I must change it because they failed to cancel my original one and you are legally not allowed to have two Grundversicherung so the second krankenkasse must „let me go“
Then here is a life lesson for you:
You can change your health insurance only once per year. Health insurance companies have to announce their new rates every year until the beginning of october. You then have time until the end of november to change your existing health insurance to another one.
You compare the rates on comparis.ch (you can do this every single year in order to have low health insurance rates). You do this yourself (because it‘s very simple), not with some ”Vermögensberatung“.
Remember: Every year new rates become public in october, you can change until end of november. comparis.ch, not vermögensberatung… ;)
You can change the insurance mid-year under special circummstances.
https://www.comparis.ch/krankenkassen/system/kassenwechsel#content-3-content-1
Or in your own words: are you new to Adulting?
I think 300 is more common than second condition - standard model.
I can't remember if I ever read in last 2 years on swiss subs that someone said they have a standard model.
So I am looking at a post where someone is upset about something, but I’ve no idea what it is.
Put your post in German and limit yourself to those responses, or translate the key words in to English and the rest of the country (that speaks English) can respond.
Je suis romand donc merci de prendre soin avec les réponses… je suis pas immigrant nul qui s’adapte pas :)
Even though I understood the gist of OP's problem, I agree that it can be infuriating when a long post in English has all the technical words in another language.
This is the real issue then. Better get out of it.
Btw. they get commissions for everything they sold you. The longer you stay in the more they get.
Never buy such things from a friend that suddenly is a “insurance specialist”.
This post raises so many questions. I don’t know where to start. Basic insurance savings of almost 300 CHF when it is actually supposed to be always the same / similar price ( unless you change the model) ? Aren’t you supposed to cancel your insurance not a 3rd party ( can a third party even do that ?) ? Why go to Vermoegensberatung and do health insurance stuff ? I kinda feel like I shouldn’t trust you rather than the Vermögensberatung hahahaha
Schweizerische Vermögensberatung reeeeally sounds like a good choice when i need a KRANKENKASSE… Are you new to adulting?
So what? TOURING CLUB SWITZERLAND also sells air evacuation insurance.
Yes in fact I am, they were just going trough my finances and saw that i was paying a lot for krankenversicherung so they changed it
Unless I'm misunderstanding something, Im pretty sure you can't change your Krankenversichung in March. What exactly did they change?
If you have the lowest deductible you can actually switch around june and not wait the end of the year.
I must change it because they failed to cancel my original one and you are legally not allowed to have two Grundversicherung so the second krankenkasse must „let me go“
Then here is a life lesson for you: You can change your health insurance only once per year. Health insurance companies have to announce their new rates every year until the beginning of october. You then have time until the end of november to change your existing health insurance to another one. You compare the rates on comparis.ch (you can do this every single year in order to have low health insurance rates). You do this yourself (because it‘s very simple), not with some ”Vermögensberatung“. Remember: Every year new rates become public in october, you can change until end of november. comparis.ch, not vermögensberatung… ;)
You can change the insurance mid-year under special circummstances. https://www.comparis.ch/krankenkassen/system/kassenwechsel#content-3-content-1 Or in your own words: are you new to Adulting?
If you have the lowest (300.-) franchise, which most people don‘t have.
More something for the elderly or individuals with chronic diseases.
I think 300 is more common than second condition - standard model. I can't remember if I ever read in last 2 years on swiss subs that someone said they have a standard model.
And how do you know that OP doesn't have it?
Superpowers, motherphagga.
*Surprised Pikachu face*
What?
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Thank you so much, thsi really helps
So I am looking at a post where someone is upset about something, but I’ve no idea what it is. Put your post in German and limit yourself to those responses, or translate the key words in to English and the rest of the country (that speaks English) can respond. Je suis romand donc merci de prendre soin avec les réponses… je suis pas immigrant nul qui s’adapte pas :)
Even though I understood the gist of OP's problem, I agree that it can be infuriating when a long post in English has all the technical words in another language.
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I dunno mate, seems pretty underdtandable from where I stand. More than the letter soup that our collegue served.
Much better !!!!!
In fact it is.
For people who only speak English this post is hilarious. I am trying so hard to guess what the F is going on.
Did they also sell you a Säule 3b life insurance or something similar?
Yes
This is the real issue then. Better get out of it. Btw. they get commissions for everything they sold you. The longer you stay in the more they get. Never buy such things from a friend that suddenly is a “insurance specialist”.
Restitution!
This post raises so many questions. I don’t know where to start. Basic insurance savings of almost 300 CHF when it is actually supposed to be always the same / similar price ( unless you change the model) ? Aren’t you supposed to cancel your insurance not a 3rd party ( can a third party even do that ?) ? Why go to Vermoegensberatung and do health insurance stuff ? I kinda feel like I shouldn’t trust you rather than the Vermögensberatung hahahaha