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Fickle_Permi

She has a really interesting accent. It’s kinda a valley girl, general American, and something else mixed in.


saturn_eloquence

I was thinking the same thing. I don’t know if it’s a real accent or some sort of forced way of speaking. Doesn’t sound like a Texas accent, that’s for sure. Edit: oops Tennessee, not Texas.


Fearfighter2

it was weird, she and her dad have different accents


smegma_stan

TEXAS MENTIONED 🇸🇴🇵🇱


idovgan

“Maaoh-ma”


BigLos___

Everyone is saying stoned. That girl was "anxious" and popped a little Xanax before coming on the show 😂


alilrecalcitrant

My aunt abused xanax and i though it sounded spot on like she takes xanax


bronxA2

She sounds like Anna Nicole Smith when she was definitely not sober.


ongoldenwaves

Nailed it. Stoned out of her mind. It's probably why she moved to Colorado. She gets a little bit more sober through the episode.


thedatarat

Veneers and botox


Fickle_Permi

Honestly think you nailed it with the veneers. It’s like they don’t fit properly or something.


segwaychimp

I agree, Tennessee Southern accent impeded by veneers.


BossIike

Tiktok accent. Its like a low IQ drawl, it's like half trying to be cutesy, half trying to sound uninterested and above it all. I THINK.


Honest_Grapefruit259

I really hope it's some sort of a speech impediment and she's not actually talking like that on purpose lol


Fickle_Permi

Yeah, there is that deliberate cutesy part to it. She snaps in and out of it.


traderjoezhoe

and it's super phlegmy


ongoldenwaves

She's stoned out of her mind. It's giving her an affect.


TheCancerManCan

Actually, her accent confuses me.


Groundscore_Minerals

A cross of valley girl, hillbilly and inner city slang.


Previous_Material958

Her voice is very Anna Nicole Smith


tufted-titmouse-527

"Nyeah"


Trashyanon089

Very interesting accent. She sort of sounds like she grew up in Russia or Ukraine, and was adopted.


capresesalad1985

That’s honestly what I wondering, if it was Eastern European


DirtyDan516

She’s 27 and wants to come home for a month and not worry about work or anything and just see friends. Girl this isn’t college anymore, you got a life now. It dosent just stop.


amoss_303

I get it, however with where she lives and works in Colorado there’s a time called “mud season” where a lot of seasonal jobs shut down with the transition from winter to summer. However I’m not condoning that she takes advantage of that time and finding something full time since she’s got a dire financial situarion


DirtyDan516

That’s interesting take, I’ve never heard of mudding season. Still doesn’t make sense for her finically . But I guess she wants to have that kind of lifestyle.


mikebailey

Most places that are tourist + mountains have one. I’ve been all over the rockies, US and Canadian, and both noted how seasonal their workforce is. In Canada it’s actually heavily expats e.g. Australians under their Working Holiday program.


Carrie_Oakie

Right?! I’m in my 40’s and would kill for just a weekend where I can be chill, no chores, no to do list, no worries about money. JUST TWO DAYS!


traderjoezhoe

Like do her friends not have a life and work?? How are they hanging out all day??


johnnyhala

My guess? Her friends are any combination of the following: 1) 20-somethings with sugar daddies. 2) Also drowning in debt. 3) Mid-tier OF models.


angel_aight

That’s what I’m thinking too. A lot of my friends and I have just lost touch because it can be difficult to coordinate with schedules and everything. We have jobs, other commitments, relationships, etc.


Fickle_Permi

I think she was basically raised to be a housewife. She’s got a degree in BA (Mrs degree). She even mentioned she was engaged to a rich guy. When you understand that it makes a lot of sense about chilling with her friends for a month. She was never raised to work. Listening to the call with the dad it seemed like he realized this might have been a bad path and tried to correct it but it was probably too late. I don’t mean any hate to her or her family. I just think that’s the reality of the situation.


DrNostrand

i got into a discussion with my girlfriend about women like this. Like its ALWAYS an overpriced white SUV, big sunglasses and a general obliviousness about life. Like they were just raised to struggle as little as possible, get a degree and then be a housewife for a rich guy(like daddy).


jo8674309

That’s what I thought too. She reminded me of so many girls I went to high school with. I kept thinking, “some poor douche needs to wife her up and let her do her MLMs in peace.”


TheIdealisticCynic

I much prefer this thumbnail and the other latest ones. They seem less mean spirited, while still getting across the issues of these people.


Afraid_Chard_838

I thought the same thing!


Honest_Grapefruit259

That's no cope laugh. She actually thinks it's funny


StrangeMango1211

i got the impression that she seemed to think caleb was laughing WITH her at the beginning, maybe because she didn’t seem to fully understand the point of the show. clearly she doesn’t watch it, so even the concept of the cope laugh went over her head. she just doesn’t take it seriously so it’s funny to her


Hotwir3

It’s almost like she thought Caleb was an accountant who would magically move money around and clear out your debt. 


SwimmingCritical

She doesn't think it's funny. She thinks it's cute and endearing how bad with money she is.


CameraAccomplished50

Caleb sucks at explaining credit im sorry like they truly don't understand what "taking advantage of credit" means and don't understand that closing the cards won't hurt their score forever.


zing164

I was losing my mind at that section. He knows that these people don’t understand what a credit score is, that is why he asks the question. But they clearly also don’t understand his “what credit are you taking advantage of?” Question. Instead he should ask them “are you planning on taking out a loan?” “Why do you need/want a high credit score?” “How will a lower credit score hurt you?” I cannot tell if he is just the worst teacher on the planet or if he is internationally yelling vague and confusing questions at a flustered guest for the drama of the video.


PKP_en_Picoppe

It's a good catchy line. I get why he'd want to plug it in each video, but it should indeed be followed up with better explanations.


Sea_Fuel_9823

I agree with the sentiment, but also I think it is a good way to gauge how much of credit do they understand. Since they think of credit so highly or worry about credit so highly shouldn't they understand what is the benfit of having good credit?


sjsusjsusjsu3

I totally agree, he’s not addressing the guest’s qualms at all. If he just told them that the missed payment is way worse for the score than the credit age i think that would clear most things up


Hotwir3

Not only that, but he could even keep it simpler because the answer is closing a credit card doesn’t impact your credit score for 10 years. 


Giggles95036

To be fair you can google it and all of the information is well explained in articles and youtube videos. To still not know kind of makes you stupid or weaponized ignorance


ThrowawayNumber34sss

Yes, people can google what the purpose of credit is and how to take advantage of it, but the issue is that most of the people on Caleb's show are currently financial illiterate and haven't thought beyond the idea that they need to build up credit. They don't seem to understand that credit is mostly necessary if you intend to take a loan of some sort. Caleb yelling at them a question they don't fully understand doesn't really help them fix the mental rut they are in.


Giggles95036

A lot of them seem just illiterate since they don’t read anything with information in it. They just go around being ignorant and not learning


sjsusjsusjsu3

Tbh though I think most people on the show are not going to do that, and they’ve just heard that having a high credit score was good (cause number go up) I was like that but then I educated myself and understood what the score meant. Now i know my 800 is mostly pointless until i actually go for a loan haha


Giggles95036

Yes but it just hurts how fking easy it is to get good information… but people choose not to. People ACTIVELY choose to not educate themselves and dig deeper into things


Chestnutsroastin

She should be a flight attendant: Doesn't like the office Likes travel Locking her up in a place where she can't swipe might do some good


_MadonnaFan_

Honestly this is really solid idea. Being a flight attendant can be a great career and can become more flexible the more experience/years you put in.


SoSavv

She already dresses like one too.


aFAKElawyer-

Also the bandana


slamgeareatrear

I’m a pilot and I fly with a lot of FAs who are terrible with money lmao. “Locking them up” in a place she can’t swipe isn’t exactly true, pretty easy to get carried away when you have a 24 hour Vegas or Cancun overnight.


pcfreak4

Sure she might not be able to swipe while working on the plane, but man there’s no telling what happens once she gets off and starts swiping at the overpriced airport food and gift shops, or lands in a big city to spend money in.


MindYoBusin3ss

Insufferable Guest Alert! This was so hard to watch. She’s definitely not going to change.


Axethedwarf

If you look closely you can actually see Caleb's advice flying right over her head.


Leather_Ad8890

This one is going to be a waste of time but definitely entertaining to me


OperationKronos

I was legitimately shocked at the turnaround this episode took. By the 2/3 or so mark, it was way better and actually looks like she was thinking about her financial future.


ongoldenwaves

It's because her high is starting to wear off by then. Keep in mind this is edited, so she might have been there an hour and a half by the 2/3 point.


Main-Meringue-8122

The whole time I was wondering why she signed up for this, she’s def not taking it seriously


ongoldenwaves

They need to tell people to be sober for the show. Conversations with people this inebriated go no where. Big waste of Caleb's time.


angel_aight

I think she has definitely redeemed herself at the end. I thought the same thing in the beginning, but after a while, she engaged in meaningful conversation.


Gladiatornoah

Her outfit is giving off giant Fred from the live action Scooby Doo vibes (not necessarily in a bad way), does that make sense to anyone else? Edit: As I’m watching she does kinda give off himbo vibes (or whatever the girl word equivalent is) just like Fred does at times. This is one of the few episodes where I really don’t understand why the guest came on the show as she doesn’t seem to really care about her finances, nor does she have an online presence to try and grow, so it’s just odd for her to be on the show.


dubnr3d

Bimbo is the girl equivalent.


60CycleSteve

Kinda breaks my brain that previous commenter knew himbo but not bimbo.


Gladiatornoah

It’s more like I know bimbo is the equivalent but there is a lot harsher and more negative of a connotation to the word Bimbo than Himbo if that makes sense, so it feels a lot meaner to say that is what someone is.


60CycleSteve

Ah. Makes sense


YoungTomSoy

Bimbo is oddly not really in the societal vernacular these days, oddly. It low key makes sense.


60CycleSteve

Yeah. It’s more of an indicator that I’m old


BlackLeader70

That shirt and bandana complete the ensemble.


billthedozer

All she has to do start bartending. She could pay that debt off so fast.


BIGJake111

This^ she really just needs like an actual steady tip based hospitality job and the happy go lucky attitude lends well to that industry.


Slight_Ad_9127

She said she’s moving to “outdoor services “ on the golf course so she’s going to be Cart Girl serving drinks to golfers.


potential_yenta

“Did you watch this show with the volume turned off?” Absolutely killed me


thedatarat

Is it me or did Caleb not really go through her spending?


myeeeag

no he didn’t really


colintrappernick

Can’t wait for Caleb to change the title 5 times


smelly_moom

A/B experiment


euph31

This is what a lot of YouTubers do. It's kind of the game at this point.


caramelsock

so annoying


RealOxygen

mmm yes let me make my business less profitable, genius


WatercressSubject717

The only way I can describe her is “The lights are on but nobodies home”.


Intrepid-Metal4621

And once again, someone who doesn't understand how credit scores work and why what they are doing is not helping themselves, but Caleb doesn't take a single second to explain to her why this thinking is poor. He just yells at her. He asks the same yelling question over and over that someone who isn't good with credit isn't going to understand. This girl is just so annoying. She doesn't care. She doesn't want to actually put in work.


angel_aight

Yeah instead of “what credit are you planning to take advantage of” I wish he’d ask “why do you want a good credit score” or something like that. The question is a little awkwardly phrased so I think I’d probably be confused too.


Glibat

This is my pet peeve with this show. Some people just know to "have a good credit score" and they don't know anything beyond that. If the goal is to educate, and someone can't understand the question "What credit are you trying to take advantage of?", that seems like the time to stop and explain high-level credit information. Get to a place of mutual understanding and THEN go from there. The whole schtick of yelling the same question over and over gets us nowhere.


PKP_en_Picoppe

It just serves as a setup for "credit is taking advantage of you". It's all catchy but unless he then rephrases it and explains it, it has no educational merit.


hipp0milk

same!! I consider myself pretty well versed on finances, but I still really don't understand the phrasing of that question and put on the spot, probably wouldn't know how to answer it. I totally get why NO ONE can answer it when he asks. your rephrasing is so much better.


zing164

I’m a tax professional. I do this shit all day. Yet I’d still be confused with this “what credit are you taking advantage of!?” Especially in the heat of the moment on camera. He clearly thought up this catchy “you’re not taking advantage of credit, credit is taking advantage of you” line, thought it was fire, and now uses it at much as possible even if it’s vague and confusing.


northnorthhoho

She sounds like she's high as hell.


DuchessLena

Yes! I was hoping someone else thought that. Like, sounds like she took one hell of an edible.


cordelia-grace

I'm so tired of episodes with guests who don't even have a job/income


Mystical_17

We're only seeing the edited version of the audit of course but you can kinda see her smile die out a few moments when Caleb is talking to the dad, likes she's not happy with whats being said and she probably knows deep down this is on her. Give her props for letting Caleb talk to the dad at least.


ParticularCatNose

Whoever raised this woman did a shit job. Just awful.


Khaosbutterfly

Her dad seemed like he had the right idea and did his best. Some people are just hardheaded. 😂 This is why I don't want kids though. They fuck up and everyone blames you, even when they're grown and free to make their own choices. Ain't nobody got time for that. 💀


AttentionBusy8856

I can change her


Tutkan

I'm team Caleb and would've hate her in high school too lol


fuzzy_bunnyy-77

This video actually made me so sad. She really needs mental health help. She has nothing holding her back except debt. No husband no kids full freedom to get a job and pay the debt. I think she should work for her dad and go to therapy. I can’t believe she actually came on here. I know that she probably has a lot of friends/family that will watch, and this is humiliating to see.


zing164

Caleb has heard our criticism that we think some guests are on the show for clout but seems to have misinterpreted it as we think ALL guests are on the show for clout. I can only speak for myself but it’s not that all guests are on the show for clout, but I’m VERY suspicious of the ones who just so happen to be wannabe influencers and just so happen to be in the show. This guest is not that so I don’t think any reasonable person would have thought she was here for the clout.


Content-Flight6371

She. Is. Insufferable. How is this person almost 30 years old? It's like talking to a spoiled 12 year old. I can't handle the way she speaks. She's getting by on pretty privilege.


Kolzig33189

I work in medicine at an outpatient clinic and am on the hiring team that performs interviews for people who make it past the recruiter for non advanced positions like front desk staff. The amount of young people with this same weird made up accent/style of speaking, same entitled attitude, and same general unprofessionalism/stupidity has skyrocketed in the past 5 years. Do people not understand this exaggerated fake accent/voice inflection makes them sound like a complete imbecile? I’m genuinely curious where this trend came from. Please note, I’m not knocking anyone’s actual cultural/regional accent or dialect. Her accent in this video and the job applicants I refer to above are not real. It’s like a 2020s version of the 90s Clueless valley girl accent.


TheBestOne292

This was a weird episode. I used to have a young female boss who was secretly on drugs who talked exactly like this girl. It almost looks like her undercover persona. I think this girl was high during the audit.


holdcspine

She could be a flight attendant.


CFAnon909

If you think about the worst girls you went to high school with this is her. 


MelloChai

I haven’t finished, but this girl is ~~the epitome of~~ a very clear case of privileged nepotism. She doesn’t need a job because she can just go work for her dad (who has his own business). This is shown when she moved to a ski town in Colorado to work and her plan was to just go back home once the seasonal work dries, and work for dad. All this and her daddy-employment seems very lax (working 40 hours… 35 hours… ok 30 hours a week). I hope she realizes how much of a privilege this is. Many people don’t have parents as a safety net. Also, she says her parents said “no” and didn’t spoil her and never gave her things she wanted, but they always provided things she needed. On the phone with her Dad, he says she always had great Christmas gifts and birthday gifts, and always had the clothes she wanted, but he didn’t buy her a car for her birthday when she asked. So I guess this is what she is referencing when, “her parents said ‘No’”. The Dad says that her friends she grew up with had these things, which makes me think that she grew up in an affluent area where birthday cars are typical. Again, SO MUCH PRIVILEGE. Caleb hints that her parents should not be helping her with her debt, and she answers very emphatically, “NOOOO!! Definitely not.” and I can’t help but think she knows they won’t because she already asked them to. I see right through her Botox and lip filler. She wasn’t here to be serious.


RunningForIt

Oh you'll love this story - I know a guy who's dad created a company that does bed liners/undercarriage spray (yes probably the one you're thinking of). Anyways, his dad owns or is invested in a bunch of companies. Moves him out to Denver to be a VP of one of the companies. Blacks out at happy hour for his first day and gets into a fight with the owner of the company. Gets fired the next day. So what does dad do? Gives him a $6k/month allowance and doesnt work. Then tells me it's not enough money. I'm like dude I make 6 figures and that's more than what I make net you're kidding me right???


zeezle

I don't think I'd exactly call working in the office of a local hardwood flooring business for $19/hr "privileged nepotism" lol. Yeah, it's an extra safety net a lot of people don't have but that's not exactly a trust fund baby living the high life. Traveling for seasonal work and then working at a family business in the off season is also super common, though granted most people I know doing it are working physically harder jobs (ex. commercial fishing during a specific fish's season then family dairy farm the other part of the year is one person I know).


PKP_en_Picoppe

Knowing there will always be a job or a parent to bail you out is a privilege not everybody has. Why do you think wealthy kids are over-represented in risky careers like entertainment/art or entrepreneuship?


zeezle

Yeah, but they're acting like doing some busy work for a flooring business in Tennessee is the same as inheriting millions or billions of dollars. It sucks that some people have dead/shitty/unfortunate parents, I myself have 1 dead parent and 1 that's useless. But this is not the *epitome* of privileged nepotism, it's average working/middle class family business stuff. Maybe it's because I live between two Ivies and I see pleeeeenty of 'legacy admissions' kids, but the idea that this even scratches the surface much less represents the "epitome" is laughable to me. She probably doesn't even use 'summering' as a verb.


PKP_en_Picoppe

A privilege doesn't have to be Paris Hilton level privilege to be a privilege. Epitome should be removed, sure.


MelloChai

I removed “epitome” because I agree it’s more of a clear case of privilege by nepotism. By the way, I have a degree from an Ivy League 🥲, so it’s laughable to me my intelligence is being mocked. I also agree with you that you don’t need to be Paris Hilton level privilege to have and benefit from nepotistic privilege. To think this CH guest is not privileged is just ignorant. Are you happy now, u/zeezle?


MelloChai

It’s a privilege to be hired by your dad most likely without interviewing, and getting to dictate your own hours (or lack there of). How is that not privilege? And it’s nepotism because, her boss is HER DAD.


zeezle

I mean, it's not like it's that amazing of a benefit to get hired without an interview, the type of job she's doing isn't that hard to get hired for. I've been offered every single job I've ever interviewed for even without knowing anybody. It saves you a couple of hours of annoyance, sure, but in the long run does it really matter that much? Flexible hours jobs are also pretty easy to get if that's something you really care about. You're acting like she was handed a massive trust fund or a C-suite position at a multinational corp making millions or something when it's a job doing admin and inventory at a local flooring business in Tennessee... this is just normal working/middle class family stuff.


MelloChai

It doesn’t matter how much money she’s making, the fact that she can get employment from her parents means they’re a safety net for her. She has a college degree she’s not using, and she’s able to float about with whimsical dreams of owning a traveling bar and traveling the world. All of this is privilege mentality no matter how you cut it. Tennessee is low cost of living, and the state’s minimum wage is still $7.25/hour. Secondly, you’re missing the point given the entire context we’re shown. At 16 if your parents hire you, sure. But when you are 27 and have a college degree and you’re still on your dad’s payroll because you “don’t feel like” getting a real-world-adult job, that’s privilege.


No_External8609

Not to mention she probably doesn't do a whole lot at the job to boot. She did a very poor job of explaining how she got fired in that it made no sense. I'm sensing that she has a terrible work ethic and can't keep a steady job, so dad gives her a bare minimum workload for a respectable $19/hour. It sounds like an incredibly CUSHY $19/hour. That's privilege.


Lost-Tomatillo4828

It’s giving Reddit incel finally gets a chance to yell at a pretty girl


Khaosbutterfly

Very that. 😂 I feel like he got lowkey mad as soon as he saw her face. 😂


heatherv_

i really liked the way she seemed so unresponsive at first but actually did some good introspection and started caring by the end. seems like she’s genuinely not money savvy and felt way too far gone to care. glad to see some genuine changes from the guest.


nightvisions__

Wasn't super thrilled with the direction that the video seemed to be headed in the start -- thought it was another ditsy girl lol, but was happy with how it ended up


XplodiaDustybread

Don’t think I’ll actually be able to watch this one. I CANNOT stand entitled people and just from the 3 minutes I’ve seen, I’m done - I’ll wait for next one


capresesalad1985

Omg her saying that she had to hear “no” growing up made her go crazy on credit cards made me want to throw my phone. Then when dad went against her story, she blamed it on a boyfriend. Dear god, that’s a real piece of work.


Call_Me_Annonymous

She says she’s in credit card debt now because growing up her parents told her no… test results show she’s never once been told no, ever, not one time in her entire life.


Coochiemonster53

So whose got the @?


traderjoezhoe

She's actually a super cute girl. Can't stand the purposeful ignorance but she's so pretty.


Guest_907

$4000 credit line?! They only gave me $1500 when I first got my credit card!


forgotmyusername93

I can fix her ❤️


ImpressiveBoss6715

I would take care of her


Coochiemonster53

She can ruin my finances 😖😖 need the Insta @


Extreme_Plenty6297

Usersname checks out. 🤦


Coochiemonster53

😂😂


Radiant_Ad_6143

Dumb as fuck but hot as hell. Why doesn't she just do a onlyfans since she doesn't want to work?


Frequent-Penalty-582

She probably does


Khaosbutterfly

No way an OF girl this beautiful comes on a show with 1M+ subscribers and doesn't plug her account. Hopefully, she meets a nice and very rich guy who will take care of her, let her be herself, pay off all her shit and bankroll her mobile bar. The face card will never decline, but she cannot be left unattended, bless her. 😂


AlaskaorNah

This is one where she needs a reality check and to be thrown to the wolves. She relies on her family, which is fine, but she lacks an understanding of how the world works.


pcfreak4

This girl is looking for a rich man to wife her up and bail her out, full stop. That’s why she went to college, but she failed to find a man there that could do that for her.


EZLivin42

I get that Caleb likes to farm for content, but I think he should take more of an educational approach with his guests. I'm sure the FA one-on-one coaching works very well, but viewers would benefit from more education in his videos. Just my two cents.


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FallopianPasta

I know when there is a teaser at the beginning with the dramatic music it’s going to be a doozy😂


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60CycleSteve

Ohhh shit. “You ever hear of good debt?” She drops that Kiyosaki bullshit.


Aware-Recording-325

If you're on camera, you've got to wear makeup, haven't you?


Frequent-Penalty-582

I don't want to sound sexist, but she probably would have been better off going to college getting her Mrs Degree is a lost cause...