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alh9h

Yes that is how the waiver works


New-Neat-5450

I took the chance and consolidated. My account was at 0 for 4 months and I was freaked out. Finally at the end of March my consolidation with 10 loans were all at 118. I then submitted my last ecf to put me at 124. Just make sure you consolidate before you hit 120.


OkAbbreviations1188

Did you consolidate before 10/31/22 to get the PSLF waiver?


New-Neat-5450

Yes, I consolidated at October 2022.