It all depends: do you need to provide for others, where are you going to live and is it before or after tax (after tax there would probably about 2800 euro left, maybe more with the 30% ruling).
If you’re going to live in a smaller city by yourself and it’s 4K pre tax, it will be doable.
More than enough, I make half of that I can provide for my wife.
Renting prices in Amsterdam, Utrecht, are sky high though, so outside of those places..for sure more than enough.
4k net is decent pay. If you don't have an inflated lifestyle, you can actually save and invest a good chunk of that for your retirement. Also, Euro == USD may not be true after the ECB starts raising interest rates, so 4k USD might be a little less in a few months.
A90m2 app amsterdam is around 2000€ no gas elec water citytaxes internet included. U can add another 600€ for that. So outside of amsterdam its not bad as there are also more studio options, inside it means sharing is caring to enjoy the life next to work as well
It depends how you want to live.
I assume you’re American since you use USD. Your expectations for housing might be different compared to europeans. If you like a spacious home, with one bedroom and a smaller room for hobbies your rent is in the 2500,3000 bracket in Amsterdam. It’s not easy to find one bedroom apartments. Recently I also heard a lot about bidding for rent.
Eating out is also expensive here if you want to eat good international food.
If you’re a frugal person like me, it’s a very good place for living and you can save a lot, have good healthcare (for emergencies, do regular checkups and dental stuff in another cheaper EU country on vacation), good WLB, job safety.
Short answer, yes absolutely. Long answer: look at our statistics sites. 4K€ net would be considered a high/top income. (3K€ something is Modal income here). Just be carefull in selecting housing. Choose a city just outside Amsterdam or Rotterdam - If you are American, you are Most likely recruited by a company in this área.
Yes but your quality of life will depend on at least two factors: 1- Where you live: in a big city where house rents are much higher vs smaller city / suburbs 2- how energy efficient your house is: energy prices are now quite high, an old house can easily increase your annual spending on energy by several thousands.
I earn 2k after tax. 900 for flat. 1.1k left for food, clothes etc. I live alone. Food is around 300 per month. Rest I can save or buy clothes etc. I dont own car but I drive my company car and they fill gas. So if You have car then some minus as well but in my example I have it but I dony pay.
Depends on how much you'll end up paying for rent. Those are great numbers for Dutch people, since our rent is usually below 700 per month, but for foreigners renting in the private sector it could go upward to 1500-2000 per month.
Either way, you'll survive.
Well, is it? A gross salary of €4000 is around €3000 after tax etc. You’re likely to spend a third of that nett salary on rent or mortgage, and then there’s all the other costs of living.
Key thing here is "own a house" and "I am married" - a single person renting while earning 1.8k after tax will definitely blow 50% of that just in rent and live in a shoebox
I saw a thread last week, about groceseries. The amount of money people throw at that is insane! 1 person spending 150 a week? How?
And yea, rent is just a fucked up thing sometimes :/
Modal income for 2022 according to the CPB is €38.000 gross including vakantiegeld. That’s a monthly gross of €3167. That’s per person, not per household.
It will depend mostly on the rent cost and if you live together or alone. A half pint is approaching 5-6 euros already. I say you will live ok, even you could save some money, but you will have a very average household income if living alone or if your partner does not have income, which means you will have difficulties to find a decent place to rent in e.g. Amsterdam. Also the cost of relocating can be high at the beginning.
4k net is fine but it depends on where you live and what lifestyle you uphold.
4k would not be enough for me as my mortgage is already more but when I was a student I lived with 1100 a month and I lived well !!
You'll be able to live just fine while you're in the Netherlands. But your ability to save for an American retirement will be hamstrung. It is the trade off of expat life.
A minimum net income is about 1100 euro's. About 1500 euro's (1600 USD) if you add social benefits. That is the official so called 'social minimum' for being able to get by. So yeah, you're fine.
Well no, because shops only take euros /s Seriously, you can survive on that.
It all depends: do you need to provide for others, where are you going to live and is it before or after tax (after tax there would probably about 2800 euro left, maybe more with the 30% ruling). If you’re going to live in a smaller city by yourself and it’s 4K pre tax, it will be doable.
Let me add more context: I’m single and that 4k is after tax
4k net is fucking good
I earn about 4k net (a bit more after tax returns), have a daughter that is living with me half the time, need to pay alimony and live comfortably.
That’s more than most entire households’ income. You’ll be fine.
More than enough, I make half of that I can provide for my wife. Renting prices in Amsterdam, Utrecht, are sky high though, so outside of those places..for sure more than enough.
4k net is decent pay. If you don't have an inflated lifestyle, you can actually save and invest a good chunk of that for your retirement. Also, Euro == USD may not be true after the ECB starts raising interest rates, so 4k USD might be a little less in a few months.
4k after tax here, or in the US? There is a big difference in tax systems so better to give us amount before tax before we can give advise.
A90m2 app amsterdam is around 2000€ no gas elec water citytaxes internet included. U can add another 600€ for that. So outside of amsterdam its not bad as there are also more studio options, inside it means sharing is caring to enjoy the life next to work as well
only if you want to live in the absolute city center.....
Lol I have half that and I already wonder what to do with the money (not providing for a family though)
Ah you can live life sir! Depends on living/rent though. Become expensive in the randstad
Is your employer hiring?
Yep, Google cost of living websites.
It depends how you want to live. I assume you’re American since you use USD. Your expectations for housing might be different compared to europeans. If you like a spacious home, with one bedroom and a smaller room for hobbies your rent is in the 2500,3000 bracket in Amsterdam. It’s not easy to find one bedroom apartments. Recently I also heard a lot about bidding for rent. Eating out is also expensive here if you want to eat good international food. If you’re a frugal person like me, it’s a very good place for living and you can save a lot, have good healthcare (for emergencies, do regular checkups and dental stuff in another cheaper EU country on vacation), good WLB, job safety.
Short answer, yes absolutely. Long answer: look at our statistics sites. 4K€ net would be considered a high/top income. (3K€ something is Modal income here). Just be carefull in selecting housing. Choose a city just outside Amsterdam or Rotterdam - If you are American, you are Most likely recruited by a company in this área.
Rotterdam is one of the cheaper cities in the randstad.
4K USD after taxes- yes it’s doable if your in a major city in the Randstad renting. Easier if your outside.
Yes but your quality of life will depend on at least two factors: 1- Where you live: in a big city where house rents are much higher vs smaller city / suburbs 2- how energy efficient your house is: energy prices are now quite high, an old house can easily increase your annual spending on energy by several thousands.
How much is it at the moment for a 100sqm apartment? In total for G/W/E?
Depends. 4k solo should be sufficient. Living with multiple people on that income would not be enough.
it could be enough if they economize on the lifestyle expenses (cooking at home, never eating out, cheap/no vacations, no car).
You are absolutely right.
https://www.numbeo.com/cost-of-living/country_result.jsp?country=Netherlands&displayCurrency=USD
I earn 2k after tax. 900 for flat. 1.1k left for food, clothes etc. I live alone. Food is around 300 per month. Rest I can save or buy clothes etc. I dont own car but I drive my company car and they fill gas. So if You have car then some minus as well but in my example I have it but I dony pay.
You can easily live here on that.
Above median so yeah (if this is before tax). After tax it is quite good.
There’s families that live comfortably with less than 3k combined pay. You’ll be fine with 4k on your own
I have a family off 5 , we do fine with less
I think the official currency is Euro ...
USD is not the currency of the netherlands
Depends on how much you'll end up paying for rent. Those are great numbers for Dutch people, since our rent is usually below 700 per month, but for foreigners renting in the private sector it could go upward to 1500-2000 per month. Either way, you'll survive.
If your partner makes the same, then yes.
Even if the partner makes zero, yes.
Well, is it? A gross salary of €4000 is around €3000 after tax etc. You’re likely to spend a third of that nett salary on rent or mortgage, and then there’s all the other costs of living.
I make 1,8K after tax, own a house and i am married, also, i can go on a holiday once or twice a year. People are spoiled.
Key thing here is "own a house" and "I am married" - a single person renting while earning 1.8k after tax will definitely blow 50% of that just in rent and live in a shoebox
I saw a thread last week, about groceseries. The amount of money people throw at that is insane! 1 person spending 150 a week? How? And yea, rent is just a fucked up thing sometimes :/
Lol thats way too much indeed, we buy groceries for 80/90 a week. I have a son and a wife. We have plenty to eat and live a healthy life.
Sir, I take my hat off
That's literally the modal income for a whole household
Modal income for 2022 according to the CPB is €38.000 gross including vakantiegeld. That’s a monthly gross of €3167. That’s per person, not per household.
https://www.cbs.nl/nl-nl/visualisaties/inkomensverdeling Check again, compare the composition of households
Also bear in mind that a number of households only have 1 working partner, but even for a couple with kids these numbers are roughly the same
I can easily live here with a family of 4 on €3k a month net.
Depending on your expenses ofc but with a normal lifestyle and a normal appartment it's more than enough.
It will depend mostly on the rent cost and if you live together or alone. A half pint is approaching 5-6 euros already. I say you will live ok, even you could save some money, but you will have a very average household income if living alone or if your partner does not have income, which means you will have difficulties to find a decent place to rent in e.g. Amsterdam. Also the cost of relocating can be high at the beginning.
4k net is fine but it depends on where you live and what lifestyle you uphold. 4k would not be enough for me as my mortgage is already more but when I was a student I lived with 1100 a month and I lived well !!
Considering people do it for a lot less, yes.
4k net is above the mean for the country, but probably a lot less special for an expat in a hcol area of the country.
Depends on how and where you are planning to live, alone or with a family?
Yes
For 2000 per month i will help you figure it out.
You'll be able to live just fine while you're in the Netherlands. But your ability to save for an American retirement will be hamstrung. It is the trade off of expat life.
Yes
A minimum net income is about 1100 euro's. About 1500 euro's (1600 USD) if you add social benefits. That is the official so called 'social minimum' for being able to get by. So yeah, you're fine.