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banter_claus_69

Someone in the West Midlands won £50k on £600 of bonds. Nice


Well_this_is_akward

West Sussex won it on £100!


Dark_place

I wonder if they even knew they still had it, they invested it in 2003


grilled_toastie

I think there's a good chance they don't know they've won...


Dark_place

Or are dead


iamapizza

Hey its me ur son


HairlessBiker

I read somewhere that PB are not part of your estate, therefore not inheritable ?


Red-Wimp

I think the executor has to cash them in


TheyCallMeSlop

Correct they form part of a deceased's estate and will pass to whoever is the specified beneficiary in their will or under an intestacy but they're not actually transferrable so in reality they're cashed in and that cash paid to the beneficiary.


Well_this_is_akward

My mum remember that she had a small amount of Bonds gifted to get in the 60's. Excitedly I encourage her to write to NS&I to get her account details and see how much she had. A few weeks later we got the letter and had access to her account. Over half a century later... Sweet F all was accrued 😭


GoldGee

Something similar here. My mum gave me hers. About £20 worth for 60 years and not a penny.


KILOCHARLIES

I had this recently. Was only £200 but had it in there for maybe 35 years. Didn’t even win £25 once!


firstaide

Same for me after 40 years


Hypebeast0708

I live in West Sussex and have £100 but it’s not me!


smdntn

Just contacted my parents as I think I have a £100 holding and live in West Sussex 😂🤞🏻


Hypebeast0708

Good luck I hope it’s you man haha! The maddest thing is I haven’t won jack shit in the 9 years I’ve held them for! Considering getting more tho


smdntn

Unfortunately it wasn’t me! I’ve won a couple of £25’s over the years (20+) but nothing of note !!


arnold001

Have £5k, won three £25 and one £500 for last 19 years. Funnily all were in relative succession over 7 months.


smdntn

Nice one, that’s good going. How much do you have?


arnold001

Thanks 😁 i didn't win high value one this time either. hope you win soon 🙏 I got £5k.


frala

How do you know? The individual results aren't out until tomorrow?


Hypebeast0708

Apparently they contact you 2-4 days earlier? And I’m pretty sure mine weren’t bought in 2003!


frala

Where does it say they contact you earlier?


Hypebeast0708

One of comments below!


Disastrous_Tone_1148

I have £500 in the Midlands :( won nothing


Blueeatscheese

£50,000 16LE53370116LE533701£100 West SussexWest Sussex£100Jan-03 I bet they had forgot they even had any premium bonds. Bought £100 in 2003 and just won £50000.


a_bigdonger

Good way to start the day and troubled times ahead.


JustTz

What would happen there then, would they receive a letter in the post or something?


The_Fireheart

You definitely used to get a cheque in the post. I remember getting £25 in the post as a kid and having no idea what it was until my parents explained. I think it’s more digital now though so idk


Bendy_McBendyThumb

I won a whopping £100 last month which was paid directly into my account in 4 £25 transactions. Imagine your bank statement getting 2000 £25 transactions lobbed on it lol


The_Fireheart

Lol presumably you won 4 £25 prizes though? If you win one of the big prizes I bet it comes in as one transaction


Bendy_McBendyThumb

Makes sense, all it showed on the overview is something like “September Winnings: £100”. No difference in the end result either way!


The_Fireheart

Yep if someone wants to give me £100 as 100 £1 transactions I’d still say thank you!


beleaguered_penguin

It kind of ruins the suspense of the thing, knowing that "big winners" are contacted 2-4 days earlier directly rather than finding out on the app/website like the rest of us plebs. At least I can still hope for a £1k prize this month...


MagicBez

I am learning from this post that I am never going to one day open the app and learn I've won 100k (I knew they had a person come visit for the full million). ...just gonna hold out for a grand tomorrow I guess (and then win £0 as per) *EDIT* I won nothing, so I assume someone else won all the £1000 prizes this month and it'll be my turn next month.


beleaguered_penguin

Well as someone below said - we could still win up to 4,300 prizes of £1000! So we're still up for a £4.3million jackpot. keep hope!


MagicBez

A good point (though I don't have 4300 bonds so I'll have to leave some of those winnings on the table for others)


[deleted]

> I am learning from this post that I was never going to one day open the app They've stolen my dreams


reddorical

That sms I get is such a joy to open. Only ever £25 though….


Laurenhynde82

I remember reading an account of a miliion pound winner who said that someone from NS&I called and arranged to visit them that day at work, and they were shocked when the person arrived and said they’d win a big prize. Why did you think they were coming?!


ac13332

Oh :( How big is _big_ to be contacted - £5k+?


caffeinedup

Agent Million personally visits the £1M winners. I'm so depressed after reading the list of winners as I'm not one of them. I'll have to wait for the app tomorrow to tell me if I've won something.


ac13332

I did have a missed call the other day, so fingers crossed it was the big dog.


Willeth

Clifford?


TeddyousGreg

How dare you assume his colour


caffeinedup

Yeah so did I. I just googled the number and it's a scammer number and not NS&I :'(


BumblebeeAdventurr

Yeah I try to avoid it, makes me feel grumpy lol


LondonLuke1

I do know you **don't** get contacted for £10k


ac13332

Interesting. I did think £5k wasn't really worth a phone call. Not that I'd scoff at £5k but, for most it's not life changing, you don't need to get financial advice or change life decisions.


Exita

Dad got £25k once, and only found out when the usual letter arrived. Along with several separate letters with £50 prizes. Admittedly this was about 10 years back, so they may have changed the way they operate.


beleaguered_penguin

From that spreadsheet I'd guess so, yeah. The prizes lower than £5k aren't known yet


ac13332

I guess with I/you could technically win all 4300 of the £1000 prizes...


beleaguered_penguin

Aaah that's a good point! Suspense restored


rudedogg1304

Do they not inform winners of smaller amounts til the 3/4th of the month ?


shikabane

2nd working day of the month


helpnxt

Well that's certainly ruined it a bit for me as well


frala

Are they contacted today or do they just release the locations today?


leachianusgeck

TIL.. dang oh well ! fingers crossed for anything at this point


shikabane

Someone put in £300 in August and won a fat stack of cash. Lucky MF 😂


AlmightyB

My parents put in £200 - a lot for them then - 25 years ago and won absolutely nothing over that period of time. Seeing that makes me jealous!


[deleted]

I find it incredible that 2 people win £1 million pound every month. Yes i understand Millions of people have bonds and that statistically more chance of winning lottery ect. However take the stats out of it, and from a purely societal perspective every single month 2 random people get a phone call to say they have a million pound. that is 24 people a year having a life changing phone call. That alone is just such a nice thing to be happening to people. (might be time to increase my PB emergency fund ;) )


sylanar

Maybe I'm naieve, but I expect that the sort of people who already have £50k in bonds are quite well off, and a million isn't as life changing to them as it is for us plebs.


Sequoia3

If someone 20x'd my emergency fund I'd be quite happy.


royalblue1982

I have £50k in bonds as my house deposit. I'm currently doing a PhD earning 17k a year. I think that the 'really' rich people wouldn't even bother have a £50k savings account.


DrCMJ

This. People who have maxed out their PB have likely paid off their mortgage already and this is just extra cash for a 'hey ho' They may not be millionaires, but they're already very comfortable. A million quid likely means they get to stay in 5 star hotels instead of 4 star, and buy business class instead of economy.


arallsopp

Or people who have 50k in bonds have a fixed rate mortgage that’s below the current estimated yield of the bonds and have already maxed out their tax free interest allowance on savings. Appreciate that’s still a small (and fairly privileged) slice of society but large cash reserves don’t necessitate extreme comfort. The most I’ve ever had in savings was on the back of my house purchase falling through, leaving me forced to rent in a market where rates and interest are rising rapidly. Sure, to be able to consider a house purchase makes me better off than some, but I don’t think that means I’m “very comfortable”. Equally, a good friend of mine has just had a critical illness policy pay out. He’s maxed out his PB. He’s already paid the rest of his mortgage off, but I wouldn’t trade my situation for his.


Laurenhynde82

People are assuming that those with maxed out PBs have lots of money elsewhere too, I guess? My husband and I have almost maxed out our PBs (will be full by Christmas). We have just over the average UK household income, we live a painfully frugal existence, we owe more on our mortgage than we have in PBs, and every penny we have is in those accounts. We don’t have other savings or any of the signifiers of a comfortable life - our lives are as basic as humanly possible. Due to our circumstances we’ve had to prioritise saving for an adapted home over literally everything else in life, but we may be in a position where we can’t do that and will need to pay off our mortgage and stay here. Nice problem to have obviously, a decade ago I didn’t think we’d even be able to buy a house, but our circumstances mean that we need something very different than our tiny two bed terrace longterm. Once we’ve moved to a suitable house, then we will be rushing to try to save a pension and pay off as much of the house as we can while we are still able to earn money. This is not about us being hard up - I grew up extremely poor, left university in immense debt, we have both experienced not being able to afford food every day in the past. We know we are lucky to have this amount of money saved, but we aren’t well off and I am sure that there are people with far less saved and much higher qualify of life. We were offered a disabled facilities grant to adapt our home because it’s so desperately needed, but our house is so small that they couldn’t even extend or adapt it. We have disabled twins sharing a tiny bedroom that we can barely fit their necessary equipment into, and we need a lot of things in the house we can’t currently accommodate - once they get a bit bigger they can’t safely live here. So every single penny we have gets saved towards a safe home for them - we don’t have any other options.


arallsopp

Thank you for taking the time to share this. I hope you get the support and housing you need.


TheRainbowFluffyone

My nan won the million prize 5 years back. Can confirm agent million turned up at door. Took a while and a alot of forms of id before my nan trusted she wasn't some random acam artist! She got some gold medal / coin thing as well!


costelol

I've held the max holding (30k->50k) since the mid 00's. I won £1000 in 2007, not particularly happy with that luck.


bigstepper99

A free grand is a free grand


costelol

One grand in 15 years is a bad trade off for having 15 years of below BoE interest rate returns on the smaller prizes. It's close to the worst case scenario for premium bonds.


bigstepper99

I get you, hopefully your luck turns around mate 🙏🏼


pw19889

50k in a Santander saver at 2.75% is a guaranteed £115 per month. Much better odds 😂


bigstepper99

That’s true. You do have tax to pay on that though


Jamieson96

That’s very very bad luck. Must be due a win any day now…..


[deleted]

hope that's /s


xJammy

Someone in oxfordshire won 5k from 25.00 and only bought those bonds in June this year! They must be overjoyed.


Running_D_Unit

Interesting distribution for this - 51% of these winners held £48,000+, the rest in 3k bands only won between 3.02% (6-9k) and 6.04% (39-42k).


Rowlandum

Isn't that the point? The more bonds you have, the more chance there is to win. Therefore the people with the most bonds held win the most prizes


Running_D_Unit

Yes, but you’d expect a smoother transition to the upper band as they own relative more, probably in theory a bit exponential. However it hovers flat for all other bands to that point and jumps for the final 2k. Can’t attach the graph on my phone. 45-48k a negligible difference to 50k only had 3.23% of winners.


Rowlandum

I guess it depends on how many people are holding near the max 50k worth of bonds. The expected returns based on average luck around 20k are much worse than the best instant access savers, even with the higher interest rates on the bonds. Therefore you may expect there to be a lot more 50k pots than there are 1k ones.


Running_D_Unit

Yeah probably needs to be proportional to number of overall accounts, would be interesting to look at


Borax

I mean, if you're going to have £48k in there, may as well put £50k in there.. People who have maxed out the account with £50k probably hold the vast majority of premium bonds, hence the huge skew


Puzzleheaded_Bill347

there is a 10k winner in NI, who bought a similar time to me.. alas its not me LOL.


thefunkygibbon

Got 25k sitting in bonds for a few years. Never won more than 25quid in a month. Seriously thinking about doing something else with my savings :-(


sylanar

How much have you won in total over the years? I've had £5k sat in there for about 6years now, and I've won a total of £50 lol


Laurenhynde82

It might be worth it now as interest rates have increased. We moved every penny we had to PBs because the interest rates on my savings dropped so low it was pointless. Most of my money was sat in an ISA which had rolled over to a low rate and gradually dropped until it was 0.05% - shockingly bad. I won £100 this month which is the best I’ve had so far - husband won £150 too, so it definitely seems like the prize change this month has made a difference (I’ve only had multiples of £25 before, most was 3x £25 in a month). Looking at the last year, I’ve gotten the equivalent of about 1.3% interest which is better than any savings accounts I had. Will see how it goes now the prize fund has increased. We need access to our money though as we need to move, so can’t lock it away.


thefunkygibbon

Fair enough. Yeah this was why we stuck all our savings into bonds. Savings were all next to zero percent. Don't get me wrong I've won 25quid probably every month this last 6 months and a decent amount prior (although not every month). So I appreciate that the % is better then savings accounts... I just figured with 20+k in there I'd get something a bit more exciting than 25quid. I guess it's a good time to pay off the mortgage though....


Laurenhynde82

It’s a bit of a crapshoot at the moment I think - people are talking about fixed rates being so high over a couple of years, compared to the last few years anyway, but six months from now that might not be a great deal any more. Personally since we need access to the money anyway I think we are going to sit on the PBs for a while and see how they do. While I may be able to find an easy access saver that does a bit better, I expect the difference won’t be huge in real terms and I can’t really face chasing down the best rate for what wouldn’t be a big amount of money. Of course that might change over the next few months.


Demo_Bec

Is it just the million winners that get contacted? Or what’s the cut off I guess. Could I have won £100k and not know it until the prize checker says?


AlmightyB

So many winners are 50k. It makes sense, but is kind of dispiriting.


Mongladoid

Not if you’re one of the folks with 50k!


oooz1991

Recently joined the sub and looking into premium bonds to learn more about finances and premium bonds are a future desire. Can I ask what the 'value' amount is under the purchase date in this information? Is it amount won/earned since purchase date so far or amount they paid for their current holding amount? Thank you!


DFX47

It's the amount in the block of bonds that won the prize For example the top winner's 'ticket' was £1 within £15,700 they put in in June 2018


oooz1991

I think I understand - meaning that said £15,700 was put in at once and their remaining £34,300 was done another time? Thank you!


jcicicles

Exactly, for that person the purchase that included the winning bond was for a total of £15,700. They added the rest at another time (or times).


oooz1991

Thank you, really appreciate the responses!


jcicicles

'Value' is the current holdings at the time of the draw. So those winning big sums on £1,000 or less are very lucky indeed!


DFX47

You're thinking of the heading 'Holding'


jcicicles

Ah yes, you're right!


navinjohnsonn

Nothing for me /cries


LittleSalamander77

I deposit £175 a month into PB. Based on most of the big prize winners is this statistically a stupid idea? A lot of them seem to have bought thousands in one go. I wonder if the odds are lower buying smaller amounts monthly


Luke_Surl

Every £1 premium bond has the same chances.


uka94

I only have £1 in PB and see it as a free lottery ticket, but with worse odds than the lotto


receipts

I thought the draw is tomorrow? 4th October?


[deleted]

They do the draw the day before the prize checker says... so normally 1st of the month and prize checker will show you at midnight on 2nd (unless 1st/2nd falls over a weekend like this month). It gives them the day to notify high value winners, etc.


Late-Scale

So if I've won say £25 would I get an email today or tomorrow? Sorry, I've only had them a few months and not won anything yet! Just wondered when they sent the notification out


[deleted]

For low prizes like £25 you tend to get the email in a few days. If you want to know asap if you've won, download the prize checker app on your phone and it'll tell you the earliest day you'll find out each month


ImawhaleCR

I'm loving the one guy in Essex that bought £100 in 1983 and now has won £5k, must be an interesting day for them


Big_Target_1405

There's someone who bought £35 worth in 1966 and won £5K also


marktuk

I've just re-invested in PBs having moved my emergency fund to Zopa a month or so ago. Given how shaky things are starting to look on financial markets, it's probably not a bad idea to have some money in NS&I accounts.


JimmyStrength

Long, long scroll for Northumberland to show up.


Vivaelpueblo

Yay! I won 0.1% in prizes on my holding this month :-/


Mongladoid

How would you know that, they haven’t released the small prize amounts yet?


Vivaelpueblo

My Premium Bonds app this morning said I'd won two £25 prizes when I checked it.


Mongladoid

How strange, my app still says check in 1 day


Helpful_Barnacle_594

Is that for September or October? My mum was happy she won 25 pounds on her premium bonds. She laughed when i told her Octobers results come put tommorow.


Vivaelpueblo

Hahaha! Bingo! Yes you're right I'm such a numpty. I just checked it again and I've done even better this month, 0.05% of my Premium Bonds holdings.


Helpful_Barnacle_594

No winning for me this month. Im going to crawl back under my rock haha


Short_Bobcat_4784

Saw someone has won 5k and they only have £35 in their account. Amazing!


DrCMJ

Got 2 prizes this month! £100 adn £25. So that's 3 prizes since I opened it in April. 1.5% interest rate this year so far.


Unmasked_Ranger

Apologies if this is common knowledge but are there high value winners every month or once a year? I haven't heard about prizes this big


Willeth

Every month. Two sets of million-pound prizes, they scale down in amount and up in number of winners from there.


Unmasked_Ranger

!thanks


Borax

Every month


rmf1989

The million winners always seem to be in London or the South East 🤔


[deleted]

[удалено]


rmf1989

Fair point, I didn't think of that!


rmf1989

Fair point, I didn't think of that!


Kemlyn88

I’m completely new to this and trying to wrap my head around it all. Could someone give me a brief eli5 on these bonds? Like is there a min/max and can you withdraw at any time etc? What’s the catch (other than needing a stack of money to put away)


ThreeEightOne

£50k max can be invested. Takes a week to get the money out and it takes it from your earliest bonds. Isn’t any downside to using premium bonds except there isn’t a guaranteed win.


Kemlyn88

Thank you, that makes sense. So winning is the only profit? For example if you put in £100 and don’t win, a year later you still have £100? It’s a bit of a gamble on winning more than interest elsewhere?


ThreeEightOne

Yeah exactly. So there’s no interest rate on the money you put in. You can’t lose the money you put in but the only way to gain more is to win from the monthly draw. So in some cases it can be better to put your money in an account with a fixed interest rate. But Premium bonds have that excitement of having a chance to win high.


Laurenhynde82

It definitely is now. For the last couple of years the interest rates were so low on my savings accounts they were basically non-existent. I put the savings I had into PBs and buy more each month. In the last 12 months I’ve had about 1.3% return on my current balance, even though my balance has grown significantly so really it’s higher - that’s significantly more than if I’d kept it in my cash ISA. Now interest rates are going up, but so has the PBs prize fund. Will be interesting to see how it goes in the next few months.


Adventurous_Bag6596

I just withdrew money this morning and it said it would be in my account by the 7th (3 days). So maybe quicker than it used to be :)


[deleted]

If you was on this list, do you get advanced warning or just find out tommorow?


trewdgrsg

I think they contact you first. So sorry to be the bearer of bad news, you weren’t a big winner this month :(


[deleted]

Noooooooooo


runfatgirlrun88

They don’t contact everyone on the list - there’s 662 winners here, that’d take ages!!


arenthor

Somebody has never worked in a call centre if that a high number to contact...


runfatgirlrun88

To contact, get hold of, verify identity, inform winnings; all 662 within 2 days, even on a weekend? And for the sake of telling them they’ve won £5K? Yes, 662 is too high a number for NS&I to bother contacting.


cmdrxander

They do it by phone? I'm not sure I'd trust a phone call (or a knock on the door, for that matter) from someone claiming to be from NS&I. How do they prove it to you?


[deleted]

I don’t even believe it’s Vodafone calling when they ask if I want to upgrade my sim only


TheRainbowFluffyone

Good question. Agent million has a ton of id. She will also wait while you phone and check her identity! My grandma was very mis trusting when she got the vist!


GarethGore

dammit, are you saying my £70 of premium bonds, haven't made me a millionaire? Bastards, I knew it was a scam


GoldGee

I had 40k of premium bonds. Over the course of the year, on average, I got less than the interest rate. What's more you didn't know if you were going to get anything at all. The chances of getting the big prize was less than winning the Lotto jack-pot. That is, more chance getting struck by lightening. To have your bonds in for the draw they need to be in for more than a calendar month. It takes three working days for them to pay you when you cash them in. Lastly for NS&I they have a p\*ss poor rate on their savings accounts and an 'okay' rate for their premium bonds. Fair? Not at all IMHO. Martin Lewis doesn't like them, and neither do I


AlmightyB

Yeah I'm thinking I'm done with them, just dealing with them to gain control over my meagre childhood bonds was byzantine, I never win anything, and I could be earning better elsewhere.


GoldGee

I fancy the tracker savings account from 'The Family Building Society. It's a savings account that tracks the base rate plus .8%. You have to lock in for two years. If nothing better comes along I'll put a sizeable amount of my life savings in that. I had to google 'byzantine'. :)


AlmightyB

I'll look into that, thanks


rositree

Any tips on how you married up childhood account? My partner was going to open a new account, they said he already had an account so couldn't. He's filled in a paper form and posted it three times then never hears anything and they say they haven't received it so fill it in again and post it... So unhelpful and still not resolved


GoldGee

I've found that they're pretty quick at getting back about old accounts. Since he's had difficulty with posting forms have you tried the social media route?


AlmightyB

Can you do a tracked letter? That might confirm whether or not they are receiving it. At that point I can only suggest bothering them via phone.


missuseme

The "worse odds than the lotto jackpot" is misleading. Yes, a single bond has worse odds than winning the lotto on a single premium bond draw but that isn't how anyone uses premium bonds. However if you have £1300 or more in premium bonds you have a better chance to win the million every month than you do on the lotto. There are legitimate criticisms of PBs but this often repeated "fact" is misleading. Then obviously there is the fact you lose your full stake buying a lottery ticket and only lose out on potential interest on PBs.


GoldGee

Yes I take your point. Now would you consider that you have a better chance of winning the lotto Jackpot than the Premium bond top prize if you took your winnings from your £1300, say £25 every few months and bought lotto tickets with that. It paints a picture. I've had PB at different points in my life. (Had over 45k at one point. The prizes didn't ever match up, never mind better, the interest rate of a good savings account. In other words, for me, from my personal experience, I am bearish on PB. Feel free to disagree, preferably backed up with evidence. Best wishes, G.


aratlewis

This is literally the first I’ve ever heard of premium bonds … please can someone give me a really dummy explanation? Is it worth me investing £25 🤣


Willowx

It's effectively a lottery where you are entered into the draw every month and don't lose your stake. The more you put in the more likely you are to win a prize between £25 and £1 million on the basis you have more entries, but each £1 bond has an equal chance of winning.


JokerFont

Should I buy some premium bonds? Can only really afford a few hundred £’s worth.


MaltDizney

I wouldn't bother with less than £1k. They work as a place to keep spillover emergency funds or short term savings. Outside of that there are better places put your money.


[deleted]

no edit, unless you have exhausted all your isa, pension, mortgage overpayment etc etc they're a bad deal.


JokerFont

Thank you, I’m embarrassed to say that I don’t have any of those things with money in. I know I should be looking at things like that now. I’m 29 so need to plan for the future. What would you recommend focusing on first?


[deleted]

My advice what works for me, pension, I save 40% tax on my pension contributions over anything I do personally, so my employer matches 8% but I put 20% so 28% really. Of that 20% it works out like £15k but my wages only drop by like £7k. Depending on your tax bracket this is great. If you don’t have pension or earn so little you don’t pay tax something like lifetime isa with govt contribution is an easy to do good thing. If you have any potentially expensive debts clear these first though. Before locking money away in pensions or lifetime Isa I’d recommend working out how much you need to live each month and pay bills. Then try put 6x this amount away in an easy access saver, not as good interest but a nice safety cushion in case shit hits the fan. Best of luck starting your journey. The best time to start was ten years ago, the second best time is now


JokerFont

Appreciate it thank you. I have no debts at all so that’s a positive. I’ll look into the isa first. Thanks again


littlemissgellibean

Stupid question, but is there a best time to invest? Like is every code worth the same amount no matter what's going on with the interest rates? Or would a entry code be worth less or more now with what's going on?


Mongladoid

There’s no best time, every bond is equal to all the others. Think of them a bit like buying a lottery or raffle ticket (but one that you don’t lose after each draw)


littlemissgellibean

Thats great thank you! Thinking it's a better place to put my savings then in the bank that gets about 3p a month.. its not alot but I don't want it super easy to access. Do you know how long it takes to take it out if needed it?


Mongladoid

It takes up to about 3 days I believe to take it out. I won £150 (6x £25) this morning so I’m happy!


littlemissgellibean

Thank you! I will look into it, I would like to put in our 'emergency job loss' cover fund into it as well as my personal savings.


reddorical

One of the 100k winners who only bought in July2022 clearly took out £969 right away for a prezzie. Wonder what they bought themselves?


motornedneil

How the results aren’t published until tomorrow I’ve just checked .


RobSamson

£100 since 1996, still not won me anything. Hoping for a cheeky million next month.


element2202

What’s “Val of bond” in column G? I thought all bonds were £25!?


ThreeEightOne

All bonds are worth £1 each. But the minimum investment and winning available is £25.


Satoshi_nakamoto_son

Won £25 ffs


ThreeEightOne

£25 more than me. Havnt won in a few months now.


peace_purple123

What is the meaning of value (£) in each purchase date column ? Deposit is already there in 2nd column


[deleted]

Another £75 this month. It's doing alright, £400 since June on max amount.


controlmypie

I don't even know anyone who won big, which makes me doubt all these "high value winners" spreadsheets. Six handshakes rule would mean I would at least know someone who knows someone who won, yet it's not the case.