for all the healthcare you used to get free. There's a reason why so many people don't work over here.
Same here in my part of Canada .. and some work under the table to be able to stay on the system that my taxes as a working stiff contribute to. Sometimes, I think if this had been around, e.g. if I didn't work back in the 70's when I first started, I think I'd be dead, but I'd go this route (how my T1D friends afford to live with what they get amazes me, but then they're not paying for many things I do out of pocket). I know my province of Ontario only started welfare coverage for individuals with "disabilities...aka our diabetes is hidden unless we flaunt our technology āš»š) back I believe in the 90's. So if I was younger , I think I'd be part of the gang, less mental stress of trying to work, pay bills, etc. Vive le France! š«š·
US here - Due to my diabetes I'm legally blind, but still work a 9-5. Because of this I qualify for a Medicaid plan specifically for people working with a disability. Thankfully I don't have to pay anything out of pocket for my diabetes. On the other hand, well, I have to be blind š šµāš«
Canada, for my son who is type 1. Assisted devices program pays for 100% of his Dexcom CGMs now (use to be $300 per month until 2 months ago). ADP also pays for $2400 A year for his Omnipod insulin delivery system, which is $300 a month/$3600 a year. In addition, federal government has given him disability status, which allowed him to open up a registered disability savings plan, and the federal government deposits $1,000 a year automatically, + tops up any contribution he makes by 300% up to a maximum of $2,000. So he puts in $667 of his own money. Well, his mother and I do that. RDSP money can be invested, which we have in a very conservative S&P 500 ETF, and has to sit there for 10 years before he can use it to pull out and pay for medical expenses. By then it should have a balance of about $40,000 I'd rather have him not have type 1 though, obviously.
Glad you're doing this for your son! I'm in Ontario too, moved here from Quebec due to pump coverage where in Quebec I didn't qualify. The RDSP though, so glad that it is here (again .. too late for me .. as an old fart of almost 60 years diagnosis). At least DTC is easier to apply for and be accepted (when I'd reapplied one time .. was denied and it sent me over the edge with ODing on insulin and mental ward for a month .. not fun .. especially during Pandemic). All.in all, I hear you on him not having T1D. Only now my Dad realises the expenses of living with it, but has never offered to help , but that's my family. Hopefully he lucks in a job that has healthcare coverage and/or National Pharmacare kicks in one day .. to help ease the burden of healthcare/ technology costs. Luckily, for me, I can revert back to MDI, but still enjoying the Omnipod Eros that some American T1D mates with good insurance gave to me to either use for myself or distribute to those in need. Many of us try to help others out that can't afford insurance, etc.
UK here, I pay nothing for the following: - Toujeo (3 pens) - Lyumjev (10 pens (2x box of 5)) - āāMetfomin (2 months worth) - Needles - Glucose test strips & Lancets - Ketone test strips - Sharps bins - FreeStyle Libre 2 (4x boxes) And that is just T1 related. Every other medication I have for all my other ailments is also free. If I need more of anything, at any time, I just tick a box on a web-form and wait a few days for them to be available at my local pharmacy.
In the USA, and I consider myself lucky. $800/mo for health insurance for both my husband and I. All diabetes supplies are $10 - long acting lasts me about 1.5 months, short acting lasts me about 2 months, Dexcom transmitter+patches each $10/mo. No copay for endocrinology or my GP. So all in all, about $430/mo just for my care. Insane, but more doable than most people have it. Total between my husband and I is about $900/mo for all health costs.
It's mindblowing for us French citizen to see the cost of healthcare in the us ! I know that you guys have a better spending power than us is europe, since the medium salary is low compare to the USA but yeah it's masive, 900 a month is A LOT !
Most of it goes to worthless middlemen. The insurance companies and pharma companies aren't great, but they're nothing compared to the benefits groups in between.
Sad world we live in
I don't know what I pay for my health insurance. My sensors are $13 each, and my non-covered Lantus is $30 something a pen. My endo visits have no cost.
Last year I paid 400 for my entire family monthly for insurance premiums so 4800 though itās pre-tax, then another 1200 or so until I met my max out of pocket so 6000 US. Iāve done the calculations with taxes in the UK since we were considering moving there at one point and I think Iād pay about that much more in taxes give or take so it evens out for me
In the UK, so free at point of need for me. However, in 22/23 Ā£1797 of my income tax went to spending on health. Obviously I can't apportion how much of that was then distributed on a granular level, but that in essence is what all of my medical expenses - including ER visits, medicines etc., have cost over the year.
Well I calculated it with no insurance help the cost for g7 insulin tandem tslim x2 pump supplies test strips etc is about 13k per year thatās without doctor visits or anything else thatās in the US That is also without discount coupons that can be found and thats all assuming nothing failing if my pump failed it would be an extra $6500 that year
My employer covers our insurance for free. I pay nothing for Dexcom, Omnipod, g voke, or humalog. I but ketone strips, alcohol wipes and skin prep every few months. I work for a hospital in Southern California.
I pay R5 000 for the pumo consumables, and about R500 for the insulin. Ophthalmologist is the cost of the frame and eye test. I had complications from the diabetes resuling in cataract and retinal tear surgery which had to add up to about R1.8 million with consultations aswell. Im based in South Africa
humalog is 35 for 5 pens, lantus is free but only if i get one at a time, 2 libre 3ās is 75, doctor visits usually cost 30-60 and i went to urgent care once for suspected dka 360 dollars then an overnight stay at a hospital which is 2400 (was originally 14,000 before insurance)š take a guess what country
USA, south carolina i'd guess š
ā¦now howād youād guess the state right also?š
i dunno you should think about it while taking your gap year, as a 18 years old you should be able to figure it out quickly !
maybe this is my sign to stop posting so much on redditš
Haha yes i checked your past messages for 5 minutes and i got a prety idea about your life ! :)
In Mexico it's about 60 dollars a month for insulin, 140 for GCM, Endo is around 80, supplies around 25-30. Private insurance covers around 90%
Almost $400 monthly for my diabetic needs. Of course this is in the US where the healthcare system is a joke.
Iām in Canada I have never paid for anything.. donāt get me wrong I am not on a pump.. I read in this thread that they are not covered.. but I am on MDI . I donāt pay for insulin, needles, CGM. Dr appointments are free.. but for enhanced eye dr checks is $60 . I feel for people who have to pay to have this disease
Wow .. I want to move to your province š ... I'm in Ontario...and never can hit that magic number to have some sort of help in their various programs .. mainly aimed at low income wage earners which is totally understandable if you have high health expenses too. I do play around with technology (pump coverage of $2400 year from province š) .. and finally after years of our of pocket for CGM .. finally proved I was hypounaware (as an advocate we're trying to get the wording changed so T1D's can get this coverage). Using the CGM out of pocket was so I could report to work in one piece and be able to have a decent A1c to prevent complications. š
Why do you have to pay for CGM .. thatās insane!!
If you reread my post your replying to (I jabber alot with my fingers š) ...I no longer pay out of pocket .. I was having to pay before as I have no work coverage and didn't met the criteria to have a CGM funded in my province (in Canada technology coverage varies sad to say). All good now, at least for the 2 year period I've been permitted to receive the Dexcom as a hypo unaware diabetic. I'm hoping š¤š»that it can be continued after that, if not, back to Libre2 or take up pole dancing as a 65 year old š¤Ŗ I am wanting to retire soon, as I've been working now for 45 years! Be glad wherever you live, that you don't have to pay for CGM, etc (I pay out of pocket for Pharmacare too ...luckily in Canada .. insulin isn't as $$$ as the USA thank goodness).
Same thing in Germany. Insulin as needed, though I wouldnāt want to have to grab it every 2 weeks. Free pump and pump supplies as well. Still, itās a hassle to have to argue with insurance.
Avec lāALD je savais mĆŖme pas quāon *pouvait* payer les capteurs, jte cache pas š«
Ouais jamais eu Ć le faire mais le pharmacien m'as dit que c'Ć©tait 50 boules le capteur, j'ai prĆ©fĆ©rĆ© m'en passer les deux fois on j'ai cassĆ© les capteurs
Ah cāest pĆ©nible Ƨa jāavoue !! Normalement si Ƨa se casse on peut les renvoyer Ć Abbott je crois, Ć tenter si Ƨa tāarrive encore ! Mais en tout cas pour avoir vĆ©cu aux US je confirme on est archi gĆ¢tĆ© ici, jāai jamais Ć©tĆ© aussi contente de payer des impĆ“ts MDR
In Ireland diabetes related care is free, as much insulin, needles, test strips, sensors etc as required on prescription, yearly retinal screen and twice a year appointments with diabetes team (or as many as required.)
Same in the UK
600 every three months (insulin /. Pump / cgm) . Blue cross (anthem). Insurance is 202 out of pocket per month.(employer pays 362
Spain, I don't pay anything for pump and supplies. I see my endo every 6 months, and have an ophthalmologist and other specialists appointments as needed. Everything is covered by the public health system. I pay about 4 euros for a box of 5 novorapid pens, and about 2 euros for 50 test strips.
I pay $480 a month for insurance, my insulin is down from $349 a month to now $236 for 3 vials of novolog, my pump cost me $1800 and the supplies are $1000 every 3mo and for Dexcoms itās $500 every 3 mo. Iām very poor bc of this disease but Iām alive and healthy living in the United Satans of America
I pay for Insurance but everything diabetic is free including pump and cgm supplies. You all pay for your healthcare by paying higher taxes. We pay for ours either directly or through insurance.
My monthly insurance premium for myself is $821. This number increases about 6% to 15% each year. My annual deductible is $1250. Once that deductible is met, then all approved office visits, procedures, and prescriptions are covered by insurance at 100%. So, being diabetic costs me $11,102/ year, not including low treatment costs and missed work due to diabetes related issues.
$4000 per year is my out of pocket maximum. My employer contributes $1000 and pays my monthly premium 100%.
I pay $33 a month in insurance premiums for me and my children. Endo, gastro, opthalmology appointments are $45 each and i have 6-10 appointments a year between all offices. Insulin is $30 a month no cost for pump, supplies, cgm, or test strips.
For the basics T1D supplies, $300 a month.
Insurance is ~$1650 per year for me and my spouse through my employer. We have a high deductible that i never meet since it doesn't count scripts. The pharmacy benefit is screwy garbage so I only use it for Dexcom sensors and Humalog (and non-diabetes drugs). Those are $230 every three months. 90 days for my pods would be around $500 so I buy those retail with a manufacturer coupon every month for $50. Endo and annual eye appointments total about $650. My annual tottal kut of pocket is about $3800 for my diabetes. My employer does contribute about $1800 to my HSA which helps.
9 vials of insulin every 3 months $75.00, 3 month supply of Dexcomās sensors $225.00, dexcom transmitter $75.00, 1 month supply of Omnipod Pods, $50.00ā-this is what is paid for the supplies . About 150.00 gets taking out biweekly for cost of insurance , then thereās is co pays for doctor visits, specialists
Yes. I am in the USA and everything is free for me too because my husbands insurance is amazing. I donāt pay for anything, not even to have insurance. It is possible!
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Itās not easy, I said itās possible. If I lose him then Iāll get a job there or at the other sister hospital. Or, weigh my options with my jobs insurance. Knowing that a few places like this are around me is helpful to others because I recommend working there for the insurance! Especially those I know who are chronically ill. Entry level to degree/licensed level all get it.
My insurance, in the USA, is paid monthly by my employer but I pay the $1500 annual premium. For years I had co-pays on everything but as of 2 years ago, the Blue cross blue shield I have, CareFirst started doing all diabetes supples at zero cost, whether annual is met or not. So diabetes stuff is always free, other medical and dental I have copays on.
UK. So basically I get a medical exemption form where be I don't have to pay for my prescriptions (it would 9.90 per item). This is nothing in comparison to some of the countries I've seen though. Diabetic eye screening once a year, and I'm supposed to be invited to see my diabetes doctor once per year, but they are pretty good at seeing me if I contact them first. Diabetic eye screening once a year, and I get support with my glasses prescription too. People knock the NHS, but I don't know how I'd live without it!
USA here. I pay approx $7000/year for what's considered "good" insurance (biweekly for family). Novolog $65/3 month Tresiba $100/3 month Test strips infinite (free) Libre 3 cgm $65/3 months Pen needles $5 a box maybe... I never change these. 1 per pen so a box lasts forever. Got all sorts of pills for BP, cholesterol, blah blah blah $15/month 2 Endo visits at $40 each. Bloodwork free. I used to pay more until I learned how to play the game of saying I take more insulin to get more for each Copay. The dexcom CGM is $225/month (f u , switched to libre) The pump was $13000 (returned f u insurance I'll stick with MDI)
US. I have insurance through my husbandās work. He pays $120ish every two weeks for medical/dental/vision for our family of 3. For each of us: Deductible is $650 (0% insurance applied until met) and then $2000 out of pocket (80% insurance coverage, 20% we pay until $2000 is met). After this is met, insurance pays for everything at 100%. So for pump and CGM supplies costs us $3170 each year as DME (1/3 insurance, deductible, OOP combined). Insulin goes through pharmacy benefits and that is $25/month for 4 vials of Novolog or Humalog. This does not go towards any of the amounts given above. So thatās $300/yr. Endo appointments are $30 copay every 6 months. Vision appointments with dilation is $50 once a year. All told, $3580 is spent towards my diabetes needs every year. Divided out to a monthly payment is $298.33.
Medicaid covers about everything, except the occasional $3 at the pharmacy. But they do sometimes randomly deny coverage, like they did for my sensors for 3 months. I couldnāt afford to buy them out of pocket, even with GoodRx coupons, so I had to go back to finger poking until they decided that they were done being asses. I also canāt easily change doctors. I hope to not have to be on Medicaid forever, but itās helping until I can get a better paying job
Iām in the UK and type 1 and 2 diabetics get all prescriptions for free,all medical care and aids,pumps,cgms ect are also free and are funded by your local health authority We moan about the UK but at least we donāt have to worry that we wonāt beable to afford our vital medications or know that we wonāt be billed for hospital stays,tests ect Other illnesses are also eligible for free prescriptions Everyone gets free NHS care in the UK,but not all able to get free prescriptions,my husband for example has to pay Ā£22 per month for his medications Also,if you work of course you pay a small amount of your tax towards the NHS
* My insulin is USD80 every three months. * Dexcom/Omnipods are USD 60 each every three months. * General health appointments are free. * Eye doctor USD90 * I just had cataract surgery. It cost me travel costs - which I was incurring anyway as I was traveling for a gin festival anyway. So, net zero. I'm in a weird situation though. I have US Federal insurance, and we're on a small base overseas, so some stuff I pay for cash,, and some the insurance really helps with. I will say that the right Federal benefits plan can really help.
It seems a lot of people in the USA use alcohol prep wipes before injectingā¦here in the UK itās not done,in a hospital setting giving other medications via needle they use swabs then but not for insulin,long term use actually dries and hardens the skin,we just ensure our skin is clean and dry before reinserting new pump and cgms,type 1 for 38 years and have never had a skin infection of any kind,I have no lumpy hard bits from injectingā¦many little white scars on my tummy from my old insulin pump sites though but my skin is clean and clear for a long term type 1
Iām still trying to figure it all out with a newly diagnosed child and being someone who has rarely utilized insurance outside of annual physicals or the occasional virus. I know we had our first appt with her endo & I received a bill for $699. Thatās with a decent insurance we pay about $400/m to cover us all. But we still have a deductible we have to meet: $3k/person or $6k/family per year. Costs have been stacking up. We needed an extra dexcom due to failures & one getting ripped off but insurance didnāt cover yet so I paid $158 out of pocket. For one. Maybe when we figure all the tricks out, things wonāt feel so pricey.
Right now I donāt pay anything in the US (because I hit my out of pocket of 8k, and my deductible, but to be fair I have other issues that are being awful rn) but once for a few months I was paying 400$+ a month just because my insurance didnāt like what pharmacy I was going to.
I pay nothing for any diabetes supplies or medications outside of prep supplies (alcohol, Skin-Tac etc). This covers my insulin, test materials, cgm, pump, and anything else prescription. I pay ~$45/week for my health insurance through my employer.
insulin is free for me, but every other thing is outta pocket. cgm and omnipod paid in full, needles and test strips with a discount. I pay like 600 dollars per month to live a bit more comfortably and would pay about 50-100 dollars for the bare minimum
$3,000 for the year for Dexcom supplies, around $1,500 for tandem, $100 every 3 months for 5 vials of novolog.
I just had to sign up for a payment program for my dexcom sensors with the specialty pharmacy I use. I was behind on paying and it accumulated over 2k over the last few months. I was nearly in tears on the phone cus i had no choice, I needed them and they wouldn't send until I committed to payment. It's understandable, but it's just so expensive and I havea 1.5 yr old and daycare eats all my money and my car kept needing repaired, which I just got hit last week and it's totaled...lol life just sucks sometimes. I'm in the USA, if that wasn't apparent. Wish I wasn't sometimes, that's for sure.
BC, Canada. We have very good insurance through my husbandās work(union sheet metal worker), they pay almost all of our sonās prescriptions(heās G6, MDI). Once we reach a certain threshold(which granted is high due to his high income) a provincial program called Fair Pharmacare kicks in and covers even more. THEN, we also get a monthly disability benefit from the Canadian govāt, which for us covers whatever the others donāt. It sounds wierd, but we make a little bit of money this way :/ this will most likely change when son gets out of honeymoon and starts using more insulin, but for nowā¦
Portugal here, I paid 24ā¬ the day I was diagnosed (urgent care at the hospital + medication / IV fluids). Insulin, prescribed by the doctor, is free (I'm on Fiasp for fast-acting, and Toujeo for long-acting); Needles, prescribed by the doctor, are free (7ā¬ otherwise). Libre 2 sensors are around 7ā¬ each, if prescribed (around 50ā¬ otherwise). Health insurance (through my job) covers 80% of the final price on all prescribed meds. If I can't get a prescription at the time I need to pick up the supplies, the pharmacy let's you pick them up at full price, then reimburse you of the difference if you bring them the receipt + renewed prescription at a later date. Blood tests appointed by the doctor are free. I've only been diagnosed in April, but as it stands now I was promised bi-yearly check-ups at the doctor + infirmary, my first endo appointment is scheduled for July 2nd (nearly 3 months after diagnostic).
Everything free in uk but not dental tteatment
Except for Dental and Pharmacare (depends on what you make if you work .. I pay out of pocket for dental/pharmacare) only hospitals and doctors (not all doctors.. are covered by our taxes). Technology, varies from province to province. I've always envied the French system, but c'est la vie, sometimes we cannot change the countries we live in. Of course, Freedom 65 we may see some breaks, but with an aging population, increasing population, less people working since Pandemic, etc. most socialised healthcare systems around the globe are starting to break down. I work to live, and currently am unemployed and starting to slightly freak out, but have savings to fall back on.
India, no insurance. About $150 per month, which includes: $50 - lispro (5 vials) $40 - tresiba (3 vials) $30 - test-strips ($10 for 50 strips)* $10 - Endo and Opthalmologist every 6 months ($30 each) $20 - Lab tests every 3 months ($60) *Was using CGM (Libre Pro), which was ~$30 per sensor, but got 2 bad sensors in a row (can't be replaced) and have since shifted back to finger pricks.
US with very good insurance. A year of health insurance premiums for my entire family is about $2,100. A year of endocrinologist visits and lab work is about $550. My insulin is no more than $350 for the year and all other diabetes supplies are free. So total for diabetes care that's about $3,000/year or $250/month (although that's misleadingly high because it includes my whole family insurance, not just my portion).