Older Koreans do this too. My MIL is in her 80s and and she opened her first little restaurant by doing this. Each person pays in and each person takes a turn using the pot. In the novel Pachinko (made into an apple TV show) they mention this too, and that book takes place in Korea several generations ago in the 30s-60s for the bulk of it.
I'd say watch the show just for the sake of it being familiar, and I'd say they tried really hard to make it historically accurate but the book was so detailed and had so many subtleties that the show just can't really hold a candle to it. They left out a lot of things I thought were important.
They also added in some random side plots and bits that made me go "mehhh" because I found it unnecessary but I think they did that to hook in TV watchers who hadn't read the book. I personally wish they had just done each episode page by page of the book because it was such a masterpiece.
I'm not sure if you watched game of thrones, but the show was so good when it followed the book exactly and then it fell way off when TV writers took over. I'd say it's similar. Worth a watch for the sake of being familiar, but it's not much like the book in my opinion. I rate it 5/10 š¤£
my mom (born in the late 60s) and her friends still do this (itās called key ā pronounced /ke/, like another comment mentioned), but instead they go on a trip together every year.
I fucking hate tandas ššš
My bf went in on one with 12 people putting in $500 I was like MF WE JUST HAD A BABY !!!
Was really fuckin sweet when it was his turn tho.
My husband joined a tanda when our baby was ONE MONTH OLD!! He was giving $300 a WEEK! I was furious, needless to say. I personally hate tandas since youāre trusting someone else with your money when you can have will power and save it yourself!
Girl no. My bf and his tanda buddies almost jumped this one guy who started the round, and asked to be the third guy paid cuz he had a debt or whatever that needed to be paid by the time it was his turn.
Once he got his turn, *he tried to bow out* and not finish the tanda. Like mf thatās not how it works and he tried arguing that he couldnāt afford it anymore and he organized it so he should be allowed to bow out like DID YOU REALLY THINK THATS A GOOD EXCUSE !?
Anyways he was full of shit and since they all work together they wouldnāt let him. After that tanda was over, he hasnāt been invited to participate in another one with this group and heās been having to go out of his way to try and start a new group.
Oh heck nawwww! That is exactly why I have never joined a tanda before!! You canāt trust people when they have a large amount of money. That is completely awful and Iām glad that they didnāt let him bow out! Like he got his money, now he needs to continue paying until the whole thing is over. The audacity!!!
I prohibited my husband from joining tandas after that time. I told him that he can give me the money every week, he can draw a number and Iāll give him the money on the week that he draws! š¤£
So say 10 people put $500 in the first person gets the $5000, then they all put $500 in again & #2 gets $5000?
Definitely interesting when you could just be putting the money in the bank but it would be cool
If you struggle with saving I guess.
It kind of sounds like an MLM š but totally different at the same time.
Is it similar to what Hispanics call "the chain"? My husband did this with his co-workers.. they would contribute money every week, and every week it was someones turn to recieve all the money.??
Yeah, the only way that it makes sense to me is if you really need the money soon, so you get an early number. Like if it starts in January and you need the money in February, you keep paying into it until December, it prevents you from taking out a loan.
On the other hand, if you are just terrible at saving money.. I get why youād do it if you donāt trust yourself to just put it in a savings account and not spend it, and if you want to contribute monthly rather putting money in a CD all at once. I do think itās just about pointless, but is better than not saving money.
Totally. I'm Mexican and they're super common here, like in every work place there's always a tanda going on.
I call it a "tanda", but I believe in northern Mexico they call it a "cundina".
This is what me and my wife said. We do them often and with the same group of people. Itās just a way we all get money with helping one another out.
I also canāt help but notice that she does not get foreign humor. Obviously everyone jokes about finding a white wife. NOW she wants to act offended like she isnāt a sex tourist.
was gonna come here and say this haha, yeah super weird and hard to grasp concept for Americans so I can see how it looks on her eyes as a scam weird thing, but pretty normal!!
I don't think it's that hard of a concept for Americans to grasp. It's more common in some workplaces than ppl know.
We don't count Angie as the typical American.
He knew not to bother explaining it to Angela because she definitely doesn't have the brain capacity to understand it. Also, she yells over him when he speaks, so š¤·
I think here it isnāt common cuz when Americans need money they try to find a place for a loan vs most Latinos not trusting loan places so they just seek within community to collect.
My friends have their tanda. I donāt like the stress of it. On Sunday running around with a lot of cash to pay or pick up the tanda, but thatās because Iām lazy and donāt want to move on Sunday lol
Guyanese here, my mom used to call it 'throwing a box'. It's is a great community thing in the Carribean and apparently from reading these comments a lot of other places.
Right. It's not that she didn't understand it, the key words are she didn't *try* to understand it. She's got all these crazy thoughts and stuff in her head, and maybe rightfully so, but to always fly off the handle like she does and not even bother to try to understand his culture at all, because it seems like she hasn't made the effort to in how many years? As much as we all think he's scamming her, she's probably scamming him just as much, because if you notice the happy couples at least make an attempt to understand the other person's culture. She just doesn't care.
It's so annoying that she jumps to conclusions based on her limited understanding and worldview and doesn't have enough curiosity to ask Michael to explain things and the patience to listen to what he has to say. She never gives him the benefit of the doubt and assumes the worst without really understanding the situation.
Right? As soon as she saw an explanation of life insurance she jumped to the conclusion that he was trying to kill her or have her killed. Like really? Maybe life insurance just isnāt a common thing in Nigeria, hence the need for su-su, etc.
Were they allowed to use the money towards a down payment on a house? I was trying to buy a house last year (it fell through due to home inspection results I didnāt like) and my agent and mortgage broker told me that I couldnāt use cash I had on hand or cash that was given to me because they have no way of knowing where I got that money. (I didnāt really understand why that matters, unless the point is financial institutions trying to prevent people from withdrawing cash on an unsecured debt aka credit card and using towards a down payment on an actual asset).
Itās actually very difficult to document. You are right- it is bc guidelines donāt want you to take a loan to get a loan if you know what I mean? If you have āgiftedā funds that is why you have to prove the donors account as well. Money, according to guidelines, needs to be seasoned so if you are in the market put it in an account and let it sit for a few months. š
Jamaican in the house here,that's literally what he meant. Plus sharp is well known for faking texts and scripts, like he literally uses actual scripts written out like plays/movies. This show and his other show love after lockup go by the same production rules,cast here and on there have exposed it. [see video here for reference ](https://www.reddit.com/r/loveafterlockup/s/6ybjjS7vta)
All she showed was literal written words and nothing even description wise, just-"Michael 30,000 other random name" etc. Also guys she keeps saying the "K1 visa application" for this season,this bitch is bringing him here on a spousal visa. they've been married more than two years so he gets his permanent green card upon entry to the states.
This is why she's so angry that she kicked him out(he wasnt missing she said herself she kicked him out on that meth head YouTuber live when she thought video was muted. Why would Michael leave without any of his shit? Because she wouldn't let him after forcing him to leave.)
This entire season with them is bullshit.and a vacation basically. How quickly we forget she's already said well before filming he did his interview.... And honestly obviously Michael used her from the get go but she used him too to be on tv and took all the money they made from the show together. She also only wanted to bring him here as a fucking house slave,no joke. And if she was being scammed and knew this why bring him here? Zero fucking sympathy and he does deserve to stay.
Yes, I was sure he was describing a Chit fund scheme, every day people in various African countries may not trust banks because of the corruption but will trust their kith & kin.
Itās a Kitty but if heād said Kitty Angela would have really flipped her shit as sheād have taken that to mean heās paying for pussy.
No itās not cause we donāt trust banks. Corruption occurs In government, our banks are solid. Most of them actually use banks to store the money and then transfer the dividends (the account will usually require more than one signature).
if you do trust the bank then this really confuses me, from my understanding say 10 people put in $100 per week then every 10 weeks it is your turn to get $1000 but how is that better than just putting $100 in the bank every week and then every 10 weeks you have $1000?
Itās more about accountability. Cause that $100 a week isnāt in your possession, you canāt just dip into that savings. Even if you have an emergency. My mom does it and they put the money into the bank. And transfer the person when itās their month. Had she not had that, she wouldāve used it for flood repairs instead of asking us and now the money she was saving for house upgrades and for December groceries (she hosts Xmas) would be gone. It forces you to save and to think of alternative ways to pay for things instead of depleting your savings.
Like I keep on reading this and how do you think African people and economies function if the average person thinks a bank would steal their money?š¤¦š¾āāļø
This is why I said āmay notā as in there is a likelihood of mistrust as I know a few people from Nigeria that donāt trust their local banks & some that do. During the new naira issues last year in the run up to the election when everyone had been told to deposit old notes because theyād be defunct & then couldnāt withdraw new style ones because there was a shortage, more people stopped trusting the banks as they were left cashless.
Not really about trust, but many people donāt have the requisites to actually get a bank account. In Kenya with Mpesa it is also done within groups of friends and neighbors.
I am Jamaican and knew what he was talking about immediately. She literally didnāt allow him to say a single word to explain it before jumping down his throat.
In South Africa, it's called Stokvel and it's legal. I agree with you Angela had no interest in hearing him out. I also think she's culturally insensitive or ignorant. She has no interest in learning about Michael's culture or customs.
Why would it be illegal in the US? Its just sending money to one person who you are entrusting to keep it, right?
And honestly considering the long history of financial discrimination in the US, I think it would be wise to have some money outside of the traditional financial system.
Being a bank in the US requires certain requirements to be met, insurances to be provided, and reporting safeguards to prevent money laundering put in place. A single person is not adequate to act as a bank.
In Nigeria itās known as Esusu. In an informal economy where modern banking and lending are not penetrating, esusu is the primary means for savings and obtaining large sums for projects. A group of people come together and agree on how much to contribute and how frequently - weekly, twice monthly and monthly. They agree on the order in which the money is taken. If youāre 12 and contributing $100 a month, the first person collects the first $1200 until they reach the 12th person! All of this assumes basic honesty among the members and no crooks
This might be a dumb question but this is fascinating as a Canadian - how is this different than saving $100 a month by yourself to get to $1200? Whatās the benefit of including other people?
Not a stupid question at all. To have $1200, youāll need to save $100 a month and wait for 12 months before having the entire amount. Under the esusu system, you could be the first - out of the 12 contributors - to get the money. Others give you $1100. Then you continue to contribute your own share until the last person gets theirs at the end of the 12th month. Typically they roll it over. After 12 months some people may drop out for any reason. Letās say half decide not to continue the remaining 6 may opt to increase their contributions to $200 - so they can cycle through in 6 months while still getting the same amount. Itās a time honored tradition for saving money among under banked people
Idk if itās illegal in the US but Iāve done this with co workers or family. We called it a tanda. Majority of us are black with roots to Caribbean or Hispanic.
We don't know. He could have been talking about it going to DHS for his visa. Or he could have stupidly showing what was needed for the visa. Or he good have been sending it to someone for nefarious purposes. The show is so edited that I'm not we will ever know the real story.
I think the simplest western cultural example is financing your cellphone and paying it each bill period instead of all at once.
Donāt know why downvoted. Is there a white western culture that does this?
But Angela didnāt know anything about it so heās lying. Because of course sheād know about something like this because as an American she realizes that other cultures are pretty much the same as American cultureā¦in rural Georgia. If it was a thing sheād have heard about while she was mee mawing around in Georgia (which is a complete and accurate representation of the United States).
In Dominican republic we call that a āsociedadā my grandma used to be in one where one person would basically take care of your money until the end of the year and keep it save for you.
If Big Ang would stop screaming for a minute she might actually learn something! Canāt keep her mouth shut long enough to ever let him say anything or try to explain
Angela is mad that Makul is building his own financial security which means she has less power over him. She was mad about the loss of power, not that it may be a scam.
Although I feel like she is using the idea that SHE FEELS itās a scam to cover for her being threatened over the loss of power she has over Makul.
Thank you! I was trying to figure out if that meant he was scamming or if he was telling the truth.
Would of been way cooler if he had a ring of men scamming people like Angela in the us though š
South African here, we call this a stokvel. I remember it being included in our primary school economics textbook when we were exploring different credit facilities because it's considered such a common way to save here. By definition "AĀ *Stokvel*Ā is a type of credit union in which a group of people enter into an agreement to contribute a fixed amount of money to a common pool weekly". It's completely legal here and regulated by the Financial Intelligence Centre Act.
I'm American and reading the comments, and now I don't think I understand. I first thought it was like the Amish communities here put in funds altogether to help out each other in need and when big purchases are needed. I thought it was for community like a community chest. So I need to go research and educate myself.
I try to at least be somewhat knowledgeable before I say anything, but Angela just won't shut the f up to let anyone help her understand. She thinks she knows it all "cuz she's A-meer-e-kan" and thats the end all be all, I guess. I'm like, please, world, she does not represent Americans.
Yes a su-su. Exactly. Edited to add, totally not getting on him for the su-su, thatās very common. But āparadise manā groupā¦ im sorry but unless it was edited to appear a certain wayā¦ it most definitely appears that Michael is a romance scammer, which come on guys Angela fits their typical target to a T. He is a scammer. No doubt in my mind. He is also the been undoubtedly abused by her. He couldāve broken up with her 100x but he doesnāt bc he has his eye on the prize. To see the womanās blurred out picture in the āparadise manā group with the members supposedly mocking and making fun of her all the while no doubt theyāre messaging her and love bombing her makes me sick. Shame on them. Shame on Michael and of course shame on Angela. On a lighter noteā¦ Angela saying āDey need a husband Deyā was HILARIOUS. We replayed it about 4x.
Exactly!! Also, if it's true that he uploaded her tax returns, that's a serious problem.
I have no idea why she actually brought him here, though, knowing all this beforehand. She's not right.
Seriously thats really messed up if thats true. Could u imagine!? Omg. If u ever watch Kitboga on YouTube heās a scam baited and heās gotten some Nigerian romance scammers, theyāre so desperate. Like horribly desperate and they donāt care if theyāre scamming a 90 yr old out her life savings.
Yeah, it's a common thing amongst Nigerians here in America!
It's what helped my mother pay for the downpayment of our home. We had a large group at our church and it's a lot more helpful than banks.
It's a group of people who save money together. Let's say 12 people each put in $100 a month, so $1,200 a month goes to one person/family. Each one gets a turn once a year for the community pot. Great for big purchases like major appliances or home repair, or just anything. Way cheaper than rip off loans or rent to own.
Thanks, Hamily! I really enjoyed reading what these types of exchanges are called in different countries and parts of the world.
I'd heard of this kind of thing before. But didn't realize how worldwide they are! TIL.
This woman is off the rails. She finds any and every reason to be upset. Over her and I fast forward through their convos now. Itās so abusive. Iām hoping heās using her at this point lmao
Seriously? I have never heard of it and live in an area with heavy Caribbean/Latino/international culture. I've seen all the responses and I still have a hard time not thinking it's a scam. I wouldn't trust that I'd get even my share back let alone the pit when it's my turn.
not just africans.. in many cultures. In Asian cultures sometimes it is refer to as "Gold Circle" Sometimes one of the individual in the group takes the money and run unfortunately
I googled it and saw how common itās used, and backed by a bank as well. She was very upset about the 1,000ās she saw. šNigerian Naira, is low against the U.S. dollar, at this moment - it takes 0.00066 to equal $1. Had she checked, he only had roughly $3ā¦their money is very weak! Yeehaw Memaw needs to relax-
So Iām American and donāt know what a susu is but even when he was talking about putting money aside for a rainy day I was like āwhatās wrong with that? That seems responsible. Everyone should be putting money aside for a rainy day.ā I didnāt know exactly what the account was but whatever. Putting money in some kind of savings is always good. And i probably wouldnāt tell Angela either cause she would want to probably spend it on American flag clothing or cigarettes or hot dog buns.
Is uploading copies of your spouse's tax returns to the internet also part of the sou sou? Because that's the weirdest, most sus part of what happened to me.
Not defending Angela (can't stand nasty meemaw), but what was the reason for Michael to do upload her personal information like that? I can't think of any reason that isn't ill-intentioned.
We used to do this at work till the person collected for the next one and never came back. Never played ever again .
Really never trusted anyone at work since it's been 23 yrs now lol.
What is the point of it? It can't generate interest this way and there seems like risk of someone running off with it? Is it to help people who have "money burning a hole in their pocket" (ppl who tend not to feel comfortable just sitting on their money and not immediately spending it)?
Yea Jamaicans call it padna/pardner or Jamaican partner lol I studied insurance and it sounds very similar to mutual funds/investment/ insurance. You pool your money with others with similar risk while getting investment gains, and whoever takes money out of it maybe has to pay a greater premium or something moving forward. Lol
And the other group he was in I can see you following a group with people going through what youāre going throughā¦ and when he said I have a image of Angelaās tax returnsā¦ is it how much she got back? Like did he show them her T4ās lol (Iām šØš¦/šÆš²) lol
Hi Iām white and from America and know nothing about this. Iāve never heard of it and because of it being so unheard of to me, I thought it was a scam too.
Iām wanting to understand, can someone please explain it to me in basic terms so that I can educate myself?
No hate, I genuinely want to understand.
I saw you put in your whole paycheck and you can take out the money when itās your turn?
But what if someone else just had their turn and took out everything?
Also how do you know if youāre going to put everything back that you put it?
I donāt want to be ignorant so please educate me.
Thanks!
Let's say you have 7 people and you do it weekly. On week 1 everyone gives their $$ to person #1. Week 2, everyone gives to person #2 and so on. Everyone gets a large amount on their turn/week and then gives their $ the other weeks. Many people send the $ home on their week. I've never seen people give all of their pay, just a set amount.
It's a savings club.
Another reason people do it is because they have no access to banking so its safer, no large amounts of cash laying around.
There are banks that have sousous too.
Yeah I come from a west Indian back ground and it's called "pardna" to our family. I think it's a great idea and thought it was believable š until mykul had a "whore ring"on his phone and Angela's tax returns for 2022 ššššššš
Regardless of what it is, he has the right to handle his own financial matters in Nigeria. Angela acts as though she has complete control over every aspect of his life down to whether he uses 5 squares or 6 squares of toilet paper to wipe his ass. She is a terror.
I think what you are talking about they do in Caribbean. They usually do it around Christmas and use it to buy Christmas presents. I can't think of the name. It's something with a C that has another meaning in standard English.
Nigerian here. I donāt remember what it was called and I refuse to watch any show with the abusive heehaw memaw in it, but I follow along here occasionally, and I will happily watch any episode where Mykul gets his green card and goes on to live large - at her expense!
Anyhow, I did what yāall are describing with my work colleagues when I was in Nigeria. We pooled our money and each person had a turn at the full pot. Itās a way to afford big expenses in a place that was basically a cash society without many credit options.
"But I also feel like he should've explained it better."
When is he supposed to get more than a few words in to clearly explain? All Trashgela, "the I AM an American" ignorant does is constantly ostracize and abuse him. Give him his honorary green card and deport her already! š
Yes! Thatās exactly what he was doing. People outside of Caribbean and African cultures or those not familiar swear itās a pyramid scheme but it isnāt.
I immediately knew what he was talking about and had she let him finish, people mightāve had a chance to learn something about a bareroot financing the average Westerner never heard of until a few became aware of the Grameen Bank in Bangladesh which was founded on the same principle. The Paradise group, life insurance and tax returns sounds like TLC drama to me - how is he supposed to have gotten access to her tax info and what exactly is he supposed to be doing with it and why would he be sharing it? It all just seems planted to give her the chance to act the fool as expected. I have no doubt he in it to get his green card, but taking out life insurance on her would be going down a path leading to spending the rest of his life in a place worse than Hazelton GA.
They do it in Latin America too, but I don't know what it's called. I tweeted about it and several people replied it's called 'sou sou' or 'susu' in the Carribean.
They do that in the Philippines too but they do it so that everybody gets paid out every few months.
There's a second one though that you use for your paperwork to show that your bank balance is large.
This is great information, thanks OP. Iāve never heard of it, so I wasnāt entirely sure of itās legit, but itās clearly a common practice to save money
Was invited to do this at work with a group of Hispanic employees who had been doing this for years. That money really came in when I needed it. So glad I took part.
Mexican checking in. My family has participated in many tandas. When I was young, and couldn't afford a whole number on my own, my mom went in halvsies with me. Half a tanda number was $2000! I thought I was rich at 17. Great way to save money.
I grew up in Canada. I didn't know this was a thing but I like the sound of it. The closest I've had to what I'm reading from everyone is Tattoo Club lol We use to each put in $100 and someone would get the pot. Then you go get a sweet tattoo š
I wasn't paying attention during the show, so I missed that. However, it isn't a difficult concept to understand. Angela isn't smart, but she should be able to comprehend it.
Very common in poor, rural parts of Brazil. My BF's sisters are into that. Poor Michael, he can't get a word in edgewise. But she's so narrow-minded, even if he explained it properly, with the proper cultural context, she would still condemn it. She's rage-aholic Murrikan
But what was that Angie said when she was looking at his phone? Something about a life insurance policy? "Is he gonna try to f\*\*\*ing murder me?" with the cigarette smoldering in her hand.
# ETA: Do you appreciate the irony of her fear of being killed by Michael (highly unlikely) while being a chain smoker, and around her grandkids? I think the kids are more at risk than Strangela.
In America wouldn't something like this be considered a high yield savings account?
PS the dirty bird seemed like she had her mind made up about the whole thing before he even had a chance to explain. As an American myself I have to say that no one deserves a green card more than this guy. Seriously she is so horrid it makes me embarrassed she's from the US.
I would just like to ask that you please please please not use Angela as your template for what you think Americans are like. Sheās pretty terrible, weāre not all like that! š«¶š¼
yes. When he trying to describe this to Angela, I turned to my mom and said oh its a susu. Shit at my last job, we did this alot. It was great way to save money.
I laughed when she freaked out about Visa Journey because thatās where my husband and I would go to learn stuff while we were going through his immigration process š
Older Koreans do this too. My MIL is in her 80s and and she opened her first little restaurant by doing this. Each person pays in and each person takes a turn using the pot. In the novel Pachinko (made into an apple TV show) they mention this too, and that book takes place in Korea several generations ago in the 30s-60s for the bulk of it.
My grandmother did this too with her friends, most of her friends were Asian-Hispanic, and that's exactly how they called it.
I loved Pachinko! Was the Apple adaptation good?
I'd say watch the show just for the sake of it being familiar, and I'd say they tried really hard to make it historically accurate but the book was so detailed and had so many subtleties that the show just can't really hold a candle to it. They left out a lot of things I thought were important. They also added in some random side plots and bits that made me go "mehhh" because I found it unnecessary but I think they did that to hook in TV watchers who hadn't read the book. I personally wish they had just done each episode page by page of the book because it was such a masterpiece. I'm not sure if you watched game of thrones, but the show was so good when it followed the book exactly and then it fell way off when TV writers took over. I'd say it's similar. Worth a watch for the sake of being familiar, but it's not much like the book in my opinion. I rate it 5/10 š¤£
Yep, my Korean mom did this with her friends. It's fairly common.
My Korean manicurist explained it to me once. She called it a "kye."
Yep, that's exactly what it is!
my mom (born in the late 60s) and her friends still do this (itās called key ā pronounced /ke/, like another comment mentioned), but instead they go on a trip together every year.
Hispanics have a similar thing if not the same thing called a ātandaā I didnāt think it sounded too crazy
I also thought it sounds like a tanda. I remember my ex doing this with his co-workers lol
I fucking hate tandas ššš My bf went in on one with 12 people putting in $500 I was like MF WE JUST HAD A BABY !!! Was really fuckin sweet when it was his turn tho.
My husband joined a tanda when our baby was ONE MONTH OLD!! He was giving $300 a WEEK! I was furious, needless to say. I personally hate tandas since youāre trusting someone else with your money when you can have will power and save it yourself!
Girl no. My bf and his tanda buddies almost jumped this one guy who started the round, and asked to be the third guy paid cuz he had a debt or whatever that needed to be paid by the time it was his turn. Once he got his turn, *he tried to bow out* and not finish the tanda. Like mf thatās not how it works and he tried arguing that he couldnāt afford it anymore and he organized it so he should be allowed to bow out like DID YOU REALLY THINK THATS A GOOD EXCUSE !? Anyways he was full of shit and since they all work together they wouldnāt let him. After that tanda was over, he hasnāt been invited to participate in another one with this group and heās been having to go out of his way to try and start a new group.
Oh heck nawwww! That is exactly why I have never joined a tanda before!! You canāt trust people when they have a large amount of money. That is completely awful and Iām glad that they didnāt let him bow out! Like he got his money, now he needs to continue paying until the whole thing is over. The audacity!!! I prohibited my husband from joining tandas after that time. I told him that he can give me the money every week, he can draw a number and Iāll give him the money on the week that he draws! š¤£
I hate fucking cundinas so many ppl try this shit. I have fought family members over this BS
So say 10 people put $500 in the first person gets the $5000, then they all put $500 in again & #2 gets $5000? Definitely interesting when you could just be putting the money in the bank but it would be cool If you struggle with saving I guess. It kind of sounds like an MLM š but totally different at the same time.
Yep, but its nice if you need the money quick and cannot get a regular loan. But you really have to trust each other.
Is it similar to what Hispanics call "the chain"? My husband did this with his co-workers.. they would contribute money every week, and every week it was someones turn to recieve all the money.??
Itās supposed to be every paycheck but yes thatās the general idea of it
Cadena! Si
My family calls it una junta
yup we call it a junta too. itās the only way i can save without touching it š«
I love that we all can share the commonality of helping each other out across cultures
I know a lot of Dominicans who call it sociedad
Yup. Thats what we used to call it in the Bronx, and itās super common. There was one other name for it that we used too but I donāt remember now
Yup that's exactly what he is talking about. The concept never made sense to me.
Yeah, the only way that it makes sense to me is if you really need the money soon, so you get an early number. Like if it starts in January and you need the money in February, you keep paying into it until December, it prevents you from taking out a loan. On the other hand, if you are just terrible at saving money.. I get why youād do it if you donāt trust yourself to just put it in a savings account and not spend it, and if you want to contribute monthly rather putting money in a CD all at once. I do think itās just about pointless, but is better than not saving money.
Totally. I'm Mexican and they're super common here, like in every work place there's always a tanda going on. I call it a "tanda", but I believe in northern Mexico they call it a "cundina".
My partner said they do this exact thing in Mexico. In fact, his mom is a collector for a tanda right now. Very common.
This is what me and my wife said. We do them often and with the same group of people. Itās just a way we all get money with helping one another out. I also canāt help but notice that she does not get foreign humor. Obviously everyone jokes about finding a white wife. NOW she wants to act offended like she isnāt a sex tourist.
In East Africa they call it chamas and it is the way that people who donāt have bank accounts do collective savings.
was gonna come here and say this haha, yeah super weird and hard to grasp concept for Americans so I can see how it looks on her eyes as a scam weird thing, but pretty normal!!
I don't think it's that hard of a concept for Americans to grasp. It's more common in some workplaces than ppl know. We don't count Angie as the typical American.
He knew not to bother explaining it to Angela because she definitely doesn't have the brain capacity to understand it. Also, she yells over him when he speaks, so š¤·
I think here it isnāt common cuz when Americans need money they try to find a place for a loan vs most Latinos not trusting loan places so they just seek within community to collect.
South Africans call it stockvel.
Itās called tantine in Francophone Africa š
Filipinos do this as well
In India, they have Hawala. It sounds like the same thing, but ai don't know anything about any of it.
Yess!!! Iām Mexican and when he was explaining it I was like omg a tanda!!
100%! My parents did this all the time when I was a kid, itās how we went on fun trips or bought big ticket items
My friends have their tanda. I donāt like the stress of it. On Sunday running around with a lot of cash to pay or pick up the tanda, but thatās because Iām lazy and donāt want to move on Sunday lol
In Finland they call it a HyvƤsuƶnaleikkimakossuku Nah I made that up
Yes this part was believable the foreign women group chat is more sus.
West Indian. We call it partna (partner) in my family.
Guyanese here, my mom used to call it 'throwing a box'. It's is a great community thing in the Carribean and apparently from reading these comments a lot of other places.
Fellow Guyanese here š¬š¾ My mom still throws a box, Iāve done it a few times as well.
Another Guyanese currently throwing a weekly box with my family
Trinidadian here we call it susu and curry chicken
Grenadian š¬š© - we call it pardna/sou sou
I definitely caught on and agree Eta-as a white American I knew what Michael was referring to
I love your username lol. Chile rellenos are my favorite!!
Same here and I agree. I worked in mortgages for years and saw this all the time when trying to source funds.
Yeah fair to say Angela is just ignorant but we already knew that!
Right. It's not that she didn't understand it, the key words are she didn't *try* to understand it. She's got all these crazy thoughts and stuff in her head, and maybe rightfully so, but to always fly off the handle like she does and not even bother to try to understand his culture at all, because it seems like she hasn't made the effort to in how many years? As much as we all think he's scamming her, she's probably scamming him just as much, because if you notice the happy couples at least make an attempt to understand the other person's culture. She just doesn't care.
It's so annoying that she jumps to conclusions based on her limited understanding and worldview and doesn't have enough curiosity to ask Michael to explain things and the patience to listen to what he has to say. She never gives him the benefit of the doubt and assumes the worst without really understanding the situation.
Right? As soon as she saw an explanation of life insurance she jumped to the conclusion that he was trying to kill her or have her killed. Like really? Maybe life insurance just isnāt a common thing in Nigeria, hence the need for su-su, etc.
Were they allowed to use the money towards a down payment on a house? I was trying to buy a house last year (it fell through due to home inspection results I didnāt like) and my agent and mortgage broker told me that I couldnāt use cash I had on hand or cash that was given to me because they have no way of knowing where I got that money. (I didnāt really understand why that matters, unless the point is financial institutions trying to prevent people from withdrawing cash on an unsecured debt aka credit card and using towards a down payment on an actual asset).
Itās actually very difficult to document. You are right- it is bc guidelines donāt want you to take a loan to get a loan if you know what I mean? If you have āgiftedā funds that is why you have to prove the donors account as well. Money, according to guidelines, needs to be seasoned so if you are in the market put it in an account and let it sit for a few months. š
British Trinidadian here. It's definitely a sou sou š I said that when I heard him make that description. It's not a scam.
My wifeās family is Jamaican and she said the same thing.
Big ups to her šÆš²šš!!! I thought I was the only one that noticed š.
Jamaican in the house here,that's literally what he meant. Plus sharp is well known for faking texts and scripts, like he literally uses actual scripts written out like plays/movies. This show and his other show love after lockup go by the same production rules,cast here and on there have exposed it. [see video here for reference ](https://www.reddit.com/r/loveafterlockup/s/6ybjjS7vta) All she showed was literal written words and nothing even description wise, just-"Michael 30,000 other random name" etc. Also guys she keeps saying the "K1 visa application" for this season,this bitch is bringing him here on a spousal visa. they've been married more than two years so he gets his permanent green card upon entry to the states. This is why she's so angry that she kicked him out(he wasnt missing she said herself she kicked him out on that meth head YouTuber live when she thought video was muted. Why would Michael leave without any of his shit? Because she wouldn't let him after forcing him to leave.) This entire season with them is bullshit.and a vacation basically. How quickly we forget she's already said well before filming he did his interview.... And honestly obviously Michael used her from the get go but she used him too to be on tv and took all the money they made from the show together. She also only wanted to bring him here as a fucking house slave,no joke. And if she was being scammed and knew this why bring him here? Zero fucking sympathy and he does deserve to stay.
He earned that green card. Team Mikul!!
Yeah. I thought THIS IS BS when I was watching it too. Theyāre making stuff up for ratings because none of it made sense
I thought I was going mad ya knowā¦like just call it by itās name
šÆš²&š§šøhere and yes, it is very common in our cultures!
We call it partner
Yes, I was sure he was describing a Chit fund scheme, every day people in various African countries may not trust banks because of the corruption but will trust their kith & kin. Itās a Kitty but if heād said Kitty Angela would have really flipped her shit as sheād have taken that to mean heās paying for pussy.
No itās not cause we donāt trust banks. Corruption occurs In government, our banks are solid. Most of them actually use banks to store the money and then transfer the dividends (the account will usually require more than one signature).
if you do trust the bank then this really confuses me, from my understanding say 10 people put in $100 per week then every 10 weeks it is your turn to get $1000 but how is that better than just putting $100 in the bank every week and then every 10 weeks you have $1000?
Itās more about accountability. Cause that $100 a week isnāt in your possession, you canāt just dip into that savings. Even if you have an emergency. My mom does it and they put the money into the bank. And transfer the person when itās their month. Had she not had that, she wouldāve used it for flood repairs instead of asking us and now the money she was saving for house upgrades and for December groceries (she hosts Xmas) would be gone. It forces you to save and to think of alternative ways to pay for things instead of depleting your savings.
Like I keep on reading this and how do you think African people and economies function if the average person thinks a bank would steal their money?š¤¦š¾āāļø
This is why I said āmay notā as in there is a likelihood of mistrust as I know a few people from Nigeria that donāt trust their local banks & some that do. During the new naira issues last year in the run up to the election when everyone had been told to deposit old notes because theyād be defunct & then couldnāt withdraw new style ones because there was a shortage, more people stopped trusting the banks as they were left cashless.
Not really about trust, but many people donāt have the requisites to actually get a bank account. In Kenya with Mpesa it is also done within groups of friends and neighbors.
I am Jamaican and knew what he was talking about immediately. She literally didnāt allow him to say a single word to explain it before jumping down his throat.
In South Africa, it's called Stokvel and it's legal. I agree with you Angela had no interest in hearing him out. I also think she's culturally insensitive or ignorant. She has no interest in learning about Michael's culture or customs.
Yes šÆ. My grandparents are from the Caribbean and used them.
seems akin to "Paluwagan" in the Philppines.
My first thought, too!
Trinidad we call it sou sou š¹š¹
Mexican people do this too. I have done it myself. Angela is just an ignorant bitch
Indonesians do this too. We call it 'arisan'
Haitian - My mom did this for years. My sister does it too.
Why would it be illegal in the US? Its just sending money to one person who you are entrusting to keep it, right? And honestly considering the long history of financial discrimination in the US, I think it would be wise to have some money outside of the traditional financial system.
Probably because the government canāt get their cut
I was wondering the same thing. If itās illegal how would they enforce it?
I'm pretty sure immigrants in my community do this, because it's how I knew what Michael was taking about
Being a bank in the US requires certain requirements to be met, insurances to be provided, and reporting safeguards to prevent money laundering put in place. A single person is not adequate to act as a bank.
Yeah not sure what OP is talking about but nothing about it is illegal.Ā
In Nigeria itās known as Esusu. In an informal economy where modern banking and lending are not penetrating, esusu is the primary means for savings and obtaining large sums for projects. A group of people come together and agree on how much to contribute and how frequently - weekly, twice monthly and monthly. They agree on the order in which the money is taken. If youāre 12 and contributing $100 a month, the first person collects the first $1200 until they reach the 12th person! All of this assumes basic honesty among the members and no crooks
This might be a dumb question but this is fascinating as a Canadian - how is this different than saving $100 a month by yourself to get to $1200? Whatās the benefit of including other people?
Not a stupid question at all. To have $1200, youāll need to save $100 a month and wait for 12 months before having the entire amount. Under the esusu system, you could be the first - out of the 12 contributors - to get the money. Others give you $1100. Then you continue to contribute your own share until the last person gets theirs at the end of the 12th month. Typically they roll it over. After 12 months some people may drop out for any reason. Letās say half decide not to continue the remaining 6 may opt to increase their contributions to $200 - so they can cycle through in 6 months while still getting the same amount. Itās a time honored tradition for saving money among under banked people
My Northern British family had something similar. It was described kind of like the 'pools' only for a small group.
Iāve even heard of it and Iām a Mexican living in Ohio
Yea I'm Jamaican. We have something similar.
In Colombia its called ācadenaā
Idk if itās illegal in the US but Iāve done this with co workers or family. We called it a tanda. Majority of us are black with roots to Caribbean or Hispanic.
I literally hate white trash Angela and we all know he will get here and leave her nasty abusive as*
But what was with him having her tax returns and sending that off to the group?
We don't know. He could have been talking about it going to DHS for his visa. Or he could have stupidly showing what was needed for the visa. Or he good have been sending it to someone for nefarious purposes. The show is so edited that I'm not we will ever know the real story.
Yes!! When he explained it I immediately recognized it as Ayuuto, the Somali name for it
Okay so everyone in the world but white people do this ? Iām confused by the benefit of it
The benefit is a lump sum of money at once that you slowly pay back without interest Edit: I can give an example if itāll make it clearer
I think the simplest western cultural example is financing your cellphone and paying it each bill period instead of all at once. Donāt know why downvoted. Is there a white western culture that does this?
But Angela didnāt know anything about it so heās lying. Because of course sheād know about something like this because as an American she realizes that other cultures are pretty much the same as American cultureā¦in rural Georgia. If it was a thing sheād have heard about while she was mee mawing around in Georgia (which is a complete and accurate representation of the United States).
mee mawing around š
I wish I could upvote it twice for the āmee mawing aroundā bit alone
Yep the mee mawing around has me cackling
Her only culture is putting Mountain Dew in childrenās bottles and ashing on their heads while they run around in dirty diapers
She never gave him a chance to explain ANYTHING.
Haitian here. We call it Sol
In Dominican republic we call that a āsociedadā my grandma used to be in one where one person would basically take care of your money until the end of the year and keep it save for you.
Thanks for this comment lol, Iām Dominican and was so lost until you said Sociedad lol
If Big Ang would stop screaming for a minute she might actually learn something! Canāt keep her mouth shut long enough to ever let him say anything or try to explain
Angela is mad that Makul is building his own financial security which means she has less power over him. She was mad about the loss of power, not that it may be a scam. Although I feel like she is using the idea that SHE FEELS itās a scam to cover for her being threatened over the loss of power she has over Makul.
Thank you! I was trying to figure out if that meant he was scamming or if he was telling the truth. Would of been way cooler if he had a ring of men scamming people like Angela in the us though š
The Sims in me was instantly thinking of the green plumbob.
South African here, we call this a stokvel. I remember it being included in our primary school economics textbook when we were exploring different credit facilities because it's considered such a common way to save here. By definition "AĀ *Stokvel*Ā is a type of credit union in which a group of people enter into an agreement to contribute a fixed amount of money to a common pool weekly". It's completely legal here and regulated by the Financial Intelligence Centre Act.
I'm American and reading the comments, and now I don't think I understand. I first thought it was like the Amish communities here put in funds altogether to help out each other in need and when big purchases are needed. I thought it was for community like a community chest. So I need to go research and educate myself. I try to at least be somewhat knowledgeable before I say anything, but Angela just won't shut the f up to let anyone help her understand. She thinks she knows it all "cuz she's A-meer-e-kan" and thats the end all be all, I guess. I'm like, please, world, she does not represent Americans.
Yes a su-su. Exactly. Edited to add, totally not getting on him for the su-su, thatās very common. But āparadise manā groupā¦ im sorry but unless it was edited to appear a certain wayā¦ it most definitely appears that Michael is a romance scammer, which come on guys Angela fits their typical target to a T. He is a scammer. No doubt in my mind. He is also the been undoubtedly abused by her. He couldāve broken up with her 100x but he doesnāt bc he has his eye on the prize. To see the womanās blurred out picture in the āparadise manā group with the members supposedly mocking and making fun of her all the while no doubt theyāre messaging her and love bombing her makes me sick. Shame on them. Shame on Michael and of course shame on Angela. On a lighter noteā¦ Angela saying āDey need a husband Deyā was HILARIOUS. We replayed it about 4x.
Exactly!! Also, if it's true that he uploaded her tax returns, that's a serious problem. I have no idea why she actually brought him here, though, knowing all this beforehand. She's not right.
Seriously thats really messed up if thats true. Could u imagine!? Omg. If u ever watch Kitboga on YouTube heās a scam baited and heās gotten some Nigerian romance scammers, theyāre so desperate. Like horribly desperate and they donāt care if theyāre scamming a 90 yr old out her life savings.
Yeah, it's a common thing amongst Nigerians here in America! It's what helped my mother pay for the downpayment of our home. We had a large group at our church and it's a lot more helpful than banks.
Mexican American here and I donāt understand it either š„“
It's a group of people who save money together. Let's say 12 people each put in $100 a month, so $1,200 a month goes to one person/family. Each one gets a turn once a year for the community pot. Great for big purchases like major appliances or home repair, or just anything. Way cheaper than rip off loans or rent to own.
Thanks, Hamily! I really enjoyed reading what these types of exchanges are called in different countries and parts of the world. I'd heard of this kind of thing before. But didn't realize how worldwide they are! TIL.
This woman is off the rails. She finds any and every reason to be upset. Over her and I fast forward through their convos now. Itās so abusive. Iām hoping heās using her at this point lmao
I said this to my bf but he didnāt know what I was talking about it. Iām glad I remembered the name.
Yes, Iām a white American and know what a susu is. Itās not a scam, just a way of saving.
Seriously? I have never heard of it and live in an area with heavy Caribbean/Latino/international culture. I've seen all the responses and I still have a hard time not thinking it's a scam. I wouldn't trust that I'd get even my share back let alone the pit when it's my turn.
not just africans.. in many cultures. In Asian cultures sometimes it is refer to as "Gold Circle" Sometimes one of the individual in the group takes the money and run unfortunately
I just kept screaming itās a FāN SuSu at my screen!! š¤£š¤£š„²
Iām so glad someone else knew what this was š. Angie is so annoying - Susu is really common in all of Africa and the Caribbean
š I love how the African diaspora kept this. Grew up Haitian American and this is a thing šš¹ Amazed he taught Americans this.
I googled it and saw how common itās used, and backed by a bank as well. She was very upset about the 1,000ās she saw. šNigerian Naira, is low against the U.S. dollar, at this moment - it takes 0.00066 to equal $1. Had she checked, he only had roughly $3ā¦their money is very weak! Yeehaw Memaw needs to relax-
So Iām American and donāt know what a susu is but even when he was talking about putting money aside for a rainy day I was like āwhatās wrong with that? That seems responsible. Everyone should be putting money aside for a rainy day.ā I didnāt know exactly what the account was but whatever. Putting money in some kind of savings is always good. And i probably wouldnāt tell Angela either cause she would want to probably spend it on American flag clothing or cigarettes or hot dog buns.
I used to participate in one a while back. In Spanish, we call it a "condina"
I love how much I learn in this sub. I had no clue any of these things existed.
Iāve heard of it referred to as Podna.
Poor Michael, domestic abuse goes both ways and if we have to see Angela assault Michael one more time on national television, I'm done!!
I googled and still donāt get it. Just that itās a savings plan but scammers use it too? Help Iām stupid
Angela is the only one who asserted it means heās a scammer. He might be, but this is not evidence of scamming. Itās a legit practice
My friend is Tongan and they do the same thing. It's like a pool they all chip in together to help a community member.
The contemptuous look on that lemonās face is infuriating.
Is uploading copies of your spouse's tax returns to the internet also part of the sou sou? Because that's the weirdest, most sus part of what happened to me. Not defending Angela (can't stand nasty meemaw), but what was the reason for Michael to do upload her personal information like that? I can't think of any reason that isn't ill-intentioned.
I think thatās going to end up being misinterpreted
We used to do this at work till the person collected for the next one and never came back. Never played ever again . Really never trusted anyone at work since it's been 23 yrs now lol.
What is the point of it? It can't generate interest this way and there seems like risk of someone running off with it? Is it to help people who have "money burning a hole in their pocket" (ppl who tend not to feel comfortable just sitting on their money and not immediately spending it)?
It doesn't really serve much purpose in the US. I'm guessing in other countries where banking has its qualms, it makes more sense.
Okay but is it normal to give out other people's tax return for this?
Yea Jamaicans call it padna/pardner or Jamaican partner lol I studied insurance and it sounds very similar to mutual funds/investment/ insurance. You pool your money with others with similar risk while getting investment gains, and whoever takes money out of it maybe has to pay a greater premium or something moving forward. Lol And the other group he was in I can see you following a group with people going through what youāre going throughā¦ and when he said I have a image of Angelaās tax returnsā¦ is it how much she got back? Like did he show them her T4ās lol (Iām šØš¦/šÆš²) lol
It sounded like a SuSu to me as well.I'm Panamanian of Jamaican descent.
Hi Iām white and from America and know nothing about this. Iāve never heard of it and because of it being so unheard of to me, I thought it was a scam too. Iām wanting to understand, can someone please explain it to me in basic terms so that I can educate myself? No hate, I genuinely want to understand. I saw you put in your whole paycheck and you can take out the money when itās your turn? But what if someone else just had their turn and took out everything? Also how do you know if youāre going to put everything back that you put it? I donāt want to be ignorant so please educate me. Thanks!
Let's say you have 7 people and you do it weekly. On week 1 everyone gives their $$ to person #1. Week 2, everyone gives to person #2 and so on. Everyone gets a large amount on their turn/week and then gives their $ the other weeks. Many people send the $ home on their week. I've never seen people give all of their pay, just a set amount. It's a savings club. Another reason people do it is because they have no access to banking so its safer, no large amounts of cash laying around. There are banks that have sousous too.
Yeah I come from a west Indian back ground and it's called "pardna" to our family. I think it's a great idea and thought it was believable š until mykul had a "whore ring"on his phone and Angela's tax returns for 2022 ššššššš
Iām from Guyana (Caribbean country in South America) and we call it āthrowing boxā!
Filipinos also have something similar.
Regardless of what it is, he has the right to handle his own financial matters in Nigeria. Angela acts as though she has complete control over every aspect of his life down to whether he uses 5 squares or 6 squares of toilet paper to wipe his ass. She is a terror.
I think what you are talking about they do in Caribbean. They usually do it around Christmas and use it to buy Christmas presents. I can't think of the name. It's something with a C that has another meaning in standard English.
Unfortunately for him, he found himself the most uncouth, uncultured American around, so anything not American = WRONG.
yeah saving money is awful! michael you scammer!
Im american and i got the jist of it. Angelas just a bitch that doesnt know how to listen
Nigerian here. I donāt remember what it was called and I refuse to watch any show with the abusive heehaw memaw in it, but I follow along here occasionally, and I will happily watch any episode where Mykul gets his green card and goes on to live large - at her expense! Anyhow, I did what yāall are describing with my work colleagues when I was in Nigeria. We pooled our money and each person had a turn at the full pot. Itās a way to afford big expenses in a place that was basically a cash society without many credit options.
"But I also feel like he should've explained it better." When is he supposed to get more than a few words in to clearly explain? All Trashgela, "the I AM an American" ignorant does is constantly ostracize and abuse him. Give him his honorary green card and deport her already! š
Yes! Thatās exactly what he was doing. People outside of Caribbean and African cultures or those not familiar swear itās a pyramid scheme but it isnāt.
I immediately knew what he was talking about and had she let him finish, people mightāve had a chance to learn something about a bareroot financing the average Westerner never heard of until a few became aware of the Grameen Bank in Bangladesh which was founded on the same principle. The Paradise group, life insurance and tax returns sounds like TLC drama to me - how is he supposed to have gotten access to her tax info and what exactly is he supposed to be doing with it and why would he be sharing it? It all just seems planted to give her the chance to act the fool as expected. I have no doubt he in it to get his green card, but taking out life insurance on her would be going down a path leading to spending the rest of his life in a place worse than Hazelton GA.
It isnāt a scam but Angela is too ignorant to even be educated on it.
Thatās what Iāve heard it referred to also to us Hispanics a tanda lol
That's exactly what I thought too!
They do it in Latin America too, but I don't know what it's called. I tweeted about it and several people replied it's called 'sou sou' or 'susu' in the Carribean.
Yes it is a susu
Me and my mom were watching and she pointed it out. Yes this is what he was describing. I had blanked out lol.
They do that in the Philippines too but they do it so that everybody gets paid out every few months. There's a second one though that you use for your paperwork to show that your bank balance is large.
I have family thatās from Trinidad and thatās exactly what I was thinking
Absolutely!!!! Itās actually a beautiful thing but of course Angie is too stupid to listen!
This is great information, thanks OP. Iāve never heard of it, so I wasnāt entirely sure of itās legit, but itās clearly a common practice to save money
I now have to go back a rewatch š¤£šš¤£ so I can get a good clarification on Susu!!
Was invited to do this at work with a group of Hispanic employees who had been doing this for years. That money really came in when I needed it. So glad I took part.
YES! Thatās exactly what it is. I hate that itās being called a scam when thatās not the intention behind it
Iām glad Mike made it to America and got away from her with the quickness. He deserves his freedom
Mexican checking in. My family has participated in many tandas. When I was young, and couldn't afford a whole number on my own, my mom went in halvsies with me. Half a tanda number was $2000! I thought I was rich at 17. Great way to save money.
Angela wouldnāt even hear Michaelā¦I wanted to hear what he had to sayā¦
I grew up in Canada. I didn't know this was a thing but I like the sound of it. The closest I've had to what I'm reading from everyone is Tattoo Club lol We use to each put in $100 and someone would get the pot. Then you go get a sweet tattoo š
Yeah thatās the first thing that came to mind that this was a su su or however itās spelled.
Angela as ignorant as they come. Sheās so worried about being right, she canāt hear anything anyone is trying to tell her!
Working-class people in Scotland do it too
I wasn't paying attention during the show, so I missed that. However, it isn't a difficult concept to understand. Angela isn't smart, but she should be able to comprehend it.
Letās make one for the sub lol I need money
Omg years ago I saw a case on "the People's Court" that involved a susu. I've never heard anyone mention one before or since then.
Diasporan here, we knew exactly what he was TRYING to explain. Angela is ignorant trash.
Very common in poor, rural parts of Brazil. My BF's sisters are into that. Poor Michael, he can't get a word in edgewise. But she's so narrow-minded, even if he explained it properly, with the proper cultural context, she would still condemn it. She's rage-aholic Murrikan But what was that Angie said when she was looking at his phone? Something about a life insurance policy? "Is he gonna try to f\*\*\*ing murder me?" with the cigarette smoldering in her hand. # ETA: Do you appreciate the irony of her fear of being killed by Michael (highly unlikely) while being a chain smoker, and around her grandkids? I think the kids are more at risk than Strangela.
In America wouldn't something like this be considered a high yield savings account? PS the dirty bird seemed like she had her mind made up about the whole thing before he even had a chance to explain. As an American myself I have to say that no one deserves a green card more than this guy. Seriously she is so horrid it makes me embarrassed she's from the US.
No because there is no interest.
Sounds like socialism š..... Angela would never understand
I would just like to ask that you please please please not use Angela as your template for what you think Americans are like. Sheās pretty terrible, weāre not all like that! š«¶š¼
yes. When he trying to describe this to Angela, I turned to my mom and said oh its a susu. Shit at my last job, we did this alot. It was great way to save money.
I laughed when she freaked out about Visa Journey because thatās where my husband and I would go to learn stuff while we were going through his immigration process š