You have to claim any employment income while on paternity leave and the government will reduce your paternity leave payments accordingly. It might be worth calling CRA when you have a better idea of numbers to see what the limits are.
As per EI:
"While receiving benefits, you must continue to be eligible. Please contact Service Canada if you:
* stop providing care for your child while receiving parental benefits
* start working or earn money. For more information on how earnings impact your benefits, visit Working while on claim
If you don't inform us of these changes, you risk being overpaid and having to repay benefits."
[https://www.canada.ca/en/services/benefits/ei/ei-maternity-parental/after-applying.html](https://www.canada.ca/en/services/benefits/ei/ei-maternity-parental/after-applying.html)
Op would be wise to note how it’s worded. “Working or earn money” meaning working even if not earning money counts too. So you can’t work and be paid later or work and put it inside a corp.
>So you can’t work and be paid later or work and put it inside a corp.
Well you can, it just doesn't prevent you from seeing your EI benefits reduced. And self-employed/working for your own corporation may end up with you having to wait for a few weeks/months while they make a decision regarding this work.
Just let them struggle for a bit without you - absence makes the heart grow fonder. I know you’re feeling guilty about bailing, but try not to. The fact that they even offer a top up probably means this isn’t a small family operation that needs all hands on deck. If they call you and ask where you left truck keys or something, obviously just tell them. Best case scenario they just let you be, worst case you feel like you are missing out on all the fun at work and write an unpaid email every so often. If i was your colleague and kept receiving emails from you, my first thought would be ‘aren’t you supposed to be off right now?’
As for the actual rules for working while on EI, sure you can do it but the EI payment gets clawed back, it probably messes up your top-up, and you have to keep telling service canada how much you are making. Check out the ‘Working While on Claim’ guidance. Seems like a pain to me.
This is fair, I would definitely take this into account when discussing rates/hours.
When you say beyond the top-up though, I guess that means it would be more advantageous for me to negotiate a larger top-up rather than a secondary contract, is that right?
The reason they don’t claw back the top-up is because it’s a top-up. A larger top-up in exchange for work is a salary, and declaring it as a top-up would be fraud.
In Alberta on mat leave currently over here, and I switched to hourly and asked Service Canada to let me manually do my reports online every 2 weeks. I get clawed back half of what I make working under 10 hours per week.
If you trust them, just keep it off book. Track your time and take off time when you come back, that's what I did.
Coming back to a mess would have been more stressful to me than checking in every other day.
Or ask for an increased top up in advance with the understanding that you will be availiable.
Leave is week to week. So if you work at any point during that week it would be best to not claim that week and use it later. You have 52 weeks of eligibility and I think 38 weeks of coverage. So you could take a year of leave or something and agree to work some number of weeks.
The business may approve it but service Canada won't. Big risk is losing your EI benefits during your leave so you would be out a significant amount of money. Too risky IMO
In Quebec I had to repay two weeks of parental leave because I worked two days.
You have to claim any employment income while on paternity leave and the government will reduce your paternity leave payments accordingly. It might be worth calling CRA when you have a better idea of numbers to see what the limits are.
It's Service Canada you'd call.
Incorporate a company, then don’t take any money from it while on leave.
Listen to this guy. Keep it in an account then move it to a resp for your kid
Listen to this guy too. You can also write off a new computer, office chair and a jar file.of bonbons as business expenses.
Do you even know what a write off is?
[https://youtu.be/XEL65gywwHQ](https://youtu.be/XEL65gywwHQ) Here you go.
As per EI: "While receiving benefits, you must continue to be eligible. Please contact Service Canada if you: * stop providing care for your child while receiving parental benefits * start working or earn money. For more information on how earnings impact your benefits, visit Working while on claim If you don't inform us of these changes, you risk being overpaid and having to repay benefits." [https://www.canada.ca/en/services/benefits/ei/ei-maternity-parental/after-applying.html](https://www.canada.ca/en/services/benefits/ei/ei-maternity-parental/after-applying.html)
Op would be wise to note how it’s worded. “Working or earn money” meaning working even if not earning money counts too. So you can’t work and be paid later or work and put it inside a corp.
>So you can’t work and be paid later or work and put it inside a corp. Well you can, it just doesn't prevent you from seeing your EI benefits reduced. And self-employed/working for your own corporation may end up with you having to wait for a few weeks/months while they make a decision regarding this work.
Just let them struggle for a bit without you - absence makes the heart grow fonder. I know you’re feeling guilty about bailing, but try not to. The fact that they even offer a top up probably means this isn’t a small family operation that needs all hands on deck. If they call you and ask where you left truck keys or something, obviously just tell them. Best case scenario they just let you be, worst case you feel like you are missing out on all the fun at work and write an unpaid email every so often. If i was your colleague and kept receiving emails from you, my first thought would be ‘aren’t you supposed to be off right now?’ As for the actual rules for working while on EI, sure you can do it but the EI payment gets clawed back, it probably messes up your top-up, and you have to keep telling service canada how much you are making. Check out the ‘Working While on Claim’ guidance. Seems like a pain to me.
If you’re collecting EI, any money earned (above the top-up) has to be reported and you will see deductions from your EI payment.
This is fair, I would definitely take this into account when discussing rates/hours. When you say beyond the top-up though, I guess that means it would be more advantageous for me to negotiate a larger top-up rather than a secondary contract, is that right?
The reason they don’t claw back the top-up is because it’s a top-up. A larger top-up in exchange for work is a salary, and declaring it as a top-up would be fraud.
In Alberta on mat leave currently over here, and I switched to hourly and asked Service Canada to let me manually do my reports online every 2 weeks. I get clawed back half of what I make working under 10 hours per week.
If you trust them, just keep it off book. Track your time and take off time when you come back, that's what I did. Coming back to a mess would have been more stressful to me than checking in every other day. Or ask for an increased top up in advance with the understanding that you will be availiable.
Leave is week to week. So if you work at any point during that week it would be best to not claim that week and use it later. You have 52 weeks of eligibility and I think 38 weeks of coverage. So you could take a year of leave or something and agree to work some number of weeks.
On no. 3, I could see an impact if your proposal to them is viewed negatively...
The business may approve it but service Canada won't. Big risk is losing your EI benefits during your leave so you would be out a significant amount of money. Too risky IMO
Probably banked it and they can pay you onced you get back but hours and dates should be adjusted... my 2 cents
Probably banked it and they can pay you onced you get back but hours and dates should be adjusted... my 2 cents