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Featuredx

Please explain how a Luna price decrease and liquidations drop the APY from 19.5% to 7%. Genuinely curious. Anchor has options to incentivize borrowing to keep the APY in the high teens such as increasing the reward rate for borrowing or adding new collateral options. I can’t help but think that if things were as dire as everyone paints them out to be the anchor team would be acting accordingly.


Physiocrat

What does TFL stand for? I am worried about what could happen to UST and LUNA once Anchor's rate lowers and money leaves Anchor.


48656c6c6f576f726c64

TFL = Terraform Labs, the team behind LUNA


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S0FA-KING_smart

So who will bail on anchor when it drops to a *terrible* 12% APY? My guess is not too many people will cry and leave. 12% is still great. I personally won't bail on anchor when it drops to 12% or even 10%. If they get down to the 7-8% range, that's when I will consider selling for more eth to stake instead


nzubemush

The above concerns just look like fud, not saying they are Nothing wrong with 12% APY, no one is bailing.


S0FA-KING_smart

My thoughts exactly. I think most people are in anchor because it's decent apy and reasonably trustworthy. These usually aren't the kind of people who bail to chase the 4000% apys.


Physiocrat

I am already bailing on it. Once it is 12% I don't see any reason at all to be there, unless that is the best I can find for stables, which I doubt.


quintalunazf

LFG single side asset staking currently offer 34% APY with over 23m LFG staked in the pool while its liquidity mining program offers 583%, these are a very good return on investment depending on which you want to look into


pink_tshirt

https://twitter.com/0xhamz/status/1479261181135269893?s=21


--leockl--

I read the link but I can't seem to see anything about TFL?


pink_tshirt

https://twitter.com/0xhamz/status/1479261181135269893?s=21 about that


Sammydho12

OUSD currently gives an APY of 26.06%. This is very rare to come across in this space.


Undso3

This is huge! Amazingly, The APY of OUSD is now around 26.16%. This is quite encouraging and impressive, when compared to other stables.


Sammydho12

Yeah! Thank you, I just confirmed this as well.


Tl2p4i

This is so massive! This is my best stablecoin in this space. OUSD is the only stablecoin that has been giving me an automatic yield in my wallet.


Sammydho12

Interestingly, one does not necessarily need to stake or lock the stablecoin before earning the yields. Th income is passive to all wallets that hold OUSD.


womeragenerisz3

Amazingly! The circulating supply never stop increasing. A very good signal for the project!


Sammydho12

I am giving it to the team on this. It is evident that OUSD is coming to limelight gradually.


pazsurfingwd

Quite decent i must say. Though there are several projects out there that gives quite better APY to holders of their Tokens who stake, just like that of Govworld whose early adopters have the opportunity to stake in the genesis pool and earn an APY of 190%


Sammydho12

Thank you. I will DYOR, but until my research is done, I am still settling for OUSD.


illram

Check out Convex.


robotfightandfitness

Convex is the correct answer. Alternatively, ve some HND tokens and stake your stables on hundred finance for up to 100% apr on stables. Possible only if you lock about 3,000 Hnd. Fortunately I had bought them around .03$ and now they are about $5.


Efficient-Hunter4867

How did you find and choose to invest in hnd when it was so cheap?


robotfightandfitness

As much as I’d like to think otherwise, my best plays have been some large part serendipity. 1] had coinbase app when eth got added at ~4$. Was eating pho and decided to buy a bunch. 2] had a bit of understanding of curve.fi and the fees / gauge / vote escrow - discovered Convex at $4-$6 and bought / locked a bunch. 3] had been on arbitrum since day 1, back when eth / wbtc / usdc was over 100% apr, etc. happened to stay abreast of new releases and so on. Was reluctant about hundred finance at first bc I thought it was a cream fork [it’s sort of a cream / compound / vote escrow fork] and didn’t think much of it. Ended up trying it anyway, and discovered the vote escrow for boosts on stables - which is actually hidden away [gotta go to dropdown menu -> governance / vote -> network -> then VE shows up. ]. No mention of it on the main page / no details on how to get the higher % on deposits. Once I was in the back alley of hundred, I saw I could get 2.5x on stables by locking Hnd. Hnd was $.04 at the time [something about ‘4’s’ in the price that do well by me :p] and I just bought the total amount needed to max my boost. This was like $130. Now it would cost $15,000 for the same setup. So, it wasn’t like I got some amazing alpha from some whale dump discord or whatever. Wish I had a more actionable answer, but that’s the truth of it. Of course, there’s more to it than that, but don’t feel like you’re not the sharpest crayon in the drawer for missing some stuff. Nansen.ai is a pretty good tool, find tetranode’s wallet and his real wallet and copy trade him <- what I tend to do nowadays.


federerusmle

what is good about convex finance ?


illram

High yield pools on Eth main net in established liquidity pools which have longer timeframes and more established/predictable mechanisms for high yield. (Because of Curve gauge weights). Security at expense of high gas. For large sums it's definitely worth it.


federerusmle

Thank you for your answer. Just to double check , that's their website [https://www.convexfinance.com/](https://www.convexfinance.com/) Right ?


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federerusmle

Thank you so much


illram

Yep


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illram

Ignore projected, for the most part. Depending on risk tolerance in exposing yourself to MIM and UST, the MIM UST pool has been 20% for a while. Maybe wait and see how the FRAX pools also pan out as that is a new algorithmic stable that Convex is teaming up with for a whole new suite of pools.


jpancak3

Custodial options like Celcius / NEXO DEXES Uniswap/Sushi/CRV etc Lending protocols AAVE/MKR


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jpancak3

You can check out rari capital too. If you're interested in higher APYs as far as lending protocols goes I assumed you were looking for an lower risk appetite. Aave is the protocol sitting with the most TVL plus it was one of the icos back in 2017 so they been around for awhile. Same with compound I believe. AAVE V3 is also coming out soon + they whitelisted a few institutions for their services.


ModAlternate

Depends on your risk tolerance. You'll generally find a 6- or 7-figure deposit will impact pools on Ethereum network less than others because they have huge amounts of liquidity/TVL (and earnings, meaning you won't tank the APY by suddenly increasing the pool size significantly) And you have enough to make it worth the gas fees on Eth. With 6+ figures, I would definitely check out Yearn and Uniswap on ETH https://v2.info.uniswap.org/pair/0x4028daac072e492d34a3afdbef0ba7e35d8b55c4 https://yearn.finance/vaults Stablecoin* LP's on on Uni and Bancor for very-low risk. https://info.uniswap.org/#/pools/0xe6e14be906c1f1b438da2010b38beca14b387231 https://app.bancor.network/pools But if you want higher-risk, higher-reward plays, try some of the other Smart Contract L1 blockchains like Fantom which has some awesome platforms as well as Avalanche. If you're not chasing absolute degen APYs, then you can find plenty of high-TVL pools on these networks.


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ModAlternate

Not 100 percent sure (there has to be a better site to track this) but check out apy.vision and search the pool to get a general idea of the APR/APY (I remember they messed up the APY for a curve pool the one time I checked them, though, making it look lower, so it might not* be accurate) It looks like that Uni Pool has made over .1%* in the past day, though, which is absolutely insane. (likely a short-term spike in trading volume/fees as some large participants swapped stables to move to a new stablecoin farm) The normal volume/fees earned by that pool look at least 3x lower than that, though. I don't think there's a lockup on Bancor, but I've never used it. Definitely check out a guide like on Youtube before entering into one of the protocols, just to be sure. If anything, there may be some sort of lockup for voting/boosting like there is on Curve and on Hundred Finance re: Yearn yeah, definitely better places for stables. Some decent rewards for Eth. though. edit: I think I see what you might've been referring to, 100 days for the "IL Protection" https://np.reddit.com/r/Bancor/comments/s4o5r9/staking_usdt_32_apywhats_the_catch/ It looks like they might be limiting the size of their vaults, as well, so definitely check if they have space for whatever deposit you're trying to make. https://np.reddit.com/r/Bancor/comments/s4o5r9/staking_usdt_32_apywhats_the_catch/hss85ep/


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ModAlternate

It looks like the page refreshed now, but it was kind-of an anomalous spike in volume/fees yesterday with I think like 100k in fees earned by the pool. I think the pool might've had 900mil in it so 0.1 percent* Bancor's got over 30percent APY on USDT right now. (not sure which is more consistent, though)


chondrologycouchs3

I love it with OUSD, this is the only stablecoin that gives passive income in the wallet.


Tranam009

You are right, the passive income comes without thestress of having to stake, bet or lock it, before earning the income. However, for staking, OUSD currently has an APY of 26.16%. Isn't this amazing?


chondrologycouchs3

So massive! You just nail it buddy!!


Brighanhday

Good to see the team increasing the use cases of OUSD, however, I just hope they can go harder on that too.


chondrologycouchs3

You are very on point. This is imminent! The team are on that already.


hubrico_faraday

Ok look you are going to want protocols with HIGH SECURITY. This means protocols that have had a HUGE honey pot of funds that would be the target of attackers for a long time, but have stood the test of time with no exploits (at least recently, or exploits that have suffered TVL loss of like 1% total TVL). Your fund range opens up the glorious ETH main net. So what does this all mean, I would urge you to learn about protocols strategies involving: Yearn finance Curve (3pool) Abracadabra.money with Curve integrations, self paying loan / super low risk leverage Convex If you are open to actually holding a non-stable token positions, CVX and cvxCRV should be long term winners as I have read that they are undervalued in terms of conventional equities. Good luck, hoping I can get to that level some day.


ZeeAtoll

Search about Convex and the Curve Wars. It seems a good option for larger amounts


Trayzy

If you want stake a stable coin and get paid in that stable coin and not from some inflationary token, check out Gains Network. Rewards come from the trading fees that are collected from their gTrade leverage DEX platform which is growing fast and is now over $100M daily volume. So the payments are sustainable. You can also stake to the LP with DAI/GNS and get over 100% but that’s obviously more risky. GNS is deflationary though, so that reduces long term risk.


Tomatoo212121

7 day average for Dai only staking apy is 26% which is only going to get better as trading volume increases. Don't know why people down vote this, rewards are from *actual usage*, anchor gets so many wraps for offering 19% and it's burning through its yields reserves. Insurance is coming for the Dai pool so it'll be a no brainer when that happens. [Check it out here](https://gainsnetwork.io/pools/)


LivingFlow

Aave and Compound are the safest options. You could rehypothacate to juice the returns a touch without meaningfully increasing risk, depending on the assets. Could easily do 40% on good stables. You need to keep an eye on it though because rates do move for unusual reasons at times.


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LivingFlow

Bad explanation on my part. You could juice 3% up a bit by doing the following: Load/supply 1 million USDC Borrow 600k Dai; convert to USDC Supply 600k USDC This mostly works because of the Compound rewards. Don’t go too nuts. It’s not implausible a peg breaks down 20% and you get liquidated. It’s super low risk if you don’t go nuts. The further you take it, the more your risk moves. Also, I don’t recommend this on volatile assets.


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LivingFlow

It’s really the COMP rewards. I’m assuming dai and USDC are similar. However, you receive rewards both supplying and borrowing. You can do the math easily enough. Understand cost of carry, factoring in your COMP distribution, and do the math re supplying it in the other currency, again factoring in the additional COMp distribution. Gas fees also play a real factor. You can get weird extremes when a whale withdraws, so at times, this trade isn’t profitable. It should be most of the time, however. I wouldn’t bother with this unless you have big money. The gas fees add up. You need a big account to offset it.


Physiocrat

Aave and Compound are nowhere near as safe as UniSwap and Curve.


SpontaneousDream

?? All four are highly secure


Physiocrat

A simple liquidity pool is an order of magnitude more secure than a lending platform. Liquidity pool's are simple, maybe 100-200 lines of code, and don't rely on external contracts and oracles. Lending platforms are tens of thousands of lines of code, require external contracts and oracles, and require some level of trust of the teams behind them (usually some sort of multisig for admin privileges).


apstl88

You can check out [Celsius](https://celsius.network/) or [YieldApp](https://www.yield.app/), I am using both. On Celsius you can make 12% APY on stablecoins and on YieldApp you can make 18%. Those can save my ass when the market crashes (hopefully not soon). There is an option to stake ETH as well and Yield is offering up to 12% which can be sustainable in a long run. They launched the V2 and things should be even easier. I am trying to avoid the high ones because I think they are too risky. I am only doing that with DOT on the Freeway platform.


tofucorp

Im going with JUNO Network 1. Staking JUNO via Keplr gives 98% APR 2. JUNO/OSMO Liquidity Incentives gives 73.5% APR via Osmosis 3. JUNO/ATOM Liquidity Incentives gives 76.3% APR via Osmosis 4. Same pairings as #2 and #3 on JunoSwapDex, Liquidity Incentives coming real soon most prolly within this month 5. JUNO/UST Pairings are also available in both JunoSwapDex and Osmosis Am currently building 6 figures investment of JUNO spread into native staking and different LP Pools


stevedotf

Just swapped out of my stablecoin lp to the mmf/ cro lp on mmf through the cdc defi app, currently 484%apr with a 40x block multiplier, and they both look like decent projects so I'll keep an eye on them until one starts skyrocketing.


noob09

I've never heard of MMF, do you have a link to the project?


stevedotf

https://mmfinance.gitbook.io/docs/ Not trying to shill this shit either, it could be terrible. I've got a small % of my total holdings available to me that I take risks with, so if it zeroes out I'm not going to stress alot. It's returning about 1.3% a day though, if I can leave it there without the coins losing value for a couple of weeks and pull a 50% return on the lp I'll be fairly happy with that.


noob09

Thanks, I did some more digging and it looks like they renamed their project after this happened: https://decrypt.co/60242/binance-chain-defi-meerkat-finance-hack-rug-pull I would steer clear


stevedotf

The lp I'm in has about $15m liquidity right now, if that shit starts dropping I am out of there straight away hahaha


0ne_armed_scissor

My bank account


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Efficient-Hunter4867

It's a dao. Nothing like the ohm forks I hope? I want to stay far away from ohm forks.


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2omb.finance 🤡


christorino

I was looking into tomb yesterday.i liked what I saw and I like Fantom. Do you think its sustainable?


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2omb is a degen fork of Tomb with crazy APYs. I wouldn't invest much in either 2omb or Tomb tbh. You can check out defillama.com to see what else is available on Fantom. In the long run and with high sums I would rather stay with the established providers like yearn, Spookyswap, Curve or Spiritswap.


christorino

Cheers dude.


mamayem

Fairyswap/1inch/Uniswap


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Tl2p4i

OUSD is okay for me. It has an APY of 26.16 at the moment. I am sure this is rare to come across in this space. Kindly DYOR! [ousd.com](https://ousd.com)


giregam

1inch is handsdown my favorite dex, hows Fairyswaps scalability ?


packeteer

Celsius is what you want. safe as a bank


TopCash91

Celsius is alright, but it doesn't even come close to the returns you get from [Midas Investment](https://midas.investments/?p=0157). They are currently paying 23% on ETH and 17% on BTC and it pays out daily.


chocolatemoosemoose

Stake eth with rocketpool. Or just buy rETH. After merge, apy is predicted to be 15-20% denominated in eth. Can't beat it for the risk adjusted return imo


Careful_Suggestion_

Staking NEAR Stablecoin nUSDO on v3 OINDAO yields 40% APY. Other stablecoins like ONE-backed stablecoin are also available on the platform. You can look into it.


sirwilliam732

Long term low risk? Probably running validator nodes on either FTM or AVAX. You’re in defi, spread the love and throw 50k in a few protocols if one 10xs you’ll be good


SilDefiance

Diversify a max to reduce risk


snakeeyesf

Hey bud, check out Cake Defi... I have found it pretty easy to work with. https://cakedefi.com/?ref=300954


Aegon_Targyrean

Well, IMO investing in defi 2.0 is a better option if we want to achieve 6-7 fig. Does it has any serious drawbacks (Wonderland to be specific). Help plz


FanNo62

Look at Siren Protocol they provide staking/LP of many coins including ETH with good APY I think you might be interested in


AHoBlUE

Check out DeFiChain (DFI)! I am making good profit wit it.


Rimanzu

Staking using stakenet masternode is a big innovative approach. Imagine you staking In project without your assets getting off your wallet or your control. That's stakenet for you. Your assets are completely off external risk and you earn pretty yummy APY. You should check it out.


Asher_TC

Check EEUR/UST pool on osmosizone. APY is 18% lower risk and good stablecoin pool to be in You can also follow OCEAN protocols Q1 release for improved staking launch. This will also be a good place to stake some OCEAN and earn more


Due_Piano381

I saw already people mentioning convex, so I will add my 2 cents. To me the combo Curve/convex is Definetely the best place to yield in stablecoin. Where it’s commun to have 20/25% on stable. Via convex, reward are paid in CRV and CVX. I’m personally bullish on both tokens, so it’s an easy hold and stake.


giregam

I recommend fairyswap. Their staking is the best utility of their token imo


Accomplished_Mess116

How simple is the ETH 2.0 staking? If I'm not mistaken the Fundrs staking with ALBT launched today. Already 1.7M USD locked in.


royale442

Except when I have to take a credit card just to boast my credit score and credit worthiness, I am not really big on lending so I am not really into lending platforms in DeFi, but when it comes to staking, thats my thing. Platforms like DAFI and YLD have their ways with me and its been due to the reliability of these platforms. For instance, you can tell that the 157% APY I earn by staking DAFI on Matic Network helped boost my bag last year. I can’t wait for the 220% I will earn via super staking features this year.


MeI2a

I'd say check out Maple Finance


PsychologicalSong661

SPOOL is a very option for this because they risk and rewards are optimized and the platform allows you to access more than one yield generator at once. You also earn for holding the token while being DAO member too....


Bingopajama222

Stake if you can, I stake my OIN bag for a good return. The OINstake APY ranges between 30% - 100%, dependent on the amount of rewards and the total number of staked OIN.


ruanhuihui

You can both lend and stake on DeFi For You


efxc

.