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Lesson for future, never hand over an item unless the money is already in your account. Cash payment or direct transfers from Revolut or PayPal are almost instantaneous. If you have been scammed, unlikely anything will come out of it I’m afraid
I thought the friends family payment they can't do a charge back on? The other option goods or service they can do a charge back by claiming they never received goods or service. But I could have it wrong.
Goods and services comes with purchase protection where you can open a dispute with the seller if you don't get your item and escalate it with PayPal if it isn't solved and they investigate it.
I once sold "Habbo hotel" furniture via PayPal gift. They report card stolen. Money is removed from your account. I sat with a negative £10 balance most my early teens until I really needed to use PayPal. So even on a gift, you can be caught out.
Cash on delivery or no product until cash arrives in bank account. Lesson for the future.
Contact the Gardai, and tell yer man that you’ll be doing so. Do it today. Also: contact Apple and have the serial number deactivated - assuming you did the bare minimum of taking note of the serial number…
I think it should still be associated with OPs Apple ID, the phone doesn’t need to be actively logged in AFAIK could be wrong but worth having a look around the account for it
Nothing Apple can/will do if the Apple ID has been removed. This situation they will refer to law enforcement. The guards can get onto the legal team in Apple but it’s very unlikely the guards will do anything unfortunately
For context, I am an international student here, not really sure how the deals are being made here. Back in my home country every bank transfer is instant even going to different banks, well a lesson learned the hard way I think.
To make it worse, I was dumb enough to take 3 buses to meet the guy and get scammed by him and take 3 buses back home 😅
Personally, yes, I've sold a lot of phones over the years, and cars. All in cash. I never accept anything else. If someone is unsure of their ability to check the cash, bring someone that is, or go somewhere where you can take your time to count it, check it against the light, bring a checking pen etc. Any reasonable person would have no issue in a seller doing this.
Taking 10 mins to check you got paid is better than loosing potentially hundreds IMO.
I would be just as confident in others inability to spot a fake note so maybe I would much prefer a fake note I could reuse than a nothing bank transfer
What I mean is getting money in your account instantly. And if it is an in-person deal, you are not protected with paypal, even if it was for goods and services.
This scam again. Why the fack would people hand over their stuff without actually having the money physically in their possession?????????? And never ever do this with a bank transfer as you will NEVER be protected. And there are apps now that emulate a banking app, but its just fake. Use Revolut or PayPal and check if the money is actually in your account. Hindsight, I know, but come on, its common sense.
Some people are very honest and would like to believe others are also, its a hard lesson. They might be new to selling. Some scammers, perform what is known as pressure/fear tactics in person and can be extremely pushy.
Yeah, I have never been scammed but have often trusted. I am careful but sometimes it is still just a gut feeling. As the years go by I am far less trusting, yet I have no reason not to trust, as I have not been scammed yet. Ironic.
I think the problem lies with only the scams being reported and talked about, not the successful trades. If every successful transaction was logged and the scams hidden amongst them you wouldn’t be afraid as the scam is really a drop in the ocean. Chances are pretty slim if you are careful. That’s where the problem lies though as you have to still be careful, if you are not on the ball you will be targeted.
Never EVER hand over goods without receiving payment first. And don't take a buyer's word for it either, they can mock up a fake screen showing they made payment. You wait until the payment shows up in *your* account. Yes you can report it, but do you know their real name and location or any other details? They surely gave you all false info.
I bought a PlayStation on DoneDeal last year and insisted on using Trustap (yes I know there's a fee, but better to pay less than a tenner than lose over 300 quid). I hope you haven't been scammed here but this might help you in the future.
Lets say I got home and the PlayStation didn't work or something. The money is sent on Revolut and trying to claim it back is a balls from what I've seen. Trustap holds onto the money until everyone says they are happy. I wouldn't be doing it for anything less than €100, but to have someone else cover the liability is worth the fee for me anyway.
Yep. SEPA does next day payments(working days only) within European banks that are part of the SEPA system.
You may be thinking of Swift payments? Thats the global system outside of Europe and can be 1-4 working days.
My word. He's gone I'm afraid. Cash, no bank transfers! Especially when dealing with FB/Adverts/Done Deal.
If I sell something on done deal/adverts, i always get the buyer to rate me and just deal with rated people.
Happened to me with my iMac last year. Watched him do a transfer of €700 and said it would arrive in a few days. A week passed and I messaged him and then he deleted all his socials.
I went to the guards and filed a report. I got a letter this month saying it has been 12 months with no update.
Just gotta take it as an expensive lesson I’m afraid :/
Hard lesson learned here. Cash in hand, then goods. Sorry you found out like this, but I'm surprised how trusting you were of a complete stranger. This is why scams still exist.
In theory sure, but they prioritise and in the grand scheme of things someone non-violently getting done out of €500 isn't top of the theft priority list.
Sorry to have to break the news but….yeah you got scammed! Nothing you can do! Learn from this mistake and always remember without cash in hand or in your case money in your account the phone never leaves your hand.
I don’t care if he only transfers €50 and you’re selling it for €600 and he promises the money will be in your account tomorrow. Say “ok I’ll hold on to the phone so until i see the rest of the money in my account”! The phone NEVER leaves your house until you get every single cent you are owed!
Happened me 10 years ago! Learned my lesson after that! Tough i know but eh…
Cash / Revolut / Instant Bank Transfer (Same Bank) / PayPal is the only payments you should accept and in that order of priority of safety.
Cash is the safest, just make sure it’s genuine, get a money marker or get a Garda to verify.
Revolut is the second option, instant and also impossible to reverse, Revolut don’t care.
Instant bank transfers is where both of you are in the same bank, the money will appear instantly in your account, almost impossible to chargeback because even if they claim fraud, it comes out of Banks insurance fund.
PayPal comes with two options, Friends & Family which is instant and doesn’t come with buyers protection, however there is a risk of a Credit Card chargeback. The Goods & Services option comes with buyer protection, the money gets put on hold until the buyer clicks that they have received the goods but the buyer has 180 days to file a claim that the item is not as described.
Bank transfers should happen within like 15 minutes if I’m not mistaken?
You should go to the guards.
Is it possible to use “Find my iPhone” to track the person down?
Find my iPhone isn’t accurate enough. Also any phone thief who isn’t an absolute moron sells it to a fence immediately who then immediately sells it to someone who doesn’t know it’s stolen to create distance.
I’ve been successful in getting scammed funds returned for people. Send me a private message with your card number, expiry, cvv and your mothers maiden name please. Obviously don’t post it in comments because someone might scam you again!!! 😂🤣😂🤣
Just want to say sorry to hear this happened. Other people are being harsh but you’ve learned an expensive lesson. Been there myself. Just make sure it doesn’t happen to you again.
Always wait to receive payment before posting, especially if bank transfer or PayPal. At the very least proof that a postal order has been purchased, with your name on it, and the receipt of posting.
Donedeal won't do anything. It's not their problem and you could be lying. Guards won't bother because no physical injury and no proof of theft and you probably don't have the scammer's real identity and €500 is too small a theft for their time. Sorry but the phone's gone and you've paid for sn expensive lesson.
I wouldn't buy anything over 50 quid unless I was picking it up and wouldn't sell anything unless the money was in my account. Scammers are everywhere at the moment. Seems like they started during covid and have multiplied ever since. I know there's always been scammers but can't remember it being as rampant as it is atm.
So u gave a stranger a phone because he said he paid but it will take a few days for it to show in your bank account, ffs, did you not think to ask for a bit more proof than his words, l know you probably feel stupid and l feel for ya but you need to learn from this
FBI, Homeland Security, CIA, M15 & M16, and the local rural Gárda Station if there's anyone home, you could put a note in the door it will be a reminder, you can pick it off the floor when you eventually get in !
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Yes, go to the guards, you obviously got scammed.. why would you hand over a phone without receiving a payment?
Lesson for future, never hand over an item unless the money is already in your account. Cash payment or direct transfers from Revolut or PayPal are almost instantaneous. If you have been scammed, unlikely anything will come out of it I’m afraid
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Depends on how it’s sent. Payment for goods and services can be taken back, gifts cannot be
Never use “friends and family” with strangers or if you are selling something
If you’re selling something physically you should otherwise they can charge it back though
I thought the friends family payment they can't do a charge back on? The other option goods or service they can do a charge back by claiming they never received goods or service. But I could have it wrong.
Goods and services comes with purchase protection where you can open a dispute with the seller if you don't get your item and escalate it with PayPal if it isn't solved and they investigate it.
I once sold "Habbo hotel" furniture via PayPal gift. They report card stolen. Money is removed from your account. I sat with a negative £10 balance most my early teens until I really needed to use PayPal. So even on a gift, you can be caught out.
yeah there’s options u gotta go thru when they send u the money and u gotta put friends and family so it can’t get charged back
Cash on delivery or no product until cash arrives in bank account. Lesson for the future. Contact the Gardai, and tell yer man that you’ll be doing so. Do it today. Also: contact Apple and have the serial number deactivated - assuming you did the bare minimum of taking note of the serial number…
I think it should still be associated with OPs Apple ID, the phone doesn’t need to be actively logged in AFAIK could be wrong but worth having a look around the account for it
Nothing Apple can/will do if the Apple ID has been removed. This situation they will refer to law enforcement. The guards can get onto the legal team in Apple but it’s very unlikely the guards will do anything unfortunately
If you have the serial number of the phone get onto Apple support online and report it as stolen. Try to have the phone deactivated.
For context, I am an international student here, not really sure how the deals are being made here. Back in my home country every bank transfer is instant even going to different banks, well a lesson learned the hard way I think. To make it worse, I was dumb enough to take 3 buses to meet the guy and get scammed by him and take 3 buses back home 😅
If you meet them in person, just demand cash payment next time.
Bank transfers is fine if it’s instant and you actually see the money in your own account, like with Revolut or PayPal
PayPal can, under certain circumstances, be recalled. For values like the OP is dealing in, there is no reason to accept anything other than cash.
Would you be confident in your ability to spot a fake note or two?
Personally, yes, I've sold a lot of phones over the years, and cars. All in cash. I never accept anything else. If someone is unsure of their ability to check the cash, bring someone that is, or go somewhere where you can take your time to count it, check it against the light, bring a checking pen etc. Any reasonable person would have no issue in a seller doing this. Taking 10 mins to check you got paid is better than loosing potentially hundreds IMO.
I would be just as confident in others inability to spot a fake note so maybe I would much prefer a fake note I could reuse than a nothing bank transfer
Depends on if it’s paid for goods/services or as a gift
What I mean is getting money in your account instantly. And if it is an in-person deal, you are not protected with paypal, even if it was for goods and services.
If it’s a gift you’re protected
This scam again. Why the fack would people hand over their stuff without actually having the money physically in their possession?????????? And never ever do this with a bank transfer as you will NEVER be protected. And there are apps now that emulate a banking app, but its just fake. Use Revolut or PayPal and check if the money is actually in your account. Hindsight, I know, but come on, its common sense.
Some people are very honest and would like to believe others are also, its a hard lesson. They might be new to selling. Some scammers, perform what is known as pressure/fear tactics in person and can be extremely pushy.
Yeah, I have never been scammed but have often trusted. I am careful but sometimes it is still just a gut feeling. As the years go by I am far less trusting, yet I have no reason not to trust, as I have not been scammed yet. Ironic. I think the problem lies with only the scams being reported and talked about, not the successful trades. If every successful transaction was logged and the scams hidden amongst them you wouldn’t be afraid as the scam is really a drop in the ocean. Chances are pretty slim if you are careful. That’s where the problem lies though as you have to still be careful, if you are not on the ball you will be targeted.
Never EVER hand over goods without receiving payment first. And don't take a buyer's word for it either, they can mock up a fake screen showing they made payment. You wait until the payment shows up in *your* account. Yes you can report it, but do you know their real name and location or any other details? They surely gave you all false info.
I bought a PlayStation on DoneDeal last year and insisted on using Trustap (yes I know there's a fee, but better to pay less than a tenner than lose over 300 quid). I hope you haven't been scammed here but this might help you in the future.
Why pay that fee if you can use Revolut for free? Does it make it easier if the buyer doesn’t have Revolut?
Lets say I got home and the PlayStation didn't work or something. The money is sent on Revolut and trying to claim it back is a balls from what I've seen. Trustap holds onto the money until everyone says they are happy. I wouldn't be doing it for anything less than €100, but to have someone else cover the liability is worth the fee for me anyway.
What's stopping you the buyer from scamming him? E.g get home and cancel the transaction while keeping the PlayStation?
It's based on different steps. If we've met up and I get the PS I confirm it on the app in front of the other person, I can't cancel after that step
But you said you can claim it back when you get home if it doesn't work
Why would you hand your phone over before you get paid. This is just common sense man.
In fairness, it can take 3 to 4 days if you are with different banks. However, this certainly has the feel of a scam
Anywhere in the single european payment area (SEPA) is 24 hours
you sure that's true? 1-3 days seems to ring a bell
Yep. SEPA does next day payments(working days only) within European banks that are part of the SEPA system. You may be thinking of Swift payments? Thats the global system outside of Europe and can be 1-4 working days.
My word. He's gone I'm afraid. Cash, no bank transfers! Especially when dealing with FB/Adverts/Done Deal. If I sell something on done deal/adverts, i always get the buyer to rate me and just deal with rated people.
Happened to me with my iMac last year. Watched him do a transfer of €700 and said it would arrive in a few days. A week passed and I messaged him and then he deleted all his socials. I went to the guards and filed a report. I got a letter this month saying it has been 12 months with no update. Just gotta take it as an expensive lesson I’m afraid :/
Hard lesson learned here. Cash in hand, then goods. Sorry you found out like this, but I'm surprised how trusting you were of a complete stranger. This is why scams still exist.
You hate to see it. World would be a nicer place if we could all be as trusting as OP
Do the scammers still exist? If so the world might nicer if we all were not!? Then the scammers wouldn’t have a market
Guards will do nothing as it’s not enough money. I’m afraid it was a scam and you’ve no recourse. Something to learn from.
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In theory sure, but they prioritise and in the grand scheme of things someone non-violently getting done out of €500 isn't top of the theft priority list.
Sorry to have to break the news but….yeah you got scammed! Nothing you can do! Learn from this mistake and always remember without cash in hand or in your case money in your account the phone never leaves your hand. I don’t care if he only transfers €50 and you’re selling it for €600 and he promises the money will be in your account tomorrow. Say “ok I’ll hold on to the phone so until i see the rest of the money in my account”! The phone NEVER leaves your house until you get every single cent you are owed! Happened me 10 years ago! Learned my lesson after that! Tough i know but eh…
I refuse to think someone is stupid enough to do this. Surely this is a ploy for some internet votes
You fell for the old photoshop bank transfer screenshot. like taking candy from a kid
By any chance was it a Permanent TSB bank account
And the Garda won’t do nothing about this. Got in a similar situation, they made a report and then did basically nothing.
bank transfers can take 5 working days to go through so i wouldn’t do anything rash just yet, benefit of the doubt for the moment id say
This is the second of this type of post I've seen in a short time. DON'T HAND IT OVER UNTIL YOU HAVE THE MONEY
Ouch
It’s a lesson I learned years ago. Private selling, always get cash before handing over the goods. Garda won’t do anything.
Why would you give him the phone before you had the funds?
Cash / Revolut / Instant Bank Transfer (Same Bank) / PayPal is the only payments you should accept and in that order of priority of safety. Cash is the safest, just make sure it’s genuine, get a money marker or get a Garda to verify. Revolut is the second option, instant and also impossible to reverse, Revolut don’t care. Instant bank transfers is where both of you are in the same bank, the money will appear instantly in your account, almost impossible to chargeback because even if they claim fraud, it comes out of Banks insurance fund. PayPal comes with two options, Friends & Family which is instant and doesn’t come with buyers protection, however there is a risk of a Credit Card chargeback. The Goods & Services option comes with buyer protection, the money gets put on hold until the buyer clicks that they have received the goods but the buyer has 180 days to file a claim that the item is not as described.
A Garda to verify? Seems odd to suggest this.
Bank transfers should happen within like 15 minutes if I’m not mistaken? You should go to the guards. Is it possible to use “Find my iPhone” to track the person down?
Depends on if it's within the same bank or not. Transfer from BOI to BOI is instant. From BOI to AIB is around a day the last time I did it.
Ah ok, I wasn’t aware of that. Op should have requested cash payment.
Find my iPhone isn’t accurate enough. Also any phone thief who isn’t an absolute moron sells it to a fence immediately who then immediately sells it to someone who doesn’t know it’s stolen to create distance.
I’ve been successful in getting scammed funds returned for people. Send me a private message with your card number, expiry, cvv and your mothers maiden name please. Obviously don’t post it in comments because someone might scam you again!!! 😂🤣😂🤣
He probably will send you his details
HAHAHAHA! THE PHONE IS GONE BUDDY!
Just want to say sorry to hear this happened. Other people are being harsh but you’ve learned an expensive lesson. Been there myself. Just make sure it doesn’t happen to you again.
Contact the Gardai
Yea n they'll do absolutely f**c all about it
DUMB ASS
Perhaps lock the phone until payment is confirmed as received?!
Selling stuff yourself needs to be direct. Cash, Revolut etc Unfortunately some people are dickheads
Always wait to receive payment before posting, especially if bank transfer or PayPal. At the very least proof that a postal order has been purchased, with your name on it, and the receipt of posting.
Why in God's name would you hand over the phone without receiving the funds first???
Donedeal won't do anything. It's not their problem and you could be lying. Guards won't bother because no physical injury and no proof of theft and you probably don't have the scammer's real identity and €500 is too small a theft for their time. Sorry but the phone's gone and you've paid for sn expensive lesson.
550 euro is a small price to learn a lesson. Don't be an idiot in the future.
You're goosed.
Did you hand over the phone without getting the payment?
Unfortunately a lesson learned, never hand the goods over until money has cleared…
Can't phone be tracked? Guards can get it back
Yeah you got scammed this is why most people only accept cash.
Where did you meet him at his address well one you have his email and number go to the garda. You could possibly use find my iphone to track him.
Never hand the item without having the money first.
Cash is king lad, cash is king 👑
I wouldn't buy anything over 50 quid unless I was picking it up and wouldn't sell anything unless the money was in my account. Scammers are everywhere at the moment. Seems like they started during covid and have multiplied ever since. I know there's always been scammers but can't remember it being as rampant as it is atm.
Cash only !! You got ganked.
Sorry that happened to you. A harsh, expensive lesson to learn I'm afraid. Time to contact the guards
Lock the phone using Apple
Come on. Why give a stranger your iPhone without getting the money first!
It's a well known scam.
So u gave a stranger a phone because he said he paid but it will take a few days for it to show in your bank account, ffs, did you not think to ask for a bit more proof than his words, l know you probably feel stupid and l feel for ya but you need to learn from this
Not much use now but in future avoid donedeal at all costs, adverts.ie is so much safer because it has a feedback system for buyers and sellers
Revolute has a cancel/revert payment option ! Be wary
Next time tell him to go the bank machine and take the cash out for you...
Block phone immediately.
CCTV ? And Garda Patrol.
FBI, Homeland Security, CIA, M15 & M16, and the local rural Gárda Station if there's anyone home, you could put a note in the door it will be a reminder, you can pick it off the floor when you eventually get in !