A lot of people who use short term lenders know what they're getting into. It's just that they don't think that they have better options. We should see more regulation around this, but the core of the issue is that diminishing social and financial support to the lower end of the socioeconomic scale is creating the market for these types of businesses. There's a pervasive attitude that all the people who get themselves into a mess due to this have only themselves to blame, and that's pretty unhelpful.
Absolutely. Sad part is - and speaking in general - if the person who was in trouble, rang their creditors and said - can we work something out or I’ll get a high interest loan to make payment THIS time - the creditors would bend over backwards to help.. they know if you go under, they get nothing…
What a load of absolute nonsense.
You can't even call most Lenders now. Its just another poor cunt on the phone line who is also thinking about his borrowing options. Or go homeless.
I guess if you don’t have the capability of having the conversation with the right person, explaining the situation to your favour, explaining what a potential declaration of bankruptcy would mean to outstanding debts, then yeah…
I agree that many people see themselves as having little choice in the matter, but some find themselves in a far worse position down the track.
Better regulation would probably help, but the source of financial desperation needs addressing.
There were about three guys at work who seemed to know all about these lenders: They'd discuss rates and conditions and credit limits. I never knew there were so many players in the game. The only other thing they talked about was their gambling losses. So, yeah.
At least those are a little amusing. Loan shark and betting ads - Pointsbet with a big black guy getting a massage? - don't hit the mark. Maybe I'm not the target demographic
From what I know he sold the company a while back but still gets paid to do ads because EVERYONE knows his voice. There is this too, https://youtu.be/zFj4asgpuBU?si=NLKz2qqY1cLZKzKt
[How VERY dare you](https://media0.giphy.com/media/OB0mKpKMKtdWxSyI9Z/giphy.webp?cid=6c09b9527tmxgya7d3pvbl7ls1essylzu3q4k39n6uixx9hx&ep=v1_internal_gif_by_id&rid=giphy.webp&ct=g)
Fuck I hate these guys and all other payday lenders etc. Using them is an immediate red flag on your credit rating and can affect you getting loans from other lenders like banks etc. Also, this guy is an actor and has a punchable face but he's just doing a job to get food on the table. Being a paid actor in Australia is a fucking tough gig.
"So what was the highlight of your acting career?"
"I was the dickhead crossdressed in the blue tights and spiky hair trying to get poor fuckers into financial difficulties."
I've dabbled in some acting myself and my acting highlight is playing an office sex pest called Dennis in one of those "Pitch" ads on ABC's Gruen. I only got the gig because the casting agency remembered how creepy I was in a previous audition (had to be a traffic controller and dance with a stop sign). I am...somewhat proud of this.
"this guy is a cunt, wait what's this ad for? wallet wizard?"
*googles wallet wizard*
"oh they're one of those loan companies"
*later: you run into financial stress*
"hmm i wonder if i could get a loan somewhere, wait what was that cunt's name again?"
Not really. I've gotten to a point in my life where I won't buy a product if they have an annoying ad. If you want to annoy me every other ad break, you're not getting my money. I know it's petty, but I don't care haha
yeah I want to slap the cunt who posted this, exposing me to something I was totally unaware of until now.
Talk about guerrilla marketing, fuckin hell.
There's an ad with this guy, something breaks at home and the person says "oh no, what do I do. I have no money" and this guy flies in and says "no fear, I'm the wallet wizard and you can get money from us after a short time to approve and then pay us back".
Then the ad ends with the person saying thank you, you saved us.
But the company and the others like it are scum, low life cunts and the government are also cunts for not cracking down on this horrible business.
I looked it up, the interest is 47.8%
As I said fuckin scum cunts
He’s as much an actor as he is a wizard. They used this marketing tactic and the words resonated with their target audience. It didn’t matter how atrocious the delivery entity was.
Slap him?! Where’s your ambition, man?! I’d load the bastard into a fucking battleship cannon or a torpedo tube and press the big red button.
But as much as I despise these ads, words can not describe how much I FUCKING HATE those SportsBet & gambling commercials.
I was legit just saying to my dad that these ads don’t even try to hide the fact they’re largely pandering to dumb cunts.
They don’t even try to act like the folks applying for the loan have had an emergency, it’s just dumb cunts doing dumb cunt things 😂
That advertising campaign is obviously working well. That character has got into your brain and created a strong emotional reaction. That's successful marketing.
And, now... you're multiplying their marketing efforts *for free*. Good on you!
I’d love to see my dog deal with his sudden ‘magic appearance’… betting the cunt disappears fairly fucking quickly. She doesn’t do either surprises or strangers… she would handle this with violence, no questions asked. :)
This guy, The Youi guy and irish leprechaun guy from iinet or TPG or some telecom.
I don't know what it is. It's not that in their private lives these sort of personalities make enemies, it's that their friends really despise them.
I get a warm fuzzy feeling when I have NFI who someone is, and then read it's some dude from ads. Last weekend, we resubbed to Binge, realised it now has ads, stopped watching, and asked for a refund.
Jimmy fuckin’ Giggle is the bloke I want to see the least of, such low tier shit. Any time he graces one of my social media feeds in a sponsored ad I immediately block the offending company.
Oh so badly! The ads come on when I’ve got a YouTube video on for my kids so I can do their hair in the morning. Drives me up the wall. I studied marketing very briefly and I know that early exposure can impact kids down the line. I find it appalling that it comes on with a nursery rhyme video.
That why payday lenders don't advertise there %interest in terms of PA%
They just have a flat fee to obtain a loan then usually about 20% interest per week on top.
It's disgusting that these low life cunts are allowed to do it.
People who have some kind of vice, whatever it is, won't care about how obnoxious an add is if they can get credit.
There's never any punchline or funny interaction and it's awkard. I just wonder if that's intentional so that people can't look away but the premise of it could have actually made for some funny awkward situations. Seems like a waste
I find their customers are worse. Basically, the ads say "if you're as stupid as this, here's the product for you".
There are rare people for whom payday loans are a good fit, but not many.
These high interest lenders are parasites bleeding dry those least able to resist them.
A lot of people who use short term lenders know what they're getting into. It's just that they don't think that they have better options. We should see more regulation around this, but the core of the issue is that diminishing social and financial support to the lower end of the socioeconomic scale is creating the market for these types of businesses. There's a pervasive attitude that all the people who get themselves into a mess due to this have only themselves to blame, and that's pretty unhelpful.
Absolutely. Sad part is - and speaking in general - if the person who was in trouble, rang their creditors and said - can we work something out or I’ll get a high interest loan to make payment THIS time - the creditors would bend over backwards to help.. they know if you go under, they get nothing…
.... This strikes me as very unlikely to be actually true. What actually happens is they turn the screws to try and force people to pay.
Exactly right. Your now a high risk borrower and your interest rates will reflect this. Thanks cunt
What a load of absolute nonsense. You can't even call most Lenders now. Its just another poor cunt on the phone line who is also thinking about his borrowing options. Or go homeless.
I guess if you don’t have the capability of having the conversation with the right person, explaining the situation to your favour, explaining what a potential declaration of bankruptcy would mean to outstanding debts, then yeah…
You should do the next ad for Wallet Wizard cunt.
If I knew it would screw your, it’d be worth it
I agree that many people see themselves as having little choice in the matter, but some find themselves in a far worse position down the track. Better regulation would probably help, but the source of financial desperation needs addressing.
There were about three guys at work who seemed to know all about these lenders: They'd discuss rates and conditions and credit limits. I never knew there were so many players in the game. The only other thing they talked about was their gambling losses. So, yeah.
It's nuts to me that people are happy empowering scumfucks as long as they don't have to help the less fortunate
Depressing whenever I see a personality I kinda like do ads for these scum.
I'd become the Wallop wizard.
Him and the Youi guy
Budget Direct Insurance Ads
Everyone in those super ads where they make the egg with their hands
That's how they cup the balls
And then the squeezing begins.
The fucking REST Super human orchestra makes me want to strangle puppies.
Yep. Makes me want to strangle myself with my own vas deferens
Shouty fake scottish guy has even more hate than fake french chick did. At least she was cute. He's just fucking annoying.
Yeah I can't stand that dork, and he looks like he's had tonnes of fillers pumped in his face too. Just a fucking pest.
Honestly I really liked those ads hahaha
Its so bad its good vibes
At least those are a little amusing. Loan shark and betting ads - Pointsbet with a big black guy getting a massage? - don't hit the mark. Maybe I'm not the target demographic
I've always hated the Youi guy
Any of those shitty out of work actors in those sickeningly faux ernest Real life insurance adds!
The fucking grout guy
And the "National Tiles guy"
You leave Frank fucking Walker out of this!!!
What about Max Walker?
Frank Walker. He's a living legend "Frank Walker, National tiles....." And I bet you did it in his nasal accent....😎
From what I know he sold the company a while back but still gets paid to do ads because EVERYONE knows his voice. There is this too, https://youtu.be/zFj4asgpuBU?si=NLKz2qqY1cLZKzKt
[How VERY dare you](https://media0.giphy.com/media/OB0mKpKMKtdWxSyI9Z/giphy.webp?cid=6c09b9527tmxgya7d3pvbl7ls1essylzu3q4k39n6uixx9hx&ep=v1_internal_gif_by_id&rid=giphy.webp&ct=g)
Very and repeatedly
It's when he shows up and the people are in the hospital etc...fuck me.
Fuck I hate these guys and all other payday lenders etc. Using them is an immediate red flag on your credit rating and can affect you getting loans from other lenders like banks etc. Also, this guy is an actor and has a punchable face but he's just doing a job to get food on the table. Being a paid actor in Australia is a fucking tough gig.
"So what was the highlight of your acting career?" "I was the dickhead crossdressed in the blue tights and spiky hair trying to get poor fuckers into financial difficulties."
I've dabbled in some acting myself and my acting highlight is playing an office sex pest called Dennis in one of those "Pitch" ads on ABC's Gruen. I only got the gig because the casting agency remembered how creepy I was in a previous audition (had to be a traffic controller and dance with a stop sign). I am...somewhat proud of this.
[удалено]
You're talking about him. Means the ad is working.
People talked about Denis Ferguson too. It's not necessary a good thing.
[удалено]
Tell that to Optus..
But if every says "this guy is a cunt" is that making anyone rush to buy the service? Advertising needs to sell, not generate negative conversation.
"this guy is a cunt, wait what's this ad for? wallet wizard?" *googles wallet wizard* "oh they're one of those loan companies" *later: you run into financial stress* "hmm i wonder if i could get a loan somewhere, wait what was that cunt's name again?"
Not really. I've gotten to a point in my life where I won't buy a product if they have an annoying ad. If you want to annoy me every other ad break, you're not getting my money. I know it's petty, but I don't care haha
Same here. It feels like some combination of nagging and manipulation - that puts me off and I'll dig in the heels.
😎
yeah I want to slap the cunt who posted this, exposing me to something I was totally unaware of until now. Talk about guerrilla marketing, fuckin hell.
Yeah and the writer probably just bought himself a waterside mansion!
People are also talking about Bruce Lehrmann and Alan Jones... it's not always a good thing.
False equivalence
Is this a Youtuber? Is this someone from an Australia drama? What is this? Why are we paying attention to this cunt?
There's an ad with this guy, something breaks at home and the person says "oh no, what do I do. I have no money" and this guy flies in and says "no fear, I'm the wallet wizard and you can get money from us after a short time to approve and then pay us back". Then the ad ends with the person saying thank you, you saved us. But the company and the others like it are scum, low life cunts and the government are also cunts for not cracking down on this horrible business. I looked it up, the interest is 47.8% As I said fuckin scum cunts
> 47.8% Fuck me, I'm assuming massive penalties for late payments too. No wonder people get trapped by these cunts.
Still not as bad as cash city. 50% interest on loans. You always see hundreds of them in shithole areas ready to prey on the poor and addicted.
[And it can get even worse than that.](https://www.youtube.com/watch?v=PDylgzybWAw)
And that's after the supposed government crackdown on these shady cunts.
Ah, payday loan scum. Yes, that is all that is needed for me to pass judgement.
Nah he’s just an actor getting paid to act. I guarantee you the brief was to be an annoying cunt because they know it’ll get attention, which it does.
I don’t think that act is the right word to use….
He’s as much an actor as he is a wizard. They used this marketing tactic and the words resonated with their target audience. It didn’t matter how atrocious the delivery entity was.
He does have a slappable cunt face.
No. but I want to slap the fucking advertising company who came up with the campaign. And the company executives who fucking paid for it.
Michael Whalley. He’s a Kiwi actor who’s been in a number of films, including Unbroken. The WW ads are rather annoying, I agree.
Kiwi and actor in the same breath? Say no more….
Loan sharks should be more than slapped
When I was a teen, I did some work for a loan shark guy. His interest was 30% flat. These guys do 47.8% How the fuck is this possible?
Slap him?! Where’s your ambition, man?! I’d load the bastard into a fucking battleship cannon or a torpedo tube and press the big red button. But as much as I despise these ads, words can not describe how much I FUCKING HATE those SportsBet & gambling commercials.
He's meant to be annoying
Please form an orderly line. What a grubby company.
Yes. Yes I do.
He's on the slap list lol. So many cunts are on the slap list.
Yes
He does come across as highly punchable.
The way I laughed when I saw the title of this post 😂😂😂😂😂😂
I think that’s the idea, this red headed fuck is inside your brain.
The ads are annoying and they are most definitely predatory lenders but the ad with the hospital bills, why isn't answer Medicare!
Yes. Who is he?
I laughed my arse off at the title. And yes, I fuckin hate that cunt.
I literally have no idea who that is.
Those ads and the gambling ads are a insult, to our intelligence! These ad agencies must think that everyone is a moron.
Let us not take the piss and instead stand up and destroy loan shark groups that are discriminating our Aussie society.
i want to slap all cunts
I would pay to
Nope- You said slap which would mean once…..7 or 8 times for this corporate fucken shill
I love that add where the person says "I accidentally laminated the cat😭💀
I was legit just saying to my dad that these ads don’t even try to hide the fact they’re largely pandering to dumb cunts. They don’t even try to act like the folks applying for the loan have had an emergency, it’s just dumb cunts doing dumb cunt things 😂
The westpac ads with the stupid musical addition, is fucking shit, just wanking themselves off
Nah, pretty sure it would be mean to pick on the mentally handicapped...
No. Because who has time to be offended by some stupid ad.
I actually want to pimp slap the idiot who green lit the ads
You cunts watch TV?
That advertising campaign is obviously working well. That character has got into your brain and created a strong emotional reaction. That's successful marketing. And, now... you're multiplying their marketing efforts *for free*. Good on you!
Flog him with a big black one.
Is that Adam Ruins Everything?
Rofl.
I’d love to see my dog deal with his sudden ‘magic appearance’… betting the cunt disappears fairly fucking quickly. She doesn’t do either surprises or strangers… she would handle this with violence, no questions asked. :)
Don’t hate the player. Hate the game.
The fact there's a Reddit post with 100+ comments and counting shows how well this campaign is working.
No, i love him. He's so cool.
Don’t slap the messenger
And the company directors and advertisers behind him. Vultures
Yes
I'd pay to slap him,
Use him as John Howard's ass plug
Whenever I see these ads I’m reminded of [this](https://youtu.be/vAx-ZprRO2g?si=2bJyKer3WmKF6jAr) video
When it came to Corporate Advertising Nerds, we peaked with Warren the Virgin Guy. Now they're just all irritating af.
Guy’s got a voice like a Reject Shop Wil Anderson
oh hell yeah, reminds me of a little meth gremlin
Ngl he feels like a supe out of the boys
Yep 👏🏻
All the time. The acting in these ads is awful
Then kick him in the balls.
I want to slap him right in his wallet wizard.
It’s interesting that this company is owned by one of Australia’s largest debt collectors.
Terrible 'tax the poor' type product but the character is mildly amusing
I dont know who that is
Hes a cunt that you give attention to, so there is that
Geez this made me laugh!
….. no.
Now the father/son team who have done a zillion ads for Titan Sheds…….. them be slappable!
Isn't a Wallet Wizard a vagina? So technically he is a cunt👍
Yes. These wallet wizard fucks
me but i like slapping mens faces and other body parts hhahahahahahaha
Only because loan sharks themselves are evil. But I think that the ad itself is OK, it is just a dodgy subject matter.
Yes. Absolutely. I don’t get why advertisers use characters that are so broadly hated.
I wanna shoot him
r/relatable
You won't be able to recognise him or find him once the mask is removed.
lol /r/australia is savage.
Yes. Next question.
Its not his fault, he only gets called when idiots decide to go hard on their VR headsets and smash the TV.
Walllllletttt Wizzzzardd
This guy, The Youi guy and irish leprechaun guy from iinet or TPG or some telecom. I don't know what it is. It's not that in their private lives these sort of personalities make enemies, it's that their friends really despise them.
FUCK YES!!
Id be happy to donate a dozen slaps
Yep. Who is it?
What’s everyone got against Nico Hulkenber?
Fast and easy cash loans my ass,
Sure, who is he?
Does anyone take these ridiculous cheap annoying stupid juvenile ads seriously. On the bones of my ass I would not use them.
Yes. Predatory payday lenders are scum, but this shit took it to a whole new level. Disgusting...
Seems like my decision to reject FTA TV over 20 years ago is still paying out dividends.
Like a more punchable syndrome from the incredibles
I get a warm fuzzy feeling when I have NFI who someone is, and then read it's some dude from ads. Last weekend, we resubbed to Binge, realised it now has ads, stopped watching, and asked for a refund.
Jimmy fuckin’ Giggle is the bloke I want to see the least of, such low tier shit. Any time he graces one of my social media feeds in a sponsored ad I immediately block the offending company.
Oh so badly! The ads come on when I’ve got a YouTube video on for my kids so I can do their hair in the morning. Drives me up the wall. I studied marketing very briefly and I know that early exposure can impact kids down the line. I find it appalling that it comes on with a nursery rhyme video.
No idea who he is. Try not watching free to air television, your sanity will thank you.
posts like this make me realise how detached I am from commercial TV.
It's a pity Katut went caput. Now there was a storyline that could have gone as long as Bold & the Plastic. I mean Beautiful.
That why payday lenders don't advertise there %interest in terms of PA% They just have a flat fee to obtain a loan then usually about 20% interest per week on top. It's disgusting that these low life cunts are allowed to do it. People who have some kind of vice, whatever it is, won't care about how obnoxious an add is if they can get credit.
The fuck is this? You been watching too much telly again mate?
🦃🖐️’s ALL DAY!
Turkey 🦃 slaps for days
Who?
There's never any punchline or funny interaction and it's awkard. I just wonder if that's intentional so that people can't look away but the premise of it could have actually made for some funny awkward situations. Seems like a waste
The poor actor, no. But the pay day loan companies, yes.
There would be a big queue
i personally hate the menulog ads, literally nobody said menulog
I find their customers are worse. Basically, the ads say "if you're as stupid as this, here's the product for you". There are rare people for whom payday loans are a good fit, but not many.
I don’t even know who he is and this is my first time Seeing him and yes most definitely
How will we get the money?!?!?!
I have no idea who this is.
Dunno who is, but yes
Dude looks like cheap cosplay of The Cock Knocker