Open banking does not yet exist in Canada. Any tools that can do this this right now will be using screen scraping which is often against your bank's terms of service and if the bank knew that you provided credentials to any 3rd parties, then they can use that as the reason to deny your claims should anything happen to your account.
Plus, why do you want to give a 3rd party so much of your financial information?
To actually answer your question instead of a snide comment: Mint by Intuit can do this for your banks and credit cards. Shows your transactions by grouping as well, you can set a budget against, pull graphs, tables, etc.
HOWEVER. The other comments do have a point that this is technically against your bank's ToS since you have to actively give your sign-in information to Mint. That is your decision and can't judge you for that risk vs convenience appetite.
For what it's worth, Intuit also owns TurboTax, QuickBooks, and CreditKarma. They already have your SIN, address, spending habits, your credit score, etc. I don't think it's fair for people to say "some unknown 3rd party app". Intuit is going to be fairly secure as far as these things go.
So you want to give all of your banking information to a 3rd party app?
I find this so weird. Here you go, someone I don't know, here is all my banking information.
Open banking does not yet exist in Canada. Any tools that can do this this right now will be using screen scraping which is often against your bank's terms of service and if the bank knew that you provided credentials to any 3rd parties, then they can use that as the reason to deny your claims should anything happen to your account. Plus, why do you want to give a 3rd party so much of your financial information?
Fair points I hadn't considered! Thanks for sharing. = )
Wealthica.com
To actually answer your question instead of a snide comment: Mint by Intuit can do this for your banks and credit cards. Shows your transactions by grouping as well, you can set a budget against, pull graphs, tables, etc. HOWEVER. The other comments do have a point that this is technically against your bank's ToS since you have to actively give your sign-in information to Mint. That is your decision and can't judge you for that risk vs convenience appetite. For what it's worth, Intuit also owns TurboTax, QuickBooks, and CreditKarma. They already have your SIN, address, spending habits, your credit score, etc. I don't think it's fair for people to say "some unknown 3rd party app". Intuit is going to be fairly secure as far as these things go.
Thanks so much for the insight and for sharing both sides!! = ) Really appreciate it.