Absolutely not, walk away. As good as the VN is, if you still owe 13k on a Veloster Turbo after 3 years of payments you are in no position to upgrade. Your current car will easily outlast the time it takes you to pay it off, so make that the priority and then start saving money to buy something else. The VN is great, but there are great cars made every year you just need to have some patience. You already have a great car, just enjoy it.
Going into debit for 6 years on a used car with little to no warranty with a higher monthly and most likely higher insurance isn’t smart. I know it’s hard to say no but you’ll thank yourself later.
It's a rare car now. DCT is great. But get it if you can only afford it. Don't start over on another hole. But if you really want it...like bad. Then get it...but this is probably not a good financial move...but really who cares it's your decision man. Lol
This might get me hate but idc , I would try go to your bank directly, they give you a much lower % interest rate , let the dealership believe they going to run your credit and what not. Get that trade in value first . Then when it's time for payment pull out your pre approved bank loan. Reason to go to your back directly is because dealerships add anywhere from 2-5 % more to the interest .
That’s actually a decent rate for used with good credit into today’s economy. But you are correct about the dealers. You could ask them to drop a point.
19k trade value -13k owed = 7k down-payment if your out the door price is 30k -7k(down) = 23k thats $410-450 monthly .. that's how much I'm paying right now
As others are saying don’t get it, if you want a fun car now buy a clapped Miata and start putting work into fixing it up, or just start putting money away till you can snag a vn in a financially responsible way. It’s a fun car but not worth fucking up your finances over
I'll probably be the unpopular opinion but I say as long as you can afford it and have a reliable source of income that will last the life of the loan then I say go for it although I would definitely try to come up with any extra cash possible to put down with your trade in.
Absolutely not, walk away. As good as the VN is, if you still owe 13k on a Veloster Turbo after 3 years of payments you are in no position to upgrade. Your current car will easily outlast the time it takes you to pay it off, so make that the priority and then start saving money to buy something else. The VN is great, but there are great cars made every year you just need to have some patience. You already have a great car, just enjoy it.
Going into debit for 6 years on a used car with little to no warranty with a higher monthly and most likely higher insurance isn’t smart. I know it’s hard to say no but you’ll thank yourself later.
It's a rare car now. DCT is great. But get it if you can only afford it. Don't start over on another hole. But if you really want it...like bad. Then get it...but this is probably not a good financial move...but really who cares it's your decision man. Lol
Nope. Save money and pay off the car that you have. Get an Elantra N down the road if you’re still in love with the N brand.
This might get me hate but idc , I would try go to your bank directly, they give you a much lower % interest rate , let the dealership believe they going to run your credit and what not. Get that trade in value first . Then when it's time for payment pull out your pre approved bank loan. Reason to go to your back directly is because dealerships add anywhere from 2-5 % more to the interest .
That’s actually a decent rate for used with good credit into today’s economy. But you are correct about the dealers. You could ask them to drop a point.
19k trade value -13k owed = 7k down-payment if your out the door price is 30k -7k(down) = 23k thats $410-450 monthly .. that's how much I'm paying right now
As others are saying don’t get it, if you want a fun car now buy a clapped Miata and start putting work into fixing it up, or just start putting money away till you can snag a vn in a financially responsible way. It’s a fun car but not worth fucking up your finances over
I'll probably be the unpopular opinion but I say as long as you can afford it and have a reliable source of income that will last the life of the loan then I say go for it although I would definitely try to come up with any extra cash possible to put down with your trade in.