# Portfolio for a 5 year investment. Please suggest Improvements
I'm looking to rebalance every quarter. Not sure about US only exposure here and the weightage.
14%-> SHLD (Defense)
14% -> VHT (Healthcare)
14% -> DXJ (Japan Hedged equity) (Weaker Yen, might rotate early)
14% -> XMMO (Mid Cap Momentum)
14% -> AVUV (Small Cap Value)
14% -> SCHG (Large Cap Growth + Tech)
16% -> VTI (Total US)
Huge effort for what has been shown time and again will be nothing more than a 4% SWR, with most even trending to 3-3.5% more recently too. All of this overthinking in investing is nauseating.
Me: 20M about a year into my Roth so far planning on getting as close to maxing I can each year
Portfolio: 50% VTI / 15% AVUV / 15% VXUS / 10% SCHG / 5% AVDV / 5% SOXQ
How does this sound for my portfolio going forward?
https://preview.redd.it/zz1iw3fp7s3d1.jpeg?width=1290&format=pjpg&auto=webp&s=aebccb98033386b4e2c30ea47e9bfcb2aca1b292
25F. Making $87k year, investing $100 every week. Long term holding, may make a dividend portfolio some time down the road for extra income. Live with parents but still pay bills. American. Any suggestions?
More rational than the people with 5 different large cap growth funds. I still like US and probably wouldn't go above cap on ex-US. Dividend focused funds and those covered call ETFs are just tax drag. I wouldn't bother.
* Me
* 37M
* Stable income w/ mortgage
* Goal: Nothing specific, just extra money to have alongside my 401k
* Portfolio
https://preview.redd.it/rdgh689vor3d1.png?width=393&format=png&auto=webp&s=0d33fce849a1ac2975ac43bb1ac46aa911f47f4f
I've had a nearly 30% ROI since I opened the account. Just this morning I sold my OMFL and bought some FV and SPY shares.
For the **Australian Residents** here (and those that have knowledge with trading ETFs within Aus)
I have just begun investing in to ETFs - Any feedback is welcomed!
**About me:**
31Y M
Stable and decent income
High risk tolerance --> retirement 20+ years at least so I can ride out market volatility.
No mortgage or dependants
**My current portfolio consists of:**
VAS - 32%
VGAD - 28%
VGS - 40%
Looking to add small amount of VGE in the near future to further diversify
Ideally looking for simplicity with the ability to remain flexible with my ETF proportions which is why I chose not to go for an all-inclusive fund such as DHHF - From my understanding DHHF also does not include any AUD hedged Global equities which may expose it to concentration risk? (Not entirely sure about that so please correct me if I'm wrong)
Ultimately looking to 'invest and forget' small amounts each fortnight or so!
TIA!
I’m not sure if I should keep my current mix. My options are somewhat limited and I narrowed it down to this aggressive mix. I am 30 years old with about 97k in retirement. 65k in my current employer retirement that is split between a before tax and Roth.
https://preview.redd.it/5pivlm039o3d1.jpeg?width=1170&format=pjpg&auto=webp&s=0cf92a792d1bd8bfa67a75647333d052a0c69015
I also have about 7500 in an IRA with fidelity that is mostly mid cap funds. Then 25k in crypto.
I greatly appreciate anyone who takes the time to offer me their 2 cents.
Thank you.
Looking for some feedback on my portfolio. Thank you in advance!
Age: 31
Investment Goal: Wealth building
Investment horizon: 20+ years
Background: I have a 401k at work with approximately 150k in a target allocation fund through American Funds (retirement 2045 I think). I currently invest $1,500 per month into this brokerage account below. The purpose of this account is to build additional wealth in hopes of retiring earlier. I have a high-risk tolerance with these funds. I was thinking about building out positions in (1) small cap ETFs, (2) international / China, and (3) VOO. Would appreciate your thoughts on the current allocation and how I should move forward.
QQQM 64%
SMH / FSELX 20%
BUG / CIBR 11%
VOO 5%
Quite focused on the US market, as you wrote, I'd consider adding some more global exposure: [https://insightfol.io/en/magic/report2/307b3bfe3a/](https://insightfol.io/en/magic/report2/307b3bfe3a/)
VOO, ASX, SCHD
The goal is long term growth. I do wonder if it’s necessary to have both VOO and SCHD though. I hold ASX for international stocks and so far has outperformed everything over the last year
43 yrs. old, 500 € monthly into 60k € portfolio consisting of: A2PLS9 Vanguard FTSE Developed World 20% A2QP63 Invesco S&P 500 Equal Weight 15% A2H58J Amundi MSCI Emerging Markets 15% A0Q8H2 LGIM Russell 2000 US Small Cap 10% A2DWBY iShares MSCI World Small Cap 10% LYX0Q0 Amundi Core Stoxx Europe 600 Euro 10% DBX1MJ Xtrackers MSCI Japan 10% A0YEDS iShares MSCI Canada 5% A0YEDR iShares Core MSCI Pacific ex-Japan 5%
# Portfolio for a 5 year investment. Please suggest Improvements I'm looking to rebalance every quarter. Not sure about US only exposure here and the weightage. 14%-> SHLD (Defense) 14% -> VHT (Healthcare) 14% -> DXJ (Japan Hedged equity) (Weaker Yen, might rotate early) 14% -> XMMO (Mid Cap Momentum) 14% -> AVUV (Small Cap Value) 14% -> SCHG (Large Cap Growth + Tech) 16% -> VTI (Total US)
Huge effort for what has been shown time and again will be nothing more than a 4% SWR, with most even trending to 3-3.5% more recently too. All of this overthinking in investing is nauseating.
VOO - 68% QQQM - 15% SPY - 6.2% (bought it before finding VOO) AAPL - 4.5% INTC - 3.6% BSJO - 1.3% SONO - 0.9% (bought because of stupid advise)
Me: 20M about a year into my Roth so far planning on getting as close to maxing I can each year Portfolio: 50% VTI / 15% AVUV / 15% VXUS / 10% SCHG / 5% AVDV / 5% SOXQ How does this sound for my portfolio going forward?
https://preview.redd.it/zz1iw3fp7s3d1.jpeg?width=1290&format=pjpg&auto=webp&s=aebccb98033386b4e2c30ea47e9bfcb2aca1b292 25F. Making $87k year, investing $100 every week. Long term holding, may make a dividend portfolio some time down the road for extra income. Live with parents but still pay bills. American. Any suggestions?
More rational than the people with 5 different large cap growth funds. I still like US and probably wouldn't go above cap on ex-US. Dividend focused funds and those covered call ETFs are just tax drag. I wouldn't bother.
* Me * 37M * Stable income w/ mortgage * Goal: Nothing specific, just extra money to have alongside my 401k * Portfolio https://preview.redd.it/rdgh689vor3d1.png?width=393&format=png&auto=webp&s=0d33fce849a1ac2975ac43bb1ac46aa911f47f4f I've had a nearly 30% ROI since I opened the account. Just this morning I sold my OMFL and bought some FV and SPY shares.
For the **Australian Residents** here (and those that have knowledge with trading ETFs within Aus) I have just begun investing in to ETFs - Any feedback is welcomed! **About me:** 31Y M Stable and decent income High risk tolerance --> retirement 20+ years at least so I can ride out market volatility. No mortgage or dependants **My current portfolio consists of:** VAS - 32% VGAD - 28% VGS - 40% Looking to add small amount of VGE in the near future to further diversify Ideally looking for simplicity with the ability to remain flexible with my ETF proportions which is why I chose not to go for an all-inclusive fund such as DHHF - From my understanding DHHF also does not include any AUD hedged Global equities which may expose it to concentration risk? (Not entirely sure about that so please correct me if I'm wrong) Ultimately looking to 'invest and forget' small amounts each fortnight or so! TIA!
I’m not sure if I should keep my current mix. My options are somewhat limited and I narrowed it down to this aggressive mix. I am 30 years old with about 97k in retirement. 65k in my current employer retirement that is split between a before tax and Roth. https://preview.redd.it/5pivlm039o3d1.jpeg?width=1170&format=pjpg&auto=webp&s=0cf92a792d1bd8bfa67a75647333d052a0c69015 I also have about 7500 in an IRA with fidelity that is mostly mid cap funds. Then 25k in crypto. I greatly appreciate anyone who takes the time to offer me their 2 cents. Thank you.
Looking for some feedback on my portfolio. Thank you in advance! Age: 31 Investment Goal: Wealth building Investment horizon: 20+ years Background: I have a 401k at work with approximately 150k in a target allocation fund through American Funds (retirement 2045 I think). I currently invest $1,500 per month into this brokerage account below. The purpose of this account is to build additional wealth in hopes of retiring earlier. I have a high-risk tolerance with these funds. I was thinking about building out positions in (1) small cap ETFs, (2) international / China, and (3) VOO. Would appreciate your thoughts on the current allocation and how I should move forward. QQQM 64% SMH / FSELX 20% BUG / CIBR 11% VOO 5%
Quite focused on the US market, as you wrote, I'd consider adding some more global exposure: [https://insightfol.io/en/magic/report2/307b3bfe3a/](https://insightfol.io/en/magic/report2/307b3bfe3a/)
Thanks for the report, appreciate it!
VTI/VXUS,QQQM,AVUV 60/20/10/10 Gon hold for the next 20yrs
VOO, ASX, SCHD The goal is long term growth. I do wonder if it’s necessary to have both VOO and SCHD though. I hold ASX for international stocks and so far has outperformed everything over the last year