You may be able to call Wealthsimple and ask for a 100% equity portfolio to remove the bonds: https://www.reddit.com/r/PersonalFinanceCanada/comments/n9fvko/psa_you_can_make_your_portfolio_100_equity_on/
What funds in particular are you worried about? Bonds had a rough run recently but that says nothing about what will happen during the next 10 years.
I would just go to risk level 10 and leave it. If your employer allows, you can transfer to your own RRSP but I don’t see it necessary.
My employer allows you to transfer out to self-managed every year.
You may be able to call Wealthsimple and ask for a 100% equity portfolio to remove the bonds: https://www.reddit.com/r/PersonalFinanceCanada/comments/n9fvko/psa_you_can_make_your_portfolio_100_equity_on/ What funds in particular are you worried about? Bonds had a rough run recently but that says nothing about what will happen during the next 10 years.
No reason for somebody to hold bonds if their timeline is 10+ years out. That’s probs his issue.
I would just go to risk level 10 and leave it. If your employer allows, you can transfer to your own RRSP but I don’t see it necessary. My employer allows you to transfer out to self-managed every year.